Blaine County, OK
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 35.88, -98.43.
Assembled 2026-10-07. Read the brief.
- 3rd pct · 2,960th of 3,063 US counties · median $234,566
- 11th pct · 68th of 77 Oklahoma counties · median $169,041
- 45th pct · 1,680th of 3,063 US counties · median +2.9%
- 31st pct · 53rd of 77 Oklahoma counties · median +4.0%
- US counties: not published this period
- Oklahoma counties: not published this period
- 25th pct · 2,395th of 3,221 US counties · median 8,232
- 30th pct · 54th of 77 Oklahoma counties · median 7,282
- 43rd pct · 1,825th of 3,221 US counties · median $1,039
- 63rd pct · 28th of 77 Oklahoma counties · median $968
- 3rd pct · 2,947th of 3,063 US counties · median 4.3
- 11th pct · 68th of 77 Oklahoma counties · median 3.4
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $104,056 (Aug 2026), +2.5% over one year, +12.4% over five
- 3rd pct · 2,960th of 3,063 US counties · median $234,566
- 11th pct · 68th of 77 Oklahoma counties · median $169,041
| Item | Value | Distance |
|---|---|---|
| Blaine County, OK | $104,056 · +2.5% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Zillow publishes no rent index for this area (ZORI covers about 1,400 counties)
- US counties: not published this period
- Oklahoma counties: not published this period
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $570 a month on $104,056 at 7.28%, against an average weekly wage worth $4,377 a month: 13.0% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $104,056 × 80% = $83,245, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $570/mo principal and interest
- wage share = payment / (avg weekly wage $1,010 × 52 / 12 = $4,377) = 13% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $104,056 / ($1,010 × 52) = 2.0
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
3,134 jobs at 281 employers (2026 Q1); +2.4% jobs and +0.1% average weekly wage over the year
- 25th pct · 2,395th of 3,221 US counties · median 8,232
- 30th pct · 54th of 77 Oklahoma counties · median 7,282
| Item | Value | Distance |
|---|---|---|
| Blaine County, OK | 3,134 jobs · $1,010/wk · +2.4% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Manufacturing | 555 | $1,233 | 2.20 | -19.6% |
| Retail trade | 271 | $437 | 0.89 | +1.1% |
| Mining, oil and gas | 187 | $2,440 | 16.76 | +1.1% |
| Health care and social assistance | 187 | $1,049 | 0.40 | -4.1% |
| Wholesale trade | 138 | $1,072 | 1.15 | -1.4% |
| Agriculture, forestry, fishing | 49 | $948 | 2.16 | -15.5% |
| Construction | 46 | $762 | 0.28 | -35.2% |
| Other services | 39 | $684 | 0.42 | +25.8% |
| Information | 33 | $766 | 0.57 | -8.3% |
| Utilities | withheld | |||
| Transportation and warehousing | withheld | |||
| Finance and insurance | withheld |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D4 exceptional drought
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
11 USGS reservoir gauges, no capacity figures to weight
Sites found: 11, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
| Site | Reading | Distance |
|---|---|---|
| Canton Lake near Canton, OK | 77,680 Acre-ft (USGS, no capacity on file) | 28 km |
| Foss Reservoir near Foss, OK | 142,300 Acre-ft (USGS, no capacity on file) | 78 km |
| Lake Overholser near Oklahoma City, OK | 9,585 Acre-ft (USGS, no capacity on file) | 81 km |
| Lake Hefner at Oklahoma City, OK | 59,820 Acre-ft (USGS, no capacity on file) | 82 km |
| SCS Pond No. 26 near Cyril, OK | 168.6 Acre-ft (USGS, no capacity on file) | 110 km |
| Stanley Draper Lake near Oklahoma City, OK | 83,080 Acre-ft (USGS, no capacity on file) | 115 km |
| Lake Ellsworth near Elgin, OK | 14,870 Acre-ft (USGS, no capacity on file) | 121 km |
| Lake Lawtonka near Lawton, OK | 42,920 Acre-ft (USGS, no capacity on file) | 127 km |
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
16 gauges · 0 flooding · 6 with quality panels averaging 79 % · 2 stale
Sites found: 16, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| North Canadian River near El Reno, OK | flow 75.5 ft³/s · quality 50 % (2) | 55 km |
| North Canadian River near Yukon, OK | flow 123.0 ft³/s · quality 50 % (2) | 73 km |
| North Canadian River near Calumet, OK | flow 93.8 ft³/s · quality 75 % (4) | 44 km |
| North Canadian River blw Weavers Ck nr Watonga, OK | flow 37.0 ft³/s | 7 km |
| USGS-360323098322301 | temp 16.4 °C · quality 100 % (1) · STALE | 22 km |
| North Canadian River at Canton, OK | flow 363.0 ft³/s · quality 100 % (2) | 27 km |
| Canadian River at Bridgeport, OK | flow 15.3 ft³/s | 38 km |
| Cimarron River near Dover, OK | flow 73.6 ft³/s | 47 km |
| Lake Creek near Sickles, OK | flow 0.69 ft³/s | 55 km |
| North Canadian River near Seiling, OK | flow 0.00 ft³/s | 56 km |
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
20 wells in 0 named aquifers:
Sites found: 20, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| USGS-360111098302401 | depth 38.0 ft · 1981-10-31 | 17 km |
| USGS-354412098172701 | depth 14.7 ft · 1990-09-26 | 20 km |
| USGS-360323098322301 | depth 26.0 ft · 2012-10-18 | 22 km |
| USGS-354112098430601 | depth 22.0 ft · 1993-09-30 | 34 km |
| USGS-353211098191501 | depth 4.19 ft · 2017-10-22 | 39 km |
| USGS-355850098522701 | depth 112.7 ft · 1993-09-30 | 42 km |
| USGS-360022098525501 | depth 3.67 ft · 2016-04-06 | 43 km |
| USGS-361631098155601 | depth 14.1 ft · 1989-01-04 | 47 km |
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
high (0.71)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×1.00 + 0.2×0.21 / 0.55
Banks & federal dollars #
$467.3 m in deposits at 7 offices of 6 banks (SOD June 2026); HHI 2,445, highly concentrated. $17.7 m federal obligations in FY2026 (grants $17.3 m, contracts $406,286), $5,644 per covered job
| Item | Value | Distance |
|---|---|---|
| Bank 7 | $193.1 m · 41.3% share · 2 offices | |
| First State Bank | $79.2 m · 16.9% share · 1 office | |
| High Plains Bank | $56.7 m · 12.1% share · 1 office | |
| Blaine, OK | $17.7 m FY2026 · $5,644/job | |
| MULTIPLE RECIPIENTS | $51.6 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Bank 7 | $193,083,000 | 41.3% | 2 |
| First State Bank | $79,164,000 | 16.9% | 1 |
| High Plains Bank | $56,741,000 | 12.1% | 1 |
| Community State Bank of Canton | $56,566,000 | 12.1% | 1 |
| Wisdom Heritage Bank | $46,963,000 | 10.0% | 1 |
| Bank of Western Oklahoma | $34,790,000 | 7.4% | 1 |
Deposit concentration is 2,445 across 6 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 6 banks with deposits in the county = 41.3² + 16.9² + 12.1² + … (3 more) = 2,445
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $45,480,308 |
| Department of Transportation | $16,325,499 |
| Department of Agriculture | $13,154,278 |
| Department of Veterans Affairs | $5,929,329 |
| Department of Housing and Urban Development | $639,914 |
| Department of Education | $525,421 |
| Federal Communications Commission | $521,792 |
| Department of Defense | $330,626 |
| Department of the Interior | $237,135 |
| Railroad Retirement Board | $188,494 |
| Department of Justice | $30,000 |
| Department of Health and Human Services | $4,158 |
That is $5,644 per covered job, against 3,134 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $17.7 m / 3,134 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $5,644
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.69 | 2026-10-05 | +3.3% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-06 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 3.00 | 2026-10-06 | -50.0% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 7,848.00 | 2026-09-01 | +14.9% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Blaine County, OK: 8 findings, 1 at a watch level and 7 noted
watchBlaine County, OK's typical home value is -1.0% against the previous month, a watch level here: typical home value at least 1 percent below the previous month (arithmetic on the Zillow ZHVI month columns; convention chosen for this dashboard, not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026-08.Show the arithmetic
- test: home.momPct = -1.0075455102111952 <= -1
- month-over-month percent change = (newest month − previous month) / |previous month| × 100, from Zillow's own published month columns
arithmetic on the Zillow ZHVI month columns; convention chosen for this dashboard, not an official level
noteBlaine County, OK's covered employment was 2.4% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +2.4 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteBlaine County, OK's typical home value fell 1.0% from $105,115 in July 2026 to $104,056 in August 2026, on Zillow ZHVI.
Period 2026-08.Show the arithmetic
- -1.0% = (104056.31900918715 - 105115.40454825341) / 105115.40454825341 × 100
- 104056.31900918715 = Zillow ZHVI, 2026-08
- 105115.40454825341 = Zillow ZHVI, 2026-07
noteBlaine County, OK's average weekly wage was 0.1% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +0.1 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteBlaine County, OK's typical home value of $104,056 ranks 2,960th of 3,063 US counties, against a median of $234,566.
Period 2026-08.Show the arithmetic
- 3 on the 0-to-100 scale across 3063 US counties that published home.latest
position among the entities that published this metric this period; not an official level
Read all 8 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.