Sanpete County, UT
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 39.37, -111.58.
Assembled 2026-10-06. Read the brief.
- 86th pct · 419th of 3,063 US counties · median $234,566
- 37th pct · 18th of 28 Utah counties · median $450,730
- 88th pct · 340th of 3,063 US counties · median +2.9%
- 100th pct · 1st of 28 Utah counties · median +2.9%
- 36th pct · 892nd of 1,399 US counties · median $1,496
- 8th pct · 12th of 13 Utah counties · median $1,590
- 53rd pct · 1,487th of 3,221 US counties · median 8,232
- 53rd pct · 14th of 29 Utah counties · median 8,951
- 25th pct · 2,401st of 3,221 US counties · median $1,039
- 17th pct · 24th of 29 Utah counties · median $1,042
- 93rd pct · 191st of 3,063 US counties · median 4.3
- 51st pct · 14th of 28 Utah counties · median 8.3
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $401,639 (Aug 2026), +7.5% over one year, +32.3% over five
- 86th pct · 419th of 3,063 US counties · median $234,566
- 37th pct · 18th of 28 Utah counties · median $450,730
| Item | Value | Distance |
|---|---|---|
| Sanpete County, UT | $401,639 · +7.5% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Typical rent $1,350/mo (Aug 2026), n/a over one year; price-to-rent 24.8
- 36th pct · 892nd of 1,399 US counties · median $1,496
- 8th pct · 12th of 13 Utah counties · median $1,590
| Item | Value | Distance |
|---|---|---|
| Sanpete County, UT | $1,350/mo · n/a 1-yr |
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $2,198 a month on $401,639 at 7.28%, against an average weekly wage worth $4,030 a month: 54.6% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $401,639 × 80% = $321,312, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $2,198/mo principal and interest
- wage share = payment / (avg weekly wage $930 × 52 / 12 = $4,030) = 55% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $401,639 / ($930 × 52) = 8.3
- price-to-rent = $401,639 / ($1,350 × 12) = 24.8
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
9,542 jobs at 768 employers (2026 Q1); +1.3% jobs and +9.8% average weekly wage over the year
- 53rd pct · 1,487th of 3,221 US counties · median 8,232
- 53rd pct · 14th of 29 Utah counties · median 8,951
| Item | Value | Distance |
|---|---|---|
| Sanpete County, UT | 9,542 jobs · $930/wk · +1.3% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Manufacturing | 1,475 | $1,005 | 1.92 | -5.0% |
| Retail trade | 976 | $1,029 | 1.05 | +4.6% |
| Health care and social assistance | 938 | $811 | 0.65 | +13.6% |
| Construction | 665 | $876 | 1.33 | +8.7% |
| Agriculture, forestry, fishing | 323 | $961 | 4.69 | +20.1% |
| Professional and technical services | 230 | $1,327 | 0.35 | +5.0% |
| Educational services | 228 | $845 | 1.11 | -12.6% |
| Information | 160 | $1,410 | 0.91 | -7.5% |
| Transportation and warehousing | 139 | $1,251 | 0.35 | +9.4% |
| Other services | 139 | $685 | 0.49 | -4.1% |
| Finance and insurance | 124 | $1,230 | 0.32 | -3.1% |
| Wholesale trade | 77 | $992 | 0.21 | -3.8% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D3 extreme drought
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
No reservoir gauges within 150 km (or the camera is above the gauge altitude)
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
38 gauges · 0 flooding · 2 with quality panels averaging 83 % · 15 stale
Sites found: 38, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| FERRON CR BL MILLSITE RES & DIVS NR FERRON, UT | flow 0.00 ft³/s · quality 67 % (3) · STALE | 46 km |
| MANTI CREEK BLW DUGWAY CREEK, NR MANTI, UT | flow 2.49 ft³/s | 13 km |
| EPHRAIM TUNNEL NEAR EPHRAIM, UT | flow 0.00 ft³/s | 13 km |
| OAK CREEK NEAR SPRING CITY, UT | flow 5.10 ft³/s · STALE | 15 km |
| SPRING CITY TUNNEL NEAR SPRING CITY, UT | flow 0.85 ft³/s · STALE | 19 km |
| CHICKEN CREEK NEAR LEVAN, UT | flow 4.00 ft³/s · STALE | 29 km |
| SEVIER RIV BLW SAN PITCH RIV NR GUNNISON, UT | flow 19.7 ft³/s | 35 km |
| OAK CREEK NR. FAIRVIEW, UTAH | flow 2.30 ft³/s · STALE | 36 km |
| SEVIER RIVER NEAR JUAB, UT | flow 0.61 ft³/s | 40 km |
| FAIRVIEW TUNNEL NEAR FAIRVIEW, UT | flow 0.00 ft³/s | 40 km |
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
7 wells in 0 named aquifers:
Sites found: 7, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| USGS-390925111455301 | depth 19.8 ft · 2026-10-05 | 29 km |
| USGS-393143111523301 | depth 93.7 ft · 2015-10-14 | 31 km |
| USGS-393342111534502 | depth 157.6 ft · 2026-08-31 | 34 km |
| USGS-394734111494101 | depth 172.3 ft · 1977-11-06 | 43 km |
| USGS-395242111502701 | depth 7.55 ft · 1982-10-30 | 60 km |
| USGS-395005111003001 | depth 1.74 ft · 1983-11-10 | 71 km |
| USGS-393046112231301 | depth 108.9 ft · 2001-03-25 | 71 km |
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
high (0.54)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.75 + 0.2×0.17 / 0.55
Banks & federal dollars #
$412.7 m in deposits at 6 offices of 3 banks (SOD June 2026); HHI 3,349, highly concentrated. $163.6 m federal obligations in FY2026 (direct payments $149.4 m, contracts $8.6 m), $17,149 per covered job
| Item | Value | Distance |
|---|---|---|
| Zions Bancorporation, N.A. | $150.5 m · 36.5% share · 2 offices | |
| State Bank of Southern Utah | $133.7 m · 32.4% share · 1 office | |
| Cache Valley Bank | $128.5 m · 31.1% share · 3 offices | |
| Sanpete, UT | $163.6 m FY2026 · $17,149/job | |
| MULTIPLE RECIPIENTS | $138.4 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Zions Bancorporation, N.A. | $150,520,000 | 36.5% | 2 |
| State Bank of Southern Utah | $133,704,000 | 32.4% | 1 |
| Cache Valley Bank | $128,459,000 | 31.1% | 3 |
Deposit concentration is 3,349 across 3 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 3 banks with deposits in the county = 36.5² + 32.4² + 31.1² = 3,349
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $125,798,656 |
| Department of Veterans Affairs | $11,979,842 |
| Department of Education | $7,297,513 |
| Department of the Interior | $6,924,763 |
| Department of Agriculture | $5,823,872 |
| Department of Transportation | $4,751,222 |
| Railroad Retirement Board | $613,765 |
| Federal Communications Commission | $349,160 |
| Department of Housing and Urban Development | $99,594 |
| Small Business Administration | $0 |
That is $17,149 per covered job, against 9,542 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $163.6 m / 9,542 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $17,149
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.69 | 2026-10-05 | +3.3% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-06 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 6.00 | 2026-09-22 | -14.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 6,830.00 | 2026-08-01 | +7.4% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -88,576.00 | 2026-07-01 | -24.4% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Sanpete County, UT: 14 findings, 5 at a watch level and 9 noted
watchSanpete County, UT's years of wages of 8.3 ranks 191st of 3,063 US counties, a watch level here: years of wages in the top tenth of US counties (position among the counties that published both a ZHVI value and a QCEW average weekly wage; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026-08.Show the arithmetic
- test: yearsOfWages percentile = 93.7949052906597 >= 90
- typical home value / (average weekly wage × 52); one average covered job, not a household
position among the counties that published both a ZHVI value and a QCEW average weekly wage; not an official level
watchSanpete County, UT's price-to-rent ratio of 24.8 ranks 93rd of 1,399 US counties, a watch level here: price-to-rent in the top tenth of US counties (position among the counties that published both ZHVI and ZORI this month; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026-08.Show the arithmetic
- test: priceToRent percentile = 93.41917024320458 >= 90
- typical home value / (typical rent × 12); Zillow ZHVI over ZORI, same month
position among the counties that published both ZHVI and ZORI this month; not an official level
watchSanpete County, UT's price-to-rent ratio of 24.8 scores 93 on the 0-to-100 scale across US counties but 25 across Utah counties, a gap of 68 points.
Period 2026-08.Show the arithmetic
- 68 = |93 across US counties - 25 across Utah counties|
- typical home value / (typical rent × 12); Zillow ZHVI over ZORI, same month
position among the entities that published this metric this period; not an official level
watchSanpete County, UT's typical home value of $401,639 scores 86 on the 0-to-100 scale across US counties but 37 across Utah counties, a gap of 49 points.
Period 2026-08.Show the arithmetic
- 49 = |86 across US counties - 37 across Utah counties|
position among the entities that published this metric this period; not an official level
watchSanpete County, UT's years of wages of 8.3 scores 94 on the 0-to-100 scale across US counties but 52 across Utah counties, a gap of 42 points.
Period 2026-08.Show the arithmetic
- 42 = |94 across US counties - 52 across Utah counties|
- typical home value / (average weekly wage × 52); one average covered job, not a household
position among the entities that published this metric this period; not an official level
Read all 12 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.