Greene County, PA
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 39.85, -80.23.
Assembled 2026-10-06. Read the brief.
- 12th pct · 2,675th of 3,063 US counties · median $234,566
- 10th pct · 60th of 67 Pennsylvania counties · median $233,681
- 6th pct · 2,867th of 3,063 US counties · median +2.9%
- 1st pct · 66th of 67 Pennsylvania counties · median +3.4%
- US counties: not published this period
- Pennsylvania counties: not published this period
- 58th pct · 1,331st of 3,221 US counties · median 8,232
- 15th pct · 57th of 67 Pennsylvania counties · median 27,809
- 89th pct · 339th of 3,221 US counties · median $1,039
- 86th pct · 10th of 67 Pennsylvania counties · median $1,102
- 3rd pct · 2,955th of 3,063 US counties · median 4.3
- 1st pct · 66th of 67 Pennsylvania counties · median 3.8
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $141,962 (Aug 2026), -3.5% over one year, +1.3% over five
- 12th pct · 2,675th of 3,063 US counties · median $234,566
- 10th pct · 60th of 67 Pennsylvania counties · median $233,681
| Item | Value | Distance |
|---|---|---|
| Greene County, PA | $141,962 · -3.5% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Zillow publishes no rent index for this area (ZORI covers about 1,400 counties)
- US counties: not published this period
- Pennsylvania counties: not published this period
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $777 a month on $141,962 at 7.28%, against an average weekly wage worth $6,062 a month: 12.8% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $141,962 × 80% = $113,569, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $777/mo principal and interest
- wage share = payment / (avg weekly wage $1,399 × 52 / 12 = $6,062) = 13% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $141,962 / ($1,399 × 52) = 2.0
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
11,905 jobs at 783 employers (2026 Q1); +2.4% jobs and +0.1% average weekly wage over the year
- 58th pct · 1,331st of 3,221 US counties · median 8,232
- 15th pct · 57th of 67 Pennsylvania counties · median 27,809
| Item | Value | Distance |
|---|---|---|
| Greene County, PA | 11,905 jobs · $1,399/wk · +2.4% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Retail trade | 1,213 | $763 | 1.05 | -0.2% |
| Construction | 1,010 | $1,332 | 1.62 | -1.8% |
| Accommodation and food services | 689 | $404 | 0.64 | -6.4% |
| Transportation and warehousing | 521 | $1,843 | 1.04 | +2.8% |
| Manufacturing | 364 | $1,298 | 0.38 | -12.7% |
| Wholesale trade | 305 | $1,542 | 0.67 | -8.4% |
| Other services | 247 | $778 | 0.69 | -6.8% |
| Finance and insurance | 237 | $1,497 | 0.49 | +4.4% |
| Professional and technical services | 152 | $1,034 | 0.19 | -1.3% |
| Administrative and waste services | 124 | $964 | 0.18 | +0.0% |
| Management of companies | 92 | $2,132 | 0.46 | +9.5% |
| Real estate and rental | 83 | $1,415 | 0.45 | -17.0% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
No drought class at this point (USDM covers the United States only)
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
5 USGS reservoir gauges, no capacity figures to weight
Sites found: 5, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
| Site | Reading | Distance |
|---|---|---|
| DEEP CREEK LAKE NEAR THAYERVILLE, MD | 2,459 ft (USGS, no capacity on file) | 88 km |
| Loyalhanna Creek Lake, PA | 3,652 Acre-ft (USGS, no capacity on file) | 94 km |
| SAVAGE RIVER RESERVOIR NEAR BLOOMINGTON, MD | 1,442 ft (USGS, no capacity on file) | 101 km |
| JENNINGS RANDOLPH LAKE NEAR ELK GARDEN, WV | 1,446 ft (USGS, no capacity on file) | 105 km |
| Lake Arthur at Moraine State Park, PA | 1,190 ft (USGS, no capacity on file) | 124 km |
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
111 gauges · 0 flooding · 18 with quality panels averaging 100 % · 22 stale
Sites found: 111, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| Job Creek at Delphene, PA | flow 4.00 ft³/s · STALE | 14 km |
| South Fork Tenmile Creek at Jefferson, PA | flow 31.5 ft³/s · quality 100 % (4) · no flooding | 16 km |
| South Fork Dunkard Fork at Aleppo, PA | flow 5.57 ft³/s · STALE | 19 km |
| Herod Run near New Freeport, PA | flow 1.64 ft³/s · STALE | 19 km |
| Tenmile Creek at Mariana | observation not current | 23 km |
| Dunkard Creek at Shannopin, PA | flow 30.3 ft³/s · quality 100 % (3) · no flooding | 24 km |
| Monongahela River near Masontown, PA | flow 1,920 ft³/s · quality 100 % (4) · no flooding | 26 km |
| Monongahela River (lower pool) near Masontown, PA | stage 9.57 ft | 26 km |
| Monongahela River at Greensboro, PA | flow 2,350 ft³/s · STALE | 27 km |
| WV FORK FISH CREEK NEAR HUNDRED, WV | flow 1.62 ft³/s | 27 km |
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
50 wells in 0 named aquifers:
Sites found: 50, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| USGS-395403080110002 | depth 9.45 ft · 1985-06-14 | 7 km |
| USGS-394755080102603 | depth 2.09 ft · 1982-06-25 | 7 km |
| USGS-394755080102601 | depth 35.1 ft · 1987-08-16 | 7 km |
| USGS-394755080102602 | depth 7.48 ft · 1987-08-16 | 7 km |
| USGS-395609080135301 | depth 14.9 ft · 1985-10-16 | 10 km |
| USGS-394738080072101 | depth 35.1 ft · 2009-09-21 | 11 km |
| USGS-394908080211001 | depth 350.6 ft · 1982-06-25 | 11 km |
| USGS-394908080211002 | depth 48.0 ft · 1985-10-17 | 11 km |
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
low (0.00)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 + 0.2×0.00 / 0.55
Banks & federal dollars #
$1.4 bn in deposits at 11 offices of 5 banks (SOD June 2026); HHI 3,068, highly concentrated. $265.8 m federal obligations in FY2026 (direct payments $224.3 m, grants $41.7 m), $22,330 per covered job
| Item | Value | Distance |
|---|---|---|
| Community Bank | $572.8 m · 39.8% share · 4 offices | |
| First Federal Savings and Loan Association of Greene Co | $477.6 m · 33.2% share · 3 offices | |
| First National Bank of Pennsylvania | $238.5 m · 16.6% share · 2 offices | |
| Greene, PA | $265.8 m FY2026 · $22,330/job | |
| MULTIPLE RECIPIENTS | $218.9 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Community Bank | $572,765,000 | 39.8% | 4 |
| First Federal Savings and Loan Association of Greene Co | $477,608,000 | 33.2% | 3 |
| First National Bank of Pennsylvania | $238,454,000 | 16.6% | 2 |
| PNC Bank, National Association | $144,223,000 | 10.0% | 1 |
| Woodforest National Bank | $4,280,000 | 0.3% | 1 |
Deposit concentration is 3,068 across 5 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 5 banks with deposits in the county = 39.8² + 33.2² + 16.6² + … (2 more) = 3,068
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $196,400,175 |
| Department of Transportation | $28,263,535 |
| Department of Veterans Affairs | $21,654,268 |
| Department of Health and Human Services | $10,078,798 |
| Department of Housing and Urban Development | $2,858,006 |
| Department of Agriculture | $2,650,108 |
| Department of Education | $2,575,680 |
| Railroad Retirement Board | $706,765 |
| Federal Communications Commission | $620,202 |
| Department of Energy | $16,139 |
| Department of Defense | $10,700 |
| Small Business Administration | $0 |
That is $22,330 per covered job, against 11,905 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $265.8 m / 11,905 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $22,330
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.69 | 2026-10-05 | +3.3% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-06 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 3.00 | 2026-10-06 | -50.0% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 7,848.00 | 2026-09-01 | +14.9% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Greene County, PA: 11 findings, 2 at a watch level and 9 noted
watchGreene County, PA's typical home value is -3.5% against a year earlier, a watch level here: typical home value below a year ago (arithmetic on Zillow ZHVI, county and metro files; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026-08.Show the arithmetic
- test: home.yoyPct = -3.508854141241364 < 0
arithmetic on Zillow ZHVI, county and metro files; not an official level
watchGreene County, PA's covered employment of 11,905 scores 59 on the 0-to-100 scale across US counties but 15 across Pennsylvania counties, a gap of 44 points.
Period 2026 Q1.Show the arithmetic
- 44 = |59 across US counties - 15 across Pennsylvania counties|
position among the entities that published this metric this period; not an official level
noteGreene County, PA's covered employment was 2.4% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +2.4 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteGreene County, PA's typical home value fell 0.6% from $142,836 in July 2026 to $141,962 in August 2026, on Zillow ZHVI.
Period 2026-08.Show the arithmetic
- -0.6% = (141961.5654576616 - 142836.10915022893) / 142836.10915022893 × 100
- 141961.5654576616 = Zillow ZHVI, 2026-08
- 142836.10915022893 = Zillow ZHVI, 2026-07
noteGreene County, PA's average weekly wage was 0.1% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +0.1 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
Read all 11 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.