Washington County, PA

Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 40.20, -80.25.

Assembled 2026-10-06. Read the brief.

Typical home value
$240,972
as of August 2026
  • 52nd pct · 1,466th of 3,063 US counties · median $234,566
  • 56th pct · 30th of 67 Pennsylvania counties · median $233,681
  • 71st pct · 3rd of 8 counties in the Pittsburgh metro · median $212,590
Home value, one year
+2.6%
as of August 2026
  • 46th pct · 1,651st of 3,063 US counties · median +2.9%
  • 37th pct · 42nd of 67 Pennsylvania counties · median +3.4%
  • 71st pct · 3rd of 8 counties in the Pittsburgh metro · median -0.2%
Typical rent
$1,350
as of August 2026
  • 36th pct · 891st of 1,399 US counties · median $1,496
  • 51st pct · 24th of 48 Pennsylvania counties · median $1,349
  • 66th pct · 3rd of 7 counties in the Pittsburgh metro · median $1,082
Jobs
88,595
as of 2026 Q1-01
  • 89th pct · 337th of 3,221 US counties · median 8,232
  • 74th pct · 18th of 67 Pennsylvania counties · median 27,809
  • 71st pct · 3rd of 8 counties in the Pittsburgh metro · median 68,448
Average weekly wage
$1,670
as of 2026 Q1-01
  • 95th pct · 130th of 3,221 US counties · median $1,039
  • 92nd pct · 6th of 67 Pennsylvania counties · median $1,102
  • 85th pct · 2nd of 8 counties in the Pittsburgh metro · median $1,211
Years of wages per home
2.8
  • 15th pct · 2,597th of 3,063 US counties · median 4.3
  • 19th pct · 54th of 67 Pennsylvania counties · median 3.8
  • 28th pct · 6th of 8 counties in the Pittsburgh metro · median 3.0

Typical home value divided by the average annual wage of one covered job.

A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.

Home values #

currentas of 2026 Q1retrieved 2026-10-06

Typical home $240,972 (Aug 2026), +2.6% over one year, +14.1% over five

  • 52nd pct · 1,466th of 3,063 US counties · median $234,566
  • 56th pct · 30th of 67 Pennsylvania counties · median $233,681
  • 71st pct · 3rd of 8 counties in the Pittsburgh metro · median $212,590
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
ItemValueDistance
Washington County, PA$240,972 · +2.6% 1-yr

Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.

Rents #

currentas of 2026 Q1retrieved 2026-10-06

Typical rent $1,350/mo (Aug 2026), +3.9% over one year; price-to-rent 14.9

  • 36th pct · 891st of 1,399 US counties · median $1,496
  • 51st pct · 24th of 48 Pennsylvania counties · median $1,349
  • 66th pct · 3rd of 7 counties in the Pittsburgh metro · median $1,082
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
ItemValueDistance
Washington County, PA$1,350/mo · +3.9% 1-yr

Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).

What the typical home costs to carry #

currentretrieved 2026-10-06

Principal and interest of $1,319 a month on $240,972 at 7.28%, against an average weekly wage worth $7,237 a month: 18.2% of one job’s pay.

  • payment = P·r / (1 − (1+r)^−n), P = $240,972 × 80% = $192,777, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $1,319/mo principal and interest
  • wage share = payment / (avg weekly wage $1,670 × 52 / 12 = $7,237) = 18% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
  • years of wages = $240,972 / ($1,670 × 52) = 2.8
  • price-to-rent = $240,972 / ($1,350 × 12) = 14.9

The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.

Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.

Jobs & wages #

currentas of 2026 Q1retrieved 2026-10-06

88,595 jobs at 5,818 employers (2026 Q1); +0.5% jobs and +2.5% average weekly wage over the year

  • 89th pct · 337th of 3,221 US counties · median 8,232
  • 74th pct · 18th of 67 Pennsylvania counties · median 27,809
  • 71st pct · 3rd of 8 counties in the Pittsburgh metro · median 68,448
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
ItemValueDistance
Washington County, PA88,595 jobs · $1,670/wk · +0.5% YoY
BLS QCEW, all ownerships, third month of the quarter. A location quotient of 1.00 means this county has the national share of its jobs in that sector; 2.00 means twice it. A withheld row is a BLS disclosure code N: the cell is absent, not zero.
NAICS sectorJobsAvg weekly wageLocation quotientJobs over the year
Health care and social assistance15,006$1,0871.13+3.9%
Manufacturing9,540$1,5291.34-2.6%
Retail trade8,848$7451.02-1.5%
Construction6,965$1,6541.50+6.3%
Accommodation and food services6,729$4570.85+2.3%
Professional and technical services4,063$1,9930.66-1.0%
Administrative and waste services3,984$1,2440.79-6.9%
Wholesale trade3,652$1,9891.08+7.3%
Mining, oil and gas3,578$3,47011.34-3.7%
Transportation and warehousing3,404$1,4080.91+0.1%
Other services3,221$8131.22+0.4%
Management of companies2,589$8,5661.75-1.9%

BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.

Drought #

currentretrieved 2026-10-06

No drought class at this point (USDM covers the United States only)

Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.

US Drought Monitor current week; the highest class of any polygon containing the point.

Reservoirs #

currentretrieved 2026-10-06

6 USGS reservoir gauges, no capacity figures to weight

Sites found: 6, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.

Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
SiteReadingDistance
Loyalhanna Creek Lake, PA3,652 Acre-ft (USGS, no capacity on file)74 km
Lake Arthur at Moraine State Park, PA1,190 ft (USGS, no capacity on file)86 km
DEEP CREEK LAKE NEAR THAYERVILLE, MD2,459 ft (USGS, no capacity on file)112 km
SAVAGE RIVER RESERVOIR NEAR BLOOMINGTON, MD1,442 ft (USGS, no capacity on file)123 km
JENNINGS RANDOLPH LAKE NEAR ELK GARDEN, WV1,446 ft (USGS, no capacity on file)129 km
Pymatuning Reservoir at Pymatuning Dam, PA1,008 ft (USGS, no capacity on file)145 km

Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.

Stream gauges #

currentretrieved 2026-10-06

122 gauges · 0 flooding · 19 with quality panels averaging 96 % · 28 stale

Sites found: 122, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.

USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
SiteReadingDistance
Standingstone Fork above Tappan Lake OHstage 4.66 ft · quality 50 % (2)74 km
Chartiers Creek at Wylieout of service3 km
Catfish Run at West Maidenout of service4 km
Chartiers Run at Pike Streetout of service8 km
Chartiers Creek at Canonsburg, PAstage 2.04 ft · no flooding8 km
Linden Creek at Lindenout of service10 km
Buffalo Creek (Wash Co) near Atchesonout of service12 km
Miller's Run at Cecil TWPout of service14 km
Dunkle Run near Claysville, PAflow 10.9 ft³/s · STALE16 km
Brush Creek at Valley Brookout of service17 km

USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.

Groundwater #

currentretrieved 2026-10-06

51 wells in 1 named aquifer: Sand and gravel aquifers (glaciated regions)

Sites found: 51, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.

USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
SiteReadingDistance
USGS-401312080195801depth 25.6 ft · 1985-10-247 km
USGS-400627080175201depth 51.7 ft · 1985-10-2311 km
USGS-401744080185001depth 18.6 ft · 1985-10-2412 km
USGS-401323080231901depth 5.81 ft · 1985-10-2412 km
USGS-401806080181001depth 90.5 ft · 1985-10-2412 km
USGS-401849080194501depth 47.5 ft · 1985-10-2414 km
USGS-400348080055902depth 28.6 ft · 1985-10-2420 km
USGS-400233080261301depth 36.4 ft · 2026-10-0524 km

USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.

Water stress #

currentretrieved 2026-10-06

low (0.01)

Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 + 0.2×0.04 / 0.55

Banks & federal dollars #

currentretrieved 2026-10-06

$6.6 bn in deposits at 53 offices of 16 banks (SOD June 2026); HHI 1,288, moderately concentrated. $1.7 bn federal obligations in FY2026 (direct payments $1.5 bn, contracts $133.7 m), $18,834 per covered job

FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
ItemValueDistance
PNC Bank, National Association$1.6 bn · 23.8% share · 5 offices
Washington Financial Bank$1.2 bn · 17.7% share · 9 offices
Citizens Bank, National Association$912.1 m · 13.9% share · 6 offices
Washington, PA$1.7 bn FY2026 · $18,834/job
MULTIPLE RECIPIENTS$1.4 bn · top recipient FY2026
FDIC Summary of Deposits, June 2026. These are institution offices, not people: the row is a bank's presence in the county.
InstitutionDepositsShareOffices
PNC Bank, National Association$1,569,120,00023.8%5
Washington Financial Bank$1,167,608,00017.7%9
Citizens Bank, National Association$912,105,00013.9%6
Slovenian Savings and Loan Association of Canonsburg$522,610,0007.9%1
CFSBANK$489,577,0007.4%6
KeyBank National Association$351,697,0005.3%5
Community Bank$309,316,0004.7%4
Dollar Bank, Federal Savings Bank$200,154,0003.0%2
The Huntington National Bank$196,193,0003.0%3
First National Bank of Pennsylvania$167,367,0002.5%2

Deposit concentration is 1,288 across 16 banks, which the 1995 Department of Justice bank merger screen calls moderately concentrated.

HHI = Σ (share %)² over 16 banks with deposits in the county = 23.8² + 17.7² + 13.9² + … (13 more) = 1,288

FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.

Federal obligations #

currentretrieved 2026-10-06

USAspending place-of-performance obligations for FY2026, by awarding agency.

USAspending, FY2026, place of performance in this county.
Awarding agencyObligations
Social Security Administration$1,331,094,639
Department of Defense$120,841,386
Department of Veterans Affairs$104,360,204
Department of Transportation$35,776,139
Department of Education$24,872,414
Department of Housing and Urban Development$21,929,373
National Aeronautics and Space Administration$10,482,087
Railroad Retirement Board$10,345,852
Department of Health and Human Services$4,517,924
Federal Communications Commission$1,730,981
Department of Agriculture$1,351,313
Nuclear Regulatory Commission$587,991

That is $18,834 per covered job, against 88,595 jobs in the 2026 Q1 QCEW quarter.

per job = FY2026 obligations $1.7 bn / 88,595 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $18,834

USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.

National context, not this county #

currentretrieved 2026-10-06

These are United States, single-gauge, single-state and port series. None of them is keyed to this county.

The national indicator set, unfiltered by place.
SeriesLatestAs ofChange
Mississippi River at Memphis, stage · ftnot publishednot published
Mississippi River at St. Louis, stage · ftnot publishednot published
Ohio River at Louisville, stage · ft12.692026-10-05+3.3%
Missouri River at St. Joseph, stage · ftnot publishednot published
Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s5,170.002026-02-05-25.3%
Texas reservoirs, statewide percent full · %72.602026-10-06+0.0%
Laredo truck crossings, monthly · trucks258,700.002026-08-01-0.4%
Los Angeles + Long Beach container volume, annual · TEU10,513,167.002023-01-01-13.5%
Containerships waiting for a berth, all US ports · ships6.002026-09-22-14.3%
Shanghai to Los Angeles container rate · $ per 40 ft box6,830.002026-08-01+7.4%
US diesel retail price · $ per gallonunavailablenot published
WTI crude oil, spot · $ per barrel96.162026-09-29-3.2%
30-year fixed mortgage rate · %7.282026-10-01+3.6%
Housing starts, annual rate · thousands of units1,275.002026-08-01-2.6%
Building permits, annual rate · thousands of units1,403.002026-08-01-2.1%
Case-Shiller US home price index · index, Jan 2000 = 100337.312026-07-01+0.1%
Unemployment rate · %4.202026-09-01+2.4%
US goods and services trade balance, monthly · $ millions-105,572.002026-08-01-13.7%
Retail sales excluding food services, monthly · $ millions646,347.002026-08-01+1.1%

The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.

What changed #

currentretrieved 2026-10-06

Washington County, PA: 7 findings, 7 noted

  1. noteWashington County, PA's average weekly wage was 2.5% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.

    Period 2026 Q1.
    Show the arithmetic
    • +2.5 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
    • the newest QCEW file carries no year-earlier level, so no move from one level to another is printed

    BLS QCEW over-the-year percent change, as published

  2. noteWashington County, PA's typical asking rent rose 0.9% from $1,339 in July 2026 to $1,350 in August 2026, on Zillow ZORI.

    Period 2026-08.
    Show the arithmetic
    • +0.9% = (1350.099409554482 - 1338.700281579674) / 1338.700281579674 × 100
    • 1350.099409554482 = Zillow ZORI, 2026-08
    • 1338.700281579674 = Zillow ZORI, 2026-07
  3. noteWashington County, PA's covered employment was 0.5% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.

    Period 2026 Q1.
    Show the arithmetic
    • +0.5 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
    • the newest QCEW file carries no year-earlier level, so no move from one level to another is printed

    BLS QCEW over-the-year percent change, as published

  4. noteWashington County, PA's average weekly wage of $1,670 ranks 130th of 3,221 US counties, against a median of $1,039.

    Period 2026 Q1.
    Show the arithmetic
    • 96 on the 0-to-100 scale across 3221 US counties that published jobs.avgWeeklyWage

    position among the entities that published this metric this period; not an official level

  5. noteWashington County, PA's average weekly wage of $1,670 ranks 6th of 67 Pennsylvania counties, against a median of $1,102.

    Period 2026 Q1.
    Show the arithmetic
    • 92 on the 0-to-100 scale across 67 Pennsylvania counties that published jobs.avgWeeklyWage

    position among the entities that published this metric this period; not an official level

Read all 7 findings in the full brief

Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.

Sources #

  • publishedOccupational Employment and Wage StatisticsU.S. Bureau of Labor Statisticsopen the source
    MSA 38300, all occupations · period May 2025 · retrieved 2026-10-06
  • publishedTIGERwebU.S. Census Bureauopen the source
    tigerWMS_Current · retrieved 2026-10-06
  • publishedZillow Home Value Index (ZHVI)Zillow Researchopen the source
    County_zhvi_uc_sfrcondo_tier_0.33_0.67_sm_sa_month.csv · period 2026-08 · retrieved 2026-10-06
  • publishedZillow Home Value Index (ZHVI)Zillow Researchopen the source
    Metro_zhvi_uc_sfrcondo_tier_0.33_0.67_sm_sa_month.csv · period 2026-08 · retrieved 2026-10-06
  • publishedZillow Observed Rent Index (ZORI)Zillow Researchopen the source
    County_zori_uc_sfrcondomfr_sm_month.csv · period 2026-08 · retrieved 2026-10-06
  • estimateZillow Home Value Index (ZHVI)Zillow Researchopen the source
    · retrieved 2026-10-06 · price-to-rent = $240,972 / ($1,350 × 12) = 14.9
  • publishedFRED Economic DataFederal Reserve Bank of St. Louisopen the source
    MORTGAGE30US · period 2026-10-01 · retrieved 2026-10-06
  • publishedQuarterly Census of Employment and WagesU.S. Bureau of Labor Statisticsopen the source
    area 42125, all ownerships, all industries · period 2026-Q1 · retrieved 2026-10-06
  • estimateZillow Home Value Index (ZHVI)Zillow Researchopen the source
    · retrieved 2026-10-06 · payment = P·r / (1 − (1+r)^−n), P = $240,972 × 80% = $192,777, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $1,319/mo principal and interest; wage share = payment / (avg weekly wage $1,670 × 52 / 12 = $7,237) = 18% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs); years of wages = $240,972 / ($1,670 × 52) = 2.8; price-to-rent = $240,972 / ($1,350 × 12) = 14.9
  • publishedQuarterly Census of Employment and WagesU.S. Bureau of Labor Statisticsopen the source
    area 42125, NAICS sectors, private ownership · period 2026-Q1 · retrieved 2026-10-06
  • publishedWorld Port Index (Pub 150)National Geospatial-Intelligence Agencyopen the source
    Pub 150 World Port Index · retrieved 2026-10-06
  • publishedPort Performance Freight StatisticsU.S. Bureau of Transportation Statisticsopen the source
    5rpz-kgm9 port statistics · period 2023 · retrieved 2026-10-06
  • estimateZillow Home Value Index (ZHVI)Zillow Researchopen the source
    · retrieved 2026-10-06 · momentum = momentum = Σ wᵢ · clip(changeᵢ / scaleᵢ, −1, 1) / Σ wᵢ over the terms present; weights and scales: home value 1-yr change 0.3 (±10%), rent 1-yr change 0.15 (±10%), jobs over-the-year change 0.3 (±3%), avg weekly wage over-the-year change 0.25 (±6%); terms home value 1-yr change +2.6% / ±10% × 0.3, rent 1-yr change +3.9% / ±10% × 0.15, jobs over-the-year change +0.5% / ±3% × 0.3, avg weekly wage over-the-year change +2.5% / ±6% × 0.25
  • publishedU.S. Drought MonitorNational Drought Mitigation Center, USDA, NOAAopen the source
    USDM_current · retrieved 2026-10-06
  • publishedUSGS Water Data APIU.S. Geological Surveyopen the source
    latest-continuous 00062,00054 · period 2026-10-06T15:15:00.000Z · retrieved 2026-10-06
  • publishedUSGS Water Data APIU.S. Geological Surveyopen the source
    latest-continuous 00010,00060,00065,00095,00300,00400 · period 2026-10-06T15:45:00.000Z · retrieved 2026-10-06
  • publishedNational Water Prediction ServiceNOAA National Weather Serviceopen the source
    nwps/v1/gauges · period 2026-10-06T15:31:00Z · retrieved 2026-10-06
  • estimateUSGS Water Data APIU.S. Geological Surveyopen the source
    · retrieved 2026-10-06 · quality screen per site = 1 − points / (2 × n), ok 0, watch 1, poor 2 points over the n parameters it reports; mean over 19 sites = 96 %
  • publishedUSGS Water Data APIU.S. Geological Surveyopen the source
    latest-daily 72019 · period 2026-10-05T00:00:00.000Z · retrieved 2026-10-06
  • estimateU.S. Drought MonitorNational Drought Mitigation Center, USDA, NOAAopen the source
    · retrieved 2026-10-06 · supply stress = Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 + 0.2×0.04 / 0.55 = 0.01; terms drought (no drought class here), quality (1 − 96 % / 100)
  • publishedUSGS Water Data APIU.S. Geological Surveyopen the source
    latest-continuous 00060,00065,00010,00300,00095,00400,63680,00062,00054 · period 2026-10-06T15:50:28+00:00 · retrieved 2026-10-06
  • publishedNational Water Prediction ServiceNOAA National Weather Serviceopen the source
    nwps/v1/gauges · period 2026-10-06T15:35:00Z · retrieved 2026-10-06
  • publishedUSGS Water Data APIU.S. Geological Surveyopen the source
    latest-daily 72019,62610,62611 · period 2026-10-05 · retrieved 2026-10-06
  • publishedBankFind Suite APIFederal Deposit Insurance Corporationopen the source
    sod:42125:2026 · period 2026-06-30 · retrieved 2026-10-06
  • estimateBankFind Suite APIFederal Deposit Insurance Corporationopen the source
    sod-hhi:42125:2026 · period 2026-06-30 · retrieved 2026-10-06 · HHI = Σ (share %)² over 16 banks with deposits in the county = 23.8² + 17.7² + 13.9² + … (13 more) = 1,288
  • publishedUSAspending APIU.S. Department of the Treasuryopen the source
    spending_by_geography:county:FY2026 · period FY2026 · retrieved 2026-10-06
  • estimateUSAspending APIU.S. Department of the Treasuryopen the source
    · retrieved 2026-10-06 · per job = FY2026 obligations $1.7 bn / 88,595 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $18,834
  • publishedUSAspending APIU.S. Department of the Treasuryopen the source
    spending_by_category:42125:FY2026 · period FY2026 · retrieved 2026-10-06
  • estimateZillow Home Value Index (ZHVI)Zillow Researchopen the source
    · retrieved 2026-10-06 · typical home value / (typical rent × 12); Zillow ZHVI over ZORI, same month
  • estimateZillow Home Value Index (ZHVI)Zillow Researchopen the source
    · retrieved 2026-10-06 · momentum = Σ wᵢ · clip(changeᵢ / scaleᵢ, −1, 1) / Σ wᵢ over the terms present; weights and scales: home value 1-yr change 0.3 (±10%), rent 1-yr change 0.15 (±10%), jobs over-the-year change 0.3 (±3%), avg weekly wage over-the-year change 0.25 (±6%)
  • estimateQuarterly Census of Employment and WagesU.S. Bureau of Labor Statisticsopen the source
    · retrieved 2026-10-06 · typical home value / (average weekly wage × 52); one average covered job, not a household
  • estimateZillow Home Value Index (ZHVI)Zillow Researchopen the source
    · retrieved 2026-10-06 · month-over-month percent change = (newest month − previous month) / |previous month| × 100, from Zillow's own published month columns
  • estimateZillow Observed Rent Index (ZORI)Zillow Researchopen the source
    · retrieved 2026-10-06 · month-over-month percent change = (newest month − previous month) / |previous month| × 100, from Zillow's own published month columns

Citations

  • U.S. Bureau of Labor Statistics. Occupational Employment and Wage Statistics. series MSA 38300, all occupations. period May 2025. https://www.bls.gov/oes/tables.htm. accessed 2026-10-06.
  • U.S. Census Bureau. TIGERweb. series tigerWMS_Current. https://tigerweb.geo.census.gov/. accessed 2026-10-06.
  • Zillow Research. Zillow Home Value Index (ZHVI). series County_zhvi_uc_sfrcondo_tier_0.33_0.67_sm_sa_month.csv. period 2026-08. https://files.zillowstatic.com/research/public_csvs/zhvi/County_zhvi_uc_sfrcondo_tier_0.33_0.67_sm_sa_month.csv. accessed 2026-10-06.
  • Zillow Research. Zillow Home Value Index (ZHVI). series Metro_zhvi_uc_sfrcondo_tier_0.33_0.67_sm_sa_month.csv. period 2026-08. https://files.zillowstatic.com/research/public_csvs/zhvi/Metro_zhvi_uc_sfrcondo_tier_0.33_0.67_sm_sa_month.csv. accessed 2026-10-06.
  • Zillow Research. Zillow Observed Rent Index (ZORI). series County_zori_uc_sfrcondomfr_sm_month.csv. period 2026-08. https://files.zillowstatic.com/research/public_csvs/zori/County_zori_uc_sfrcondomfr_sm_month.csv. accessed 2026-10-06.
  • Zillow Research. Zillow Home Value Index (ZHVI). https://www.zillow.com/research/data/. accessed 2026-10-06. estimate computed by Embedding Atlas: price-to-rent = $240,972 / ($1,350 × 12) = 14.9.
  • Federal Reserve Bank of St. Louis. FRED Economic Data. series MORTGAGE30US. period 2026-10-01. https://fred.stlouisfed.org/series/MORTGAGE30US. accessed 2026-10-06.
  • U.S. Bureau of Labor Statistics. Quarterly Census of Employment and Wages. series area 42125, all ownerships, all industries. period 2026-Q1. https://data.bls.gov/cew/data/api/2026/1/area/42125.csv. accessed 2026-10-06.
  • Zillow Research. Zillow Home Value Index (ZHVI). https://www.zillow.com/research/data/. accessed 2026-10-06. estimate computed by Embedding Atlas: payment = P·r / (1 − (1+r)^−n), P = $240,972 × 80% = $192,777, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $1,319/mo principal and interest; wage share = payment / (avg weekly wage $1,670 × 52 / 12 = $7,237) = 18% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs); years of wages = $240,972 / ($1,670 × 52) = 2.8; price-to-rent = $240,972 / ($1,350 × 12) = 14.9.
  • U.S. Bureau of Labor Statistics. Quarterly Census of Employment and Wages. series area 42125, NAICS sectors, private ownership. period 2026-Q1. https://data.bls.gov/cew/data/api/2026/1/area/42125.csv. accessed 2026-10-06.
  • National Geospatial-Intelligence Agency. World Port Index (Pub 150). series Pub 150 World Port Index. https://msi.nga.mil/Publications/WPI. accessed 2026-10-06.
  • U.S. Bureau of Transportation Statistics. Port Performance Freight Statistics. series 5rpz-kgm9 port statistics. period 2023. https://data.bts.gov/resource/5rpz-kgm9.json. accessed 2026-10-06.
  • Zillow Research. Zillow Home Value Index (ZHVI). https://www.zillow.com/research/data/. accessed 2026-10-06. estimate computed by Embedding Atlas: momentum = momentum = Σ wᵢ · clip(changeᵢ / scaleᵢ, −1, 1) / Σ wᵢ over the terms present; weights and scales: home value 1-yr change 0.3 (±10%), rent 1-yr change 0.15 (±10%), jobs over-the-year change 0.3 (±3%), avg weekly wage over-the-year change 0.25 (±6%); terms home value 1-yr change +2.6% / ±10% × 0.3, rent 1-yr change +3.9% / ±10% × 0.15, jobs over-the-year change +0.5% / ±3% × 0.3, avg weekly wage over-the-year change +2.5% / ±6% × 0.25.
  • National Drought Mitigation Center, USDA, NOAA. U.S. Drought Monitor. series USDM_current. https://droughtmonitor.unl.edu/CurrentMap.aspx. accessed 2026-10-06.
  • U.S. Geological Survey. USGS Water Data API. series latest-continuous 00062,00054. period 2026-10-06T15:15:00.000Z. https://api.waterdata.usgs.gov/ogcapi/v0/collections/latest-continuous/items. accessed 2026-10-06.
  • U.S. Geological Survey. USGS Water Data API. series latest-continuous 00010,00060,00065,00095,00300,00400. period 2026-10-06T15:45:00.000Z. https://api.waterdata.usgs.gov/ogcapi/v0/collections/latest-continuous/items. accessed 2026-10-06.
  • NOAA National Weather Service. National Water Prediction Service. series nwps/v1/gauges. period 2026-10-06T15:31:00Z. https://api.water.noaa.gov/nwps/v1/gauges. accessed 2026-10-06.
  • U.S. Geological Survey. USGS Water Data API. https://api.waterdata.usgs.gov/. accessed 2026-10-06. estimate computed by Embedding Atlas: quality screen per site = 1 − points / (2 × n), ok 0, watch 1, poor 2 points over the n parameters it reports; mean over 19 sites = 96 %.
  • U.S. Geological Survey. USGS Water Data API. series latest-daily 72019. period 2026-10-05T00:00:00.000Z. https://api.waterdata.usgs.gov/ogcapi/v0/collections/latest-daily/items. accessed 2026-10-06.
  • National Drought Mitigation Center, USDA, NOAA. U.S. Drought Monitor. https://droughtmonitor.unl.edu/. accessed 2026-10-06. estimate computed by Embedding Atlas: supply stress = Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 + 0.2×0.04 / 0.55 = 0.01; terms drought (no drought class here), quality (1 − 96 % / 100).
  • U.S. Geological Survey. USGS Water Data API. series latest-continuous 00060,00065,00010,00300,00095,00400,63680,00062,00054. period 2026-10-06T15:50:28+00:00. https://api.waterdata.usgs.gov/ogcapi/v0/collections/latest-continuous/items. accessed 2026-10-06.
  • NOAA National Weather Service. National Water Prediction Service. series nwps/v1/gauges. period 2026-10-06T15:35:00Z. https://api.water.noaa.gov/nwps/v1/gauges. accessed 2026-10-06.
  • U.S. Geological Survey. USGS Water Data API. series latest-daily 72019,62610,62611. period 2026-10-05. https://api.waterdata.usgs.gov/ogcapi/v0/collections/latest-daily/items. accessed 2026-10-06.
  • Federal Deposit Insurance Corporation. BankFind Suite API. series sod:42125:2026. period 2026-06-30. https://api.fdic.gov/banks/sod?filters=STCNTYBR%3A42125+AND+YEAR%3A2026&fields=CERT%2CNAMEFULL%2CBRNUM%2CUNINUMBR%2CDEPSUMBR%2CASSET%2CSTCNTYBR%2CCNTYNAMB%2CSTALPBR%2CYEAR%2CSIMS_LATITUDE%2CSIMS_LONGITUDE%2CMSABR%2CMSANAMB&format=json&limit=10000. accessed 2026-10-06.
  • Federal Deposit Insurance Corporation. BankFind Suite API. series sod-hhi:42125:2026. period 2026-06-30. https://api.fdic.gov/banks/docs/. accessed 2026-10-06. estimate computed by Embedding Atlas: HHI = Σ (share %)² over 16 banks with deposits in the county = 23.8² + 17.7² + 13.9² + … (13 more) = 1,288.
  • U.S. Department of the Treasury. USAspending API. series spending_by_geography:county:FY2026. period FY2026. https://api.usaspending.gov/api/v2/search/spending_by_geography/. accessed 2026-10-06.
  • U.S. Department of the Treasury. USAspending API. https://api.usaspending.gov/. accessed 2026-10-06. estimate computed by Embedding Atlas: per job = FY2026 obligations $1.7 bn / 88,595 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $18,834.
  • U.S. Department of the Treasury. USAspending API. series spending_by_category:42125:FY2026. period FY2026. https://api.usaspending.gov/api/v2/search/spending_by_category/. accessed 2026-10-06.
  • Zillow Research. Zillow Home Value Index (ZHVI). https://www.zillow.com/research/data/. accessed 2026-10-06. estimate computed by Embedding Atlas: typical home value / (typical rent × 12); Zillow ZHVI over ZORI, same month.
  • Zillow Research. Zillow Home Value Index (ZHVI). https://www.zillow.com/research/data/. accessed 2026-10-06. estimate computed by Embedding Atlas: momentum = Σ wᵢ · clip(changeᵢ / scaleᵢ, −1, 1) / Σ wᵢ over the terms present; weights and scales: home value 1-yr change 0.3 (±10%), rent 1-yr change 0.15 (±10%), jobs over-the-year change 0.3 (±3%), avg weekly wage over-the-year change 0.25 (±6%).
  • U.S. Bureau of Labor Statistics. Quarterly Census of Employment and Wages. https://www.bls.gov/cew/. accessed 2026-10-06. estimate computed by Embedding Atlas: typical home value / (average weekly wage × 52); one average covered job, not a household.
  • Zillow Research. Zillow Home Value Index (ZHVI). https://www.zillow.com/research/data/. accessed 2026-10-06. estimate computed by Embedding Atlas: month-over-month percent change = (newest month − previous month) / |previous month| × 100, from Zillow's own published month columns.
  • Zillow Research. Zillow Observed Rent Index (ZORI). https://www.zillow.com/research/data/. accessed 2026-10-06. estimate computed by Embedding Atlas: month-over-month percent change = (newest month − previous month) / |previous month| × 100, from Zillow's own published month columns.

What these numbers are not

  • The occupation mix is the 38300 metro area's, from the bundled BLS OEWS release: OEWS does not publish a county table.
  • Water rows are everything within 75 km of this place's internal point (150 km for reservoirs), not everything inside its boundary: lib/water searches discs, and every row prints its own distance.
  • Server report: satellite turbidity is only computed in a browser, so that term is absent here.
  • Stress uses 2 of 4 terms (drought, quality); missing terms are left out, not assumed.
  • Groundwater has no trend term: one latest level cannot say whether an aquifer is being drawn down.
  • Obligations are what agencies committed in FY2026 by place of performance: not outlays, and not the recipient's own location.
  • FY2026 closed 6 days ago; agencies report with up to a 45-day lag, so totals are still filling in.
  • The indicator block is the NATIONAL set, filtered only by lens. None of these series is keyed to this place: they are United States, gauge, single-state or port series and they are shown as context, not as this place's own readings.

Page assembled 2026-10-06T15:58:31.640Z. Place identity tables pulled 2026-10-01.