Chesterfield County, SC
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 34.64, -80.16.
Assembled 2026-10-06. Read the brief.
- 29th pct · 2,151st of 3,063 US counties · median $234,566
- 28th pct · 33rd of 46 South Carolina counties · median $218,959
- 58th pct · 1,264th of 3,063 US counties · median +2.9%
- 80th pct · 10th of 46 South Carolina counties · median +1.2%
- US counties: not published this period
- South Carolina counties: not published this period
- 62nd pct · 1,203rd of 3,221 US counties · median 8,232
- 44th pct · 26th of 46 South Carolina counties · median 18,411
- 34th pct · 2,093rd of 3,221 US counties · median $1,039
- 25th pct · 34th of 46 South Carolina counties · median $1,061
- 34th pct · 1,993rd of 3,063 US counties · median 4.3
- 40th pct · 28th of 46 South Carolina counties · median 4.1
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $183,226 (Aug 2026), +3.7% over one year, +9.1% over five
- 29th pct · 2,151st of 3,063 US counties · median $234,566
- 28th pct · 33rd of 46 South Carolina counties · median $218,959
| Item | Value | Distance |
|---|---|---|
| Chesterfield County, SC | $183,226 · +3.7% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Zillow publishes no rent index for this area (ZORI covers about 1,400 counties)
- US counties: not published this period
- South Carolina counties: not published this period
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $1,003 a month on $183,226 at 7.28%, against an average weekly wage worth $4,208 a month: 23.8% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $183,226 × 80% = $146,581, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $1,003/mo principal and interest
- wage share = payment / (avg weekly wage $971 × 52 / 12 = $4,208) = 24% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $183,226 / ($971 × 52) = 3.6
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
13,732 jobs at 778 employers (2026 Q1); -1.7% jobs and +0.3% average weekly wage over the year
- 62nd pct · 1,203rd of 3,221 US counties · median 8,232
- 44th pct · 26th of 46 South Carolina counties · median 18,411
| Item | Value | Distance |
|---|---|---|
| Chesterfield County, SC | 13,732 jobs · $971/wk · -1.7% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Manufacturing | 4,121 | $1,229 | 3.73 | -5.4% |
| Transportation and warehousing | 1,583 | $1,164 | 2.74 | +8.9% |
| Retail trade | 1,337 | $527 | 1.00 | +6.9% |
| Wholesale trade | 434 | $927 | 0.83 | +3.8% |
| Agriculture, forestry, fishing | 322 | $756 | 3.25 | +9.9% |
| Administrative and waste services | 291 | $568 | 0.37 | -47.4% |
| Other services | 241 | $800 | 0.59 | -7.7% |
| Construction | 203 | $1,083 | 0.28 | +0.0% |
| Finance and insurance | 153 | $1,085 | 0.27 | +2.7% |
| Professional and technical services | 136 | $992 | 0.14 | -5.6% |
| Utilities | 120 | $1,640 | 2.21 | +7.1% |
| Mining, oil and gas | 107 | $1,268 | 2.19 | +0.0% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D1 moderate drought
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
9 USGS reservoir gauges, no capacity figures to weight
Sites found: 9, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
| Site | Reading | Distance |
|---|---|---|
| MONTICELLO RES NR JENKINSVILLE, SC | 422.1 ft (USGS, no capacity on file) | 113 km |
| PARR SHOALS RESERVOIR AT PARR, SC | 261.7 ft (USGS, no capacity on file) | 115 km |
| LAKE MURRAY NEAR COLUMBIA, SC | 355.4 ft (USGS, no capacity on file) | 117 km |
| NEAL SHOALS RESERVOIR NEAR CARLISLE, SC | 332.6 ft (USGS, no capacity on file) | 118 km |
| LAKE MARION NEAR ELLOREE, SC | 71.8 ft (USGS, no capacity on file) | 125 km |
| NINETYNINE ISLAND RES. BELOW CHEROKEE FALLS, SC | 99.4 ft (USGS, no capacity on file) | 129 km |
| LAKE MARION NEAR PINEVILLE, SC | 72.9 ft (USGS, no capacity on file) | 132 km |
| LK MOULTRIE AT REDIVERSION NR RUSSELLVILLE, SC | 71.9 ft (USGS, no capacity on file) | 138 km |
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
65 gauges · 0 flooding · 8 with quality panels averaging 100 % · 20 stale
Sites found: 65, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| Black Creek (SC) below Chesterfield | no flooding | 2 km |
| BLACK CREEK BELOW CHESTERFIELD, SC | flow 38.1 ft³/s | 6 km |
| THOMPSON CREEK AT CHESTERFIELD, SC | stage 5.47 ft · observation not current · STALE | 13 km |
| BLACK CREEK NEAR MCBEE, SC | flow 282.0 ft³/s · no flooding | 14 km |
| THOMPSON CREEK ABOVE CHERAW, SC | stage 7.93 ft | 20 km |
| FORK CREEK AT JEFFERSON, SC | flow 3.40 ft³/s · STALE | 21 km |
| LITTLE FORK CREEK AT JEFFERSON, SC | flow 0.63 ft³/s · STALE | 23 km |
| BLACK CREEK NEAR HARTSVILLE, SC | flow 91.0 ft³/s | 27 km |
| PEE DEE RIVER AT CHERAW, SC | flow 2,970 ft³/s · no flooding | 27 km |
| BUFFALO CREEK AT MT PISGAH, SC | flow 0.00 ft³/s | 28 km |
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
25 wells in 0 named aquifers:
Sites found: 25, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| USGS-343907080164400 | depth 123.9 ft · 2013-07-23 | 11 km |
| USGS-343023080130600 | depth 124.6 ft · 2014-09-29 | 15 km |
| USGS-343201080182001 | depth 109.0 ft · 2026-10-05 | 18 km |
| USGS-343105080172100 | depth 14.4 ft · 2026-10-05 | 18 km |
| USGS-343144080184001 | depth 51.8 ft · 2026-10-05 | 18 km |
| USGS-343144080184101 | depth 111.5 ft · 2026-10-05 | 18 km |
| USGS-343736079562200 | depth 15.3 ft · 2014-09-29 | 20 km |
| USGS-342543080165800 | depth 137.0 ft · 2013-09-29 | 26 km |
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
low (0.16)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.25 + 0.2×0.00 / 0.55
Banks & federal dollars #
$548.5 m in deposits at 9 offices of 6 banks (SOD June 2026); HHI 3,220, highly concentrated. $301.7 m federal obligations in FY2026 (direct payments $282.4 m, grants $18.2 m), $21,974 per covered job
| Item | Value | Distance |
|---|---|---|
| First-Citizens Bank & Trust Company | $264.1 m · 48.2% share · 3 offices | |
| Carolina Bank & Trust Co. | $141.2 m · 25.7% share · 2 offices | |
| First Bank | $67.2 m · 12.2% share · 1 office | |
| Chesterfield, SC | $301.7 m FY2026 · $21,974/job | |
| MULTIPLE RECIPIENTS | $272.4 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| First-Citizens Bank & Trust Company | $264,135,000 | 48.2% | 3 |
| Carolina Bank & Trust Co. | $141,165,000 | 25.7% | 2 |
| First Bank | $67,152,000 | 12.2% | 1 |
| First Palmetto Bank | $43,029,000 | 7.8% | 1 |
| The Citizens Bank | $28,712,000 | 5.2% | 1 |
| Woodforest National Bank | $4,354,000 | 0.8% | 1 |
Deposit concentration is 3,220 across 6 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 6 banks with deposits in the county = 48.2² + 25.7² + 12.2² + … (3 more) = 3,220
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $238,532,805 |
| Department of Veterans Affairs | $33,167,366 |
| Department of Health and Human Services | $7,839,816 |
| Department of Transportation | $7,308,883 |
| Department of Agriculture | $5,731,789 |
| Department of Education | $4,131,208 |
| Department of Housing and Urban Development | $3,690,728 |
| Department of the Interior | $684,066 |
| Railroad Retirement Board | $538,164 |
| Department of Justice | $100,000 |
| Federal Communications Commission | $26,764 |
| Small Business Administration | $0 |
That is $21,974 per covered job, against 13,732 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $301.7 m / 13,732 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $21,974
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.28 | 2026-10-04 | -0.1% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-06 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 6.00 | 2026-09-22 | -14.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 6,830.00 | 2026-08-01 | +7.4% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -88,576.00 | 2026-07-01 | -24.4% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Chesterfield County, SC: 5 findings, 1 at a watch level and 4 noted
watchChesterfield County, SC's covered employment is -1.7% against a year earlier, a watch level here: covered employment below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -1.7 < 0
BLS QCEW over-the-year percent change, as published; not an official level
noteChesterfield County, SC's covered employment was 1.7% lower than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- -1.7 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteChesterfield County, SC's typical home value fell 0.3% from $183,791 in July 2026 to $183,226 in August 2026, on Zillow ZHVI.
Period 2026-08.Show the arithmetic
- -0.3% = (183226.27837127165 - 183790.98037816523) / 183790.98037816523 × 100
- 183226.27837127165 = Zillow ZHVI, 2026-08
- 183790.98037816523 = Zillow ZHVI, 2026-07
noteChesterfield County, SC's average weekly wage was 0.3% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +0.3 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteThe next Zillow ZHVI typical home value (monthly) covering Chesterfield County, SC is due between 2026-10-14 and 2026-10-21, estimated from the publisher's past release pattern.
Show the arithmetic
- window = 2026-10-14 to 2026-10-21, estimated from the publisher's past release pattern
estimated from the publisher's past release pattern; not an announced date
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.