Kane County, UT
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 37.28, -111.82.
Assembled 2026-10-06. Read the brief.
- 88th pct · 344th of 3,063 US counties · median $234,566
- 44th pct · 16th of 28 Utah counties · median $450,730
- 54th pct · 1,383rd of 3,063 US counties · median +2.9%
- 59th pct · 12th of 28 Utah counties · median +2.9%
- US counties: not published this period
- Utah counties: not published this period
- 31st pct · 2,211th of 3,221 US counties · median 8,232
- 28th pct · 21st of 29 Utah counties · median 8,951
- 16th pct · 2,682nd of 3,221 US counties · median $1,039
- 7th pct · 27th of 29 Utah counties · median $1,042
- 96th pct · 113th of 3,063 US counties · median 4.3
- 74th pct · 8th of 28 Utah counties · median 8.3
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $426,648 (Aug 2026), +3.4% over one year, +19.0% over five
- 88th pct · 344th of 3,063 US counties · median $234,566
- 44th pct · 16th of 28 Utah counties · median $450,730
| Item | Value | Distance |
|---|---|---|
| Kane County, UT | $426,648 · +3.4% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Zillow publishes no rent index for this area (ZORI covers about 1,400 counties)
- US counties: not published this period
- Utah counties: not published this period
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $2,335 a month on $426,648 at 7.28%, against an average weekly wage worth $3,839 a month: 60.8% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $426,648 × 80% = $341,318, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $2,335/mo principal and interest
- wage share = payment / (avg weekly wage $886 × 52 / 12 = $3,839) = 61% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $426,648 / ($886 × 52) = 9.3
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
3,974 jobs at 434 employers (2026 Q1); -1.2% jobs and +4.0% average weekly wage over the year
- 31st pct · 2,211th of 3,221 US counties · median 8,232
- 28th pct · 21st of 29 Utah counties · median 8,951
| Item | Value | Distance |
|---|---|---|
| Kane County, UT | 3,974 jobs · $886/wk · -1.2% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Accommodation and food services | 1,048 | $600 | 2.94 | -3.1% |
| Other services | 522 | $1,380 | 4.40 | +0.6% |
| Retail trade | 454 | $523 | 1.17 | +3.2% |
| Arts, entertainment and recreation | 206 | $545 | 3.15 | +0.5% |
| Construction | 173 | $823 | 0.83 | -1.7% |
| Administrative and waste services | 100 | $496 | 0.44 | -5.7% |
| Real estate and rental | 82 | $533 | 1.35 | -5.7% |
| Finance and insurance | 48 | $984 | 0.30 | -11.1% |
| Wholesale trade | 41 | $794 | 0.27 | -10.9% |
| Agriculture, forestry, fishing | withheld | |||
| Mining, oil and gas | withheld | |||
| Utilities | withheld |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D2 severe drought
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
No reservoir gauges within 150 km (or the camera is above the gauge altitude)
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
15 gauges · 0 flooding · 1 with quality panels averaging 90 % · 5 stale
Sites found: 15, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| PARIA RIVER NEAR KANAB, UTAH | flow 3.08 ft³/s | 20 km |
| PARIA RIVER NEAR CANNONVILLE, UT | flow 0.44 ft³/s · STALE | 29 km |
| Paria River near Cannonville | observation not current | 45 km |
| PARIA RIVER AT LEES FERRY, AZ | flow 4.45 ft³/s | 49 km |
| COLORADO RIVER BELOW GLEN CANYON DAM, AZ | flow 13,500 ft³/s · STALE | 49 km |
| COLORADO RIVER AT LEES FERRY, AZ | flow 5,450 ft³/s · quality 90 % (5) | 50 km |
| EAST FORK SEVIER RIVER NEAR RUBYS INN, UT | flow 11.0 ft³/s · STALE | 52 km |
| JOHNSON WASH ABOVE FLOOD CANYON NEAR KANAB, UT | flow 0.30 ft³/s · STALE | 54 km |
| ESCALANTE RIVER NEAR ESCALANTE, UT | flow 0.13 ft³/s | 60 km |
| PINE CREEK NEAR ESCALANTE, UT | flow 0.38 ft³/s | 67 km |
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
3 wells in 1 named aquifer: Colorado Plateaus aquifers
Sites found: 3, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| (D-43- 2)14bab- 1 | depth 211.3 ft · 1976-11-18 | 26 km |
| Colorado Plateaus aquifers | depth 61.3 ft · 2026-07-28 | 68 km |
| Colorado Plateaus aquifers | depth 165.7 ft · 2001-09-29 | 68 km |
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
moderate (0.35)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.50 + 0.2×0.10 / 0.55
Banks & federal dollars #
$235.3 m in deposits at 3 offices of 2 banks (SOD June 2026); HHI 5,261, highly concentrated. $66.9 m federal obligations in FY2026 (direct payments $57.8 m, grants $8.4 m), $16,839 per covered job
| Item | Value | Distance |
|---|---|---|
| State Bank of Southern Utah | $144.5 m · 61.4% share · 2 offices | |
| Zions Bancorporation, N.A. | $90.8 m · 38.6% share · 1 office | |
| Kane, UT | $66.9 m FY2026 · $16,839/job | |
| MULTIPLE RECIPIENTS | $56.3 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| State Bank of Southern Utah | $144,513,000 | 61.4% | 2 |
| Zions Bancorporation, N.A. | $90,800,000 | 38.6% | 1 |
Deposit concentration is 5,261 across 2 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 2 banks with deposits in the county = 61.4² + 38.6² = 5,261
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $50,471,833 |
| Department of Transportation | $7,673,560 |
| Department of Veterans Affairs | $5,701,527 |
| Department of Agriculture | $2,393,678 |
| Department of Defense | $273,414 |
| Department of the Interior | $265,210 |
| Department of Health and Human Services | $66,743 |
| Railroad Retirement Board | $54,671 |
| Small Business Administration | $9,375 |
| Department of Education | $9,049 |
| Department of Energy | $0 |
| Department of Justice | -$791 |
That is $16,839 per covered job, against 3,974 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $66.9 m / 3,974 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $16,839
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.69 | 2026-10-05 | +3.3% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-06 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 6.00 | 2026-09-22 | -14.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 6,830.00 | 2026-08-01 | +7.4% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -88,576.00 | 2026-07-01 | -24.4% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Kane County, UT: 7 findings, 3 at a watch level and 4 noted
watchKane County, UT's years of wages of 9.3 ranks 113th of 3,063 US counties, a watch level here: years of wages in the top tenth of US counties (position among the counties that published both a ZHVI value and a QCEW average weekly wage; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026-08.Show the arithmetic
- test: yearsOfWages percentile = 96.34225996080993 >= 90
- typical home value / (average weekly wage × 52); one average covered job, not a household
position among the counties that published both a ZHVI value and a QCEW average weekly wage; not an official level
watchKane County, UT's covered employment is -1.2% against a year earlier, a watch level here: covered employment below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -1.2 < 0
BLS QCEW over-the-year percent change, as published; not an official level
watchKane County, UT's typical home value of $426,648 scores 89 on the 0-to-100 scale across US counties but 44 across Utah counties, a gap of 44 points.
Period 2026-08.Show the arithmetic
- 44 = |89 across US counties - 44 across Utah counties|
position among the entities that published this metric this period; not an official level
noteKane County, UT's average weekly wage was 4.0% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +4 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteKane County, UT's covered employment was 1.2% lower than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- -1.2 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
Read all 7 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.