Curry County, OR
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 42.47, -124.21.
Assembled 2026-10-06. Read the brief.
- 90th pct · 287th of 3,063 US counties · median $234,566
- 62nd pct · 14th of 36 Oregon counties · median $432,775
- 14th pct · 2,618th of 3,063 US counties · median +2.9%
- 5th pct · 34th of 36 Oregon counties · median +0.6%
- US counties: not published this period
- Oregon counties: not published this period
- 44th pct · 1,800th of 3,221 US counties · median 8,232
- 22nd pct · 28th of 36 Oregon counties · median 15,683
- 33rd pct · 2,137th of 3,221 US counties · median $1,039
- 2nd pct · 35th of 36 Oregon counties · median $1,074
- 95th pct · 130th of 3,063 US counties · median 4.3
- 88th pct · 5th of 36 Oregon counties · median 6.8
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $451,127 (Aug 2026), -1.0% over one year, +7.2% over five
- 90th pct · 287th of 3,063 US counties · median $234,566
- 62nd pct · 14th of 36 Oregon counties · median $432,775
| Item | Value | Distance |
|---|---|---|
| Curry County, OR | $451,127 · -1.0% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Zillow publishes no rent index for this area (ZORI covers about 1,400 counties)
- US counties: not published this period
- Oregon counties: not published this period
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $2,469 a month on $451,127 at 7.28%, against an average weekly wage worth $4,186 a month: 59.0% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $451,127 × 80% = $360,902, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $2,469/mo principal and interest
- wage share = payment / (avg weekly wage $966 × 52 / 12 = $4,186) = 59% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $451,127 / ($966 × 52) = 9.0
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
6,447 jobs at 860 employers (2026 Q1); -1.2% jobs and +2.4% average weekly wage over the year
- 44th pct · 1,800th of 3,221 US counties · median 8,232
- 22nd pct · 28th of 36 Oregon counties · median 15,683
| Item | Value | Distance |
|---|---|---|
| Curry County, OR | 6,447 jobs · $966/wk · -1.2% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Accommodation and food services | 1,020 | $470 | 1.76 | -3.5% |
| Retail trade | 955 | $659 | 1.52 | -0.3% |
| Health care and social assistance | 857 | $893 | 0.88 | +0.1% |
| Manufacturing | 716 | $1,237 | 1.38 | +3.8% |
| Construction | 339 | $1,076 | 1.00 | -7.9% |
| Other services | 206 | $653 | 1.07 | -1.0% |
| Professional and technical services | 166 | $1,277 | 0.37 | -5.7% |
| Finance and insurance | 145 | $1,491 | 0.55 | +2.1% |
| Transportation and warehousing | 105 | $1,110 | 0.39 | -3.7% |
| Real estate and rental | 90 | $600 | 0.91 | -6.2% |
| Information | 45 | $1,460 | 0.38 | +0.0% |
| Arts, entertainment and recreation | 34 | $550 | 0.32 | -15.0% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D0 abnormally dry
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
Surface water layer not loaded
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
Surface water layer not loaded
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
No USGS monitoring wells within 75 km (or above 1,500 km)
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
low (0.00)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 / 0.35
Banks & federal dollars #
$542.4 m in deposits at 5 offices of 4 banks (SOD June 2026); HHI 3,218, highly concentrated. $18.1 m federal obligations in FY2026 (grants $17.2 m, contracts $831,535), $2,808 per covered job
| Item | Value | Distance |
|---|---|---|
| Columbia Bank | $237.2 m · 43.7% share · 2 offices | |
| JPMorgan Chase Bank, National Association | $165.4 m · 30.5% share · 1 office | |
| U.S. Bank National Association | $95.3 m · 17.6% share · 1 office | |
| Curry, OR | $18.1 m FY2026 · $2,808/job | |
| MULTIPLE RECIPIENTS | $239.0 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Columbia Bank | $237,234,000 | 43.7% | 2 |
| JPMorgan Chase Bank, National Association | $165,398,000 | 30.5% | 1 |
| U.S. Bank National Association | $95,271,000 | 17.6% | 1 |
| Evergreen Federal Bank | $44,539,000 | 8.2% | 1 |
Deposit concentration is 3,218 across 4 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 4 banks with deposits in the county = 43.7² + 30.5² + 17.6² + … (1 more) = 3,218
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $211,201,741 |
| Department of Veterans Affairs | $26,605,576 |
| Department of Transportation | $17,059,062 |
| Department of Agriculture | $2,232,386 |
| Railroad Retirement Board | $1,199,318 |
| Federal Communications Commission | $320,448 |
| Department of Housing and Urban Development | $126,391 |
| Department of Homeland Security | $111,468 |
| Department of the Interior | $6,187 |
| Department of Defense | $2,841 |
| Small Business Administration | $0 |
| Department of Commerce | $0 |
That is $2,808 per covered job, against 6,447 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $18.1 m / 6,447 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $2,808
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.28 | 2026-10-04 | -0.1% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-05 | +0.1% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 6.00 | 2026-09-22 | -14.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 6,830.00 | 2026-08-01 | +7.4% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -88,576.00 | 2026-07-01 | -24.4% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Curry County, OR: 10 findings, 4 at a watch level and 6 noted
watchCurry County, OR's years of wages of 9.0 ranks 130th of 3,063 US counties, a watch level here: years of wages in the top tenth of US counties (position among the counties that published both a ZHVI value and a QCEW average weekly wage; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026-08.Show the arithmetic
- test: yearsOfWages percentile = 95.78706727629 >= 90
- typical home value / (average weekly wage × 52); one average covered job, not a household
position among the counties that published both a ZHVI value and a QCEW average weekly wage; not an official level
watchCurry County, OR's covered employment is -1.2% against a year earlier, a watch level here: covered employment below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -1.2 < 0
BLS QCEW over-the-year percent change, as published; not an official level
watchCurry County, OR's typical home value is -1.0% against a year earlier, a watch level here: typical home value below a year ago (arithmetic on Zillow ZHVI, county and metro files; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026-08.Show the arithmetic
- test: home.yoyPct = -1.0408233531434863 < 0
arithmetic on Zillow ZHVI, county and metro files; not an official level
watchCurry County, OR's average weekly wage of $966 scores 34 on the 0-to-100 scale across US counties but 3 across Oregon counties, a gap of 31 points.
Period 2026 Q1.Show the arithmetic
- 31 = |34 across US counties - 3 across Oregon counties|
position among the entities that published this metric this period; not an official level
noteCurry County, OR's average weekly wage was 2.4% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +2.4 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
Read all 10 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.