Washita County, OK
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 35.29, -98.99.
Assembled 2026-10-06. Read the brief.
- 3rd pct · 2,951st of 3,063 US counties · median $234,566
- 13th pct · 67th of 77 Oklahoma counties · median $169,041
- 54th pct · 1,390th of 3,063 US counties · median +2.9%
- 43rd pct · 44th of 77 Oklahoma counties · median +4.0%
- US counties: not published this period
- Oklahoma counties: not published this period
- 17th pct · 2,647th of 3,221 US counties · median 8,232
- 21st pct · 61st of 77 Oklahoma counties · median 7,282
- 20th pct · 2,568th of 3,221 US counties · median $1,039
- 28th pct · 55th of 77 Oklahoma counties · median $968
- 6th pct · 2,857th of 3,063 US counties · median 4.3
- 18th pct · 63rd of 77 Oklahoma counties · median 3.4
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $106,432 (Aug 2026), +3.3% over one year, +24.4% over five
- 3rd pct · 2,951st of 3,063 US counties · median $234,566
- 13th pct · 67th of 77 Oklahoma counties · median $169,041
| Item | Value | Distance |
|---|---|---|
| Washita County, OK | $106,432 · +3.3% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Zillow publishes no rent index for this area (ZORI covers about 1,400 counties)
- US counties: not published this period
- Oklahoma counties: not published this period
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $583 a month on $106,432 at 7.28%, against an average weekly wage worth $3,926 a month: 14.8% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $106,432 × 80% = $85,145, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $583/mo principal and interest
- wage share = payment / (avg weekly wage $906 × 52 / 12 = $3,926) = 15% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $106,432 / ($906 × 52) = 2.3
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
2,187 jobs at 284 employers (2026 Q1); +14.5% jobs and +7.3% average weekly wage over the year
- 17th pct · 2,647th of 3,221 US counties · median 8,232
- 21st pct · 61st of 77 Oklahoma counties · median 7,282
| Item | Value | Distance |
|---|---|---|
| Washita County, OK | 2,187 jobs · $906/wk · +14.5% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Professional and technical services | 357 | $1,011 | 2.37 | +770.7% |
| Retail trade | 188 | $554 | 0.88 | -19.3% |
| Manufacturing | 121 | $1,017 | 0.69 | -9.0% |
| Finance and insurance | 95 | $1,335 | 1.07 | -8.7% |
| Mining, oil and gas | 83 | $1,648 | 10.66 | +0.0% |
| Construction | 80 | $1,114 | 0.70 | -8.0% |
| Wholesale trade | 75 | $1,089 | 0.90 | -21.1% |
| Agriculture, forestry, fishing | 55 | $606 | 3.48 | +1.9% |
| Real estate and rental | 22 | $1,116 | 0.66 | +15.8% |
| Information | 17 | $1,161 | 0.42 | +21.4% |
| Other services | 9 | $644 | 0.14 | -30.8% |
| Utilities | withheld |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D4 exceptional drought
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
71 % of conservation capacity, weighted over 1 TWDB reservoirs
Sites found: 13, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
| Site | Reading | Distance |
|---|---|---|
| Foss Reservoir near Foss, OK | 142,400 Acre-ft (USGS, no capacity on file) | 33 km |
| Lake Altus at Lugert, OK | 31,540 Acre-ft (USGS, no capacity on file) | 53 km |
| Lake Lawtonka near Lawton, OK | 42,920 Acre-ft (USGS, no capacity on file) | 76 km |
| Lake Ellsworth near Elgin, OK | 14,840 Acre-ft (USGS, no capacity on file) | 79 km |
| SCS Pond No. 26 near Cyril, OK | 168.6 Acre-ft (USGS, no capacity on file) | 81 km |
| Lake Frederick nr Frederick, OK | 7,748 Acre-ft (USGS, no capacity on file) | 87 km |
| Canton Lake near Canton, OK | 77,680 Acre-ft (USGS, no capacity on file) | 95 km |
| Lake Overholser near Oklahoma City, OK | 9,585 Acre-ft (USGS, no capacity on file) | 122 km |
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
30 gauges · 0 flooding · 2 with quality panels averaging 50 % · 4 stale
Sites found: 30, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| North Fork Red River near Headrick, OK | flow 17.4 ft³/s · quality 50 % (2) · no flooding | 73 km |
| North Fork Red River near Carter, OK | flow 11.9 ft³/s · quality 50 % (2) · no flooding | 49 km |
| Washita River near Cordell | no readings | 14 km |
| Washita River near Clinton, OK | flow 6.34 ft³/s · no flooding | 27 km |
| Washita River near Foss, OK | flow 3.17 ft³/s | 32 km |
| Cobb Creek near Eakly, OK | flow 6.57 ft³/s | 36 km |
| Lake Creek near Eakly, OK | flow 16.9 ft³/s | 42 km |
| Elk Creek near Hobart, OK | flow 48.0 ft³/s · STALE | 43 km |
| Washita River at Carnegie, OK | stage 2.44 ft · no flooding | 43 km |
| Lake Creek near Sickles, OK | flow 0.82 ft³/s | 44 km |
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
16 wells in 0 named aquifers:
Sites found: 16, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| USGS-352142099122501 | depth 26.1 ft · 1993-09-30 | 21 km |
| USGS-352423098341701 | depth 64.0 ft · 2017-10-22 | 40 km |
| USGS-345759099163401 | depth 12.4 ft · 2015-01-14 | 44 km |
| USGS-351727098290401 | depth 78.2 ft · 2017-10-22 | 46 km |
| USGS-351452098290601 | depth 38.9 ft · 2000-07-12 | 46 km |
| USGS-354112098430601 | depth 22.0 ft · 1993-09-30 | 51 km |
| USGS-350748098231101 | depth 50.9 ft · 2017-12-17 | 58 km |
| USGS-352802098191601 | depth 78.6 ft · 2017-10-22 | 64 km |
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
high (0.63)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×1.00 + 0.3×0.29 + 0.2×0.50 / 0.85
Banks & federal dollars #
$269.3 m in deposits at 8 offices of 8 banks (SOD June 2026); HHI 1,346, moderately concentrated. $77.3 m federal obligations in FY2026 (direct payments $75.4 m, grants $1.8 m), $35,327 per covered job
| Item | Value | Distance |
|---|---|---|
| Great Plains National Bank | $51.2 m · 19.0% share · 1 office | |
| All America Bank | $40.2 m · 14.9% share · 1 office | |
| High Plains Bank | $37.3 m · 13.9% share · 1 office | |
| Washita, OK | $77.3 m FY2026 · $35,327/job | |
| MULTIPLE RECIPIENTS | $61.4 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Great Plains National Bank | $51,233,000 | 19.0% | 1 |
| All America Bank | $40,219,000 | 14.9% | 1 |
| High Plains Bank | $37,310,000 | 13.9% | 1 |
| Washita State Bank | $35,683,000 | 13.2% | 1 |
| Bank of Western Oklahoma | $34,109,000 | 12.7% | 1 |
| BANK360 | $26,161,000 | 9.7% | 1 |
| Sovereign Bank | $24,661,000 | 9.2% | 1 |
| Blue Sky Bank | $19,933,000 | 7.4% | 1 |
Deposit concentration is 1,346 across 8 banks, which the 1995 Department of Justice bank merger screen calls moderately concentrated.
HHI = Σ (share %)² over 8 banks with deposits in the county = 19.0² + 14.9² + 13.9² + … (5 more) = 1,346
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $54,247,351 |
| Department of Agriculture | $13,377,088 |
| Department of Veterans Affairs | $6,990,305 |
| Department of Transportation | $1,423,626 |
| Department of Education | $477,790 |
| Federal Communications Commission | $384,277 |
| Department of Health and Human Services | $226,729 |
| Railroad Retirement Board | $135,535 |
| Department of Justice | -$212 |
| Small Business Administration | -$2,000 |
That is $35,327 per covered job, against 2,187 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $77.3 m / 2,187 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $35,327
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.69 | 2026-10-05 | +3.3% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-06 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 6.00 | 2026-09-22 | -14.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 6,830.00 | 2026-08-01 | +7.4% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Washita County, OK: 9 findings, 9 noted
noteWashita County, OK's covered employment was 14.5% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +14.5 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteWashita County, OK's average weekly wage was 7.3% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +7.3 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteWashita County, OK's covered employment of +14.5% ranks 1st of 77 Oklahoma counties, against a median of -0.2%.
Period 2026 Q1.Show the arithmetic
- 100 on the 0-to-100 scale across 77 Oklahoma counties that published jobs.yoy.emp
position among the entities that published this metric this period; not an official level
noteWashita County, OK's covered employment of +14.5% ranks 28th of 3,221 US counties, against a median of -0.2%.
Period 2026 Q1.Show the arithmetic
- 99 on the 0-to-100 scale across 3221 US counties that published jobs.yoy.emp
position among the entities that published this metric this period; not an official level
noteWashita County, OK's typical home value of $106,432 ranks 2,951st of 3,063 US counties, against a median of $234,566.
Period 2026-08.Show the arithmetic
- 4 on the 0-to-100 scale across 3063 US counties that published home.latest
position among the entities that published this metric this period; not an official level
Read all 9 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.