Pittsylvania County, VA
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 36.82, -79.40.
Assembled 2026-10-06. Read the brief.
- 34th pct · 2,007th of 3,063 US counties · median $234,566
- 19th pct · 107th of 133 Virginia counties · median $307,999
- 44th pct · 1,689th of 3,063 US counties · median +2.9%
- 38th pct · 82nd of 133 Virginia counties · median +2.9%
- US counties: not published this period
- Virginia counties: not published this period
- 59th pct · 1,301st of 3,221 US counties · median 8,232
- 60th pct · 53rd of 133 Virginia counties · median 9,944
- 37th pct · 2,003rd of 3,221 US counties · median $1,039
- 35th pct · 85th of 133 Virginia counties · median $1,048
- 39th pct · 1,859th of 3,063 US counties · median 4.3
- 23rd pct · 102nd of 133 Virginia counties · median 5.4
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $194,074 (Aug 2026), +2.5% over one year, +28.9% over five
- 34th pct · 2,007th of 3,063 US counties · median $234,566
- 19th pct · 107th of 133 Virginia counties · median $307,999
| Item | Value | Distance |
|---|---|---|
| Pittsylvania County, VA | $194,074 · +2.5% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Zillow publishes no rent index for this area (ZORI covers about 1,400 counties)
- US counties: not published this period
- Virginia counties: not published this period
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $1,062 a month on $194,074 at 7.28%, against an average weekly wage worth $4,264 a month: 24.9% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $194,074 × 80% = $155,260, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $1,062/mo principal and interest
- wage share = payment / (avg weekly wage $984 × 52 / 12 = $4,264) = 25% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $194,074 / ($984 × 52) = 3.8
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
12,277 jobs at 1,432 employers (2026 Q1); -5.3% jobs and +4.0% average weekly wage over the year
- 59th pct · 1,301st of 3,221 US counties · median 8,232
- 60th pct · 53rd of 133 Virginia counties · median 9,944
| Item | Value | Distance |
|---|---|---|
| Pittsylvania County, VA | 12,277 jobs · $984/wk · -5.3% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Manufacturing | 2,206 | $1,233 | 2.23 | -5.6% |
| Health care and social assistance | 1,732 | $813 | 0.94 | +1.8% |
| Construction | 1,092 | $1,001 | 1.70 | +3.3% |
| Wholesale trade | 890 | $1,287 | 1.89 | +1.4% |
| Retail trade | 881 | $597 | 0.74 | -1.5% |
| Accommodation and food services | 650 | $397 | 0.59 | +2.2% |
| Other services | 363 | $858 | 0.99 | -5.7% |
| Transportation and warehousing | 353 | $1,319 | 0.68 | -2.5% |
| Administrative and waste services | 295 | $819 | 0.42 | -1.0% |
| Professional and technical services | 289 | $1,139 | 0.34 | -14.0% |
| Educational services | 264 | $873 | 1.00 | +0.0% |
| Finance and insurance | 138 | $1,344 | 0.28 | +0.0% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D3 extreme drought
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
Surface water layer not loaded
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
Surface water layer not loaded
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
No USGS monitoring wells within 75 km (or above 1,500 km)
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
high (0.75)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.75 / 0.35
Banks & federal dollars #
$495.3 m in deposits at 10 offices of 5 banks (SOD June 2026); HHI 2,251, highly concentrated. $446.8 m federal obligations in FY2026 (direct payments $432.2 m, contracts $8.4 m), $36,390 per covered job
| Item | Value | Distance |
|---|---|---|
| Carter Bank & Trust | $146.2 m · 29.5% share · 2 offices | |
| First National Bank | $118.9 m · 24.0% share · 3 offices | |
| Atlantic Union Bank | $112.2 m · 22.6% share · 2 offices | |
| Pittsylvania, VA | $446.8 m FY2026 · $36,390/job | |
| MULTIPLE RECIPIENTS | $423.2 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Carter Bank & Trust | $146,222,000 | 29.5% | 2 |
| First National Bank | $118,916,000 | 24.0% | 3 |
| Atlantic Union Bank | $112,179,000 | 22.6% | 2 |
| First-Citizens Bank & Trust Company | $67,957,000 | 13.7% | 2 |
| Truist Bank | $50,050,000 | 10.1% | 1 |
Deposit concentration is 2,251 across 5 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 5 banks with deposits in the county = 29.5² + 24.0² + 22.6² + … (2 more) = 2,251
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $387,580,756 |
| Department of Veterans Affairs | $33,745,682 |
| Department of Defense | $8,406,453 |
| Department of Agriculture | $6,502,338 |
| Department of Transportation | $3,476,314 |
| Department of Health and Human Services | $2,475,561 |
| Railroad Retirement Board | $1,939,724 |
| Department of Housing and Urban Development | $1,835,126 |
| Federal Communications Commission | $793,027 |
That is $36,390 per covered job, against 12,277 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $446.8 m / 12,277 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $36,390
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.69 | 2026-10-05 | +3.3% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-06 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 6.00 | 2026-09-22 | -14.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 6,830.00 | 2026-08-01 | +7.4% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -88,576.00 | 2026-07-01 | -24.4% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Pittsylvania County, VA: 8 findings, 1 at an alert level, 1 at a watch level and 6 noted
alertPittsylvania County, VA's covered employment is -5.3% against a year earlier, an alert level here: covered employment at least 3 percent below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; convention chosen for this dashboard, not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -5.3 <= -3
BLS QCEW over-the-year percent change, as published; convention chosen for this dashboard, not an official level
watchPittsylvania County, VA's covered employment is -5.3% against a year earlier, a watch level here: covered employment below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -5.3 < 0
BLS QCEW over-the-year percent change, as published; not an official level
notePittsylvania County, VA's covered employment was 5.3% lower than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- -5.3 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
notePittsylvania County, VA's average weekly wage was 4.0% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +4 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
notePittsylvania County, VA's typical home value rose 0.3% from $193,535 in July 2026 to $194,074 in August 2026, on Zillow ZHVI.
Period 2026-08.Show the arithmetic
- +0.3% = (194074.38003661088 - 193535.12347379696) / 193535.12347379696 × 100
- 194074.38003661088 = Zillow ZHVI, 2026-08
- 193535.12347379696 = Zillow ZHVI, 2026-07
Read all 8 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.