Gregory County, SD

Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 43.18, -99.21.

Assembled 2026-10-06. Read the brief.

Typical home value
not published
  • US counties: not published this period
  • South Dakota counties: not published this period
Home value, one year
not published
  • US counties: not published this period
  • South Dakota counties: not published this period
Typical rent
not published
  • US counties: not published this period
  • South Dakota counties: not published this period
Jobs
1,576
as of 2026 Q1-01
  • 12th pct · 2,826th of 3,221 US counties · median 8,232
  • 46th pct · 36th of 66 South Dakota counties · median 1,825
Average weekly wage
$793
as of 2026 Q1-01
  • 5th pct · 3,034th of 3,221 US counties · median $1,039
  • 3rd pct · 64th of 66 South Dakota counties · median $978
Years of wages per home
not published
  • US counties: not published this period
  • South Dakota counties: not published this period

Typical home value divided by the average annual wage of one covered job.

A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.

Home values #

currentas of 2026 Q1retrieved 2026-10-06

No Zillow home value index for this area

  • US counties: not published this period
  • South Dakota counties: not published this period

Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.

Rents #

currentas of 2026 Q1retrieved 2026-10-06

No rent index for this area

  • US counties: not published this period
  • South Dakota counties: not published this period

Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).

What the typical home costs to carry #

unavailableretrieved 2026-10-06There is no home value, mortgage rate or wage figure to put in the formula.

Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.

Jobs & wages #

currentas of 2026 Q1retrieved 2026-10-06

1,576 jobs at 229 employers (2026 Q1); +0.1% jobs and +4.6% average weekly wage over the year

  • 12th pct · 2,826th of 3,221 US counties · median 8,232
  • 46th pct · 36th of 66 South Dakota counties · median 1,825
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
ItemValueDistance
Gregory County, SD1,576 jobs · $793/wk · +0.1% YoY
BLS QCEW, all ownerships, third month of the quarter. A location quotient of 1.00 means this county has the national share of its jobs in that sector; 2.00 means twice it. A withheld row is a BLS disclosure code N: the cell is absent, not zero.
NAICS sectorJobsAvg weekly wageLocation quotientJobs over the year
Retail trade271$5711.76-7.5%
Accommodation and food services93$2790.66-2.1%
Wholesale trade91$9041.51-5.2%
Professional and technical services41$6510.38-22.6%
Administrative and waste services39$3950.44-2.5%
Arts, entertainment and recreation25$3830.96-10.7%
Agriculture, forestry, fishingwithheld
Mining, oil and gaswithheld
Utilitieswithheld
Constructionwithheld
Manufacturingwithheld
Transportation and warehousingwithheld

BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.

Drought #

currentretrieved 2026-10-06

D1 moderate drought

Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.

US Drought Monitor current week; the highest class of any polygon containing the point.

Reservoirs #

currentretrieved 2026-10-06

No reservoir gauges within 150 km (or the camera is above the gauge altitude)

Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.

Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.

Stream gauges #

currentretrieved 2026-10-06

8 gauges · 0 flooding · 0 with quality panels · 2 stale

Sites found: 8, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.

USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
SiteReadingDistance
PLATTE CREEK NEAR PLATTE, SDflow 0.30 ft³/s26 km
USGS-424722099200801flow 2.44 ft³/s · STALE44 km
Niobrara River at Mariaville, Nebr.flow 905.0 ft³/s45 km
KEYA PAHA RIVER AT WEWELA, SDflow 46.3 ft³/s49 km
Willow Creek at Atwood Rd nr Carns, Nebr.flow 1.57 ft³/s · STALE54 km
Long Pine Creek near Riverview, Nebr.flow 149.0 ft³/s66 km
WHITE RIVER NEAR OACOMA, SDflow 162.0 ft³/s70 km
KEYA PAHA RIVER NEAR KEYAPAHA, SDflow 22.2 ft³/s73 km

USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.

Groundwater #

currentretrieved 2026-10-06

2 wells in 1 named aquifer: High Plains aquifer

Sites found: 2, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.

USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
SiteReadingDistance
USGS-424837099425201depth 80.8 ft · 1999-09-0158 km
High Plains aquiferdepth 33.9 ft · 2024-02-2065 km

USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.

Water stress #

currentretrieved 2026-10-06

moderate (0.25)

Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.25 / 0.35

Banks & federal dollars #

currentretrieved 2026-10-06

$260.1 m in deposits at 4 offices of 2 banks (SOD June 2026); HHI 5,031, highly concentrated. $31.8 m federal obligations in FY2026 (direct payments $30.9 m, grants $881,464), $20,171 per covered job

FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
ItemValueDistance
First Fidelity Bank$140.4 m · 54.0% share · 3 offices
BankWest, Inc.$119.8 m · 46.0% share · 1 office
Gregory, SD$31.8 m FY2026 · $20,171/job
MULTIPLE RECIPIENTS$25.2 m · top recipient FY2026
FDIC Summary of Deposits, June 2026. These are institution offices, not people: the row is a bank's presence in the county.
InstitutionDepositsShareOffices
First Fidelity Bank$140,368,00054.0%3
BankWest, Inc.$119,758,00046.0%1

Deposit concentration is 5,031 across 2 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.

HHI = Σ (share %)² over 2 banks with deposits in the county = 54.0² + 46.0² = 5,031

FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.

Federal obligations #

currentretrieved 2026-10-06

USAspending place-of-performance obligations for FY2026, by awarding agency.

USAspending, FY2026, place of performance in this county.
Awarding agencyObligations
Social Security Administration$22,059,432
Department of Agriculture$5,638,028
Department of Veterans Affairs$2,940,598
Department of Education$592,690
Department of Transportation$197,048
Department of Housing and Urban Development$157,888
Department of Health and Human Services$95,816
Railroad Retirement Board$57,866
Department of the Interior$44,549
Department of Energy$4,826

That is $20,171 per covered job, against 1,576 jobs in the 2026 Q1 QCEW quarter.

per job = FY2026 obligations $31.8 m / 1,576 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $20,171

USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.

National context, not this county #

currentretrieved 2026-10-06

These are United States, single-gauge, single-state and port series. None of them is keyed to this county.

The national indicator set, unfiltered by place.
SeriesLatestAs ofChange
Mississippi River at Memphis, stage · ftnot publishednot published
Mississippi River at St. Louis, stage · ftnot publishednot published
Ohio River at Louisville, stage · ft12.692026-10-05+3.3%
Missouri River at St. Joseph, stage · ftnot publishednot published
Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s5,170.002026-02-05-25.3%
Texas reservoirs, statewide percent full · %72.602026-10-06+0.0%
Laredo truck crossings, monthly · trucks258,700.002026-08-01-0.4%
Los Angeles + Long Beach container volume, annual · TEU10,513,167.002023-01-01-13.5%
Containerships waiting for a berth, all US ports · ships6.002026-09-22-14.3%
Shanghai to Los Angeles container rate · $ per 40 ft box6,830.002026-08-01+7.4%
US diesel retail price · $ per gallonunavailablenot published
WTI crude oil, spot · $ per barrel96.162026-09-29-3.2%
30-year fixed mortgage rate · %7.282026-10-01+3.6%
Housing starts, annual rate · thousands of units1,275.002026-08-01-2.6%
Building permits, annual rate · thousands of units1,403.002026-08-01-2.1%
Case-Shiller US home price index · index, Jan 2000 = 100337.312026-07-01+0.1%
Unemployment rate · %4.202026-09-01+2.4%
US goods and services trade balance, monthly · $ millions-88,576.002026-07-01-24.4%
Retail sales excluding food services, monthly · $ millions646,347.002026-08-01+1.1%

The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.

What changed #

currentretrieved 2026-10-06

Gregory County, SD: 5 findings, 1 at a watch level and 4 noted

  1. watchGregory County, SD's covered employment of 1,576 scores 12 on the 0-to-100 scale across US counties but 46 across South Dakota counties, a gap of 34 points.

    Period 2026 Q1.
    Show the arithmetic
    • 34 = |12 across US counties - 46 across South Dakota counties|

    position among the entities that published this metric this period; not an official level

  2. noteGregory County, SD's average weekly wage was 4.6% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.

    Period 2026 Q1.
    Show the arithmetic
    • +4.6 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
    • the newest QCEW file carries no year-earlier level, so no move from one level to another is printed

    BLS QCEW over-the-year percent change, as published

  3. noteGregory County, SD's covered employment was 0.1% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.

    Period 2026 Q1.
    Show the arithmetic
    • +0.1 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
    • the newest QCEW file carries no year-earlier level, so no move from one level to another is printed

    BLS QCEW over-the-year percent change, as published

  4. noteGregory County, SD's average weekly wage of $793 ranks 64th of 66 South Dakota counties, against a median of $978.

    Period 2026 Q1.
    Show the arithmetic
    • 3 on the 0-to-100 scale across 66 South Dakota counties that published jobs.avgWeeklyWage

    position among the entities that published this metric this period; not an official level

  5. noteGregory County, SD's average weekly wage of $793 ranks 3,034th of 3,221 US counties, against a median of $1,039.

    Period 2026 Q1.
    Show the arithmetic
    • 6 on the 0-to-100 scale across 3221 US counties that published jobs.avgWeeklyWage

    position among the entities that published this metric this period; not an official level

Read the full brief

Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.

Sources #

  • publishedTIGERwebU.S. Census Bureauopen the source
    tigerWMS_Current · retrieved 2026-10-06
  • publishedZillow Home Value Index (ZHVI)Zillow Researchopen the source
    Metro_zhvi_uc_sfrcondo_tier_0.33_0.67_sm_sa_month.csv · period 2026-08 · retrieved 2026-10-06
  • publishedQuarterly Census of Employment and WagesU.S. Bureau of Labor Statisticsopen the source
    area 46053, all ownerships, all industries · period 2026-Q1 · retrieved 2026-10-06
  • publishedQuarterly Census of Employment and WagesU.S. Bureau of Labor Statisticsopen the source
    area 46053, NAICS sectors, private ownership · period 2026-Q1 · retrieved 2026-10-06
  • publishedFRED Economic DataFederal Reserve Bank of St. Louisopen the source
    MORTGAGE30US · period 2026-10-01 · retrieved 2026-10-06
  • estimateZillow Home Value Index (ZHVI)Zillow Researchopen the source
    · retrieved 2026-10-06 · momentum = momentum = Σ wᵢ · clip(changeᵢ / scaleᵢ, −1, 1) / Σ wᵢ over the terms present; weights and scales: home value 1-yr change 0.3 (±10%), rent 1-yr change 0.15 (±10%), jobs over-the-year change 0.3 (±3%), avg weekly wage over-the-year change 0.25 (±6%); terms jobs over-the-year change +0.1% / ±3% × 0.3, avg weekly wage over-the-year change +4.6% / ±6% × 0.25
  • publishedU.S. Drought MonitorNational Drought Mitigation Center, USDA, NOAAopen the source
    USDM_current · retrieved 2026-10-06
  • publishedUSGS Water Data APIU.S. Geological Surveyopen the source
    latest-continuous 00060,00065 · period 2026-10-06T07:45:00.000Z · retrieved 2026-10-06
  • publishedUSGS Water Data APIU.S. Geological Surveyopen the source
    latest-daily 72019 · period 2024-02-20T00:00:00.000Z · retrieved 2026-10-06
  • estimateU.S. Drought MonitorNational Drought Mitigation Center, USDA, NOAAopen the source
    · retrieved 2026-10-06 · supply stress = Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.25 / 0.35 = 0.25; terms drought (D1 / 4)
  • publishedUSGS Water Data APIU.S. Geological Surveyopen the source
    latest-continuous 00060,00065,00010,00300,00095,00400,63680,00062,00054 · period 2026-10-06T08:00:00+00:00 · retrieved 2026-10-06
  • publishedUSGS Water Data APIU.S. Geological Surveyopen the source
    latest-daily 72019,62610,62611 · period 2026-10-06 · retrieved 2026-10-06
  • publishedBankFind Suite APIFederal Deposit Insurance Corporationopen the source
    sod:46053:2026 · period 2026-06-30 · retrieved 2026-10-06
  • estimateBankFind Suite APIFederal Deposit Insurance Corporationopen the source
    sod-hhi:46053:2026 · period 2026-06-30 · retrieved 2026-10-06 · HHI = Σ (share %)² over 2 banks with deposits in the county = 54.0² + 46.0² = 5,031
  • publishedUSAspending APIU.S. Department of the Treasuryopen the source
    spending_by_geography:county:FY2026 · period FY2026 · retrieved 2026-10-06
  • estimateUSAspending APIU.S. Department of the Treasuryopen the source
    · retrieved 2026-10-06 · per job = FY2026 obligations $31.8 m / 1,576 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $20,171
  • publishedUSAspending APIU.S. Department of the Treasuryopen the source
    spending_by_category:46053:FY2026 · period FY2026 · retrieved 2026-10-06
  • estimateZillow Home Value Index (ZHVI)Zillow Researchopen the source
    · retrieved 2026-10-06 · momentum = Σ wᵢ · clip(changeᵢ / scaleᵢ, −1, 1) / Σ wᵢ over the terms present; weights and scales: home value 1-yr change 0.3 (±10%), rent 1-yr change 0.15 (±10%), jobs over-the-year change 0.3 (±3%), avg weekly wage over-the-year change 0.25 (±6%)

Citations

  • U.S. Census Bureau. TIGERweb. series tigerWMS_Current. https://tigerweb.geo.census.gov/. accessed 2026-10-06.
  • Zillow Research. Zillow Home Value Index (ZHVI). series Metro_zhvi_uc_sfrcondo_tier_0.33_0.67_sm_sa_month.csv. period 2026-08. https://files.zillowstatic.com/research/public_csvs/zhvi/Metro_zhvi_uc_sfrcondo_tier_0.33_0.67_sm_sa_month.csv. accessed 2026-10-06.
  • U.S. Bureau of Labor Statistics. Quarterly Census of Employment and Wages. series area 46053, all ownerships, all industries. period 2026-Q1. https://data.bls.gov/cew/data/api/2026/1/area/46053.csv. accessed 2026-10-06.
  • U.S. Bureau of Labor Statistics. Quarterly Census of Employment and Wages. series area 46053, NAICS sectors, private ownership. period 2026-Q1. https://data.bls.gov/cew/data/api/2026/1/area/46053.csv. accessed 2026-10-06.
  • Federal Reserve Bank of St. Louis. FRED Economic Data. series MORTGAGE30US. period 2026-10-01. https://fred.stlouisfed.org/series/MORTGAGE30US. accessed 2026-10-06.
  • Zillow Research. Zillow Home Value Index (ZHVI). https://www.zillow.com/research/data/. accessed 2026-10-06. estimate computed by Embedding Atlas: momentum = momentum = Σ wᵢ · clip(changeᵢ / scaleᵢ, −1, 1) / Σ wᵢ over the terms present; weights and scales: home value 1-yr change 0.3 (±10%), rent 1-yr change 0.15 (±10%), jobs over-the-year change 0.3 (±3%), avg weekly wage over-the-year change 0.25 (±6%); terms jobs over-the-year change +0.1% / ±3% × 0.3, avg weekly wage over-the-year change +4.6% / ±6% × 0.25.
  • National Drought Mitigation Center, USDA, NOAA. U.S. Drought Monitor. series USDM_current. https://droughtmonitor.unl.edu/CurrentMap.aspx. accessed 2026-10-06.
  • U.S. Geological Survey. USGS Water Data API. series latest-continuous 00060,00065. period 2026-10-06T07:45:00.000Z. https://api.waterdata.usgs.gov/ogcapi/v0/collections/latest-continuous/items. accessed 2026-10-06.
  • U.S. Geological Survey. USGS Water Data API. series latest-daily 72019. period 2024-02-20T00:00:00.000Z. https://api.waterdata.usgs.gov/ogcapi/v0/collections/latest-daily/items. accessed 2026-10-06.
  • National Drought Mitigation Center, USDA, NOAA. U.S. Drought Monitor. https://droughtmonitor.unl.edu/. accessed 2026-10-06. estimate computed by Embedding Atlas: supply stress = Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.25 / 0.35 = 0.25; terms drought (D1 / 4).
  • U.S. Geological Survey. USGS Water Data API. series latest-continuous 00060,00065,00010,00300,00095,00400,63680,00062,00054. period 2026-10-06T08:00:00+00:00. https://api.waterdata.usgs.gov/ogcapi/v0/collections/latest-continuous/items. accessed 2026-10-06.
  • U.S. Geological Survey. USGS Water Data API. series latest-daily 72019,62610,62611. period 2026-10-06. https://api.waterdata.usgs.gov/ogcapi/v0/collections/latest-daily/items. accessed 2026-10-06.
  • Federal Deposit Insurance Corporation. BankFind Suite API. series sod:46053:2026. period 2026-06-30. https://api.fdic.gov/banks/sod?filters=STCNTYBR%3A46053+AND+YEAR%3A2026&fields=CERT%2CNAMEFULL%2CBRNUM%2CUNINUMBR%2CDEPSUMBR%2CASSET%2CSTCNTYBR%2CCNTYNAMB%2CSTALPBR%2CYEAR%2CSIMS_LATITUDE%2CSIMS_LONGITUDE%2CMSABR%2CMSANAMB&format=json&limit=10000. accessed 2026-10-06.
  • Federal Deposit Insurance Corporation. BankFind Suite API. series sod-hhi:46053:2026. period 2026-06-30. https://api.fdic.gov/banks/docs/. accessed 2026-10-06. estimate computed by Embedding Atlas: HHI = Σ (share %)² over 2 banks with deposits in the county = 54.0² + 46.0² = 5,031.
  • U.S. Department of the Treasury. USAspending API. series spending_by_geography:county:FY2026. period FY2026. https://api.usaspending.gov/api/v2/search/spending_by_geography/. accessed 2026-10-06.
  • U.S. Department of the Treasury. USAspending API. https://api.usaspending.gov/. accessed 2026-10-06. estimate computed by Embedding Atlas: per job = FY2026 obligations $31.8 m / 1,576 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $20,171.
  • U.S. Department of the Treasury. USAspending API. series spending_by_category:46053:FY2026. period FY2026. https://api.usaspending.gov/api/v2/search/spending_by_category/. accessed 2026-10-06.
  • Zillow Research. Zillow Home Value Index (ZHVI). https://www.zillow.com/research/data/. accessed 2026-10-06. estimate computed by Embedding Atlas: momentum = Σ wᵢ · clip(changeᵢ / scaleᵢ, −1, 1) / Σ wᵢ over the terms present; weights and scales: home value 1-yr change 0.3 (±10%), rent 1-yr change 0.15 (±10%), jobs over-the-year change 0.3 (±3%), avg weekly wage over-the-year change 0.25 (±6%).

What these numbers are not

  • Water rows are everything within 75 km of this place's internal point (150 km for reservoirs), not everything inside its boundary: lib/water searches discs, and every row prints its own distance.
  • Server report: satellite turbidity is only computed in a browser, so that term is absent here.
  • Stress uses 1 of 4 terms (drought); missing terms are left out, not assumed.
  • Groundwater has no trend term: one latest level cannot say whether an aquifer is being drawn down.
  • Obligations are what agencies committed in FY2026 by place of performance: not outlays, and not the recipient's own location.
  • FY2026 closed 6 days ago; agencies report with up to a 45-day lag, so totals are still filling in.
  • The indicator block is the NATIONAL set, filtered only by lens. None of these series is keyed to this place: they are United States, gauge, single-state or port series and they are shown as context, not as this place's own readings.

Page assembled 2026-10-06T08:14:49.165Z. Place identity tables pulled 2026-10-01.