Okmulgee County, OK
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 35.64, -95.97.
Assembled 2026-10-07. Read the brief.
- 10th pct · 2,752nd of 3,063 US counties · median $234,566
- 26th pct · 57th of 77 Oklahoma counties · median $169,041
- 0th pct · 7th of 7 counties in the Tulsa metro · median $223,183
- 5th pct · 2,907th of 3,063 US counties · median +2.9%
- 5th pct · 73rd of 77 Oklahoma counties · median +4.0%
- 0th pct · 7th of 7 counties in the Tulsa metro · median +2.9%
- US counties: not published this period
- Oklahoma counties: not published this period
- counties in the Tulsa metro: not published this period
- 56th pct · 1,414th of 3,221 US counties · median 8,232
- 64th pct · 28th of 77 Oklahoma counties · median 7,282
- 33rd pct · 5th of 7 counties in the Tulsa metro · median 11,995
- 36th pct · 2,026th of 3,221 US counties · median $1,039
- 53rd pct · 36th of 77 Oklahoma counties · median $968
- 16th pct · 6th of 7 counties in the Tulsa metro · median $1,155
- 12th pct · 2,673rd of 3,063 US counties · median 4.3
- 30th pct · 54th of 77 Oklahoma counties · median 3.4
- 0th pct · 7th of 7 counties in the Tulsa metro · median 3.7
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $134,239 (Aug 2026), -4.3% over one year, +22.1% over five
- 10th pct · 2,752nd of 3,063 US counties · median $234,566
- 26th pct · 57th of 77 Oklahoma counties · median $169,041
- 0th pct · 7th of 7 counties in the Tulsa metro · median $223,183
| Item | Value | Distance |
|---|---|---|
| Okmulgee County, OK | $134,239 · -4.3% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Zillow publishes no rent index for this area (ZORI covers about 1,400 counties)
- US counties: not published this period
- Oklahoma counties: not published this period
- counties in the Tulsa metro: not published this period
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $735 a month on $134,239 at 7.28%, against an average weekly wage worth $4,247 a month: 17.3% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $134,239 × 80% = $107,391, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $735/mo principal and interest
- wage share = payment / (avg weekly wage $980 × 52 / 12 = $4,247) = 17% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $134,239 / ($980 × 52) = 2.6
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
10,608 jobs at 808 employers (2026 Q1); +0.8% jobs and +3.5% average weekly wage over the year
- 56th pct · 1,414th of 3,221 US counties · median 8,232
- 64th pct · 28th of 77 Oklahoma counties · median 7,282
- 33rd pct · 5th of 7 counties in the Tulsa metro · median 11,995
| Item | Value | Distance |
|---|---|---|
| Okmulgee County, OK | 10,608 jobs · $980/wk · +0.8% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Retail trade | 1,338 | $713 | 1.29 | -1.0% |
| Manufacturing | 1,021 | $1,707 | 1.20 | -2.7% |
| Accommodation and food services | 988 | $384 | 1.04 | -9.0% |
| Finance and insurance | 293 | $1,328 | 0.68 | +3.2% |
| Construction | 270 | $1,111 | 0.49 | -4.3% |
| Professional and technical services | 213 | $1,129 | 0.29 | +0.0% |
| Other services | 153 | $464 | 0.48 | -11.6% |
| Wholesale trade | 134 | $1,025 | 0.33 | -0.7% |
| Agriculture, forestry, fishing | 65 | $464 | 0.85 | +44.4% |
| Mining, oil and gas | 42 | $1,167 | 1.11 | +0.0% |
| Transportation and warehousing | 41 | $782 | 0.09 | -24.1% |
| Utilities | 39 | $2,154 | 0.93 | +2.6% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D2 severe drought
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
10 USGS reservoir gauges, no capacity figures to weight
Sites found: 10, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
| Site | Reading | Distance |
|---|---|---|
| Lake Hudson near Locust Grove, OK | 211,100 Acre-ft (USGS, no capacity on file) | 96 km |
| Shawnee Reservoir at Shawnee, OK | 22,650 Acre-ft (USGS, no capacity on file) | 105 km |
| Spavinaw Lake at Spavinaw, OK | 25,810 Acre-ft (USGS, no capacity on file) | 117 km |
| Lake Thunderbird near Norman, OK | 101,200 Acre-ft (USGS, no capacity on file) | 123 km |
| Lake Eucha near Eucha, OK | 58,230 Acre-ft (USGS, no capacity on file) | 123 km |
| Lake O' the Cherokees at Langley, OK | 1,308,000 Acre-ft (USGS, no capacity on file) | 124 km |
| Stanley Draper Lake near Oklahoma City, OK | 83,100 Acre-ft (USGS, no capacity on file) | 131 km |
| Atoka Reservoir near Stringtown, OK | 100,400 Acre-ft (USGS, no capacity on file) | 134 km |
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
33 gauges · 0 flooding · 2 with quality panels averaging 100 % · 5 stale
Sites found: 33, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| Deep Fork near Beggs, OK | flow 7.67 ft³/s · observation not current | 10 km |
| Coal Creek near Henryetta, OK | flow 12.0 ft³/s · STALE | 21 km |
| Arkansas River near Haskell, OK | flow 1,600 ft³/s · no flooding | 36 km |
| Polecat Creek near Sapulpa | observation not current | 40 km |
| Polecat Creek near Jenks | no flooding | 41 km |
| Little Haikey Creek at 101st St South at Tulsa, OK | flow 0.06 ft³/s | 43 km |
| Haikey Creek at 101st St South at Tulsa, OK | flow 0.62 ft³/s · no flooding | 43 km |
| Eastern Oklahoma Lakes at Heyburn Lake | no flooding | 45 km |
| North Canadian River near Wetumka, OK | flow 274.0 ft³/s · no flooding | 47 km |
| Joe Creek at 61st St at Tulsa, OK | flow 2.00 ft³/s · no flooding | 48 km |
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
4 wells in 0 named aquifers:
Sites found: 4, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| USGS-351817096020301 | depth 5.20 ft · 1984-07-31 | 38 km |
| USGS-355510096293501 | depth 35.2 ft · 2018-02-28 | 58 km |
| USGS-354442096400801 | depth 151.1 ft · 1993-09-30 | 66 km |
| USGS-351833095155401 | depth 9.87 ft · 1987-11-12 | 69 km |
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
moderate (0.32)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.50 + 0.2×0.00 / 0.55
Banks & federal dollars #
$595.8 m in deposits at 10 offices of 5 banks (SOD June 2026); HHI 3,166, highly concentrated. $332.5 m federal obligations in FY2026 (direct payments $274.7 m, grants $55.2 m), $31,345 per covered job
| Item | Value | Distance |
|---|---|---|
| Patrons Bank, National Association | $233.5 m · 39.2% share · 3 offices | |
| Mabrey Bank | $223.6 m · 37.5% share · 3 offices | |
| American Exchange Bank | $77.4 m · 13.0% share · 2 offices | |
| Okmulgee, OK | $332.5 m FY2026 · $31,345/job | |
| MULTIPLE RECIPIENTS | $250.3 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Patrons Bank, National Association | $233,480,000 | 39.2% | 3 |
| Mabrey Bank | $223,598,000 | 37.5% | 3 |
| American Exchange Bank | $77,443,000 | 13.0% | 2 |
| American Heritage Bank | $32,250,000 | 5.4% | 1 |
| Arvest Bank | $29,055,000 | 4.9% | 1 |
Deposit concentration is 3,166 across 5 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 5 banks with deposits in the county = 39.2² + 37.5² + 13.0² + … (2 more) = 3,166
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $212,085,209 |
| Department of Housing and Urban Development | $36,692,749 |
| Department of Veterans Affairs | $36,103,745 |
| Department of the Interior | $16,342,854 |
| Department of Education | $10,626,669 |
| Department of Agriculture | $9,523,796 |
| Department of Justice | $4,126,157 |
| Department of Health and Human Services | $3,591,799 |
| Railroad Retirement Board | $1,595,180 |
| Department of Defense | $1,365,623 |
| Federal Communications Commission | $496,297 |
| Department of State | $245,800 |
That is $31,345 per covered job, against 10,608 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $332.5 m / 10,608 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $31,345
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.69 | 2026-10-05 | +3.3% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-06 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 3.00 | 2026-10-06 | -50.0% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 7,848.00 | 2026-09-01 | +14.9% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Okmulgee County, OK: 10 findings, 1 at a watch level and 9 noted
watchOkmulgee County, OK's typical home value is -4.3% against a year earlier, a watch level here: typical home value below a year ago (arithmetic on Zillow ZHVI, county and metro files; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026-08.Show the arithmetic
- test: home.yoyPct = -4.31440025309591 < 0
arithmetic on Zillow ZHVI, county and metro files; not an official level
noteOkmulgee County, OK's average weekly wage was 3.5% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +3.5 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteOkmulgee County, OK's covered employment was 0.8% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +0.8 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteOkmulgee County, OK's typical home value of $134,239 ranks 7th of 7 counties in the Tulsa metro, against a median of $223,183.
Period 2026-08.Show the arithmetic
- 0 on the 0-to-100 scale across 7 counties in the Tulsa metro that published home.latest
position among the entities that published this metric this period; not an official level
noteOkmulgee County, OK's typical home value of -4.3% ranks 7th of 7 counties in the Tulsa metro, against a median of +2.9%.
Period 2026-08.Show the arithmetic
- 0 on the 0-to-100 scale across 7 counties in the Tulsa metro that published home.yoyPct
position among the entities that published this metric this period; not an official level
Read all 10 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.