Greer County, OK
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 34.93, -99.55.
Assembled 2026-10-06. Read the brief.
- 0th pct · 3,037th of 3,063 US counties · median $234,566
- 6th pct · 72nd of 77 Oklahoma counties · median $169,041
- 9th pct · 2,765th of 3,063 US counties · median +2.9%
- 6th pct · 72nd of 77 Oklahoma counties · median +4.0%
- US counties: not published this period
- Oklahoma counties: not published this period
- 6th pct · 3,022nd of 3,221 US counties · median 8,232
- 5th pct · 73rd of 77 Oklahoma counties · median 7,282
- 6th pct · 3,001st of 3,221 US counties · median $1,039
- 7th pct · 71st of 77 Oklahoma counties · median $968
- 2nd pct · 2,972nd of 3,063 US counties · median 4.3
- 10th pct · 69th of 77 Oklahoma counties · median 3.4
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $77,893 (Aug 2026), -2.2% over one year, +9.5% over five
- 0th pct · 3,037th of 3,063 US counties · median $234,566
- 6th pct · 72nd of 77 Oklahoma counties · median $169,041
| Item | Value | Distance |
|---|---|---|
| Greer County, OK | $77,893 · -2.2% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Zillow publishes no rent index for this area (ZORI covers about 1,400 counties)
- US counties: not published this period
- Oklahoma counties: not published this period
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $426 a month on $77,893 at 7.28%, against an average weekly wage worth $3,480 a month: 12.3% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $77,893 × 80% = $62,314, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $426/mo principal and interest
- wage share = payment / (avg weekly wage $803 × 52 / 12 = $3,480) = 12% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $77,893 / ($803 × 52) = 1.9
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
935 jobs at 99 employers (2026 Q1); +2.9% jobs and +8.1% average weekly wage over the year
- 6th pct · 3,022nd of 3,221 US counties · median 8,232
- 5th pct · 73rd of 77 Oklahoma counties · median 7,282
| Item | Value | Distance |
|---|---|---|
| Greer County, OK | 935 jobs · $803/wk · +2.9% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Retail trade | 92 | $431 | 1.01 | -18.6% |
| Health care and social assistance | 90 | $623 | 0.64 | -8.2% |
| Accommodation and food services | 43 | $198 | 0.51 | +7.5% |
| Mining, oil and gas | withheld | |||
| Construction | withheld | |||
| Manufacturing | withheld | |||
| Wholesale trade | withheld | |||
| Transportation and warehousing | withheld | |||
| Finance and insurance | withheld | |||
| Real estate and rental | withheld | |||
| Professional and technical services | withheld | |||
| Other services | withheld |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D4 exceptional drought
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
53 % of conservation capacity, weighted over 3 TWDB reservoirs
Sites found: 10, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
| Site | Reading | Distance |
|---|---|---|
| Lake Altus at Lugert, OK | 31,520 Acre-ft (USGS, no capacity on file) | 24 km |
| Foss Reservoir near Foss, OK | 142,500 Acre-ft (USGS, no capacity on file) | 75 km |
| Lake Frederick nr Frederick, OK | 7,748 Acre-ft (USGS, no capacity on file) | 77 km |
| Lake Lawtonka near Lawton, OK | 42,960 Acre-ft (USGS, no capacity on file) | 98 km |
| Lake Ellsworth near Elgin, OK | 14,800 Acre-ft (USGS, no capacity on file) | 109 km |
| SCS Pond No. 26 near Cyril, OK | 168.6 Acre-ft (USGS, no capacity on file) | 120 km |
| Greenbelt Lk nr Clarendon, TX | 3,134 Acre-ft (USGS, no capacity on file) | 122 km |
| Greenbelt Lake | 5 % full · 60k ac-ft | 122 km |
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
20 gauges · 0 flooding · 3 with quality panels averaging 50 % · 2 stale
Sites found: 20, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| North Fork Red River near Headrick, OK | flow 19.5 ft³/s · quality 50 % (2) · no flooding | 53 km |
| North Fork Red River near Carter, OK | flow 12.4 ft³/s · quality 50 % (2) · no flooding | 26 km |
| Elm Fork of North Fork Red River nr Carl, OK | stage 4.90 ft · quality 50 % (2) | 33 km |
| Salt Fork Red River at Mangum, OK | flow 0.00 ft³/s · no flooding | 9 km |
| Elm Fork of North Fork Red River near Granite | no readings | 17 km |
| North Fork Red River blw Altus Dam nr Lugert, OK | flow 0.27 ft³/s | 23 km |
| Lugert Drainage Ditch at Lugert, OK | stage -0.91 ft | 26 km |
| North Fork Red River near Sayre, OK | stage 0.80 ft | 40 km |
| Elk Creek near Hobart, OK | flow 48.0 ft³/s · STALE | 40 km |
| Ozark Canal at Altus, OK, Altus AFB IRP Ch005 | flow 4.30 ft³/s · STALE | 40 km |
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
24 wells in 0 named aquifers:
Sites found: 24, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| USGS-345203099382801 | depth 35.2 ft · 1988-08-30 | 11 km |
| USGS-345131099415301 | depth 3.76 ft · 2017-03-14 | 16 km |
| USGS-344758099265101 | depth 5.02 ft · 2017-03-02 | 18 km |
| USGS-345759099163401 | depth 12.4 ft · 2015-01-14 | 25 km |
| USGS-344204099365301 | depth 12.2 ft · 1988-12-03 | 26 km |
| USGS-344750099480801 | depth 28.0 ft · 2017-05-11 | 27 km |
| USGS-344750099522601 | depth 37.2 ft · 1989-01-18 | 33 km |
| USGS-344459099533201 | depth 48.1 ft · 1988-04-19 | 37 km |
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
high (0.70)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×1.00 + 0.3×0.47 + 0.2×0.50 / 0.85
Banks & federal dollars #
$150.6 m in deposits at 4 offices of 3 banks (SOD June 2026); HHI 3,537, highly concentrated. $43.8 m federal obligations in FY2026 (direct payments $42.6 m, grants $1.2 m), $46,815 per covered job
| Item | Value | Distance |
|---|---|---|
| Cattlemens Bank | $64.0 m · 42.5% share · 1 office | |
| Great Plains National Bank | $52.8 m · 35.0% share · 1 office | |
| Sovereign Bank | $33.9 m · 22.5% share · 2 offices | |
| Greer, OK | $43.8 m FY2026 · $46,815/job | |
| MULTIPLE RECIPIENTS | $32.1 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Cattlemens Bank | $63,989,000 | 42.5% | 1 |
| Great Plains National Bank | $52,765,000 | 35.0% | 1 |
| Sovereign Bank | $33,883,000 | 22.5% | 2 |
Deposit concentration is 3,537 across 3 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 3 banks with deposits in the county = 42.5² + 35.0² + 22.5² = 3,537
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $25,618,281 |
| Department of Agriculture | $10,472,403 |
| Department of Veterans Affairs | $6,376,273 |
| Department of Housing and Urban Development | $1,061,990 |
| Department of Justice | $332,403 |
| Federal Communications Commission | $207,874 |
| Railroad Retirement Board | $151,375 |
| Department of the Interior | $144,767 |
| Department of Transportation | $65,648 |
| Department of Education | $30,691 |
| Environmental Protection Agency | -$690,000 |
That is $46,815 per covered job, against 935 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $43.8 m / 935 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $46,815
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.28 | 2026-10-04 | -0.1% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-06 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 6.00 | 2026-09-22 | -14.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 6,830.00 | 2026-08-01 | +7.4% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -88,576.00 | 2026-07-01 | -24.4% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Greer County, OK: 14 findings, 1 at a watch level and 13 noted
watchGreer County, OK's typical home value is -2.2% against a year earlier, a watch level here: typical home value below a year ago (arithmetic on Zillow ZHVI, county and metro files; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026-08.Show the arithmetic
- test: home.yoyPct = -2.167679839234992 < 0
arithmetic on Zillow ZHVI, county and metro files; not an official level
noteGreer County, OK's average weekly wage was 8.1% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +8.1 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteGreer County, OK's covered employment was 2.9% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +2.9 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteGreer County, OK's typical home value rose 1.5% from $76,771 in July 2026 to $77,893 in August 2026, on Zillow ZHVI.
Period 2026-08.Show the arithmetic
- +1.5% = (77892.73673117912 - 76770.61317021529) / 76770.61317021529 × 100
- 77892.73673117912 = Zillow ZHVI, 2026-08
- 76770.61317021529 = Zillow ZHVI, 2026-07
noteGreer County, OK's typical home value of $77,893 ranks 3,037th of 3,063 US counties, against a median of $234,566.
Period 2026-08.Show the arithmetic
- 1 on the 0-to-100 scale across 3063 US counties that published home.latest
position among the entities that published this metric this period; not an official level
Read all 12 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.