Dewey County, OK
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 35.98, -99.01.
Assembled 2026-10-06. Read the brief.
- 10th pct · 2,738th of 3,063 US counties · median $234,566
- 27th pct · 56th of 77 Oklahoma counties · median $169,041
- 74th pct · 784th of 3,063 US counties · median +2.9%
- 75th pct · 20th of 77 Oklahoma counties · median +4.0%
- US counties: not published this period
- Oklahoma counties: not published this period
- 19th pct · 2,597th of 3,221 US counties · median 8,232
- 22nd pct · 60th of 77 Oklahoma counties · median 7,282
- 95th pct · 148th of 3,221 US counties · median $1,039
- 100th pct · 1st of 77 Oklahoma counties · median $968
- 1st pct · 3,022nd of 3,063 US counties · median 4.3
- 3rd pct · 74th of 77 Oklahoma counties · median 3.4
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $135,502 (Aug 2026), +5.2% over one year, +9.1% over five
- 10th pct · 2,738th of 3,063 US counties · median $234,566
- 27th pct · 56th of 77 Oklahoma counties · median $169,041
| Item | Value | Distance |
|---|---|---|
| Dewey County, OK | $135,502 · +5.2% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Zillow publishes no rent index for this area (ZORI covers about 1,400 counties)
- US counties: not published this period
- Oklahoma counties: not published this period
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $742 a month on $135,502 at 7.28%, against an average weekly wage worth $7,094 a month: 10.5% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $135,502 × 80% = $108,401, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $742/mo principal and interest
- wage share = payment / (avg weekly wage $1,637 × 52 / 12 = $7,094) = 10% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $135,502 / ($1,637 × 52) = 1.6
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
2,361 jobs at 185 employers (2026 Q1); +7.6% jobs and +8.0% average weekly wage over the year
- 19th pct · 2,597th of 3,221 US counties · median 8,232
- 22nd pct · 60th of 77 Oklahoma counties · median 7,282
| Item | Value | Distance |
|---|---|---|
| Dewey County, OK | 2,361 jobs · $1,637/wk · +7.6% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Mining, oil and gas | 974 | $2,587 | 115.86 | +21.1% |
| Utilities | 183 | $2,448 | 19.63 | +2.8% |
| Retail trade | 138 | $460 | 0.60 | +9.5% |
| Construction | 89 | $932 | 0.72 | +7.2% |
| Transportation and warehousing | 79 | $1,713 | 0.79 | +16.2% |
| Manufacturing | 74 | $1,597 | 0.39 | +4.2% |
| Other services | 23 | $856 | 0.33 | +0.0% |
| Agriculture, forestry, fishing | 17 | $615 | 1.00 | +6.2% |
| Professional and technical services | 17 | $761 | 0.10 | -26.1% |
| Wholesale trade | 13 | $986 | 0.14 | -48.0% |
| Information | 11 | $858 | 0.25 | +10.0% |
| Finance and insurance | withheld |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D4 exceptional drought
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
8 USGS reservoir gauges, no capacity figures to weight
Sites found: 8, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
| Site | Reading | Distance |
|---|---|---|
| Canton Lake near Canton, OK | 77,740 Acre-ft (USGS, no capacity on file) | 39 km |
| Foss Reservoir near Foss, OK | 142,400 Acre-ft (USGS, no capacity on file) | 51 km |
| Lake Altus at Lugert, OK | 31,490 Acre-ft (USGS, no capacity on file) | 124 km |
| Lake Overholser near Oklahoma City, OK | 9,600 Acre-ft (USGS, no capacity on file) | 133 km |
| Lake Hefner at Oklahoma City, OK | 59,800 Acre-ft (USGS, no capacity on file) | 135 km |
| SCS Pond No. 26 near Cyril, OK | 168.6 Acre-ft (USGS, no capacity on file) | 139 km |
| Lake Ellsworth near Elgin, OK | 14,800 Acre-ft (USGS, no capacity on file) | 144 km |
| Lake Lawtonka near Lawton, OK | 43,020 Acre-ft (USGS, no capacity on file) | 146 km |
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
16 gauges · 0 flooding · 4 with quality panels averaging 94 % · 3 stale
Sites found: 16, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| Canadian River near Taloga | observation not current | 9 km |
| North Canadian River near Seiling, OK | flow 0.00 ft³/s · no flooding | 24 km |
| USGS-361145098560401 | temp 15.3 °C · quality 100 % (1) · STALE | 25 km |
| North Canadian River at Canton, OK | flow 363.0 ft³/s · quality 75 % (2) | 39 km |
| USGS-360323098322301 | temp 16.4 °C · quality 100 % (1) · STALE | 44 km |
| Washita River near Hammon, OK | flow 0.00 ft³/s | 44 km |
| Washita River near Clinton, OK | flow 5.86 ft³/s · no flooding | 50 km |
| Washita River near Foss, OK | flow 3.17 ft³/s | 51 km |
| North Canadian River at Woodward, OK | flow 5.55 ft³/s · no flooding | 56 km |
| North Canadian River blw Weavers Ck nr Watonga, OK | flow 40.2 ft³/s · no flooding | 57 km |
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
16 wells in 0 named aquifers:
Sites found: 16, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| USGS-360022098525501 | depth 3.67 ft · 2016-04-06 | 12 km |
| USGS-355850098522701 | depth 112.7 ft · 1993-09-30 | 13 km |
| USGS-361145098560401 | depth 6.94 ft · 2013-12-03 | 25 km |
| USGS-361256099102101 | depth 11.8 ft · 1990-09-26 | 30 km |
| USGS-360110099215001 | depth 2.85 ft · 2016-04-06 | 32 km |
| USGS-354112098430601 | depth 22.0 ft · 1993-09-30 | 42 km |
| USGS-360323098322301 | depth 26.0 ft · 2012-10-18 | 44 km |
| USGS-360111098302401 | depth 38.0 ft · 1981-10-31 | 46 km |
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
high (0.66)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×1.00 + 0.2×0.06 / 0.55
Banks & federal dollars #
$351.0 m in deposits at 7 offices of 7 banks (SOD June 2026); HHI 2,641, highly concentrated. $35.4 m federal obligations in FY2026 (direct payments $30.6 m, grants $4.3 m), $15,005 per covered job
| Item | Value | Distance |
|---|---|---|
| THE SEILING STATE BANK | $157.8 m · 44.9% share · 1 office | |
| Great Plains National Bank | $58.7 m · 16.7% share · 1 office | |
| The Bank of the West | $38.6 m · 11.0% share · 1 office | |
| Dewey, OK | $35.4 m FY2026 · $15,005/job | |
| MULTIPLE RECIPIENTS | $25.8 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| THE SEILING STATE BANK | $157,761,000 | 44.9% | 1 |
| Great Plains National Bank | $58,717,000 | 16.7% | 1 |
| The Bank of the West | $38,553,000 | 11.0% | 1 |
| Bank 7 | $33,424,000 | 9.5% | 1 |
| Bank of Western Oklahoma | $28,979,000 | 8.3% | 1 |
| Bank of Vici | $26,773,000 | 7.6% | 1 |
| Community State Bank of Canton | $6,840,000 | 1.9% | 1 |
Deposit concentration is 2,641 across 7 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 7 banks with deposits in the county = 44.9² + 16.7² + 11.0² + … (4 more) = 2,641
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $23,143,807 |
| Department of Agriculture | $4,732,969 |
| Department of Transportation | $4,000,363 |
| Department of Veterans Affairs | $2,488,190 |
| Department of the Interior | $452,843 |
| Department of Education | $263,359 |
| Railroad Retirement Board | $147,489 |
| Federal Communications Commission | $130,522 |
| Department of Housing and Urban Development | $67,244 |
That is $15,005 per covered job, against 2,361 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $35.4 m / 2,361 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $15,005
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.69 | 2026-10-05 | +3.3% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-06 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 6.00 | 2026-09-22 | -14.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 6,830.00 | 2026-08-01 | +7.4% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -88,576.00 | 2026-07-01 | -24.4% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Dewey County, OK: 12 findings, 12 noted
noteDewey County, OK's average weekly wage was 8.0% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +8 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteDewey County, OK's covered employment was 7.6% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +7.6 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteDewey County, OK's typical home value rose 0.4% from $134,935 in July 2026 to $135,502 in August 2026, on Zillow ZHVI.
Period 2026-08.Show the arithmetic
- +0.4% = (135501.72191007668 - 134934.70819402856) / 134934.70819402856 × 100
- 135501.72191007668 = Zillow ZHVI, 2026-08
- 134934.70819402856 = Zillow ZHVI, 2026-07
noteDewey County, OK's average weekly wage of $1,637 ranks 1st of 77 Oklahoma counties, against a median of $968.
Period 2026 Q1.Show the arithmetic
- 100 on the 0-to-100 scale across 77 Oklahoma counties that published jobs.avgWeeklyWage
position among the entities that published this metric this period; not an official level
noteDewey County, OK's momentum index of 0.83 ranks 2nd of 77 Oklahoma counties, against a median of 0.23.
Period 2026-08.Show the arithmetic
- 99 on the 0-to-100 scale across 77 Oklahoma counties that published momentum
- momentum = Σ wᵢ · clip(changeᵢ / scaleᵢ, −1, 1) / Σ wᵢ over the terms present; weights and scales: home value 1-yr change 0.3 (±10%), rent 1-yr change 0.15 (±10%), jobs over-the-year change 0.3 (±3%), avg weekly wage over-the-year change 0.25 (±6%)
position among the entities that published this metric this period; not an official level
Read all 12 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.