Sumter County, SC
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 33.92, -80.38.
Assembled 2026-10-06. Read the brief.
- 39th pct · 1,862nd of 3,063 US counties · median $234,566
- 40th pct · 28th of 46 South Carolina counties · median $218,959
- counties in the Sumter metro: Rank context is unavailable: the manifest lists 1 counties in the Sumter metro; fewer than 5 is too few to rank.
- 38th pct · 1,885th of 3,063 US counties · median +2.9%
- 62nd pct · 18th of 46 South Carolina counties · median +1.2%
- counties in the Sumter metro: Rank context is unavailable: the manifest lists 1 counties in the Sumter metro; fewer than 5 is too few to rank.
- 51st pct · 677th of 1,399 US counties · median $1,496
- 46th pct · 15th of 27 South Carolina counties · median $1,528
- counties in the Sumter metro: Rank context is unavailable: the manifest lists 1 counties in the Sumter metro; fewer than 5 is too few to rank.
- 80th pct · 643rd of 3,221 US counties · median 8,232
- 68th pct · 15th of 46 South Carolina counties · median 18,411
- counties in the Sumter metro: Rank context is unavailable: the manifest lists 1 counties in the Sumter metro; fewer than 5 is too few to rank.
- 59th pct · 1,301st of 3,221 US counties · median $1,039
- 55th pct · 21st of 46 South Carolina counties · median $1,061
- counties in the Sumter metro: Rank context is unavailable: the manifest lists 1 counties in the Sumter metro; fewer than 5 is too few to rank.
- 35th pct · 1,972nd of 3,063 US counties · median 4.3
- 42nd pct · 27th of 46 South Carolina counties · median 4.1
- counties in the Sumter metro: Rank context is unavailable: the manifest lists 1 counties in the Sumter metro; fewer than 5 is too few to rank.
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $206,313 (Aug 2026), +1.9% over one year, +17.7% over five
- 39th pct · 1,862nd of 3,063 US counties · median $234,566
- 40th pct · 28th of 46 South Carolina counties · median $218,959
- counties in the Sumter metro: Rank context is unavailable: the manifest lists 1 counties in the Sumter metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Sumter County, SC | $206,313 · +1.9% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Typical rent $1,514/mo (Aug 2026), +4.9% over one year; price-to-rent 11.4
- 51st pct · 677th of 1,399 US counties · median $1,496
- 46th pct · 15th of 27 South Carolina counties · median $1,528
- counties in the Sumter metro: Rank context is unavailable: the manifest lists 1 counties in the Sumter metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Sumter County, SC | $1,514/mo · +4.9% 1-yr |
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $1,129 a month on $206,313 at 7.28%, against an average weekly wage worth $4,702 a month: 24.0% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $206,313 × 80% = $165,050, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $1,129/mo principal and interest
- wage share = payment / (avg weekly wage $1,085 × 52 / 12 = $4,702) = 24% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $206,313 / ($1,085 × 52) = 3.7
- price-to-rent = $206,313 / ($1,514 × 12) = 11.4
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
36,297 jobs at 2,281 employers (2026 Q1); +3.0% jobs and +4.5% average weekly wage over the year
- 80th pct · 643rd of 3,221 US counties · median 8,232
- 68th pct · 15th of 46 South Carolina counties · median 18,411
- counties in the Sumter metro: Rank context is unavailable: the manifest lists 1 counties in the Sumter metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Sumter County, SC | 36,297 jobs · $1,085/wk · +3.0% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Manufacturing | 6,622 | $1,381 | 2.27 | +15.5% |
| Health care and social assistance | 5,531 | $1,093 | 1.01 | +1.0% |
| Retail trade | 4,109 | $611 | 1.16 | +1.5% |
| Accommodation and food services | 3,359 | $389 | 1.03 | +0.9% |
| Construction | 2,735 | $1,389 | 1.44 | +0.0% |
| Administrative and waste services | 1,901 | $812 | 0.92 | -1.7% |
| Professional and technical services | 1,121 | $1,391 | 0.45 | +0.8% |
| Other services | 925 | $853 | 0.85 | -9.2% |
| Wholesale trade | 892 | $1,399 | 0.64 | +21.2% |
| Finance and insurance | 812 | $2,557 | 0.55 | +0.5% |
| Educational services | 584 | $649 | 0.75 | -3.6% |
| Arts, entertainment and recreation | 312 | $382 | 0.52 | -10.3% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D2 severe drought
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
Surface water layer not loaded
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
Surface water layer not loaded
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
No USGS monitoring wells within 75 km (or above 1,500 km)
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
high (0.50)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.50 / 0.35
Banks & federal dollars #
$1.2 bn in deposits at 12 offices of 8 banks (SOD June 2026); HHI 2,047, highly concentrated. $1.2 bn federal obligations in FY2026 (direct payments $802.0 m, contracts $411.9 m), $34,037 per covered job
| Item | Value | Distance |
|---|---|---|
| Pinnacle Bank | $378.5 m · 31.5% share · 2 offices | |
| Wells Fargo Bank, National Association | $263.0 m · 21.8% share · 2 offices | |
| First-Citizens Bank & Trust Company | $234.4 m · 19.5% share · 2 offices | |
| Sumter, SC | $1.2 bn FY2026 · $34,037/job | |
| MULTIPLE RECIPIENTS | $777.4 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Pinnacle Bank | $378,545,000 | 31.5% | 2 |
| Wells Fargo Bank, National Association | $262,987,000 | 21.8% | 2 |
| First-Citizens Bank & Trust Company | $234,424,000 | 19.5% | 2 |
| Truist Bank | $107,435,000 | 8.9% | 2 |
| The Bank of Clarendon | $103,382,000 | 8.6% | 1 |
| SouthState Bank, National Association | $61,601,000 | 5.1% | 1 |
| The Citizens Bank | $55,265,000 | 4.6% | 1 |
| Anderson Brothers Bank | $0 | 0.0% | 1 |
Deposit concentration is 2,047 across 7 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 7 banks with deposits in the county = 31.5² + 21.8² + 19.5² + … (4 more) = 2,047
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $531,835,127 |
| Department of Defense | $355,004,106 |
| Department of Veterans Affairs | $243,955,683 |
| Department of Agriculture | $49,156,421 |
| Department of Education | $14,211,670 |
| Department of Transportation | $12,678,193 |
| Department of Housing and Urban Development | $12,639,608 |
| General Services Administration | $11,637,164 |
| Railroad Retirement Board | $1,754,746 |
| Department of Health and Human Services | $1,578,654 |
| Federal Communications Commission | $587,004 |
| Department of the Interior | $394,993 |
That is $34,037 per covered job, against 36,297 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $1.2 bn / 36,297 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $34,037
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.69 | 2026-10-05 | +3.3% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-06 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 3.00 | 2026-10-06 | -50.0% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 7,848.00 | 2026-09-01 | +14.9% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Sumter County, SC: 9 findings, 9 noted
noteSumter County, SC's average weekly wage was 4.5% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +4.5 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteSumter County, SC's covered employment was 3.0% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +3 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteSumter County, SC's typical asking rent rose 0.8% from $1,502 in July 2026 to $1,514 in August 2026, on Zillow ZORI.
Period 2026-08.Show the arithmetic
- +0.8% = (1513.8217171717172 - 1502.2638108731687) / 1502.2638108731687 × 100
- 1513.8217171717172 = Zillow ZORI, 2026-08
- 1502.2638108731687 = Zillow ZORI, 2026-07
noteSumter County, SC's momentum index of 0.62 ranks 1st of 46 South Carolina counties, against a median of 0.18.
Period 2026-08.Show the arithmetic
- 100 on the 0-to-100 scale across 46 South Carolina counties that published momentum
- momentum = Σ wᵢ · clip(changeᵢ / scaleᵢ, −1, 1) / Σ wᵢ over the terms present; weights and scales: home value 1-yr change 0.3 (±10%), rent 1-yr change 0.15 (±10%), jobs over-the-year change 0.3 (±3%), avg weekly wage over-the-year change 0.25 (±6%)
position among the entities that published this metric this period; not an official level
noteSumter County, SC's covered employment of +3.0% ranks 3rd of 46 South Carolina counties, against a median of +0.3%.
Period 2026 Q1.Show the arithmetic
- 96 on the 0-to-100 scale across 46 South Carolina counties that published jobs.yoy.emp
position among the entities that published this metric this period; not an official level
Read all 9 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.