Washington County, VA
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 36.75, -81.95.
Assembled 2026-10-07. Read the brief.
- 59th pct · 1,245th of 3,063 US counties · median $234,566
- 34th pct · 88th of 133 Virginia counties · median $307,999
- 100th pct · 1st of 5 counties in the Kingsport-Bristol metro · median $251,240
- 44th pct · 1,686th of 3,063 US counties · median +2.9%
- 39th pct · 81st of 133 Virginia counties · median +2.9%
- 50th pct · 3rd of 5 counties in the Kingsport-Bristol metro · median +2.5%
- 38th pct · 856th of 1,399 US counties · median $1,496
- 17th pct · 65th of 79 Virginia counties · median $1,757
- counties in the Kingsport-Bristol metro: only 4 of counties in the Kingsport-Bristol metro published this metric; fewer than 5 is too few to rank
- 72nd pct · 893rd of 3,221 US counties · median 8,232
- 72nd pct · 37th of 133 Virginia counties · median 9,944
- 75th pct · 2nd of 5 counties in the Kingsport-Bristol metro · median 13,196
- 41st pct · 1,876th of 3,221 US counties · median $1,039
- 41st pct · 78th of 133 Virginia counties · median $1,048
- 50th pct · 3rd of 5 counties in the Kingsport-Bristol metro · median $1,002
- 64th pct · 1,074th of 3,063 US counties · median 4.3
- 43rd pct · 75th of 133 Virginia counties · median 5.4
- 100th pct · 1st of 5 counties in the Kingsport-Bristol metro · median 3.8
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $261,613 (Aug 2026), +2.5% over one year, +39.8% over five
- 59th pct · 1,245th of 3,063 US counties · median $234,566
- 34th pct · 88th of 133 Virginia counties · median $307,999
- 100th pct · 1st of 5 counties in the Kingsport-Bristol metro · median $251,240
| Item | Value | Distance |
|---|---|---|
| Washington County, VA | $261,613 · +2.5% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Typical rent $1,375/mo (Aug 2026), n/a over one year; price-to-rent 15.9
- 38th pct · 856th of 1,399 US counties · median $1,496
- 17th pct · 65th of 79 Virginia counties · median $1,757
- counties in the Kingsport-Bristol metro: only 4 of counties in the Kingsport-Bristol metro published this metric; fewer than 5 is too few to rank
| Item | Value | Distance |
|---|---|---|
| Washington County, VA | $1,375/mo · n/a 1-yr |
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $1,432 a month on $261,613 at 7.28%, against an average weekly wage worth $4,342 a month: 33.0% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $261,613 × 80% = $209,291, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $1,432/mo principal and interest
- wage share = payment / (avg weekly wage $1,002 × 52 / 12 = $4,342) = 33% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $261,613 / ($1,002 × 52) = 5.0
- price-to-rent = $261,613 / ($1,375 × 12) = 15.9
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
20,889 jobs at 1,628 employers (2026 Q1); -1.0% jobs and +5.4% average weekly wage over the year
- 72nd pct · 893rd of 3,221 US counties · median 8,232
- 72nd pct · 37th of 133 Virginia counties · median 9,944
- 75th pct · 2nd of 5 counties in the Kingsport-Bristol metro · median 13,196
| Item | Value | Distance |
|---|---|---|
| Washington County, VA | 20,889 jobs · $1,002/wk · -1.0% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Health care and social assistance | 3,092 | $1,136 | 0.98 | +5.1% |
| Retail trade | 3,014 | $750 | 1.48 | -5.3% |
| Manufacturing | 2,214 | $1,134 | 1.32 | -10.8% |
| Accommodation and food services | 1,787 | $436 | 0.95 | -5.9% |
| Transportation and warehousing | 1,305 | $1,095 | 1.48 | -5.5% |
| Construction | 857 | $1,229 | 0.78 | -4.0% |
| Administrative and waste services | 663 | $859 | 0.56 | +6.8% |
| Wholesale trade | 619 | $1,125 | 0.77 | -3.4% |
| Other services | 592 | $851 | 0.95 | -0.5% |
| Finance and insurance | 558 | $2,081 | 0.66 | +28.0% |
| Professional and technical services | 556 | $1,165 | 0.39 | +4.7% |
| Management of companies | 548 | $1,686 | 1.57 | +1.3% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
No drought class at this point (USDM covers the United States only)
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
2 USGS reservoir gauges, no capacity figures to weight
Sites found: 2, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
| Site | Reading | Distance |
|---|---|---|
| W. KERR SCOTT RESERVOIR AT DAM NR WILKESBORO, NC | 30.0 ft (USGS, no capacity on file) | 94 km |
| LITTLE RIVER RESERVOIR NEAR RADFORD, VA | 231.0 Acre-ft (USGS, no capacity on file) | 128 km |
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
34 gauges · 0 flooding · 7 with quality panels averaging 100 % · 10 stale
Sites found: 34, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| M F HOLSTON RIVER NEAR MEADOWVIEW, VA | flow 111.0 ft³/s | 12 km |
| S F HOLSTON RIVER NEAR DAMASCUS, VA | flow 133.0 ft³/s | 14 km |
| BEAVER CREEK AT BRISTOL, VA | flow 14.4 ft³/s | 21 km |
| N F HOLSTON RIVER NEAR SALTVILLE, VA | flow 87.5 ft³/s | 25 km |
| S F HOLSTON RIVER AT RIVERSIDE, NEAR CHILHOWIE, VA | flow 37.2 ft³/s | 28 km |
| CLINCH RIVER AT CLEVELAND, VA | flow 213.0 ft³/s · quality 100 % (2) | 28 km |
| M F HOLSTON RIVER AT SEVEN MILE FORD, VA | flow 57.3 ft³/s | 30 km |
| INDIAN CREEK TRIBUTARY AB MOUTH NR CEDAR BLUFF, VA | turb. 22.0 FNU · quality 100 % (3) · STALE | 43 km |
| INDIAN CREEK TRIB ALONG RT 631 NR CEDAR BLUFF, VA | turb. 10.0 FNU · quality 100 % (3) · STALE | 43 km |
| INDIAN CREEK ABOVE RT 631 NEAR CEDAR BLUFF, VA | turb. 4.80 FNU · quality 100 % (4) · STALE | 43 km |
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
6 wells in 0 named aquifers:
Sites found: 6, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| USGS-370443082022301 | depth 3.68 ft · 2002-04-11 | 38 km |
| USGS-361646081430401 | depth 29.8 ft · 2026-10-05 | 56 km |
| USGS-361738082132900 | depth 12.1 ft · 1989-09-30 | 56 km |
| USGS-371841081584201 | depth 21.0 ft · 2026-10-06 | 63 km |
| USGS-364022082450201 | depth 75.4 ft · 2026-10-06 | 72 km |
| USGS-360455081530101 | depth 2.21 ft · 2011-11-27 | 74 km |
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
low (0.00)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 + 0.2×0.00 / 0.55
Banks & federal dollars #
$1.4 bn in deposits at 19 offices of 11 banks (SOD June 2026); HHI 2,944, highly concentrated. $705.0 m federal obligations in FY2026 (direct payments $413.1 m, contracts $266.5 m), $33,751 per covered job
| Item | Value | Distance |
|---|---|---|
| The First Bank and Trust Company | $721.3 m · 50.3% share · 3 offices | |
| First Community Bank | $205.2 m · 14.3% share · 3 offices | |
| Truist Bank | $128.8 m · 9.0% share · 1 office | |
| Washington, VA | $705.0 m FY2026 · $33,751/job | |
| MULTIPLE RECIPIENTS | $398.5 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| The First Bank and Trust Company | $721,341,000 | 50.3% | 3 |
| First Community Bank | $205,178,000 | 14.3% | 3 |
| Truist Bank | $128,797,000 | 9.0% | 1 |
| Wells Fargo Bank, National Association | $107,129,000 | 7.5% | 1 |
| New Peoples Bank, Inc. | $65,823,000 | 4.6% | 2 |
| Powell Valley National Bank | $63,954,000 | 4.5% | 1 |
| The Bank of Marion | $58,763,000 | 4.1% | 3 |
| TruPoint Bank | $34,056,000 | 2.4% | 2 |
| The National Bank of Blacksburg | $22,328,000 | 1.6% | 1 |
| Legacy Bank | $21,369,000 | 1.5% | 1 |
Deposit concentration is 2,944 across 11 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 11 banks with deposits in the county = 50.3² + 14.3² + 9.0² + … (8 more) = 2,944
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $357,345,003 |
| Department of Agriculture | $271,213,068 |
| Department of Veterans Affairs | $38,989,680 |
| Department of Health and Human Services | $12,778,875 |
| Department of Transportation | $8,757,765 |
| Department of Education | $6,926,496 |
| Railroad Retirement Board | $2,139,883 |
| Department of Housing and Urban Development | $1,986,999 |
| Federal Communications Commission | $1,706,813 |
| Department of Commerce | $1,415,000 |
| Department of Justice | $710,164 |
| Department of Defense | $578,903 |
That is $33,751 per covered job, against 20,889 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $705.0 m / 20,889 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $33,751
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.69 | 2026-10-05 | +3.3% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-06 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 3.00 | 2026-10-06 | -50.0% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 7,848.00 | 2026-09-01 | +14.9% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Washington County, VA: 9 findings, 2 at a watch level and 7 noted
watchWashington County, VA's covered employment is -1.0% against a year earlier, a watch level here: covered employment below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -1 < 0
BLS QCEW over-the-year percent change, as published; not an official level
watchWashington County, VA's typical asking rent rose 3.9% from $1,324 in July 2026 to $1,375 in August 2026, on Zillow ZORI.
Period 2026-08.Show the arithmetic
- +3.9% = (1375 - 1323.5148253368861) / 1323.5148253368861 × 100
- 1375 = Zillow ZORI, 2026-08
- 1323.5148253368861 = Zillow ZORI, 2026-07
noteWashington County, VA's average weekly wage was 5.4% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +5.4 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteWashington County, VA's covered employment was 1.0% lower than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- -1 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteWashington County, VA's typical home value of $261,613 ranks 1st of 5 counties in the Kingsport-Bristol metro, against a median of $251,240.
Period 2026-08.Show the arithmetic
- 100 on the 0-to-100 scale across 5 counties in the Kingsport-Bristol metro that published home.latest
position among the entities that published this metric this period; not an official level
Read all 9 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.