Johnston County, OK
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 34.31, -96.65.
Assembled 2026-10-06. Read the brief.
- 24th pct · 2,328th of 3,063 US counties · median $234,566
- 51st pct · 38th of 77 Oklahoma counties · median $169,041
- 98th pct · 49th of 3,063 US counties · median +2.9%
- 100th pct · 1st of 77 Oklahoma counties · median +4.0%
- US counties: not published this period
- Oklahoma counties: not published this period
- 24th pct · 2,434th of 3,221 US counties · median 8,232
- 27th pct · 56th of 77 Oklahoma counties · median 7,282
- 30th pct · 2,236th of 3,221 US counties · median $1,039
- 40th pct · 46th of 77 Oklahoma counties · median $968
- 30th pct · 2,133rd of 3,063 US counties · median 4.3
- 53rd pct · 36th of 77 Oklahoma counties · median 3.4
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $170,805 (Aug 2026), +12.6% over one year, +55.9% over five
- 24th pct · 2,328th of 3,063 US counties · median $234,566
- 51st pct · 38th of 77 Oklahoma counties · median $169,041
| Item | Value | Distance |
|---|---|---|
| Johnston County, OK | $170,805 · +12.6% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Zillow publishes no rent index for this area (ZORI covers about 1,400 counties)
- US counties: not published this period
- Oklahoma counties: not published this period
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $935 a month on $170,805 at 7.28%, against an average weekly wage worth $4,138 a month: 22.6% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $170,805 × 80% = $136,644, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $935/mo principal and interest
- wage share = payment / (avg weekly wage $955 × 52 / 12 = $4,138) = 23% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $170,805 / ($955 × 52) = 3.4
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
3,005 jobs at 256 employers (2026 Q1); -3.9% jobs and +2.4% average weekly wage over the year
- 24th pct · 2,434th of 3,221 US counties · median 8,232
- 27th pct · 56th of 77 Oklahoma counties · median 7,282
| Item | Value | Distance |
|---|---|---|
| Johnston County, OK | 3,005 jobs · $955/wk · -3.9% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Health care and social assistance | 543 | $824 | 1.20 | -11.4% |
| Manufacturing | 356 | $1,220 | 1.47 | -2.2% |
| Mining, oil and gas | 227 | $1,689 | 21.22 | -10.6% |
| Accommodation and food services | 194 | $407 | 0.72 | +0.0% |
| Retail trade | 183 | $584 | 0.62 | +4.6% |
| Construction | 76 | $1,195 | 0.48 | -27.6% |
| Administrative and waste services | 69 | $2,488 | 0.40 | +68.3% |
| Wholesale trade | 44 | $1,248 | 0.38 | -4.3% |
| Professional and technical services | 30 | $1,055 | 0.14 | +0.0% |
| Agriculture, forestry, fishing | 16 | $702 | 0.74 | -44.8% |
| Utilities | withheld | |||
| Transportation and warehousing | withheld |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D3 extreme drought
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
89 % of conservation capacity, weighted over 12 TWDB reservoirs
Sites found: 19, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
| Site | Reading | Distance |
|---|---|---|
| Atoka Reservoir near Stringtown, OK | 100,400 Acre-ft (USGS, no capacity on file) | 54 km |
| Lake Texoma | 94 % full · 1,244k ac-ft | 56 km |
| McGee Creek Reservoir near Farris, OK | 92,830 Acre-ft (USGS, no capacity on file) | 72 km |
| Moss Lake | 100 % full · 24k ac-ft | 79 km |
| Lake Bonham | 78 % full · 11k ac-ft | 87 km |
| Bois d'Arc Lake | 90 % full · 368k ac-ft | 93 km |
| Lake Fuqua near Duncan, OK | 19,230 Acre-ft (USGS, no capacity on file) | 99 km |
| Lake Nocona (Farmer's Creek) | 74 % full · 21k ac-ft | 104 km |
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
35 gauges · 0 flooding · 1 with quality panels averaging 75 % · 10 stale
Sites found: 35, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| Pennington Creek near Reagan, OK | flow 15.5 ft³/s | 7 km |
| Spring Creek abv Pennington Ck nr Mill Creek, OK | flow 10.7 ft³/s | 9 km |
| Blue River near Connerville, OK | flow 44.5 ft³/s | 9 km |
| Unnamed Spring at Blue River nr Connerville, OK | flow 0.26 ft³/s | 9 km |
| Washita River near Tishomingo, OK | stage 621.8 ft | 11 km |
| Delaware Cr Blw Del Cr Site 9 RSVR nr Bromide, OK | flow 0.03 ft³/s | 15 km |
| Pennington Creek East of Mill Creek, OK | flow 3.32 ft³/s | 15 km |
| Little West Blue Creek Nr Connerville, OK | flow 5.12 ft³/s · STALE | 18 km |
| Blue River Abv Little W Blue Ck Nr Connerville, OK | flow 4.93 ft³/s · STALE | 18 km |
| Mill Cr at Mouth of 3Mile Cr near Mill Cr , OK | flow 5.90 ft³/s · STALE | 19 km |
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
33 wells in 5 named aquifers: Arbuckle-Simpson aquifer, Alluvial aquifers, Edwards-Trinity aquifer system…
Sites found: 33, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| Arbuckle-Simpson aquifer | depth 9.44 ft · 2025-03-11 | 7 km |
| Arbuckle-Simpson aquifer | depth 27.7 ft · 2025-03-11 | 9 km |
| Arbuckle-Simpson aquifer | depth 21.1 ft · 2025-03-11 | 12 km |
| Arbuckle-Simpson aquifer | depth 13.2 ft · 2025-03-11 | 14 km |
| Arbuckle-Simpson aquifer | depth 65.6 ft · 2026-07-07 | 14 km |
| USGS-342921096381601 | depth 26.6 ft · 2025-03-11 | 20 km |
| Arbuckle-Simpson aquifer | depth 29.1 ft · 2026-10-05 | 20 km |
| Arbuckle-Simpson aquifer | depth 67.1 ft · 2026-10-05 | 22 km |
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
moderate (0.41)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.75 + 0.3×0.11 + 0.2×0.25 / 0.85
Banks & federal dollars #
$179.4 m in deposits at 4 offices of 4 banks (SOD June 2026); HHI 2,725, highly concentrated. $96.8 m federal obligations in FY2026 (direct payments $81.4 m, grants $13.6 m), $32,199 per covered job
| Item | Value | Distance |
|---|---|---|
| First United Bank and Trust Company | $67.2 m · 37.5% share · 1 office | |
| Ameristate Bank | $42.6 m · 23.7% share · 1 office | |
| Simmons Bank | $37.8 m · 21.0% share · 1 office | |
| Johnston, OK | $96.8 m FY2026 · $32,199/job | |
| MULTIPLE RECIPIENTS | $66.2 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| First United Bank and Trust Company | $67,205,000 | 37.5% | 1 |
| Ameristate Bank | $42,607,000 | 23.7% | 1 |
| Simmons Bank | $37,751,000 | 21.0% | 1 |
| BancFirst | $31,887,000 | 17.8% | 1 |
Deposit concentration is 2,725 across 4 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 4 banks with deposits in the county = 37.5² + 23.7² + 21.0² + … (1 more) = 2,725
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $55,145,192 |
| Department of the Interior | $11,329,678 |
| Department of Veterans Affairs | $10,607,910 |
| Department of Transportation | $9,226,555 |
| Department of Health and Human Services | $3,924,492 |
| Department of Education | $3,718,079 |
| Federal Communications Commission | $1,197,617 |
| Department of Agriculture | $958,549 |
| Railroad Retirement Board | $394,899 |
| Department of Housing and Urban Development | $254,136 |
| Department of Justice | $0 |
That is $32,199 per covered job, against 3,005 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $96.8 m / 3,005 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $32,199
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.69 | 2026-10-05 | +3.3% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-06 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 3.00 | 2026-10-06 | -50.0% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 7,848.00 | 2026-09-01 | +14.9% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Johnston County, OK: 10 findings, 1 at an alert level, 1 at a watch level and 8 noted
alertJohnston County, OK's covered employment is -3.9% against a year earlier, an alert level here: covered employment at least 3 percent below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; convention chosen for this dashboard, not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -3.9 <= -3
BLS QCEW over-the-year percent change, as published; convention chosen for this dashboard, not an official level
watchJohnston County, OK's covered employment is -3.9% against a year earlier, a watch level here: covered employment below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -3.9 < 0
BLS QCEW over-the-year percent change, as published; not an official level
noteJohnston County, OK's covered employment was 3.9% lower than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- -3.9 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteJohnston County, OK's average weekly wage was 2.4% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +2.4 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteJohnston County, OK's typical home value rose 1.1% from $168,877 in July 2026 to $170,805 in August 2026, on Zillow ZHVI.
Period 2026-08.Show the arithmetic
- +1.1% = (170805.41782957478 - 168877.38408946377) / 168877.38408946377 × 100
- 170805.41782957478 = Zillow ZHVI, 2026-08
- 168877.38408946377 = Zillow ZHVI, 2026-07
Read all 10 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.