Butler County, PA
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 40.91, -79.92.
Assembled 2026-10-06. Read the brief.
- 77th pct · 697th of 3,063 US counties · median $234,566
- 86th pct · 10th of 67 Pennsylvania counties · median $233,681
- 100th pct · 1st of 8 counties in the Pittsburgh metro · median $212,590
- 11th pct · 2,704th of 3,063 US counties · median +2.9%
- 4th pct · 64th of 67 Pennsylvania counties · median +3.4%
- 0th pct · 8th of 8 counties in the Pittsburgh metro · median -0.2%
- 72nd pct · 381st of 1,399 US counties · median $1,496
- 82nd pct · 9th of 48 Pennsylvania counties · median $1,349
- 100th pct · 1st of 7 counties in the Pittsburgh metro · median $1,082
- 89th pct · 338th of 3,221 US counties · median 8,232
- 72nd pct · 19th of 67 Pennsylvania counties · median 27,809
- 57th pct · 4th of 8 counties in the Pittsburgh metro · median 68,448
- 88th pct · 380th of 3,221 US counties · median $1,039
- 84th pct · 11th of 67 Pennsylvania counties · median $1,102
- 71st pct · 3rd of 8 counties in the Pittsburgh metro · median $1,211
- 59th pct · 1,234th of 3,063 US counties · median 4.3
- 71st pct · 20th of 67 Pennsylvania counties · median 3.8
- 100th pct · 1st of 8 counties in the Pittsburgh metro · median 3.0
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $337,845 (Aug 2026), -1.6% over one year, +10.0% over five
- 77th pct · 697th of 3,063 US counties · median $234,566
- 86th pct · 10th of 67 Pennsylvania counties · median $233,681
- 100th pct · 1st of 8 counties in the Pittsburgh metro · median $212,590
| Item | Value | Distance |
|---|---|---|
| Butler County, PA | $337,845 · -1.6% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Typical rent $1,784/mo (Aug 2026), +4.4% over one year; price-to-rent 15.8
- 72nd pct · 381st of 1,399 US counties · median $1,496
- 82nd pct · 9th of 48 Pennsylvania counties · median $1,349
- 100th pct · 1st of 7 counties in the Pittsburgh metro · median $1,082
| Item | Value | Distance |
|---|---|---|
| Butler County, PA | $1,784/mo · +4.4% 1-yr |
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $1,849 a month on $337,845 at 7.28%, against an average weekly wage worth $5,928 a month: 31.2% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $337,845 × 80% = $270,276, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $1,849/mo principal and interest
- wage share = payment / (avg weekly wage $1,368 × 52 / 12 = $5,928) = 31% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $337,845 / ($1,368 × 52) = 4.7
- price-to-rent = $337,845 / ($1,784 × 12) = 15.8
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
88,482 jobs at 5,542 employers (2026 Q1); +0.1% jobs and +4.7% average weekly wage over the year
- 89th pct · 338th of 3,221 US counties · median 8,232
- 72nd pct · 19th of 67 Pennsylvania counties · median 27,809
- 57th pct · 4th of 8 counties in the Pittsburgh metro · median 68,448
| Item | Value | Distance |
|---|---|---|
| Butler County, PA | 88,482 jobs · $1,368/wk · +0.1% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Health care and social assistance | 14,176 | $1,128 | 1.06 | +0.7% |
| Manufacturing | 10,865 | $1,680 | 1.53 | +1.2% |
| Retail trade | 10,449 | $741 | 1.21 | -1.6% |
| Accommodation and food services | 7,884 | $442 | 0.99 | +1.4% |
| Management of companies | 4,836 | $3,062 | 3.26 | +1.8% |
| Wholesale trade | 4,495 | $1,795 | 1.33 | -2.4% |
| Construction | 4,192 | $1,439 | 0.90 | -1.6% |
| Professional and technical services | 4,103 | $1,934 | 0.67 | -0.1% |
| Transportation and warehousing | 3,450 | $1,017 | 0.93 | -6.5% |
| Administrative and waste services | 3,122 | $1,125 | 0.62 | -1.4% |
| Other services | 3,120 | $777 | 1.18 | +3.3% |
| Finance and insurance | 1,772 | $2,448 | 0.49 | +5.6% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
No drought class at this point (USDM covers the United States only)
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
Surface water layer not loaded
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
Surface water layer not loaded
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
No USGS monitoring wells within 75 km (or above 1,500 km)
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
low (0.00)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 / 0.35
Banks & federal dollars #
$6.6 bn in deposits at 64 offices of 19 banks (SOD June 2026); HHI 1,367, moderately concentrated. $1.5 bn federal obligations in FY2026 (direct payments $1.4 bn, contracts $110.3 m), $17,102 per covered job
| Item | Value | Distance |
|---|---|---|
| PNC Bank, National Association | $1.7 bn · 25.2% share · 6 offices | |
| NEXTIER BANK, NATIONAL ASSOCIATION | $1.2 bn · 17.7% share · 13 offices | |
| First National Bank of Pennsylvania | $827.0 m · 12.5% share · 7 offices | |
| Butler, PA | $1.5 bn FY2026 · $17,102/job | |
| MULTIPLE RECIPIENTS | $1.3 bn · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| PNC Bank, National Association | $1,664,552,000 | 25.2% | 6 |
| NEXTIER BANK, NATIONAL ASSOCIATION | $1,167,087,000 | 17.7% | 13 |
| First National Bank of Pennsylvania | $826,950,000 | 12.5% | 7 |
| Citizens Bank, National Association | $725,715,000 | 11.0% | 5 |
| The Huntington National Bank | $531,025,000 | 8.0% | 5 |
| First Commonwealth Bank | $331,824,000 | 5.0% | 5 |
| WesBanco Bank, Inc. | $277,904,000 | 4.2% | 2 |
| Dollar Bank, Federal Savings Bank | $230,174,000 | 3.5% | 2 |
| Northwest Bank | $210,858,000 | 3.2% | 4 |
| KeyBank National Association | $130,010,000 | 2.0% | 2 |
Deposit concentration is 1,367 across 19 banks, which the 1995 Department of Justice bank merger screen calls moderately concentrated.
HHI = Σ (share %)² over 19 banks with deposits in the county = 25.2² + 17.7² + 12.5² + … (16 more) = 1,367
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $1,181,525,084 |
| Department of Veterans Affairs | $147,642,152 |
| Department of Defense | $61,165,496 |
| Department of Transportation | $41,723,146 |
| Department of Housing and Urban Development | $16,640,925 |
| Department of Education | $16,282,389 |
| Department of Energy | $14,962,158 |
| Department of Health and Human Services | $13,808,672 |
| Railroad Retirement Board | $7,318,543 |
| General Services Administration | $4,148,235 |
| Department of Agriculture | $3,649,083 |
| Federal Communications Commission | $1,361,187 |
That is $17,102 per covered job, against 88,482 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $1.5 bn / 88,482 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $17,102
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.69 | 2026-10-05 | +3.3% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-06 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 6.00 | 2026-09-22 | -14.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 6,830.00 | 2026-08-01 | +7.4% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Butler County, PA: 11 findings, 1 at a watch level and 10 noted
watchButler County, PA's typical home value is -1.6% against a year earlier, a watch level here: typical home value below a year ago (arithmetic on Zillow ZHVI, county and metro files; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026-08.Show the arithmetic
- test: home.yoyPct = -1.6020633867604555 < 0
arithmetic on Zillow ZHVI, county and metro files; not an official level
noteButler County, PA's average weekly wage was 4.7% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +4.7 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteButler County, PA's typical asking rent rose 0.5% from $1,776 in July 2026 to $1,784 in August 2026, on Zillow ZORI.
Period 2026-08.Show the arithmetic
- +0.5% = (1784.0529805947226 - 1775.8015044324675) / 1775.8015044324675 × 100
- 1784.0529805947226 = Zillow ZORI, 2026-08
- 1775.8015044324675 = Zillow ZORI, 2026-07
noteButler County, PA's covered employment was 0.1% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +0.1 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteButler County, PA's typical home value of $337,845 ranks 1st of 8 counties in the Pittsburgh metro, against a median of $212,590.
Period 2026-08.Show the arithmetic
- 100 on the 0-to-100 scale across 8 counties in the Pittsburgh metro that published home.latest
position among the entities that published this metric this period; not an official level
Read all 11 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.