Ashtabula County, OH
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 41.91, -80.75.
Assembled 2026-10-06. Read the brief.
- 30th pct · 2,125th of 3,063 US counties · median $234,566
- 24th pct · 67th of 88 Ohio counties · median $219,740
- 0th pct · 6th of 6 counties in the Cleveland metro · median $257,761
- 85th pct · 450th of 3,063 US counties · median +2.9%
- 87th pct · 12th of 88 Ohio counties · median +4.2%
- 100th pct · 1st of 6 counties in the Cleveland metro · median +4.4%
- 7th pct · 1,301st of 1,399 US counties · median $1,496
- 16th pct · 43rd of 51 Ohio counties · median $1,327
- 0th pct · 6th of 6 counties in the Cleveland metro · median $1,469
- 76th pct · 742nd of 3,221 US counties · median 8,232
- 62nd pct · 34th of 88 Ohio counties · median 20,657
- 0th pct · 6th of 6 counties in the Cleveland metro · median 79,942
- 31st pct · 2,214th of 3,221 US counties · median $1,039
- 9th pct · 80th of 88 Ohio counties · median $1,081
- 0th pct · 6th of 6 counties in the Cleveland metro · median $1,186
- 37th pct · 1,925th of 3,063 US counties · median 4.3
- 45th pct · 48th of 88 Ohio counties · median 3.7
- 20th pct · 5th of 6 counties in the Cleveland metro · median 4.2
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $184,989 (Aug 2026), +6.9% over one year, +37.0% over five
- 30th pct · 2,125th of 3,063 US counties · median $234,566
- 24th pct · 67th of 88 Ohio counties · median $219,740
- 0th pct · 6th of 6 counties in the Cleveland metro · median $257,761
| Item | Value | Distance |
|---|---|---|
| Ashtabula County, OH | $184,989 · +6.9% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Typical rent $980/mo (Aug 2026), n/a over one year; price-to-rent 15.7
- 7th pct · 1,301st of 1,399 US counties · median $1,496
- 16th pct · 43rd of 51 Ohio counties · median $1,327
- 0th pct · 6th of 6 counties in the Cleveland metro · median $1,469
| Item | Value | Distance |
|---|---|---|
| Ashtabula County, OH | $980/mo · n/a 1-yr |
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $1,013 a month on $184,989 at 7.28%, against an average weekly wage worth $4,147 a month: 24.4% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $184,989 × 80% = $147,991, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $1,013/mo principal and interest
- wage share = payment / (avg weekly wage $957 × 52 / 12 = $4,147) = 24% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $184,989 / ($957 × 52) = 3.7
- price-to-rent = $184,989 / ($980 × 12) = 15.7
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
28,642 jobs at 2,219 employers (2026 Q1); +0.1% jobs and +0.8% average weekly wage over the year
- 76th pct · 742nd of 3,221 US counties · median 8,232
- 62nd pct · 34th of 88 Ohio counties · median 20,657
- 0th pct · 6th of 6 counties in the Cleveland metro · median 79,942
| Item | Value | Distance |
|---|---|---|
| Ashtabula County, OH | 28,642 jobs · $957/wk · +0.1% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Manufacturing | 6,669 | $1,214 | 2.89 | -0.8% |
| Health care and social assistance | 5,354 | $1,008 | 1.24 | +0.5% |
| Retail trade | 3,199 | $624 | 1.15 | +0.3% |
| Accommodation and food services | 2,871 | $383 | 1.12 | +3.2% |
| Administrative and waste services | 1,127 | $856 | 0.69 | -1.1% |
| Construction | 1,015 | $1,150 | 0.68 | -2.2% |
| Other services | 869 | $521 | 1.02 | -0.1% |
| Transportation and warehousing | 604 | $919 | 0.50 | -8.1% |
| Finance and insurance | 556 | $1,447 | 0.48 | -2.3% |
| Professional and technical services | 425 | $1,281 | 0.22 | -8.2% |
| Wholesale trade | 405 | $1,041 | 0.37 | +8.9% |
| Arts, entertainment and recreation | 278 | $520 | 0.59 | -2.1% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D0 abnormally dry
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
2 USGS reservoir gauges, no capacity figures to weight
Sites found: 2, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
| Site | Reading | Distance |
|---|---|---|
| Pymatuning Reservoir at Pymatuning Dam, PA | 1,008 ft (USGS, no capacity on file) | 51 km |
| Lake Arthur at Moraine State Park, PA | 1,190 ft (USGS, no capacity on file) | 117 km |
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
28 gauges · 0 flooding · 11 with quality panels averaging 98 % · 2 stale
Sites found: 28, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| Grand River near Painesville OH | flow 25.1 ft³/s · quality 75 % (4) · no flooding | 45 km |
| Conneaut Creek at Conneaut OH | flow 22.4 ft³/s · no flooding | 12 km |
| Grand River at Harpersfield OH | flow 4.70 ft³/s · STALE | 24 km |
| Raccoon Creek near West Springfield, PA | flow 0.78 ft³/s · STALE | 25 km |
| Brandy Run near Girard, PA | flow 0.72 ft³/s | 39 km |
| Conneaut Creek at Dickonsburg, PA | stage 4.73 ft · quality 100 % (5) | 39 km |
| Walnut Creek Upstream Pool, near Erie, PA | flow 9.46 ft³/s · quality 100 % (5) | 46 km |
| Mosquito Creek near Greene Center OH | flow 1.03 ft³/s · quality 100 % (1) | 47 km |
| Lake Erie near Fairport Harbor | no readings | 47 km |
| Shenango River at Pymatuning Dam, PA | flow 138.0 ft³/s | 51 km |
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
26 wells in 2 named aquifers: Mississippian aquifers, Pennsylvanian aquifers
Sites found: 26, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| USGS-415307080414500 | depth 8.72 ft · 1999-09-28 | 5 km |
| USGS-414125081031500 | depth 1.87 ft · 2002-05-20 | 35 km |
| USGS-413542080245002 | depth 52.6 ft · 2026-10-05 | 44 km |
| USGS-413542080245001 | depth 27.5 ft · 1981-06-08 | 44 km |
| USGS-420051080120601 | depth 6.55 ft · 1989-11-07 | 47 km |
| USGS-420054080114901 | depth 30.1 ft · 1989-06-30 | 47 km |
| USGS-420126080112802 | depth 48.3 ft · 1989-10-16 | 48 km |
| USGS-420123080112201 | depth 68.4 ft · 1989-08-23 | 48 km |
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
low (0.01)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 + 0.2×0.02 / 0.55
Banks & federal dollars #
$1.5 bn in deposits at 19 offices of 8 banks (SOD June 2026); HHI 2,321, highly concentrated. $657.3 m federal obligations in FY2026 (direct payments $631.3 m, grants $19.7 m), $22,948 per covered job
| Item | Value | Distance |
|---|---|---|
| The Huntington National Bank | $540.0 m · 35.4% share · 5 offices | |
| The Andover Bank | $426.8 m · 28.0% share · 6 offices | |
| KeyBank National Association | $183.9 m · 12.1% share · 2 offices | |
| Ashtabula, OH | $657.3 m FY2026 · $22,948/job | |
| MULTIPLE RECIPIENTS | $621.3 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| The Huntington National Bank | $540,000,000 | 35.4% | 5 |
| The Andover Bank | $426,764,000 | 28.0% | 6 |
| KeyBank National Association | $183,931,000 | 12.1% | 2 |
| U.S. Bank National Association | $132,060,000 | 8.7% | 2 |
| First Commonwealth Bank | $72,622,000 | 4.8% | 1 |
| Conneaut Savings Bank | $65,319,000 | 4.3% | 1 |
| CNB Bank | $60,828,000 | 4.0% | 1 |
| The Farmers National Bank of Canfield | $44,086,000 | 2.9% | 1 |
Deposit concentration is 2,321 across 8 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 8 banks with deposits in the county = 35.4² + 28.0² + 12.1² + … (5 more) = 2,321
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $532,552,850 |
| Department of Veterans Affairs | $70,759,376 |
| Railroad Retirement Board | $18,018,638 |
| Department of Transportation | $10,914,983 |
| Department of Housing and Urban Development | $10,762,367 |
| Department of Defense | $5,918,822 |
| Department of Health and Human Services | $4,037,666 |
| Department of Agriculture | $3,086,857 |
| Federal Communications Commission | $700,374 |
| Department of Education | $302,616 |
| Department of Justice | $185,485 |
| Department of Homeland Security | $24,735 |
That is $22,948 per covered job, against 28,642 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $657.3 m / 28,642 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $22,948
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.69 | 2026-10-05 | +3.3% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-06 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 6.00 | 2026-09-22 | -14.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 6,830.00 | 2026-08-01 | +7.4% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Ashtabula County, OH: 14 findings, 14 noted
noteAshtabula County, OH's typical asking rent rose 2.1% from $960 in July 2026 to $980 in August 2026, on Zillow ZORI.
Period 2026-08.Show the arithmetic
- +2.1% = (980.4166666666666 - 960.1260706292333) / 960.1260706292333 × 100
- 980.4166666666666 = Zillow ZORI, 2026-08
- 960.1260706292333 = Zillow ZORI, 2026-07
noteAshtabula County, OH's average weekly wage was 0.8% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +0.8 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteAshtabula County, OH's typical home value rose 0.6% from $183,890 in July 2026 to $184,989 in August 2026, on Zillow ZHVI.
Period 2026-08.Show the arithmetic
- +0.6% = (184989.16001376518 - 183890.21579636759) / 183890.21579636759 × 100
- 184989.16001376518 = Zillow ZHVI, 2026-08
- 183890.21579636759 = Zillow ZHVI, 2026-07
noteAshtabula County, OH's covered employment was 0.1% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +0.1 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteAshtabula County, OH's typical home value of $184,989 ranks 6th of 6 counties in the Cleveland metro, against a median of $257,761.
Period 2026-08.Show the arithmetic
- 0 on the 0-to-100 scale across 6 counties in the Cleveland metro that published home.latest
position among the entities that published this metric this period; not an official level
Read all 12 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.