Williamsburg County, SC
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 33.63, -79.72.
Assembled 2026-10-06. Read the brief.
- 8th pct · 2,817th of 3,063 US counties · median $234,566
- 4th pct · 44th of 46 South Carolina counties · median $218,959
- 7th pct · 2,831st of 3,063 US counties · median +2.9%
- 13th pct · 40th of 46 South Carolina counties · median +1.2%
- US counties: not published this period
- South Carolina counties: not published this period
- 43rd pct · 1,829th of 3,221 US counties · median 8,232
- 26th pct · 34th of 46 South Carolina counties · median 18,411
- 34th pct · 2,093rd of 3,221 US counties · median $1,039
- 25th pct · 34th of 46 South Carolina counties · median $1,061
- 10th pct · 2,743rd of 3,063 US counties · median 4.3
- 4th pct · 44th of 46 South Carolina counties · median 4.1
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $126,513 (Aug 2026), -2.9% over one year, +11.2% over five
- 8th pct · 2,817th of 3,063 US counties · median $234,566
- 4th pct · 44th of 46 South Carolina counties · median $218,959
| Item | Value | Distance |
|---|---|---|
| Williamsburg County, SC | $126,513 · -2.9% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Zillow publishes no rent index for this area (ZORI covers about 1,400 counties)
- US counties: not published this period
- South Carolina counties: not published this period
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $692 a month on $126,513 at 7.28%, against an average weekly wage worth $4,208 a month: 16.5% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $126,513 × 80% = $101,211, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $692/mo principal and interest
- wage share = payment / (avg weekly wage $971 × 52 / 12 = $4,208) = 16% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $126,513 / ($971 × 52) = 2.5
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
6,265 jobs at 621 employers (2026 Q1); -4.0% jobs and +1.8% average weekly wage over the year
- 43rd pct · 1,829th of 3,221 US counties · median 8,232
- 26th pct · 34th of 46 South Carolina counties · median 18,411
| Item | Value | Distance |
|---|---|---|
| Williamsburg County, SC | 6,265 jobs · $971/wk · -4.0% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Manufacturing | 1,079 | $1,031 | 2.14 | +5.2% |
| Retail trade | 709 | $597 | 1.16 | -3.9% |
| Accommodation and food services | 314 | $340 | 0.56 | +10.2% |
| Wholesale trade | 205 | $978 | 0.85 | -30.7% |
| Other services | 145 | $856 | 0.77 | +11.5% |
| Administrative and waste services | 132 | $703 | 0.37 | -14.8% |
| Finance and insurance | 119 | $1,065 | 0.47 | +16.7% |
| Agriculture, forestry, fishing | withheld | |||
| Mining, oil and gas | withheld | |||
| Utilities | withheld | |||
| Construction | withheld | |||
| Transportation and warehousing | withheld |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D2 severe drought
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
5 USGS reservoir gauges, no capacity figures to weight
Sites found: 5, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
| Site | Reading | Distance |
|---|---|---|
| LK MOULTRIE AT REDIVERSION NR RUSSELLVILLE, SC | 72.6 ft (USGS, no capacity on file) | 36 km |
| LAKE MARION NEAR PINEVILLE, SC | 72.8 ft (USGS, no capacity on file) | 46 km |
| LAKE MOULTRIE NEAR PINOPOLIS, SC | 72.8 ft (USGS, no capacity on file) | 50 km |
| LAKE MARION NEAR ELLOREE, SC | 73.0 ft (USGS, no capacity on file) | 73 km |
| LAKE MURRAY NEAR COLUMBIA, SC | 355.3 ft (USGS, no capacity on file) | 147 km |
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
64 gauges · 0 flooding · 21 with quality panels averaging 87 % · 21 stale
Sites found: 64, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| SAMPIT RIVER BELOW US 17 NEAR GEORGETOWN, SC | stage 14.9 ft · quality 50 % (2) | 50 km |
| SOUTH SANTEE R AT STATE PIER NR MCCLELLANVILLE, SC | stage 21.2 ft · quality 50 % (2) | 62 km |
| SKRINE CREEK NEAR MCCLELLENVILLE, SC | stage 7.29 ft · quality 50 % (3) | 67 km |
| WACCAMAW RIVER AT CONWAY MARINA AT CONWAY, SC | stage 8.29 ft · quality 80 % (5) | 66 km |
| BLACK RIVER AT KINGSTREE, SC | flow 11.3 ft³/s | 12 km |
| BLACK RIVER NEAR ANDREWS, SC | flow 401.0 ft³/s | 22 km |
| SANTEE RIVER NEAR RUSSELLVILLE, SC | flow 883.0 ft³/s · quality 100 % (4) | 27 km |
| REDIV CANAL AT SANTEE RIVER NR ST STEPHEN, SC | flow 97.3 ft³/s · quality 100 % (4) | 29 km |
| BLACK RIVER AT SC51 NEAR RHEMS, SC | stage 12.3 ft | 30 km |
| USGS-333250079240400 | stage 2.47 ft · STALE | 31 km |
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
10 wells in 0 named aquifers:
Sites found: 10, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| USGS-334410079310200 | depth 55.1 ft · 1992-09-29 | 21 km |
| USGS-335143079195000 | depth 42.5 ft · 2001-09-29 | 44 km |
| USGS-332424079171800 | depth 143.8 ft · 2001-09-30 | 47 km |
| USGS-332610079104000 | depth 117.4 ft · 1992-05-09 | 54 km |
| USGS-331022080021801 | depth 68.8 ft · 2023-09-30 | 59 km |
| USGS-340806079563100 | depth 36.8 ft · 2005-09-29 | 60 km |
| USGS-341144079345001 | depth 44.9 ft · 2009-11-12 | 65 km |
| USGS-335115079033500 | depth 57.7 ft · 1992-09-29 | 66 km |
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
moderate (0.37)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.50 + 0.2×0.13 / 0.55
Banks & federal dollars #
$437.5 m in deposits at 7 offices of 5 banks (SOD June 2026); HHI 2,729, highly concentrated. $245.7 m federal obligations in FY2026 (direct payments $226.5 m, contracts $12.5 m), $39,219 per covered job
| Item | Value | Distance |
|---|---|---|
| Bank of Greeleyville | $141.1 m · 32.2% share · 2 offices | |
| Anderson Brothers Bank | $139.3 m · 31.8% share · 2 offices | |
| First-Citizens Bank & Trust Company | $107.3 m · 24.5% share · 1 office | |
| Williamsburg, SC | $245.7 m FY2026 · $39,219/job | |
| MULTIPLE RECIPIENTS | $212.9 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Bank of Greeleyville | $141,085,000 | 32.2% | 2 |
| Anderson Brothers Bank | $139,314,000 | 31.8% | 2 |
| First-Citizens Bank & Trust Company | $107,310,000 | 24.5% | 1 |
| Kingstree Federal Savings and Loan Association | $33,875,000 | 7.7% | 1 |
| The Citizens Bank | $15,902,000 | 3.6% | 1 |
Deposit concentration is 2,729 across 5 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 5 banks with deposits in the county = 32.2² + 31.8² + 24.5² + … (2 more) = 2,729
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $181,565,025 |
| Department of Veterans Affairs | $30,335,004 |
| Department of Justice | $12,083,685 |
| Department of Agriculture | $8,913,448 |
| Department of Transportation | $5,267,971 |
| Department of Housing and Urban Development | $3,801,161 |
| Department of Education | $2,834,667 |
| Railroad Retirement Board | $944,478 |
| Department of Health and Human Services | $20,000 |
| Federal Communications Commission | -$60,490 |
That is $39,219 per covered job, against 6,265 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $245.7 m / 6,265 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $39,219
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.69 | 2026-10-05 | +3.3% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-06 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 6.00 | 2026-09-22 | -14.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 6,830.00 | 2026-08-01 | +7.4% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Williamsburg County, SC: 16 findings, 1 at an alert level, 3 at a watch level and 12 noted
alertWilliamsburg County, SC's covered employment is -4.0% against a year earlier, an alert level here: covered employment at least 3 percent below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; convention chosen for this dashboard, not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -4 <= -3
BLS QCEW over-the-year percent change, as published; convention chosen for this dashboard, not an official level
watchWilliamsburg County, SC's covered employment is -4.0% against a year earlier, a watch level here: covered employment below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -4 < 0
BLS QCEW over-the-year percent change, as published; not an official level
watchWilliamsburg County, SC's typical home value is -2.9% against a year earlier, a watch level here: typical home value below a year ago (arithmetic on Zillow ZHVI, county and metro files; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026-08.Show the arithmetic
- test: home.yoyPct = -2.8648852075243196 < 0
arithmetic on Zillow ZHVI, county and metro files; not an official level
watchWilliamsburg County, SC's momentum index is -0.37, a watch level here: momentum index in the cooling band (the cooling band of the momentum index computed here, score at or below -0.25; convention chosen for this dashboard, not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026-08.Show the arithmetic
- test: momentum = -0.36581947791262304 <= -0.25
- momentum = Σ wᵢ · clip(changeᵢ / scaleᵢ, −1, 1) / Σ wᵢ over the terms present; weights and scales: home value 1-yr change 0.3 (±10%), rent 1-yr change 0.15 (±10%), jobs over-the-year change 0.3 (±3%), avg weekly wage over-the-year change 0.25 (±6%)
the cooling band of the momentum index computed here, score at or below -0.25; convention chosen for this dashboard, not an official level
noteWilliamsburg County, SC's covered employment was 4.0% lower than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- -4 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
Read all 12 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.