Giles County, VA
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 37.32, -80.70.
Assembled 2026-10-06. Read the brief.
- 40th pct · 1,820th of 3,063 US counties · median $234,566
- 23rd pct · 102nd of 133 Virginia counties · median $307,999
- 0th pct · 5th of 5 counties in the Blacksburg-Christiansburg-Radford metro · median $263,403
- 93rd pct · 208th of 3,063 US counties · median +2.9%
- 93rd pct · 10th of 133 Virginia counties · median +2.9%
- 75th pct · 2nd of 5 counties in the Blacksburg-Christiansburg-Radford metro · median +5.1%
- US counties: not published this period
- Virginia counties: not published this period
- counties in the Blacksburg-Christiansburg-Radford metro: not published this period
- 37th pct · 2,006th of 3,221 US counties · median 8,232
- 34th pct · 87th of 133 Virginia counties · median 9,944
- 25th pct · 4th of 5 counties in the Blacksburg-Christiansburg-Radford metro · median 6,604
- 49th pct · 1,630th of 3,221 US counties · median $1,039
- 47th pct · 70th of 133 Virginia counties · median $1,048
- 75th pct · 2nd of 5 counties in the Blacksburg-Christiansburg-Radford metro · median $998
- 41st pct · 1,779th of 3,063 US counties · median 4.3
- 26th pct · 98th of 133 Virginia counties · median 5.4
- 0th pct · 5th of 5 counties in the Blacksburg-Christiansburg-Radford metro · median 5.1
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $210,065 (Aug 2026), +8.8% over one year, +28.3% over five
- 40th pct · 1,820th of 3,063 US counties · median $234,566
- 23rd pct · 102nd of 133 Virginia counties · median $307,999
- 0th pct · 5th of 5 counties in the Blacksburg-Christiansburg-Radford metro · median $263,403
| Item | Value | Distance |
|---|---|---|
| Giles County, VA | $210,065 · +8.8% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Zillow publishes no rent index for this area (ZORI covers about 1,400 counties)
- US counties: not published this period
- Virginia counties: not published this period
- counties in the Blacksburg-Christiansburg-Radford metro: not published this period
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $1,150 a month on $210,065 at 7.28%, against an average weekly wage worth $4,489 a month: 25.6% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $210,065 × 80% = $168,052, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $1,150/mo principal and interest
- wage share = payment / (avg weekly wage $1,036 × 52 / 12 = $4,489) = 26% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $210,065 / ($1,036 × 52) = 3.9
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
5,110 jobs at 453 employers (2026 Q1); -0.8% jobs and +0.9% average weekly wage over the year
- 37th pct · 2,006th of 3,221 US counties · median 8,232
- 34th pct · 87th of 133 Virginia counties · median 9,944
- 25th pct · 4th of 5 counties in the Blacksburg-Christiansburg-Radford metro · median 6,604
| Item | Value | Distance |
|---|---|---|
| Giles County, VA | 5,110 jobs · $1,036/wk · -0.8% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Manufacturing | 818 | $1,880 | 1.99 | -5.7% |
| Retail trade | 783 | $650 | 1.57 | -2.0% |
| Accommodation and food services | 436 | $440 | 0.95 | +5.8% |
| Professional and technical services | 258 | $1,569 | 0.73 | -5.5% |
| Other services | 179 | $1,070 | 1.17 | -7.7% |
| Finance and insurance | 71 | $1,473 | 0.34 | +0.0% |
| Transportation and warehousing | 55 | $871 | 0.26 | -3.5% |
| Arts, entertainment and recreation | 26 | $275 | 0.31 | +18.2% |
| Real estate and rental | 19 | $743 | 0.24 | +11.8% |
| Agriculture, forestry, fishing | withheld | |||
| Mining, oil and gas | withheld | |||
| Utilities | withheld |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D0 abnormally dry
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
2 USGS reservoir gauges, no capacity figures to weight
Sites found: 2, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
| Site | Reading | Distance |
|---|---|---|
| LITTLE RIVER RESERVOIR NEAR RADFORD, VA | 231.0 Acre-ft (USGS, no capacity on file) | 29 km |
| W. KERR SCOTT RESERVOIR AT DAM NR WILKESBORO, NC | 30.0 ft (USGS, no capacity on file) | 140 km |
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
72 gauges · 0 flooding · 23 with quality panels averaging 99 % · 25 stale
Sites found: 72, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| ROANOKE RIVER AT THIRTEENTH ST BR AT ROANOKE, VA | stage 3.12 ft · quality 80 % (5) · STALE | 70 km |
| WALKER CREEK AT BANE, VA | flow 78.9 ft³/s | 6 km |
| LITTLE STONY CREEK BL ARCHER TRAIL NR PEMBROKE, VA | stage 2.94 ft · quality 100 % (5) · STALE | 7 km |
| LITTLE STONY CREEK AB ARCHER TRAIL NR PEMBROKE, VA | turb. 0.80 FNU · quality 100 % (5) · STALE | 7 km |
| RICH CREEK AB BRUSH CREEK AT RT 219 PETERSTOWN, WV | stage 1.80 ft · STALE | 13 km |
| WOLF CREEK NEAR NARROWS, VA | flow 46.9 ft³/s | 13 km |
| NEW RIVER AT GLEN LYN, VA | flow 2,570 ft³/s | 16 km |
| SINKING CREEK AT COVERED BRIDGE LN NR NEWPORT, VA | turb. 5.10 FNU · quality 100 % (5) · STALE | 16 km |
| SINKING CREEK ALONG ROUTE 604 NEAR NEWPORT, VA | stage 3.07 ft · quality 100 % (5) · STALE | 17 km |
| EAST RIVER AT WILLOWTON, WV | flow 13.6 ft³/s | 17 km |
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
14 wells in 0 named aquifers:
Sites found: 14, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| USGS-371719080372901 | depth 102.1 ft · 2026-10-05 | 7 km |
| USGS-372223080234801 | depth 44.4 ft · 2026-10-05 | 27 km |
| USGS-373234080320101 | depth 88.8 ft · 2026-10-05 | 29 km |
| USGS-370812080261901 | depth 5.59 ft · 2026-10-05 | 31 km |
| USGS-372322081241501 | depth 22.8 ft · 2026-10-05 | 63 km |
| USGS-373602081203901 | depth 37.0 ft · 1979-11-30 | 65 km |
| USGS-371653079552101 | depth 18.7 ft · 2026-10-05 | 69 km |
| USGS-372603079553301 | depth 31.7 ft · 2026-10-05 | 69 km |
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
low (0.00)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 + 0.2×0.01 / 0.55
Banks & federal dollars #
$288.5 m in deposits at 5 offices of 3 banks (SOD June 2026); HHI 5,230, highly concentrated. $121.6 m federal obligations in FY2026 (direct payments $117.4 m, contracts $3.3 m), $23,794 per covered job
| Item | Value | Distance |
|---|---|---|
| The National Bank of Blacksburg | $186.2 m · 64.5% share · 3 offices | |
| Truist Bank | $93.8 m · 32.5% share · 1 office | |
| The First National Bank of Peterstown | $8.5 m · 3.0% share · 1 office | |
| Giles, VA | $121.6 m FY2026 · $23,794/job | |
| MULTIPLE RECIPIENTS | $116.8 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| The National Bank of Blacksburg | $186,193,000 | 64.5% | 3 |
| Truist Bank | $93,791,000 | 32.5% | 1 |
| The First National Bank of Peterstown | $8,526,000 | 3.0% | 1 |
Deposit concentration is 5,230 across 3 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 3 banks with deposits in the county = 64.5² + 32.5² + 3.0² = 5,230
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $103,906,922 |
| Department of Veterans Affairs | $10,691,690 |
| Railroad Retirement Board | $2,132,890 |
| Department of Defense | $1,703,555 |
| National Aeronautics and Space Administration | $1,500,000 |
| Department of Transportation | $848,498 |
| Department of Agriculture | $500,550 |
| Department of Housing and Urban Development | $190,310 |
| Department of Health and Human Services | $95,000 |
| General Services Administration | $18,260 |
| Federal Communications Commission | $398 |
| Small Business Administration | $0 |
That is $23,794 per covered job, against 5,110 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $121.6 m / 5,110 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $23,794
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.69 | 2026-10-05 | +3.3% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-06 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 6.00 | 2026-09-22 | -14.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 6,830.00 | 2026-08-01 | +7.4% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -88,576.00 | 2026-07-01 | -24.4% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Giles County, VA: 9 findings, 1 at a watch level and 8 noted
watchGiles County, VA's covered employment is -0.8% against a year earlier, a watch level here: covered employment below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -0.8 < 0
BLS QCEW over-the-year percent change, as published; not an official level
noteGiles County, VA's average weekly wage was 0.9% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +0.9 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteGiles County, VA's covered employment was 0.8% lower than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- -0.8 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteGiles County, VA's typical home value rose 0.5% from $209,038 in July 2026 to $210,065 in August 2026, on Zillow ZHVI.
Period 2026-08.Show the arithmetic
- +0.5% = (210065.17038733241 - 209038.4143379679) / 209038.4143379679 × 100
- 210065.17038733241 = Zillow ZHVI, 2026-08
- 209038.4143379679 = Zillow ZHVI, 2026-07
noteGiles County, VA's typical home value of $210,065 ranks 5th of 5 counties in the Blacksburg-Christiansburg-Radford metro, against a median of $263,403.
Period 2026-08.Show the arithmetic
- 0 on the 0-to-100 scale across 5 counties in the Blacksburg-Christiansburg-Radford metro that published home.latest
position among the entities that published this metric this period; not an official level
Read all 9 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.