Scioto County, OH

Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 38.81, -83.00.

Assembled 2026-10-06. Read the brief.

Typical home value
$145,722
as of August 2026
  • 14th pct · 2,619th of 3,063 US counties · median $234,566
  • 4th pct · 84th of 88 Ohio counties · median $219,740
Home value, one year
+6.4%
as of August 2026
  • 83rd pct · 521st of 3,063 US counties · median +2.9%
  • 83rd pct · 15th of 88 Ohio counties · median +4.2%
Typical rent
not published
  • US counties: not published this period
  • Ohio counties: not published this period
Jobs
24,714
as of 2026 Q1-01
  • 74th pct · 808th of 3,221 US counties · median 8,232
  • 57th pct · 38th of 88 Ohio counties · median 20,657
Average weekly wage
$978
as of 2026 Q1-01
  • 36th pct · 2,041st of 3,221 US counties · median $1,039
  • 13th pct · 76th of 88 Ohio counties · median $1,081
Years of wages per home
2.9
  • 16th pct · 2,553rd of 3,063 US counties · median 4.3
  • 8th pct · 81st of 88 Ohio counties · median 3.7

Typical home value divided by the average annual wage of one covered job.

A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.

Home values #

currentas of 2026 Q1retrieved 2026-10-06

Typical home $145,722 (Aug 2026), +6.4% over one year, +33.9% over five

  • 14th pct · 2,619th of 3,063 US counties · median $234,566
  • 4th pct · 84th of 88 Ohio counties · median $219,740
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
ItemValueDistance
Scioto County, OH$145,722 · +6.4% 1-yr

Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.

Rents #

currentas of 2026 Q1retrieved 2026-10-06

Zillow publishes no rent index for this area (ZORI covers about 1,400 counties)

  • US counties: not published this period
  • Ohio counties: not published this period

Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).

What the typical home costs to carry #

currentretrieved 2026-10-06

Principal and interest of $798 a month on $145,722 at 7.28%, against an average weekly wage worth $4,238 a month: 18.8% of one job’s pay.

  • payment = P·r / (1 − (1+r)^−n), P = $145,722 × 80% = $116,578, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $798/mo principal and interest
  • wage share = payment / (avg weekly wage $978 × 52 / 12 = $4,238) = 19% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
  • years of wages = $145,722 / ($978 × 52) = 2.9

The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.

Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.

Jobs & wages #

currentas of 2026 Q1retrieved 2026-10-06

24,714 jobs at 1,494 employers (2026 Q1); -0.6% jobs and -0.3% average weekly wage over the year

  • 74th pct · 808th of 3,221 US counties · median 8,232
  • 57th pct · 38th of 88 Ohio counties · median 20,657
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
ItemValueDistance
Scioto County, OH24,714 jobs · $978/wk · -0.6% YoY
BLS QCEW, all ownerships, third month of the quarter. A location quotient of 1.00 means this county has the national share of its jobs in that sector; 2.00 means twice it. A withheld row is a BLS disclosure code N: the cell is absent, not zero.
NAICS sectorJobsAvg weekly wageLocation quotientJobs over the year
Health care and social assistance8,895$1,0512.39+1.2%
Retail trade2,587$6771.07-4.0%
Accommodation and food services2,459$3871.11-3.7%
Manufacturing1,406$1,4270.71-7.1%
Administrative and waste services605$7790.43+7.1%
Other services592$6890.80+1.9%
Professional and technical services499$1,0790.29-6.2%
Transportation and warehousing447$9010.43-7.6%
Finance and insurance383$1,1610.38-0.3%
Wholesale trade331$1,0890.35-1.2%
Educational services157$6450.30-3.1%
Management of companies145$1,5260.35+4.3%

BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.

Drought #

currentretrieved 2026-10-06

No drought class at this point (USDM covers the United States only)

Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.

US Drought Monitor current week; the highest class of any polygon containing the point.

Reservoirs #

currentretrieved 2026-10-06

No reservoir gauges within 150 km (or the camera is above the gauge altitude)

Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.

Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.

Stream gauges #

currentretrieved 2026-10-06

39 gauges · 0 flooding · 3 with quality panels averaging 100 % · 9 stale

Sites found: 39, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.

USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
SiteReadingDistance
OHIO RIVER AT PORTSMOUTH, OHstage 15.6 ft · no flooding10 km
Big Run at Wakefield OHflow 0.00 ft³/s · STALE18 km
OHIO RIVER AT GREENUP DAM NEAR GREENUP, KYflow 22,000 ft³/s · no flooding22 km
Little Beaver Creek near Piketon OHflow 2.20 ft³/s · STALE24 km
Upper Twin Creek at McGaw OHflow 0.57 ft³/s27 km
TYGARTS CREEK NEAR GREENUP, KYflow 4.88 ft³/s · no flooding28 km
Scioto River at Piketon OHflow 2,930 ft³/s · no flooding28 km
KINNICONICK CREEK BELOW TRACE CREEK AT TANNERY, KYflow 0.58 ft³/s · STALE36 km
KINNICONICK CREEK NEAR TANNERY, KYflow 24.0 ft³/s · STALE36 km
Ohio Brush Creek near West Union OHflow 31.5 ft³/s · no flooding37 km

USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.

Groundwater #

currentretrieved 2026-10-06

25 wells in 4 named aquifers: Mississippian aquifers, Sand and gravel aquifers (glaciated regions), Alluvial aquifers…

Sites found: 25, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.

USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
SiteReadingDistance
USGS-384451082561900depth 48.0 ft · 1980-09-259 km
Sand and gravel aquifers (glaciated regions)depth 33.2 ft · 2026-07-0515 km
USGS-390156083014320depth 17.3 ft · 1992-12-2124 km
USGS-390156083022820depth 15.4 ft · 1992-12-2124 km
USGS-390156083022830depth 21.5 ft · 1992-12-2124 km
USGS-390207083024030depth 22.7 ft · 1992-12-2125 km
USGS-390207083024020depth 22.8 ft · 1992-12-2125 km
USGS-390224083020120depth 18.8 ft · 1992-12-2125 km

USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.

Water stress #

currentretrieved 2026-10-06

low (0.00)

Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 + 0.2×0.00 / 0.55

Banks & federal dollars #

currentretrieved 2026-10-06

$914.5 m in deposits at 16 offices of 8 banks (SOD June 2026); HHI 2,073, highly concentrated. $509.5 m federal obligations in FY2026 (direct payments $437.2 m, contracts $43.9 m), $20,616 per covered job

FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
ItemValueDistance
U.S. Bank National Association$256.4 m · 28.0% share · 3 offices
Fifth Third Bank, National Association$192.6 m · 21.1% share · 3 offices
WesBanco Bank, Inc.$184.8 m · 20.2% share · 2 offices
Scioto, OH$509.5 m FY2026 · $20,616/job
MULTIPLE RECIPIENTS$416.2 m · top recipient FY2026
FDIC Summary of Deposits, June 2026. These are institution offices, not people: the row is a bank's presence in the county.
InstitutionDepositsShareOffices
U.S. Bank National Association$256,415,00028.0%3
Fifth Third Bank, National Association$192,620,00021.1%3
WesBanco Bank, Inc.$184,839,00020.2%2
Peoples Bank$155,004,00017.0%3
PNC Bank, National Association$110,742,00012.1%2
Kentucky Farmers Bank Corporation$5,322,0000.6%1
First State Bank$5,036,0000.6%1
Woodforest National Bank$4,498,0000.5%1

Deposit concentration is 2,073 across 8 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.

HHI = Σ (share %)² over 8 banks with deposits in the county = 28.0² + 21.1² + 20.2² + … (5 more) = 2,073

FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.

Federal obligations #

currentretrieved 2026-10-06

USAspending place-of-performance obligations for FY2026, by awarding agency.

USAspending, FY2026, place of performance in this county.
Awarding agencyObligations
Social Security Administration$345,137,915
Department of Veterans Affairs$49,852,527
Department of Defense$42,617,643
Railroad Retirement Board$19,583,277
Department of Transportation$13,851,077
Department of Housing and Urban Development$13,228,365
Department of Health and Human Services$11,436,129
Department of Education$9,539,163
Department of Agriculture$1,949,739
General Services Administration$1,183,649
Federal Communications Commission$1,149,137
Department of Justice$32,004

That is $20,616 per covered job, against 24,714 jobs in the 2026 Q1 QCEW quarter.

per job = FY2026 obligations $509.5 m / 24,714 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $20,616

USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.

National context, not this county #

currentretrieved 2026-10-06

These are United States, single-gauge, single-state and port series. None of them is keyed to this county.

The national indicator set, unfiltered by place.
SeriesLatestAs ofChange
Mississippi River at Memphis, stage · ftnot publishednot published
Mississippi River at St. Louis, stage · ftnot publishednot published
Ohio River at Louisville, stage · ft12.692026-10-05+3.3%
Missouri River at St. Joseph, stage · ftnot publishednot published
Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s5,170.002026-02-05-25.3%
Texas reservoirs, statewide percent full · %72.602026-10-06+0.0%
Laredo truck crossings, monthly · trucks258,700.002026-08-01-0.4%
Los Angeles + Long Beach container volume, annual · TEU10,513,167.002023-01-01-13.5%
Containerships waiting for a berth, all US ports · ships6.002026-09-22-14.3%
Shanghai to Los Angeles container rate · $ per 40 ft box6,830.002026-08-01+7.4%
US diesel retail price · $ per gallonunavailablenot published
WTI crude oil, spot · $ per barrel96.162026-09-29-3.2%
30-year fixed mortgage rate · %7.282026-10-01+3.6%
Housing starts, annual rate · thousands of units1,275.002026-08-01-2.6%
Building permits, annual rate · thousands of units1,403.002026-08-01-2.1%
Case-Shiller US home price index · index, Jan 2000 = 100337.312026-07-01+0.1%
Unemployment rate · %4.202026-09-01+2.4%
US goods and services trade balance, monthly · $ millions-105,572.002026-08-01-13.7%
Retail sales excluding food services, monthly · $ millions646,347.002026-08-01+1.1%

The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.

What changed #

currentretrieved 2026-10-06

Scioto County, OH: 7 findings, 2 at a watch level and 5 noted

  1. watchScioto County, OH's covered employment is -0.6% against a year earlier, a watch level here: covered employment below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.

    Period 2026 Q1.
    Show the arithmetic
    • test: jobs.yoy.emp = -0.6 < 0

    BLS QCEW over-the-year percent change, as published; not an official level

  2. watchScioto County, OH's average weekly wage is -0.3% against a year earlier, a watch level here: average weekly wage below the same quarter a year earlier, before inflation (BLS QCEW over-the-year percent change, as published, nominal dollars; convention chosen for this dashboard, not an official level). The previous published period is not in this table, so this is a standing level rather than a change.

    Period 2026 Q1.
    Show the arithmetic
    • test: jobs.yoy.avgWeeklyWage = -0.3 < 0

    BLS QCEW over-the-year percent change, as published, nominal dollars; convention chosen for this dashboard, not an official level

  3. noteScioto County, OH's covered employment was 0.6% lower than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.

    Period 2026 Q1.
    Show the arithmetic
    • -0.6 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
    • the newest QCEW file carries no year-earlier level, so no move from one level to another is printed

    BLS QCEW over-the-year percent change, as published

  4. noteScioto County, OH's average weekly wage was 0.3% lower than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.

    Period 2026 Q1.
    Show the arithmetic
    • -0.3 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
    • the newest QCEW file carries no year-earlier level, so no move from one level to another is printed

    BLS QCEW over-the-year percent change, as published

  5. noteScioto County, OH's typical home value of $145,722 ranks 84th of 88 Ohio counties, against a median of $219,740.

    Period 2026-08.
    Show the arithmetic
    • 5 on the 0-to-100 scale across 88 Ohio counties that published home.latest

    position among the entities that published this metric this period; not an official level

Read all 7 findings in the full brief

Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.

Sources #

  • publishedTIGERwebU.S. Census Bureauopen the source
    tigerWMS_Current · retrieved 2026-10-06
  • publishedZillow Home Value Index (ZHVI)Zillow Researchopen the source
    County_zhvi_uc_sfrcondo_tier_0.33_0.67_sm_sa_month.csv · period 2026-08 · retrieved 2026-10-06
  • publishedZillow Home Value Index (ZHVI)Zillow Researchopen the source
    Metro_zhvi_uc_sfrcondo_tier_0.33_0.67_sm_sa_month.csv · period 2026-08 · retrieved 2026-10-06
  • publishedFRED Economic DataFederal Reserve Bank of St. Louisopen the source
    MORTGAGE30US · period 2026-10-01 · retrieved 2026-10-06
  • publishedQuarterly Census of Employment and WagesU.S. Bureau of Labor Statisticsopen the source
    area 39145, all ownerships, all industries · period 2026-Q1 · retrieved 2026-10-06
  • estimateZillow Home Value Index (ZHVI)Zillow Researchopen the source
    · retrieved 2026-10-06 · payment = P·r / (1 − (1+r)^−n), P = $145,722 × 80% = $116,578, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $798/mo principal and interest; wage share = payment / (avg weekly wage $978 × 52 / 12 = $4,238) = 19% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs); years of wages = $145,722 / ($978 × 52) = 2.9
  • publishedQuarterly Census of Employment and WagesU.S. Bureau of Labor Statisticsopen the source
    area 39145, NAICS sectors, private ownership · period 2026-Q1 · retrieved 2026-10-06
  • estimateZillow Home Value Index (ZHVI)Zillow Researchopen the source
    · retrieved 2026-10-06 · momentum = momentum = Σ wᵢ · clip(changeᵢ / scaleᵢ, −1, 1) / Σ wᵢ over the terms present; weights and scales: home value 1-yr change 0.3 (±10%), rent 1-yr change 0.15 (±10%), jobs over-the-year change 0.3 (±3%), avg weekly wage over-the-year change 0.25 (±6%); terms home value 1-yr change +6.4% / ±10% × 0.3, jobs over-the-year change -0.6% / ±3% × 0.3, avg weekly wage over-the-year change -0.3% / ±6% × 0.25
  • publishedU.S. Drought MonitorNational Drought Mitigation Center, USDA, NOAAopen the source
    USDM_current · retrieved 2026-10-06
  • publishedUSGS Water Data APIU.S. Geological Surveyopen the source
    latest-continuous 00010,00060,00065,00095,00300,00400,63680 · period 2026-10-06T15:45:00.000Z · retrieved 2026-10-06
  • publishedNational Water Prediction ServiceNOAA National Weather Serviceopen the source
    nwps/v1/gauges · period 2026-10-06T15:30:00Z · retrieved 2026-10-06
  • estimateUSGS Water Data APIU.S. Geological Surveyopen the source
    · retrieved 2026-10-06 · quality screen per site = 1 − points / (2 × n), ok 0, watch 1, poor 2 points over the n parameters it reports; mean over 3 sites = 100 %
  • publishedUSGS Water Data APIU.S. Geological Surveyopen the source
    latest-daily 72019 · period 2026-10-05T00:00:00.000Z · retrieved 2026-10-06
  • estimateU.S. Drought MonitorNational Drought Mitigation Center, USDA, NOAAopen the source
    · retrieved 2026-10-06 · supply stress = Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 + 0.2×0.00 / 0.55 = 0.00; terms drought (no drought class here), quality (1 − 100 % / 100)
  • publishedUSGS Water Data APIU.S. Geological Surveyopen the source
    latest-continuous 00060,00065,00010,00300,00095,00400,63680,00062,00054 · period 2026-10-06T15:50:00+00:00 · retrieved 2026-10-06
  • publishedUSGS Water Data APIU.S. Geological Surveyopen the source
    latest-daily 72019,62610,62611 · period 2026-10-06 · retrieved 2026-10-06
  • publishedBankFind Suite APIFederal Deposit Insurance Corporationopen the source
    sod:39145:2026 · period 2026-06-30 · retrieved 2026-10-06
  • estimateBankFind Suite APIFederal Deposit Insurance Corporationopen the source
    sod-hhi:39145:2026 · period 2026-06-30 · retrieved 2026-10-06 · HHI = Σ (share %)² over 8 banks with deposits in the county = 28.0² + 21.1² + 20.2² + … (5 more) = 2,073
  • publishedUSAspending APIU.S. Department of the Treasuryopen the source
    spending_by_geography:county:FY2026 · period FY2026 · retrieved 2026-10-06
  • estimateUSAspending APIU.S. Department of the Treasuryopen the source
    · retrieved 2026-10-06 · per job = FY2026 obligations $509.5 m / 24,714 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $20,616
  • publishedUSAspending APIU.S. Department of the Treasuryopen the source
    spending_by_category:39145:FY2026 · period FY2026 · retrieved 2026-10-06
  • estimateZillow Home Value Index (ZHVI)Zillow Researchopen the source
    · retrieved 2026-10-06 · momentum = Σ wᵢ · clip(changeᵢ / scaleᵢ, −1, 1) / Σ wᵢ over the terms present; weights and scales: home value 1-yr change 0.3 (±10%), rent 1-yr change 0.15 (±10%), jobs over-the-year change 0.3 (±3%), avg weekly wage over-the-year change 0.25 (±6%)
  • estimateQuarterly Census of Employment and WagesU.S. Bureau of Labor Statisticsopen the source
    · retrieved 2026-10-06 · typical home value / (average weekly wage × 52); one average covered job, not a household
  • estimateZillow Home Value Index (ZHVI)Zillow Researchopen the source
    · retrieved 2026-10-06 · month-over-month percent change = (newest month − previous month) / |previous month| × 100, from Zillow's own published month columns

Citations

  • U.S. Census Bureau. TIGERweb. series tigerWMS_Current. https://tigerweb.geo.census.gov/. accessed 2026-10-06.
  • Zillow Research. Zillow Home Value Index (ZHVI). series County_zhvi_uc_sfrcondo_tier_0.33_0.67_sm_sa_month.csv. period 2026-08. https://files.zillowstatic.com/research/public_csvs/zhvi/County_zhvi_uc_sfrcondo_tier_0.33_0.67_sm_sa_month.csv. accessed 2026-10-06.
  • Zillow Research. Zillow Home Value Index (ZHVI). series Metro_zhvi_uc_sfrcondo_tier_0.33_0.67_sm_sa_month.csv. period 2026-08. https://files.zillowstatic.com/research/public_csvs/zhvi/Metro_zhvi_uc_sfrcondo_tier_0.33_0.67_sm_sa_month.csv. accessed 2026-10-06.
  • Federal Reserve Bank of St. Louis. FRED Economic Data. series MORTGAGE30US. period 2026-10-01. https://fred.stlouisfed.org/series/MORTGAGE30US. accessed 2026-10-06.
  • U.S. Bureau of Labor Statistics. Quarterly Census of Employment and Wages. series area 39145, all ownerships, all industries. period 2026-Q1. https://data.bls.gov/cew/data/api/2026/1/area/39145.csv. accessed 2026-10-06.
  • Zillow Research. Zillow Home Value Index (ZHVI). https://www.zillow.com/research/data/. accessed 2026-10-06. estimate computed by Embedding Atlas: payment = P·r / (1 − (1+r)^−n), P = $145,722 × 80% = $116,578, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $798/mo principal and interest; wage share = payment / (avg weekly wage $978 × 52 / 12 = $4,238) = 19% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs); years of wages = $145,722 / ($978 × 52) = 2.9.
  • U.S. Bureau of Labor Statistics. Quarterly Census of Employment and Wages. series area 39145, NAICS sectors, private ownership. period 2026-Q1. https://data.bls.gov/cew/data/api/2026/1/area/39145.csv. accessed 2026-10-06.
  • Zillow Research. Zillow Home Value Index (ZHVI). https://www.zillow.com/research/data/. accessed 2026-10-06. estimate computed by Embedding Atlas: momentum = momentum = Σ wᵢ · clip(changeᵢ / scaleᵢ, −1, 1) / Σ wᵢ over the terms present; weights and scales: home value 1-yr change 0.3 (±10%), rent 1-yr change 0.15 (±10%), jobs over-the-year change 0.3 (±3%), avg weekly wage over-the-year change 0.25 (±6%); terms home value 1-yr change +6.4% / ±10% × 0.3, jobs over-the-year change -0.6% / ±3% × 0.3, avg weekly wage over-the-year change -0.3% / ±6% × 0.25.
  • National Drought Mitigation Center, USDA, NOAA. U.S. Drought Monitor. series USDM_current. https://droughtmonitor.unl.edu/CurrentMap.aspx. accessed 2026-10-06.
  • U.S. Geological Survey. USGS Water Data API. series latest-continuous 00010,00060,00065,00095,00300,00400,63680. period 2026-10-06T15:45:00.000Z. https://api.waterdata.usgs.gov/ogcapi/v0/collections/latest-continuous/items. accessed 2026-10-06.
  • NOAA National Weather Service. National Water Prediction Service. series nwps/v1/gauges. period 2026-10-06T15:30:00Z. https://api.water.noaa.gov/nwps/v1/gauges. accessed 2026-10-06.
  • U.S. Geological Survey. USGS Water Data API. https://api.waterdata.usgs.gov/. accessed 2026-10-06. estimate computed by Embedding Atlas: quality screen per site = 1 − points / (2 × n), ok 0, watch 1, poor 2 points over the n parameters it reports; mean over 3 sites = 100 %.
  • U.S. Geological Survey. USGS Water Data API. series latest-daily 72019. period 2026-10-05T00:00:00.000Z. https://api.waterdata.usgs.gov/ogcapi/v0/collections/latest-daily/items. accessed 2026-10-06.
  • National Drought Mitigation Center, USDA, NOAA. U.S. Drought Monitor. https://droughtmonitor.unl.edu/. accessed 2026-10-06. estimate computed by Embedding Atlas: supply stress = Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 + 0.2×0.00 / 0.55 = 0.00; terms drought (no drought class here), quality (1 − 100 % / 100).
  • U.S. Geological Survey. USGS Water Data API. series latest-continuous 00060,00065,00010,00300,00095,00400,63680,00062,00054. period 2026-10-06T15:50:00+00:00. https://api.waterdata.usgs.gov/ogcapi/v0/collections/latest-continuous/items. accessed 2026-10-06.
  • U.S. Geological Survey. USGS Water Data API. series latest-daily 72019,62610,62611. period 2026-10-06. https://api.waterdata.usgs.gov/ogcapi/v0/collections/latest-daily/items. accessed 2026-10-06.
  • Federal Deposit Insurance Corporation. BankFind Suite API. series sod:39145:2026. period 2026-06-30. https://api.fdic.gov/banks/sod?filters=STCNTYBR%3A39145+AND+YEAR%3A2026&fields=CERT%2CNAMEFULL%2CBRNUM%2CUNINUMBR%2CDEPSUMBR%2CASSET%2CSTCNTYBR%2CCNTYNAMB%2CSTALPBR%2CYEAR%2CSIMS_LATITUDE%2CSIMS_LONGITUDE%2CMSABR%2CMSANAMB&format=json&limit=10000. accessed 2026-10-06.
  • Federal Deposit Insurance Corporation. BankFind Suite API. series sod-hhi:39145:2026. period 2026-06-30. https://api.fdic.gov/banks/docs/. accessed 2026-10-06. estimate computed by Embedding Atlas: HHI = Σ (share %)² over 8 banks with deposits in the county = 28.0² + 21.1² + 20.2² + … (5 more) = 2,073.
  • U.S. Department of the Treasury. USAspending API. series spending_by_geography:county:FY2026. period FY2026. https://api.usaspending.gov/api/v2/search/spending_by_geography/. accessed 2026-10-06.
  • U.S. Department of the Treasury. USAspending API. https://api.usaspending.gov/. accessed 2026-10-06. estimate computed by Embedding Atlas: per job = FY2026 obligations $509.5 m / 24,714 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $20,616.
  • U.S. Department of the Treasury. USAspending API. series spending_by_category:39145:FY2026. period FY2026. https://api.usaspending.gov/api/v2/search/spending_by_category/. accessed 2026-10-06.
  • Zillow Research. Zillow Home Value Index (ZHVI). https://www.zillow.com/research/data/. accessed 2026-10-06. estimate computed by Embedding Atlas: momentum = Σ wᵢ · clip(changeᵢ / scaleᵢ, −1, 1) / Σ wᵢ over the terms present; weights and scales: home value 1-yr change 0.3 (±10%), rent 1-yr change 0.15 (±10%), jobs over-the-year change 0.3 (±3%), avg weekly wage over-the-year change 0.25 (±6%).
  • U.S. Bureau of Labor Statistics. Quarterly Census of Employment and Wages. https://www.bls.gov/cew/. accessed 2026-10-06. estimate computed by Embedding Atlas: typical home value / (average weekly wage × 52); one average covered job, not a household.
  • Zillow Research. Zillow Home Value Index (ZHVI). https://www.zillow.com/research/data/. accessed 2026-10-06. estimate computed by Embedding Atlas: month-over-month percent change = (newest month − previous month) / |previous month| × 100, from Zillow's own published month columns.

What these numbers are not

  • Water rows are everything within 75 km of this place's internal point (150 km for reservoirs), not everything inside its boundary: lib/water searches discs, and every row prints its own distance.
  • Server report: satellite turbidity is only computed in a browser, so that term is absent here.
  • Stress uses 2 of 4 terms (drought, quality); missing terms are left out, not assumed.
  • Groundwater has no trend term: one latest level cannot say whether an aquifer is being drawn down.
  • Obligations are what agencies committed in FY2026 by place of performance: not outlays, and not the recipient's own location.
  • FY2026 closed 6 days ago; agencies report with up to a 45-day lag, so totals are still filling in.
  • The indicator block is the NATIONAL set, filtered only by lens. None of these series is keyed to this place: they are United States, gauge, single-state or port series and they are shown as context, not as this place's own readings.

Page assembled 2026-10-06T15:57:27.887Z. Place identity tables pulled 2026-10-01.