Amelia County, VA
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 37.33, -77.98.
Assembled 2026-10-06. Read the brief.
- 76th pct · 730th of 3,063 US counties · median $234,566
- 54th pct · 61st of 133 Virginia counties · median $307,999
- 43rd pct · 10th of 17 counties in the Richmond metro · median $352,207
- 79th pct · 616th of 3,063 US counties · median +2.9%
- 85th pct · 20th of 133 Virginia counties · median +2.9%
- 93rd pct · 2nd of 17 counties in the Richmond metro · median +3.4%
- US counties: not published this period
- Virginia counties: not published this period
- counties in the Richmond metro: not published this period
- 21st pct · 2,541st of 3,221 US counties · median 8,232
- 10th pct · 119th of 133 Virginia counties · median 9,944
- 12th pct · 15th of 17 counties in the Richmond metro · median 9,487
- 30th pct · 2,242nd of 3,221 US counties · median $1,039
- 25th pct · 100th of 133 Virginia counties · median $1,048
- 6th pct · 16th of 17 counties in the Richmond metro · median $1,211
- 85th pct · 438th of 3,063 US counties · median 4.3
- 68th pct · 42nd of 133 Virginia counties · median 5.4
- 81st pct · 4th of 17 counties in the Richmond metro · median 4.7
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $331,974 (Aug 2026), +6.0% over one year, +42.2% over five
- 76th pct · 730th of 3,063 US counties · median $234,566
- 54th pct · 61st of 133 Virginia counties · median $307,999
- 43rd pct · 10th of 17 counties in the Richmond metro · median $352,207
| Item | Value | Distance |
|---|---|---|
| Amelia County, VA | $331,974 · +6.0% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Zillow publishes no rent index for this area (ZORI covers about 1,400 counties)
- US counties: not published this period
- Virginia counties: not published this period
- counties in the Richmond metro: not published this period
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $1,817 a month on $331,974 at 7.28%, against an average weekly wage worth $4,134 a month: 44.0% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $331,974 × 80% = $265,579, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $1,817/mo principal and interest
- wage share = payment / (avg weekly wage $954 × 52 / 12 = $4,134) = 44% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $331,974 / ($954 × 52) = 6.7
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
2,574 jobs at 423 employers (2026 Q1); +3.1% jobs and +5.1% average weekly wage over the year
- 21st pct · 2,541st of 3,221 US counties · median 8,232
- 10th pct · 119th of 133 Virginia counties · median 9,944
- 12th pct · 15th of 17 counties in the Richmond metro · median 9,487
| Item | Value | Distance |
|---|---|---|
| Amelia County, VA | 2,574 jobs · $954/wk · +3.1% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Construction | 498 | $1,142 | 3.69 | +12.7% |
| Retail trade | 207 | $637 | 0.83 | -0.5% |
| Manufacturing | 203 | $1,074 | 0.98 | -3.3% |
| Wholesale trade | 122 | $923 | 1.24 | +0.8% |
| Administrative and waste services | 98 | $1,014 | 0.67 | +0.0% |
| Other services | 88 | $790 | 1.14 | +3.5% |
| Finance and insurance | 30 | $1,318 | 0.29 | -3.2% |
| Agriculture, forestry, fishing | withheld | |||
| Mining, oil and gas | withheld | |||
| Utilities | withheld | |||
| Transportation and warehousing | withheld | |||
| Information | withheld |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
No drought class at this point (USDM covers the United States only)
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
2 USGS reservoir gauges, no capacity figures to weight
Sites found: 2, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
| Site | Reading | Distance |
|---|---|---|
| AFTERBAY RESERVOIR AT DAM NR MCGEHEES MILL, NC | 364.6 ft (USGS, no capacity on file) | 128 km |
| HYCO LAKE AT DAM NR ROXBORO, NC | 8.00 ft (USGS, no capacity on file) | 132 km |
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
72 gauges · 0 flooding · 6 with quality panels averaging 97 % · 4 stale
Sites found: 72, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| West Creek near Denaro | no readings | 7 km |
| Flat Creek at Rt 609 near Fieldstown | no readings | 9 km |
| DEEP CREEK NEAR MANNBORO, VA | flow 24.1 ft³/s | 11 km |
| APPOMATTOX RIVER AT MATTOAX, VA | flow 132.0 ft³/s · no flooding | 14 km |
| Deep Creek at Rt 611 near Denaro | no readings | 16 km |
| APPOMATTOX RIVER AT ROUTE 602 NEAR MANNBORO, VA | flow 148.0 ft³/s · no flooding | 16 km |
| Appomattox River near Stony Point Mills | no readings | 22 km |
| Appomattox River at Namozine Creek at Rt 625 near Hebron | no readings | 22 km |
| Crystal Lake Dam near Nottoway Court House | no readings | 25 km |
| Little Nottoway River at Rt 49 near Crewe | no readings | 26 km |
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
18 wells in 0 named aquifers:
Sites found: 18, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| USGS-371122078114401 | depth 19.4 ft · 2026-10-05 | 25 km |
| USGS-373146078161201 | depth 35.3 ft · 2026-10-05 | 34 km |
| USGS-372519077264703 | depth 13.8 ft · 1995-09-29 | 48 km |
| USGS-372519077264704 | depth 0.93 ft · 1991-01-22 | 48 km |
| USGS-372519077264701 | depth 10.2 ft · 1991-01-22 | 48 km |
| USGS-372519077264702 | depth 12.5 ft · 1995-07-08 | 48 km |
| USGS-371644077244601 | depth 16.0 ft · 2026-10-05 | 50 km |
| USGS-373428077233001 | depth 195.0 ft · 1992-03-25 | 58 km |
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
low (0.01)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 + 0.2×0.03 / 0.55
Banks & federal dollars #
$162.4 m in deposits at 2 offices of 2 banks (SOD June 2026); HHI 6,019, highly concentrated. $95.7 m federal obligations in FY2026 (direct payments $95.6 m, contracts $45,793), $37,191 per covered job
| Item | Value | Distance |
|---|---|---|
| Citizens Bank and Trust Company | $117.9 m · 72.6% share · 1 office | |
| Truist Bank | $44.5 m · 27.4% share · 1 office | |
| Amelia, VA | $95.7 m FY2026 · $37,191/job | |
| MULTIPLE RECIPIENTS | $95.3 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Citizens Bank and Trust Company | $117,861,000 | 72.6% | 1 |
| Truist Bank | $44,540,000 | 27.4% | 1 |
Deposit concentration is 6,019 across 2 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 2 banks with deposits in the county = 72.6² + 27.4² = 6,019
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $83,760,921 |
| Department of Veterans Affairs | $11,106,269 |
| Railroad Retirement Board | $430,096 |
| Department of Agriculture | $325,003 |
| Department of Justice | $45,793 |
| Department of Transportation | $32,359 |
| Federal Communications Commission | $29,689 |
| Small Business Administration | $0 |
That is $37,191 per covered job, against 2,574 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $95.7 m / 2,574 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $37,191
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.69 | 2026-10-05 | +3.3% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-06 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 6.00 | 2026-09-22 | -14.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 6,830.00 | 2026-08-01 | +7.4% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -88,576.00 | 2026-07-01 | -24.4% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Amelia County, VA: 10 findings, 10 noted
noteAmelia County, VA's average weekly wage was 5.1% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +5.1 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteAmelia County, VA's covered employment was 3.1% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +3.1 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteAmelia County, VA's typical home value rose 0.4% from $330,534 in July 2026 to $331,974 in August 2026, on Zillow ZHVI.
Period 2026-08.Show the arithmetic
- +0.4% = (331973.63999721635 - 330533.7682326615) / 330533.7682326615 × 100
- 331973.63999721635 = Zillow ZHVI, 2026-08
- 330533.7682326615 = Zillow ZHVI, 2026-07
noteAmelia County, VA's momentum index of 0.81 ranks 1st of 17 counties in the Richmond metro, against a median of 0.41.
Period 2026-08.Show the arithmetic
- 100 on the 0-to-100 scale across 17 counties in the Richmond metro that published momentum
- momentum = Σ wᵢ · clip(changeᵢ / scaleᵢ, −1, 1) / Σ wᵢ over the terms present; weights and scales: home value 1-yr change 0.3 (±10%), rent 1-yr change 0.15 (±10%), jobs over-the-year change 0.3 (±3%), avg weekly wage over-the-year change 0.25 (±6%)
position among the entities that published this metric this period; not an official level
noteAmelia County, VA's momentum index of 0.81 ranks 2nd of 133 Virginia counties, against a median of 0.26.
Period 2026-08.Show the arithmetic
- 99 on the 0-to-100 scale across 133 Virginia counties that published momentum
- momentum = Σ wᵢ · clip(changeᵢ / scaleᵢ, −1, 1) / Σ wᵢ over the terms present; weights and scales: home value 1-yr change 0.3 (±10%), rent 1-yr change 0.15 (±10%), jobs over-the-year change 0.3 (±3%), avg weekly wage over-the-year change 0.25 (±6%)
position among the entities that published this metric this period; not an official level
Read all 10 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.