Anderson County, TX

Home values #

Typical home $222,569 (Aug 2026), +3.3% over one year, +22.0% over five

• 45th pct · 1,678th of 3,063 US counties · median $234,566
• 53rd pct · 114th of 243 Texas counties · median $215,660

Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.

Rents #

Typical rent $1,466/mo (Aug 2026), n/a over one year; price-to-rent 12.7

• 46th pct · 745th of 1,399 US counties · median $1,496
• 47th pct · 56th of 106 Texas counties · median $1,483

Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).

What the typical home costs to carry #

Principal and interest of $1,218 a month on $222,569 at 7.28%, against an average weekly wage worth $5,274 a month: 23.1% of one job’s pay.

• payment = P·r / (1 − (1+r)^−n), P = $222,569 × 80% = $178,055, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $1,218/mo principal and interest
• wage share = payment / (avg weekly wage $1,217 × 52 / 12 = $5,274) = 23% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
• years of wages = $222,569 / ($1,217 × 52) = 3.5
• price-to-rent = $222,569 / ($1,466 × 12) = 12.7

The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.

Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.

Jobs & wages #

20,521 jobs at 1,582 employers (2026 Q1); +1.5% jobs and +3.0% average weekly wage over the year

• 71st pct · 910th of 3,221 US counties · median 8,232
• 78th pct · 55th of 254 Texas counties · median 6,022

BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.

Drought #

D1 moderate drought

Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.

US Drought Monitor current week; the highest class of any polygon containing the point.

Reservoirs #

87 % of conservation capacity, weighted over 29 TWDB reservoirs

Sites found: 35, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.

Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.

Stream gauges #

17 gauges · 0 flooding · 1 with quality panels averaging 70 %

Sites found: 17, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.

USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.

Groundwater #

No USGS monitoring wells within 75 km (or above 1,500 km)

Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.

USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.

Water stress #

low (0.22)

Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.25 + 0.3×0.13 + 0.2×0.30 / 0.85

Banks & federal dollars #

$876.6 m in deposits at 11 offices of 8 banks (SOD June 2026); HHI 2,086, highly concentrated. $354.3 m federal obligations in FY2026 (direct payments $318.3 m, contracts $33.2 m), $17,264 per covered job

Deposit concentration is 2,086 across 8 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.

HHI = Σ (share %)² over 8 banks with deposits in the county = 34.5² + 21.0² + 14.7² + … (5 more) = 2,086

FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.

Federal obligations #

USAspending place-of-performance obligations for FY2026, by awarding agency.

That is $17,264 per covered job, against 20,521 jobs in the 2026 Q1 QCEW quarter.

per job = FY2026 obligations $354.3 m / 20,521 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $17,264

USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.

National context, not this county #

These are United States, single-gauge, single-state and port series. None of them is keyed to this county.

The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.

What changed #

Anderson County, TX: 6 findings, 6 noted

1. noteAnderson County, TX's average weekly wage was 3.0% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.

   Period 2026 Q1.
   Show the arithmetic

   • +3 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
   • the newest QCEW file carries no year-earlier level, so no move from one level to another is printed

   BLS QCEW over-the-year percent change, as published

2. noteAnderson County, TX's typical asking rent rose 2.5% from $1,430 in July 2026 to $1,466 in August 2026, on Zillow ZORI.

   Period 2026-08.
   Show the arithmetic

   • +2.5% = (1465.9444444444446 - 1429.8178699291445) / 1429.8178699291445 × 100
   • 1465.9444444444446 = Zillow ZORI, 2026-08
   • 1429.8178699291445 = Zillow ZORI, 2026-07

3. noteAnderson County, TX's covered employment was 1.5% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.

   Period 2026 Q1.
   Show the arithmetic

   • +1.5 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
   • the newest QCEW file carries no year-earlier level, so no move from one level to another is printed

   BLS QCEW over-the-year percent change, as published

4. noteAnderson County, TX's price-to-rent ratio of 12.7 ranks 1,274th of 1,399 US counties, against a median of 17.2.

   Period 2026-08.
   Show the arithmetic

   • 9 on the 0-to-100 scale across 1399 US counties that published priceToRent
   • typical home value / (typical rent × 12); Zillow ZHVI over ZORI, same month

   position among the entities that published this metric this period; not an official level

5. noteThe next Zillow ZHVI typical home value (monthly) covering Anderson County, TX is due between 2026-10-14 and 2026-10-21, estimated from the publisher's past release pattern.

   Show the arithmetic

   • window = 2026-10-14 to 2026-10-21, estimated from the publisher's past release pattern

   estimated from the publisher's past release pattern; not an announced date

Read all 6 findings in the full brief

Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.