Tripp County, SD
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 43.35, -99.88.
Assembled 2026-10-06. Read the brief.
- 39th pct · 1,868th of 3,063 US counties · median $234,566
- 16th pct · 42nd of 50 South Dakota counties · median $262,610
- 71st pct · 887th of 3,063 US counties · median +2.9%
- 61st pct · 20th of 50 South Dakota counties · median +3.6%
- US counties: not published this period
- South Dakota counties: not published this period
- 18th pct · 2,636th of 3,221 US counties · median 8,232
- 55th pct · 30th of 66 South Dakota counties · median 1,825
- 44th pct · 1,774th of 3,221 US counties · median $1,039
- 61st pct · 26th of 66 South Dakota counties · median $978
- 41st pct · 1,787th of 3,063 US counties · median 4.3
- 12th pct · 44th of 50 South Dakota counties · median 5.1
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $205,518 (Aug 2026), +4.9% over one year, +14.4% over five
- 39th pct · 1,868th of 3,063 US counties · median $234,566
- 16th pct · 42nd of 50 South Dakota counties · median $262,610
| Item | Value | Distance |
|---|---|---|
| Tripp County, SD | $205,518 · +4.9% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Zillow publishes no rent index for this area (ZORI covers about 1,400 counties)
- US counties: not published this period
- South Dakota counties: not published this period
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $1,125 a month on $205,518 at 7.28%, against an average weekly wage worth $4,407 a month: 25.5% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $205,518 × 80% = $164,414, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $1,125/mo principal and interest
- wage share = payment / (avg weekly wage $1,017 × 52 / 12 = $4,407) = 26% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $205,518 / ($1,017 × 52) = 3.9
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
2,234 jobs at 261 employers (2026 Q1); -1.1% jobs and +3.0% average weekly wage over the year
- 18th pct · 2,636th of 3,221 US counties · median 8,232
- 55th pct · 30th of 66 South Dakota counties · median 1,825
| Item | Value | Distance |
|---|---|---|
| Tripp County, SD | 2,234 jobs · $1,017/wk · -1.1% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Health care and social assistance | 394 | $1,034 | 1.17 | +1.5% |
| Retail trade | 276 | $709 | 1.27 | +0.7% |
| Wholesale trade | 207 | $1,529 | 2.42 | -2.8% |
| Professional and technical services | 168 | $1,686 | 1.09 | -5.6% |
| Construction | 71 | $946 | 0.61 | -13.4% |
| Information | 71 | $613 | 1.72 | -2.7% |
| Finance and insurance | 62 | $1,236 | 0.68 | -4.6% |
| Manufacturing | 51 | $944 | 0.28 | -7.3% |
| Other services | 43 | $666 | 0.64 | +10.3% |
| Administrative and waste services | 27 | $915 | 0.21 | -12.9% |
| Real estate and rental | 8 | $736 | 0.23 | +33.3% |
| Agriculture, forestry, fishing | withheld |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D1 moderate drought
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
No reservoir gauges within 150 km (or the camera is above the gauge altitude)
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
12 gauges · 0 flooding · 1 with quality panels averaging 100 % · 3 stale
Sites found: 12, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| KEYA PAHA RIVER NEAR KEYAPAHA, SD | flow 22.2 ft³/s | 31 km |
| KEYA PAHA RIVER AT WEWELA, SD | flow 47.4 ft³/s | 37 km |
| ROCK CREEK NR HIDDEN TIMBER, SD | stage 3.57 ft | 49 km |
| WHITE RIVER NEAR OACOMA, SD | flow 165.0 ft³/s | 51 km |
| East Middle Creek at Norden Road nr Norden, Nebr. | flow 0.56 ft³/s · STALE | 63 km |
| Niobrara River near Sparks, Nebr. | flow 598.0 ft³/s · quality 100 % (5) | 64 km |
| Big Beaver Cr at Nebr Hwy 12 nr Valentine, Nebr. | flow 0.09 ft³/s · STALE | 66 km |
| ANTELOPE CR NEAR MISSION, SD | flow 1.88 ft³/s | 66 km |
| Tyler Falls at Ft Niobrara NWR nr Valentine, Nebr. | flow 0.94 ft³/s · STALE | 67 km |
| Niobrara R at Cornell Bridge nr Valentine, Nebr. | stage 8.53 ft | 70 km |
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
12 wells in 0 named aquifers:
Sites found: 12, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| USGS-431428100192701 | depth 24.2 ft · 2026-10-05 | 39 km |
| USGS-430337100243201 | depth 30.1 ft · 2026-10-05 | 54 km |
| USGS-431027100333001 | depth 6.76 ft · 2026-10-05 | 58 km |
| USGS-431342100344101 | depth 15.0 ft · 2026-10-05 | 59 km |
| USGS-424837099425201 | depth 80.8 ft · 1999-09-01 | 61 km |
| USGS-430820100371401 | depth 57.3 ft · 2026-10-05 | 64 km |
| USGS-430122100344501 | depth 14.5 ft · 2026-10-05 | 68 km |
| USGS-430314100372001 | depth 46.3 ft · 2026-10-05 | 69 km |
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
low (0.16)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.25 + 0.2×0.00 / 0.55
Banks & federal dollars #
$301.4 m in deposits at 3 offices of 2 banks (SOD June 2026); HHI 7,000, highly concentrated. $39.8 m federal obligations in FY2026 (direct payments $34.6 m, grants $5.2 m), $17,836 per covered job
| Item | Value | Distance |
|---|---|---|
| First Fidelity Bank | $246.0 m · 81.6% share · 2 offices | |
| BankWest, Inc. | $55.4 m · 18.4% share · 1 office | |
| Tripp, SD | $39.8 m FY2026 · $17,836/job | |
| MULTIPLE RECIPIENTS | $28.4 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| First Fidelity Bank | $246,014,000 | 81.6% | 2 |
| BankWest, Inc. | $55,399,000 | 18.4% | 1 |
Deposit concentration is 7,000 across 2 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 2 banks with deposits in the county = 81.6² + 18.4² = 7,000
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $26,241,768 |
| Department of Agriculture | $6,189,739 |
| Department of Transportation | $4,397,688 |
| Department of Veterans Affairs | $1,908,877 |
| Department of Education | $540,353 |
| Department of Health and Human Services | $300,000 |
| Railroad Retirement Board | $199,030 |
| Department of Housing and Urban Development | $55,593 |
| Department of the Interior | $13,374 |
That is $17,836 per covered job, against 2,234 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $39.8 m / 2,234 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $17,836
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.28 | 2026-10-04 | -0.1% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-06 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 6.00 | 2026-09-22 | -14.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 6,830.00 | 2026-08-01 | +7.4% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -88,576.00 | 2026-07-01 | -24.4% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Tripp County, SD: 6 findings, 2 at a watch level and 4 noted
watchTripp County, SD's covered employment is -1.1% against a year earlier, a watch level here: covered employment below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -1.1 < 0
BLS QCEW over-the-year percent change, as published; not an official level
watchTripp County, SD's covered employment of 2,234 scores 18 on the 0-to-100 scale across US counties but 55 across South Dakota counties, a gap of 37 points.
Period 2026 Q1.Show the arithmetic
- 37 = |18 across US counties - 55 across South Dakota counties|
position among the entities that published this metric this period; not an official level
noteTripp County, SD's average weekly wage was 3.0% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +3 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteTripp County, SD's covered employment was 1.1% lower than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- -1.1 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteTripp County, SD's typical home value rose 0.3% from $204,946 in July 2026 to $205,518 in August 2026, on Zillow ZHVI.
Period 2026-08.Show the arithmetic
- +0.3% = (205517.91400497875 - 204946.49997464925) / 204946.49997464925 × 100
- 205517.91400497875 = Zillow ZHVI, 2026-08
- 204946.49997464925 = Zillow ZHVI, 2026-07
Read all 6 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.