Coos County, OR
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 43.19, -124.09.
Assembled 2026-10-06. Read the brief.
- 79th pct · 642nd of 3,063 US counties · median $234,566
- 37th pct · 23rd of 36 Oregon counties · median $432,775
- 15th pct · 2,593rd of 3,063 US counties · median +2.9%
- 11th pct · 32nd of 36 Oregon counties · median +0.6%
- 72nd pct · 379th of 1,399 US counties · median $1,496
- 66th pct · 9th of 25 Oregon counties · median $1,753
- 73rd pct · 856th of 3,221 US counties · median 8,232
- 60th pct · 15th of 36 Oregon counties · median 15,683
- 54th pct · 1,455th of 3,221 US counties · median $1,039
- 35th pct · 23rd of 36 Oregon counties · median $1,074
- 82nd pct · 541st of 3,063 US counties · median 4.3
- 40th pct · 22nd of 36 Oregon counties · median 6.8
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $349,586 (Aug 2026), -0.9% over one year, +10.4% over five
- 79th pct · 642nd of 3,063 US counties · median $234,566
- 37th pct · 23rd of 36 Oregon counties · median $432,775
| Item | Value | Distance |
|---|---|---|
| Coos County, OR | $349,586 · -0.9% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Typical rent $1,786/mo (Aug 2026), +2.8% over one year; price-to-rent 16.3
- 72nd pct · 379th of 1,399 US counties · median $1,496
- 66th pct · 9th of 25 Oregon counties · median $1,753
| Item | Value | Distance |
|---|---|---|
| Coos County, OR | $1,786/mo · +2.8% 1-yr |
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $1,914 a month on $349,586 at 7.28%, against an average weekly wage worth $4,598 a month: 41.6% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $349,586 × 80% = $279,669, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $1,914/mo principal and interest
- wage share = payment / (avg weekly wage $1,061 × 52 / 12 = $4,598) = 42% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $349,586 / ($1,061 × 52) = 6.3
- price-to-rent = $349,586 / ($1,786 × 12) = 16.3
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
22,627 jobs at 1,952 employers (2026 Q1); -2.0% jobs and +3.1% average weekly wage over the year
- 73rd pct · 856th of 3,221 US counties · median 8,232
- 60th pct · 15th of 36 Oregon counties · median 15,683
| Item | Value | Distance |
|---|---|---|
| Coos County, OR | 22,627 jobs · $1,061/wk · -2.0% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Health care and social assistance | 3,278 | $958 | 0.96 | +3.0% |
| Accommodation and food services | 2,836 | $699 | 1.40 | -1.2% |
| Retail trade | 2,829 | $715 | 1.28 | -2.4% |
| Manufacturing | 1,387 | $1,290 | 0.76 | -7.6% |
| Administrative and waste services | 1,235 | $742 | 0.96 | -10.1% |
| Construction | 1,050 | $1,272 | 0.89 | -2.8% |
| Transportation and warehousing | 732 | $1,079 | 0.77 | +0.5% |
| Finance and insurance | 470 | $1,521 | 0.51 | +1.3% |
| Wholesale trade | 456 | $1,295 | 0.53 | +2.2% |
| Professional and technical services | 456 | $1,286 | 0.29 | -10.1% |
| Real estate and rental | 223 | $693 | 0.64 | -0.9% |
| Management of companies | 186 | $1,297 | 0.49 | +1.6% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D0 abnormally dry
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
Surface water layer not loaded
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
Surface water layer not loaded
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
No USGS monitoring wells within 75 km (or above 1,500 km)
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
low (0.00)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 / 0.35
Banks & federal dollars #
$1.4 bn in deposits at 13 offices of 7 banks (SOD June 2026); HHI 2,388, highly concentrated. $648.1 m federal obligations in FY2026 (direct payments $574.6 m, grants $66.3 m), $28,643 per covered job
| Item | Value | Distance |
|---|---|---|
| Columbia Bank | $476.8 m · 35.3% share · 4 offices | |
| Banner Bank | $363.0 m · 26.8% share · 3 offices | |
| Wells Fargo Bank, National Association | $193.2 m · 14.3% share · 1 office | |
| Coos, OR | $648.1 m FY2026 · $28,643/job | |
| MULTIPLE RECIPIENTS | $560.3 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Columbia Bank | $476,799,000 | 35.3% | 4 |
| Banner Bank | $363,030,000 | 26.8% | 3 |
| Wells Fargo Bank, National Association | $193,231,000 | 14.3% | 1 |
| U.S. Bank National Association | $174,380,000 | 12.9% | 1 |
| Oregon Pacific Banking Company dba Oregon Pacific Bank | $83,627,000 | 6.2% | 1 |
| First Interstate Bank | $53,834,000 | 4.0% | 2 |
| Oregon Coast Bank | $7,478,000 | 0.6% | 1 |
Deposit concentration is 2,388 across 7 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 7 banks with deposits in the county = 35.3² + 26.8² + 14.3² + … (4 more) = 2,388
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $475,988,281 |
| Department of Veterans Affairs | $82,965,014 |
| Department of Transportation | $53,741,185 |
| Department of Housing and Urban Development | $14,115,736 |
| Department of the Interior | $5,891,645 |
| Department of Health and Human Services | $5,399,704 |
| Department of Education | $4,588,030 |
| Railroad Retirement Board | $1,613,533 |
| Department of Agriculture | $1,328,493 |
| Department of Defense | $655,539 |
| Department of Homeland Security | $609,973 |
| Federal Communications Commission | $555,801 |
That is $28,643 per covered job, against 22,627 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $648.1 m / 22,627 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $28,643
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.69 | 2026-10-05 | +3.3% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-06 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 6.00 | 2026-09-22 | -14.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 6,830.00 | 2026-08-01 | +7.4% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -88,576.00 | 2026-07-01 | -24.4% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Coos County, OR: 12 findings, 6 at a watch level and 6 noted
watchCoos County, OR's covered employment is -2.0% against a year earlier, a watch level here: covered employment below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -2 < 0
BLS QCEW over-the-year percent change, as published; not an official level
watchCoos County, OR's typical asking rent is -2.0% against the previous month, a watch level here: typical asking rent at least 1 percent below the previous month (arithmetic on the Zillow ZORI month columns; convention chosen for this dashboard, not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026-08.Show the arithmetic
- test: rent.momPct = -1.9995711488492718 <= -1
- month-over-month percent change = (newest month − previous month) / |previous month| × 100, from Zillow's own published month columns
arithmetic on the Zillow ZORI month columns; convention chosen for this dashboard, not an official level
watchCoos County, OR's typical home value is -0.9% against a year earlier, a watch level here: typical home value below a year ago (arithmetic on Zillow ZHVI, county and metro files; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026-08.Show the arithmetic
- test: home.yoyPct = -0.8738732025064307 < 0
arithmetic on Zillow ZHVI, county and metro files; not an official level
watchCoos County, OR's years of wages of 6.3 scores 82 on the 0-to-100 scale across US counties but 40 across Oregon counties, a gap of 42 points.
Period 2026-08.Show the arithmetic
- 42 = |82 across US counties - 40 across Oregon counties|
- typical home value / (average weekly wage × 52); one average covered job, not a household
position among the entities that published this metric this period; not an official level
watchCoos County, OR's typical home value of $349,586 scores 79 on the 0-to-100 scale across US counties but 37 across Oregon counties, a gap of 42 points.
Period 2026-08.Show the arithmetic
- 42 = |79 across US counties - 37 across Oregon counties|
position among the entities that published this metric this period; not an official level
Read all 12 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.