Washington County, OH
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 39.45, -81.49.
Assembled 2026-10-06. Read the brief.
- 32nd pct · 2,070th of 3,063 US counties · median $234,566
- 28th pct · 63rd of 88 Ohio counties · median $219,740
- 67th pct · 1,008th of 3,063 US counties · median +2.9%
- 57th pct · 38th of 88 Ohio counties · median +4.2%
- US counties: not published this period
- Ohio counties: not published this period
- 75th pct · 802nd of 3,221 US counties · median 8,232
- 58th pct · 37th of 88 Ohio counties · median 20,657
- 79th pct · 667th of 3,221 US counties · median $1,039
- 81st pct · 17th of 88 Ohio counties · median $1,081
- 18th pct · 2,487th of 3,063 US counties · median 4.3
- 10th pct · 79th of 88 Ohio counties · median 3.7
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $189,202 (Aug 2026), +4.5% over one year, +19.0% over five
- 32nd pct · 2,070th of 3,063 US counties · median $234,566
- 28th pct · 63rd of 88 Ohio counties · median $219,740
| Item | Value | Distance |
|---|---|---|
| Washington County, OH | $189,202 · +4.5% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Zillow publishes no rent index for this area (ZORI covers about 1,400 counties)
- US counties: not published this period
- Ohio counties: not published this period
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $1,036 a month on $189,202 at 7.28%, against an average weekly wage worth $5,339 a month: 19.4% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $189,202 × 80% = $151,362, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $1,036/mo principal and interest
- wage share = payment / (avg weekly wage $1,232 × 52 / 12 = $5,339) = 19% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $189,202 / ($1,232 × 52) = 3.0
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
24,923 jobs at 1,591 employers (2026 Q1); -0.7% jobs and +4.4% average weekly wage over the year
- 75th pct · 802nd of 3,221 US counties · median 8,232
- 58th pct · 37th of 88 Ohio counties · median 20,657
| Item | Value | Distance |
|---|---|---|
| Washington County, OH | 24,923 jobs · $1,232/wk · -0.7% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Health care and social assistance | 5,777 | $1,496 | 1.54 | +2.0% |
| Manufacturing | 3,395 | $1,612 | 1.69 | -1.7% |
| Retail trade | 2,444 | $651 | 1.01 | -4.0% |
| Accommodation and food services | 2,362 | $383 | 1.05 | -1.5% |
| Construction | 1,589 | $1,424 | 1.22 | +15.1% |
| Transportation and warehousing | 989 | $1,195 | 0.94 | +1.5% |
| Administrative and waste services | 904 | $908 | 0.64 | +10.6% |
| Finance and insurance | 733 | $2,173 | 0.72 | -0.9% |
| Wholesale trade | 710 | $1,439 | 0.74 | -14.8% |
| Professional and technical services | 686 | $1,565 | 0.40 | -4.7% |
| Other services | 586 | $738 | 0.79 | -4.9% |
| Educational services | 473 | $802 | 0.88 | +5.3% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
No drought class at this point (USDM covers the United States only)
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
No reservoir gauges within 150 km (or the camera is above the gauge altitude)
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
51 gauges · 0 flooding · 6 with quality panels averaging 100 % · 8 stale
Sites found: 51, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| OHIO RIVER AT MARIETTA, OH | stage 16.0 ft · no flooding | 5 km |
| Duck Creek below Whipple OH | flow 90.0 ft³/s · no flooding | 9 km |
| Muskingum River at Beverly OH | flow 3,260 ft³/s · no flooding | 17 km |
| Ohio River at Willow Island Lock | no flooding | 18 km |
| West Fork Duck Creek at Macksburg OH | flow 33.0 ft³/s · no flooding | 20 km |
| East Fork Duck Creek near Harrietsville OH | flow 51.2 ft³/s · no flooding | 21 km |
| Muskingum River near Beverly OH | flow 1,230 ft³/s · STALE | 21 km |
| OHIO RIVER AT PARKERSBURG, WV | stage 21.5 ft · no flooding | 21 km |
| Little Muskingum River at Bloomfield OH | flow 40.1 ft³/s · no flooding | 28 km |
| LITTLE TYGART CREEK AT MINERAL WELLS, WV | stage 1.11 ft · no flooding | 31 km |
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
40 wells in 2 named aquifers: Sand and gravel aquifers (glaciated regions), Pennsylvanian aquifers
Sites found: 40, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| Sand and gravel aquifers (glaciated regions) | depth 29.2 ft · 2026-10-05 | 3 km |
| USGS-392458081271100 | depth 27.4 ft · 1982-10-13 | 5 km |
| USGS-393241081353500 | depth 13.5 ft · 1998-04-24 | 14 km |
| USGS-391712081333201 | depth 32.5 ft · 1980-11-21 | 19 km |
| USGS-393211081021201 | depth 18.9 ft · 1995-10-01 | 40 km |
| USGS-391308081064201 | depth 25.2 ft · 2026-10-05 | 42 km |
| USGS-394933081441701 | depth 28.2 ft · 2026-10-05 | 47 km |
| USGS-391226081024901 | depth 19.4 ft · 1995-10-17 | 47 km |
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
low (0.00)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 + 0.2×0.00 / 0.55
Banks & federal dollars #
$2.6 bn in deposits at 24 offices of 10 banks (SOD June 2026); HHI 4,063, highly concentrated. $431.1 m federal obligations in FY2026 (direct payments $406.8 m, grants $22.6 m), $17,296 per covered job
| Item | Value | Distance |
|---|---|---|
| Peoples Bank | $1.6 bn · 61.4% share · 8 offices | |
| The Citizens Bank Company | $291.0 m · 11.1% share · 5 offices | |
| JPMorgan Chase Bank, National Association | $262.4 m · 10.0% share · 2 offices | |
| Washington, OH | $431.1 m FY2026 · $17,296/job | |
| MULTIPLE RECIPIENTS | $394.4 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Peoples Bank | $1,605,575,000 | 61.4% | 8 |
| The Citizens Bank Company | $291,041,000 | 11.1% | 5 |
| JPMorgan Chase Bank, National Association | $262,402,000 | 10.0% | 2 |
| The Huntington National Bank | $125,424,000 | 4.8% | 1 |
| The Settlers Bank | $119,057,000 | 4.6% | 1 |
| WesBanco Bank, Inc. | $97,088,000 | 3.7% | 1 |
| The Waterford Commercial and Savings Bank | $43,699,000 | 1.7% | 1 |
| First Bank of Ohio | $38,040,000 | 1.5% | 2 |
| First Mutual Bank, FSB | $31,202,000 | 1.2% | 1 |
| The Peoples Savings Bank | $0 | 0.0% | 2 |
Deposit concentration is 4,063 across 9 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 9 banks with deposits in the county = 61.4² + 11.1² + 10.0² + … (6 more) = 4,063
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $345,099,433 |
| Department of Veterans Affairs | $47,761,082 |
| Department of Transportation | $18,251,036 |
| Department of Education | $5,624,440 |
| Department of Housing and Urban Development | $5,213,122 |
| Department of Health and Human Services | $3,845,174 |
| Railroad Retirement Board | $1,744,958 |
| Department of Agriculture | $1,394,551 |
| Department of Defense | $1,315,794 |
| Federal Communications Commission | $733,674 |
| (unnamed) | $61,794 |
| Department of the Interior | $7,740 |
That is $17,296 per covered job, against 24,923 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $431.1 m / 24,923 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $17,296
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.69 | 2026-10-05 | +3.3% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-06 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 6.00 | 2026-09-22 | -14.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 6,830.00 | 2026-08-01 | +7.4% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Washington County, OH: 5 findings, 1 at a watch level and 4 noted
watchWashington County, OH's covered employment is -0.7% against a year earlier, a watch level here: covered employment below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -0.7 < 0
BLS QCEW over-the-year percent change, as published; not an official level
noteWashington County, OH's average weekly wage was 4.4% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +4.4 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteWashington County, OH's covered employment was 0.7% lower than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- -0.7 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteWashington County, OH's typical home value rose 0.5% from $188,182 in July 2026 to $189,202 in August 2026, on Zillow ZHVI.
Period 2026-08.Show the arithmetic
- +0.5% = (189202.43783106457 - 188182.30086614282) / 188182.30086614282 × 100
- 189202.43783106457 = Zillow ZHVI, 2026-08
- 188182.30086614282 = Zillow ZHVI, 2026-07
noteThe next Zillow ZHVI typical home value (monthly) covering Washington County, OH is due between 2026-10-14 and 2026-10-21, estimated from the publisher's past release pattern.
Show the arithmetic
- window = 2026-10-14 to 2026-10-21, estimated from the publisher's past release pattern
estimated from the publisher's past release pattern; not an announced date
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.