Rockingham County, NC
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 36.38, -79.78.
Assembled 2026-10-06. Read the brief.
- 36th pct · 1,954th of 3,063 US counties · median $234,566
- 22nd pct · 78th of 100 North Carolina counties · median $273,108
- counties in the Greensboro-High Point metro: Rank context is unavailable: the manifest lists 3 counties in the Greensboro-High Point metro; fewer than 5 is too few to rank.
- 29th pct · 2,162nd of 3,063 US counties · median +2.9%
- 49th pct · 51st of 100 North Carolina counties · median +1.1%
- counties in the Greensboro-High Point metro: Rank context is unavailable: the manifest lists 3 counties in the Greensboro-High Point metro; fewer than 5 is too few to rank.
- 16th pct · 1,170th of 1,399 US counties · median $1,496
- 4th pct · 60th of 63 North Carolina counties · median $1,573
- counties in the Greensboro-High Point metro: Rank context is unavailable: the manifest lists 3 counties in the Greensboro-High Point metro; fewer than 5 is too few to rank.
- 74th pct · 819th of 3,221 US counties · median 8,232
- 59th pct · 41st of 100 North Carolina counties · median 16,739
- counties in the Greensboro-High Point metro: Rank context is unavailable: the manifest lists 3 counties in the Greensboro-High Point metro; fewer than 5 is too few to rank.
- 26th pct · 2,382nd of 3,221 US counties · median $1,039
- 27th pct · 73rd of 100 North Carolina counties · median $984
- counties in the Greensboro-High Point metro: Rank context is unavailable: the manifest lists 3 counties in the Greensboro-High Point metro; fewer than 5 is too few to rank.
- 45th pct · 1,662nd of 3,063 US counties · median 4.3
- 31st pct · 69th of 100 North Carolina counties · median 5.0
- counties in the Greensboro-High Point metro: Rank context is unavailable: the manifest lists 3 counties in the Greensboro-High Point metro; fewer than 5 is too few to rank.
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $197,776 (Aug 2026), +1.0% over one year, +9.0% over five
- 36th pct · 1,954th of 3,063 US counties · median $234,566
- 22nd pct · 78th of 100 North Carolina counties · median $273,108
- counties in the Greensboro-High Point metro: Rank context is unavailable: the manifest lists 3 counties in the Greensboro-High Point metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Rockingham County, NC | $197,776 · +1.0% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Typical rent $1,123/mo (Aug 2026), +6.7% over one year; price-to-rent 14.7
- 16th pct · 1,170th of 1,399 US counties · median $1,496
- 4th pct · 60th of 63 North Carolina counties · median $1,573
- counties in the Greensboro-High Point metro: Rank context is unavailable: the manifest lists 3 counties in the Greensboro-High Point metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Rockingham County, NC | $1,123/mo · +6.7% 1-yr |
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $1,083 a month on $197,776 at 7.28%, against an average weekly wage worth $4,047 a month: 26.7% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $197,776 × 80% = $158,221, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $1,083/mo principal and interest
- wage share = payment / (avg weekly wage $934 × 52 / 12 = $4,047) = 27% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $197,776 / ($934 × 52) = 4.1
- price-to-rent = $197,776 / ($1,123 × 12) = 14.7
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
24,211 jobs at 1,916 employers (2026 Q1); +0.3% jobs and +1.7% average weekly wage over the year
- 74th pct · 819th of 3,221 US counties · median 8,232
- 59th pct · 41st of 100 North Carolina counties · median 16,739
- counties in the Greensboro-High Point metro: Rank context is unavailable: the manifest lists 3 counties in the Greensboro-High Point metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Rockingham County, NC | 24,211 jobs · $934/wk · +0.3% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Manufacturing | 4,711 | $1,180 | 2.42 | -0.7% |
| Retail trade | 3,395 | $627 | 1.44 | -6.0% |
| Health care and social assistance | 3,187 | $979 | 0.87 | +9.9% |
| Accommodation and food services | 2,256 | $374 | 1.04 | +4.8% |
| Construction | 1,655 | $1,237 | 1.30 | +0.0% |
| Administrative and waste services | 1,084 | $738 | 0.79 | -2.8% |
| Wholesale trade | 1,019 | $1,148 | 1.10 | -0.6% |
| Transportation and warehousing | 747 | $971 | 0.73 | +12.0% |
| Other services | 579 | $664 | 0.80 | -4.5% |
| Finance and insurance | 423 | $1,360 | 0.43 | +6.3% |
| Educational services | 211 | $686 | 0.41 | +14.7% |
| Real estate and rental | 191 | $751 | 0.51 | +4.4% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D4 exceptional drought
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
Surface water layer not loaded
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
Surface water layer not loaded
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
No USGS monitoring wells within 75 km (or above 1,500 km)
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
severe (1.00)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×1.00 / 0.35
Banks & federal dollars #
$1.3 bn in deposits at 19 offices of 9 banks (SOD June 2026); HHI 1,539, moderately concentrated. $756.8 m federal obligations in FY2026 (direct payments $651.2 m, contracts $65.5 m), $31,259 per covered job
| Item | Value | Distance |
|---|---|---|
| First National Bank of Pennsylvania | $288.7 m · 21.4% share · 3 offices | |
| Truist Bank | $248.9 m · 18.5% share · 3 offices | |
| HomeTrust Bank | $241.6 m · 17.9% share · 2 offices | |
| Rockingham, NC | $756.8 m FY2026 · $31,259/job | |
| MULTIPLE RECIPIENTS | $641.4 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| First National Bank of Pennsylvania | $288,743,000 | 21.4% | 3 |
| Truist Bank | $248,950,000 | 18.5% | 3 |
| HomeTrust Bank | $241,616,000 | 17.9% | 2 |
| First-Citizens Bank & Trust Company | $193,893,000 | 14.4% | 2 |
| Wells Fargo Bank, National Association | $154,279,000 | 11.4% | 2 |
| Carter Bank & Trust | $75,748,000 | 5.6% | 2 |
| First Carolina Bank | $70,498,000 | 5.2% | 1 |
| First Bank | $57,487,000 | 4.3% | 1 |
| Woodforest National Bank | $16,382,000 | 1.2% | 3 |
Deposit concentration is 1,539 across 9 banks, which the 1995 Department of Justice bank merger screen calls moderately concentrated.
HHI = Σ (share %)² over 9 banks with deposits in the county = 21.4² + 18.5² + 17.9² + … (6 more) = 1,539
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $575,613,683 |
| Department of Veterans Affairs | $64,663,451 |
| Department of Defense | $52,405,624 |
| Department of Transportation | $19,083,775 |
| Department of Health and Human Services | $12,536,186 |
| General Services Administration | $7,727,345 |
| Department of Energy | $7,500,000 |
| Department of Homeland Security | $5,344,136 |
| Department of Agriculture | $4,452,729 |
| Department of Housing and Urban Development | $4,271,573 |
| Department of Education | $1,806,131 |
| Railroad Retirement Board | $1,157,848 |
That is $31,259 per covered job, against 24,211 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $756.8 m / 24,211 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $31,259
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.69 | 2026-10-05 | +3.3% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-06 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 6.00 | 2026-09-22 | -14.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 6,830.00 | 2026-08-01 | +7.4% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Rockingham County, NC: 7 findings, 7 noted
noteRockingham County, NC's average weekly wage was 1.7% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +1.7 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteRockingham County, NC's typical asking rent rose 1.2% from $1,109 in July 2026 to $1,123 in August 2026, on Zillow ZORI.
Period 2026-08.Show the arithmetic
- +1.2% = (1122.6666666666667 - 1109.496700024753) / 1109.496700024753 × 100
- 1122.6666666666667 = Zillow ZORI, 2026-08
- 1109.496700024753 = Zillow ZORI, 2026-07
noteRockingham County, NC's covered employment was 0.3% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +0.3 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteRockingham County, NC's typical home value rose 0.3% from $197,235 in July 2026 to $197,776 in August 2026, on Zillow ZHVI.
Period 2026-08.Show the arithmetic
- +0.3% = (197775.7948853719 - 197235.36252184666) / 197235.36252184666 × 100
- 197775.7948853719 = Zillow ZHVI, 2026-08
- 197235.36252184666 = Zillow ZHVI, 2026-07
noteRockingham County, NC's typical asking rent of $1,123 ranks 60th of 63 North Carolina counties, against a median of $1,573.
Period 2026-08.Show the arithmetic
- 5 on the 0-to-100 scale across 63 North Carolina counties that published rent.latest
position among the entities that published this metric this period; not an official level
Read all 7 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.