Carbon County, UT
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 39.67, -110.59.
Assembled 2026-10-06. Read the brief.
- 64th pct · 1,078th of 3,063 US counties · median $234,566
- 3rd pct · 27th of 28 Utah counties · median $450,730
- 49th pct · 1,553rd of 3,063 US counties · median +2.9%
- 51st pct · 14th of 28 Utah counties · median +2.9%
- US counties: not published this period
- Utah counties: not published this period
- 50th pct · 1,585th of 3,221 US counties · median 8,232
- 46th pct · 16th of 29 Utah counties · median 8,951
- 42nd pct · 1,841st of 3,221 US counties · median $1,039
- 42nd pct · 17th of 29 Utah counties · median $1,042
- 70th pct · 911th of 3,063 US counties · median 4.3
- 7th pct · 26th of 28 Utah counties · median 8.3
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $281,335 (Aug 2026), +2.9% over one year, +43.2% over five
- 64th pct · 1,078th of 3,063 US counties · median $234,566
- 3rd pct · 27th of 28 Utah counties · median $450,730
| Item | Value | Distance |
|---|---|---|
| Carbon County, UT | $281,335 · +2.9% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Zillow publishes no rent index for this area (ZORI covers about 1,400 counties)
- US counties: not published this period
- Utah counties: not published this period
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $1,540 a month on $281,335 at 7.28%, against an average weekly wage worth $4,368 a month: 35.3% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $281,335 × 80% = $225,068, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $1,540/mo principal and interest
- wage share = payment / (avg weekly wage $1,008 × 52 / 12 = $4,368) = 35% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $281,335 / ($1,008 × 52) = 5.4
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
8,458 jobs at 629 employers (2026 Q1); -3.5% jobs and +0.7% average weekly wage over the year
- 50th pct · 1,585th of 3,221 US counties · median 8,232
- 46th pct · 16th of 29 Utah counties · median 8,951
| Item | Value | Distance |
|---|---|---|
| Carbon County, UT | 8,458 jobs · $1,008/wk · -3.5% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Retail trade | 1,057 | $622 | 1.28 | -0.5% |
| Manufacturing | 758 | $1,371 | 1.11 | +17.0% |
| Accommodation and food services | 652 | $365 | 0.86 | -5.0% |
| Transportation and warehousing | 345 | $1,423 | 0.97 | -1.4% |
| Construction | 336 | $1,250 | 0.76 | +0.0% |
| Wholesale trade | 324 | $1,551 | 1.00 | +4.5% |
| Administrative and waste services | 306 | $1,045 | 0.64 | -8.1% |
| Other services | 239 | $980 | 0.95 | -33.1% |
| Finance and insurance | 146 | $1,092 | 0.42 | -11.0% |
| Arts, entertainment and recreation | 72 | $228 | 0.52 | +7.5% |
| Real estate and rental | 54 | $687 | 0.42 | +0.0% |
| Utilities | 50 | $2,686 | 1.50 | -19.4% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D2 severe drought
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
No reservoir gauges within 150 km (or the camera is above the gauge altitude)
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
35 gauges · 0 flooding · 3 with quality panels averaging 67 % · 14 stale
Sites found: 35, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| DESERT SEEP WASH NEAR WELLINGTON, UTAH | flow 0.97 ft³/s · quality 50 % (2) · STALE | 28 km |
| PRICE RIVER AT WOODSIDE, UT | flow 16.8 ft³/s · quality 50 % (2) · no flooding | 50 km |
| MINNIE MAUD CREEK NR MYTON, UTAH | flow 0.34 ft³/s · STALE | 14 km |
| PRICE RIVER AT RIDGE ROAD NEAR WELLINGTON, UT | flow 11.6 ft³/s | 18 km |
| PRICE RIVER AT WELLINGTON, UTAH | flow 11.7 ft³/s | 20 km |
| WILLOW CREEK NEAR CASTLE GATE, UTAH | flow 0.29 ft³/s · STALE | 21 km |
| PRICE RIVER BELOW GOLF COURSE NEAR HELPER, UT | flow 0.47 ft³/s | 23 km |
| PRICE RIVER NEAR HEINER, UTAH | flow 37.0 ft³/s · STALE | 24 km |
| PRICE RIVER BL MILLER CREEK NR WELLINGTON, UT | flow 16.0 ft³/s | 25 km |
| WASHBOARD WASH BL SACCO WEST DIV NR WELLINGTON, UT | flow 7.80 ft³/s | 28 km |
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
2 wells in 0 named aquifers:
Sites found: 2, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| USGS-395005111003001 | depth 1.74 ft · 1983-11-10 | 40 km |
| USGS-391806110294402 | depth 141.2 ft · 1980-10-06 | 42 km |
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
moderate (0.44)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.50 + 0.2×0.33 / 0.55
Banks & federal dollars #
$235.9 m in deposits at 4 offices of 4 banks (SOD June 2026); HHI 3,091, highly concentrated. $183.8 m federal obligations in FY2026 (direct payments $132.3 m, contracts $35.8 m), $21,730 per covered job
| Item | Value | Distance |
|---|---|---|
| Zions Bancorporation, N.A. | $99.9 m · 42.3% share · 1 office | |
| Cache Valley Bank | $61.9 m · 26.2% share · 1 office | |
| Wells Fargo Bank, National Association | $55.0 m · 23.3% share · 1 office | |
| Carbon, UT | $183.8 m FY2026 · $21,730/job | |
| MULTIPLE RECIPIENTS | $128.9 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Zions Bancorporation, N.A. | $99,912,000 | 42.3% | 1 |
| Cache Valley Bank | $61,869,000 | 26.2% | 1 |
| Wells Fargo Bank, National Association | $55,032,000 | 23.3% | 1 |
| WaFd Bank | $19,109,000 | 8.1% | 1 |
Deposit concentration is 3,091 across 4 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 4 banks with deposits in the county = 42.3² + 26.2² + 23.3² + … (1 more) = 3,091
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $115,163,793 |
| Department of Agriculture | $39,952,388 |
| Department of Veterans Affairs | $10,587,397 |
| Department of Transportation | $9,208,304 |
| Railroad Retirement Board | $3,052,627 |
| Department of Housing and Urban Development | $2,680,372 |
| Department of Health and Human Services | $2,626,543 |
| Department of Education | $343,183 |
| Federal Communications Commission | $196,461 |
| Department of the Interior | $24,568 |
| Small Business Administration | $0 |
| Environmental Protection Agency | -$39,211 |
That is $21,730 per covered job, against 8,458 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $183.8 m / 8,458 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $21,730
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.69 | 2026-10-05 | +3.3% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-06 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 6.00 | 2026-09-22 | -14.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 6,830.00 | 2026-08-01 | +7.4% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Carbon County, UT: 11 findings, 1 at an alert level, 3 at a watch level and 7 noted
alertCarbon County, UT's covered employment is -3.5% against a year earlier, an alert level here: covered employment at least 3 percent below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; convention chosen for this dashboard, not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -3.5 <= -3
BLS QCEW over-the-year percent change, as published; convention chosen for this dashboard, not an official level
watchCarbon County, UT's covered employment is -3.5% against a year earlier, a watch level here: covered employment below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -3.5 < 0
BLS QCEW over-the-year percent change, as published; not an official level
watchCarbon County, UT's years of wages of 5.4 scores 70 on the 0-to-100 scale across US counties but 7 across Utah counties, a gap of 63 points.
Period 2026-08.Show the arithmetic
- 63 = |70 across US counties - 7 across Utah counties|
- typical home value / (average weekly wage × 52); one average covered job, not a household
position among the entities that published this metric this period; not an official level
watchCarbon County, UT's typical home value of $281,335 scores 65 on the 0-to-100 scale across US counties but 4 across Utah counties, a gap of 61 points.
Period 2026-08.Show the arithmetic
- 61 = |65 across US counties - 4 across Utah counties|
position among the entities that published this metric this period; not an official level
noteCarbon County, UT's covered employment was 3.5% lower than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- -3.5 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
Read all 11 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.