Wythe County, VA

Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 36.90, -81.08.

Assembled 2026-10-07. Read the brief.

Typical home value
$214,884
as of August 2026
  • 42nd pct · 1,771st of 3,063 US counties · median $234,566
  • 25th pct · 100th of 133 Virginia counties · median $307,999
Home value, one year
+3.4%
as of August 2026
  • 54th pct · 1,379th of 3,063 US counties · median +2.9%
  • 59th pct · 54th of 133 Virginia counties · median +2.9%
Typical rent
$955
as of August 2026
  • 6th pct · 1,314th of 1,399 US counties · median $1,496
  • 2nd pct · 77th of 79 Virginia counties · median $1,757
Jobs
11,599
as of 2026 Q1-01
  • 58th pct · 1,349th of 3,221 US counties · median 8,232
  • 56th pct · 59th of 133 Virginia counties · median 9,944
Average weekly wage
$917
as of 2026 Q1-01
  • 22nd pct · 2,498th of 3,221 US counties · median $1,039
  • 18th pct · 109th of 133 Virginia counties · median $1,048
Years of wages per home
4.5
  • 54th pct · 1,389th of 3,063 US counties · median 4.3
  • 35th pct · 86th of 133 Virginia counties · median 5.4

Typical home value divided by the average annual wage of one covered job.

A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.

Home values #

currentas of 2026 Q1retrieved 2026-10-07

Typical home $214,884 (Aug 2026), +3.4% over one year, +33.8% over five

  • 42nd pct · 1,771st of 3,063 US counties · median $234,566
  • 25th pct · 100th of 133 Virginia counties · median $307,999
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
ItemValueDistance
Wythe County, VA$214,884 · +3.4% 1-yr

Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.

Rents #

currentas of 2026 Q1retrieved 2026-10-07

Typical rent $955/mo (Aug 2026), n/a over one year; price-to-rent 18.8

  • 6th pct · 1,314th of 1,399 US counties · median $1,496
  • 2nd pct · 77th of 79 Virginia counties · median $1,757
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
ItemValueDistance
Wythe County, VA$955/mo · n/a 1-yr

Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).

What the typical home costs to carry #

currentretrieved 2026-10-07

Principal and interest of $1,176 a month on $214,884 at 7.28%, against an average weekly wage worth $3,974 a month: 29.6% of one job’s pay.

  • payment = P·r / (1 − (1+r)^−n), P = $214,884 × 80% = $171,907, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $1,176/mo principal and interest
  • wage share = payment / (avg weekly wage $917 × 52 / 12 = $3,974) = 30% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
  • years of wages = $214,884 / ($917 × 52) = 4.5
  • price-to-rent = $214,884 / ($955 × 12) = 18.8

The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.

Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.

Jobs & wages #

currentas of 2026 Q1retrieved 2026-10-07

11,599 jobs at 922 employers (2026 Q1); +0.7% jobs and +0.2% average weekly wage over the year

  • 58th pct · 1,349th of 3,221 US counties · median 8,232
  • 56th pct · 59th of 133 Virginia counties · median 9,944
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
ItemValueDistance
Wythe County, VA11,599 jobs · $917/wk · +0.7% YoY
BLS QCEW, all ownerships, third month of the quarter. A location quotient of 1.00 means this county has the national share of its jobs in that sector; 2.00 means twice it. A withheld row is a BLS disclosure code N: the cell is absent, not zero.
NAICS sectorJobsAvg weekly wageLocation quotientJobs over the year
Manufacturing2,508$1,2422.69-2.0%
Retail trade1,680$6571.49-2.0%
Accommodation and food services1,376$4331.32+1.3%
Health care and social assistance1,216$9790.70+0.0%
Administrative and waste services483$7670.73-0.8%
Transportation and warehousing328$1,2110.67+42.6%
Construction324$1,0630.53-0.9%
Other services232$7620.67-8.7%
Finance and insurance207$1,3720.44+4.5%
Mining, oil and gas135$1,2083.27-0.7%
Arts, entertainment and recreation111$3030.58+109.4%
Real estate and rental66$8400.37+6.5%

BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.

Drought #

currentretrieved 2026-10-07

No drought class at this point (USDM covers the United States only)

Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.

US Drought Monitor current week; the highest class of any polygon containing the point.

Reservoirs #

currentretrieved 2026-10-07

2 USGS reservoir gauges, no capacity figures to weight

Sites found: 2, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.

Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
SiteReadingDistance
LITTLE RIVER RESERVOIR NEAR RADFORD, VA231.0 Acre-ft (USGS, no capacity on file)49 km
W. KERR SCOTT RESERVOIR AT DAM NR WILKESBORO, NC30.0 ft (USGS, no capacity on file)86 km

Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.

Stream gauges #

currentretrieved 2026-10-07

45 gauges · 0 flooding · 9 with quality panels averaging 100 % · 17 stale

Sites found: 45, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.

USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
SiteReadingDistance
NEW RIVER AT IVANHOE, VAflow 915.0 ft³/s14 km
GLADE CREEK AT GRAHAMS FORGE, VAflow 0.16 ft³/s · STALE17 km
REED CREEK AT GRAHAMS FORGE, VAflow 96.1 ft³/s18 km
NEW RIVER NEAR GALAX, VAflow 721.0 ft³/s30 km
NEW RIVER AT ALLISONIA, VAflow 1,410 ft³/s30 km
PEAK CREEK AT PULASKI, VAstage 2.63 ft · STALE31 km
BIG REED ISLAND CREEK NEAR ALLISONIA, VAflow 139.0 ft³/s · STALE32 km
CHESTNUT CREEK AT GALAX, VAflow 39.0 ft³/s32 km
COX BRANCH AB TAZEWELL RESERVOIR NR GRATTON, VAflow 39.0 ft³/s · STALE41 km
VA087-03167317stage 2.07 ft45 km

USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.

Groundwater #

currentretrieved 2026-10-07

3 wells in 0 named aquifers:

Sites found: 3, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.

USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
SiteReadingDistance
USGS-371719080372901depth 102.1 ft · 2026-10-0659 km
USGS-372322081241501depth 22.8 ft · 2026-10-0661 km
USGS-370812080261901depth 5.59 ft · 2026-10-0563 km

USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.

Water stress #

currentretrieved 2026-10-07

low (0.00)

Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 + 0.2×0.00 / 0.55

Banks & federal dollars #

currentretrieved 2026-10-07

$878.7 m in deposits at 15 offices of 11 banks (SOD June 2026); HHI 1,242, moderately concentrated. $230.8 m federal obligations in FY2026 (direct payments $212.8 m, grants $12.9 m), $19,899 per covered job

FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
ItemValueDistance
Truist Bank$156.1 m · 17.8% share · 1 office
The First Bank and Trust Company$135.4 m · 15.4% share · 1 office
Atlantic Union Bank$123.1 m · 14.0% share · 1 office
Wythe, VA$230.8 m FY2026 · $19,899/job
MULTIPLE RECIPIENTS$201.3 m · top recipient FY2026
FDIC Summary of Deposits, June 2026. These are institution offices, not people: the row is a bank's presence in the county.
InstitutionDepositsShareOffices
Truist Bank$156,084,00017.8%1
The First Bank and Trust Company$135,402,00015.4%1
Atlantic Union Bank$123,084,00014.0%1
First Community Bank$115,264,00013.1%3
The National Bank of Blacksburg$110,004,00012.5%1
Burke & Herbert Bank & Trust Company$78,537,0008.9%2
Carter Bank & Trust$49,599,0005.6%1
The Bank of Marion$44,525,0005.1%2
SKYLINE NATIONAL BANK$39,722,0004.5%1
First Sentinel Bank$21,567,0002.5%1

Deposit concentration is 1,242 across 11 banks, which the 1995 Department of Justice bank merger screen calls moderately concentrated.

HHI = Σ (share %)² over 11 banks with deposits in the county = 17.8² + 15.4² + 14.0² + … (8 more) = 1,242

FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.

Federal obligations #

currentretrieved 2026-10-07

USAspending place-of-performance obligations for FY2026, by awarding agency.

USAspending, FY2026, place of performance in this county.
Awarding agencyObligations
Social Security Administration$178,489,583
Department of Veterans Affairs$21,121,691
Department of Transportation$14,861,193
Department of Education$6,272,569
Department of Agriculture$4,887,795
Department of Housing and Urban Development$2,068,206
Railroad Retirement Board$1,602,521
Department of Health and Human Services$1,243,024
Federal Communications Commission$262,401
Department of Defense$7,875
Small Business Administration$0
Department of Homeland Security-$5,000

That is $19,899 per covered job, against 11,599 jobs in the 2026 Q1 QCEW quarter.

per job = FY2026 obligations $230.8 m / 11,599 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $19,899

USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.

National context, not this county #

currentretrieved 2026-10-07

These are United States, single-gauge, single-state and port series. None of them is keyed to this county.

The national indicator set, unfiltered by place.
SeriesLatestAs ofChange
Mississippi River at Memphis, stage · ftnot publishednot published
Mississippi River at St. Louis, stage · ftnot publishednot published
Ohio River at Louisville, stage · ft12.692026-10-05+3.3%
Missouri River at St. Joseph, stage · ftnot publishednot published
Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s5,170.002026-02-05-25.3%
Texas reservoirs, statewide percent full · %72.602026-10-06+0.0%
Laredo truck crossings, monthly · trucks258,700.002026-08-01-0.4%
Los Angeles + Long Beach container volume, annual · TEU10,513,167.002023-01-01-13.5%
Containerships waiting for a berth, all US ports · ships3.002026-10-06-50.0%
Shanghai to Los Angeles container rate · $ per 40 ft box7,848.002026-09-01+14.9%
US diesel retail price · $ per gallonunavailablenot published
WTI crude oil, spot · $ per barrel96.162026-09-29-3.2%
30-year fixed mortgage rate · %7.282026-10-01+3.6%
Housing starts, annual rate · thousands of units1,275.002026-08-01-2.6%
Building permits, annual rate · thousands of units1,403.002026-08-01-2.1%
Case-Shiller US home price index · index, Jan 2000 = 100337.312026-07-01+0.1%
Unemployment rate · %4.202026-09-01+2.4%
US goods and services trade balance, monthly · $ millions-105,572.002026-08-01-13.7%
Retail sales excluding food services, monthly · $ millions646,347.002026-08-01+1.1%

The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.

What changed #

currentretrieved 2026-10-07

Wythe County, VA: 9 findings, 9 noted

  1. noteWythe County, VA's covered employment was 0.7% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.

    Period 2026 Q1.
    Show the arithmetic
    • +0.7 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
    • the newest QCEW file carries no year-earlier level, so no move from one level to another is printed

    BLS QCEW over-the-year percent change, as published

  2. noteWythe County, VA's typical home value fell 0.4% from $215,724 in July 2026 to $214,884 in August 2026, on Zillow ZHVI.

    Period 2026-08.
    Show the arithmetic
    • -0.4% = (214884.27270909364 - 215724.462476449) / 215724.462476449 × 100
    • 214884.27270909364 = Zillow ZHVI, 2026-08
    • 215724.462476449 = Zillow ZHVI, 2026-07
  3. noteWythe County, VA's average weekly wage was 0.2% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.

    Period 2026 Q1.
    Show the arithmetic
    • +0.2 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
    • the newest QCEW file carries no year-earlier level, so no move from one level to another is printed

    BLS QCEW over-the-year percent change, as published

  4. notetypical asking rent (rent.latest) and typical asking rent (rent.momPct) for Wythe County, VA could not be lined up against the previous published period this run, so no change is printed for them.

    Show the arithmetic
    • not comparable this run: rent.latest, rent.momPct

    the two newest month columns in the published file are not the two this table carries

  5. noteWythe County, VA's typical asking rent of $955 ranks 77th of 79 Virginia counties, against a median of $1,757.

    Period 2026-08.
    Show the arithmetic
    • 3 on the 0-to-100 scale across 79 Virginia counties that published rent.latest

    position among the entities that published this metric this period; not an official level

Read all 9 findings in the full brief

Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.

Sources #

  • publishedTIGERwebU.S. Census Bureauopen the source
    tigerWMS_Current · retrieved 2026-10-07
  • publishedZillow Home Value Index (ZHVI)Zillow Researchopen the source
    County_zhvi_uc_sfrcondo_tier_0.33_0.67_sm_sa_month.csv · period 2026-08 · retrieved 2026-10-07
  • publishedZillow Home Value Index (ZHVI)Zillow Researchopen the source
    Metro_zhvi_uc_sfrcondo_tier_0.33_0.67_sm_sa_month.csv · period 2026-08 · retrieved 2026-10-07
  • publishedZillow Observed Rent Index (ZORI)Zillow Researchopen the source
    County_zori_uc_sfrcondomfr_sm_month.csv · period 2026-08 · retrieved 2026-10-07
  • estimateZillow Home Value Index (ZHVI)Zillow Researchopen the source
    · retrieved 2026-10-07 · price-to-rent = $214,884 / ($955 × 12) = 18.8
  • publishedFRED Economic DataFederal Reserve Bank of St. Louisopen the source
    MORTGAGE30US · period 2026-10-01 · retrieved 2026-10-07
  • publishedQuarterly Census of Employment and WagesU.S. Bureau of Labor Statisticsopen the source
    area 51197, all ownerships, all industries · period 2026-Q1 · retrieved 2026-10-07
  • estimateZillow Home Value Index (ZHVI)Zillow Researchopen the source
    · retrieved 2026-10-07 · payment = P·r / (1 − (1+r)^−n), P = $214,884 × 80% = $171,907, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $1,176/mo principal and interest; wage share = payment / (avg weekly wage $917 × 52 / 12 = $3,974) = 30% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs); years of wages = $214,884 / ($917 × 52) = 4.5; price-to-rent = $214,884 / ($955 × 12) = 18.8
  • publishedQuarterly Census of Employment and WagesU.S. Bureau of Labor Statisticsopen the source
    area 51197, NAICS sectors, private ownership · period 2026-Q1 · retrieved 2026-10-07
  • estimateZillow Home Value Index (ZHVI)Zillow Researchopen the source
    · retrieved 2026-10-07 · momentum = momentum = Σ wᵢ · clip(changeᵢ / scaleᵢ, −1, 1) / Σ wᵢ over the terms present; weights and scales: home value 1-yr change 0.3 (±10%), rent 1-yr change 0.15 (±10%), jobs over-the-year change 0.3 (±3%), avg weekly wage over-the-year change 0.25 (±6%); terms home value 1-yr change +3.4% / ±10% × 0.3, jobs over-the-year change +0.7% / ±3% × 0.3, avg weekly wage over-the-year change +0.2% / ±6% × 0.25
  • publishedU.S. Drought MonitorNational Drought Mitigation Center, USDA, NOAAopen the source
    USDM_current · retrieved 2026-10-07
  • publishedUSGS Water Data APIU.S. Geological Surveyopen the source
    latest-continuous 00062,00054 · period 2026-10-07T00:15:00.000Z · retrieved 2026-10-07
  • publishedUSGS Water Data APIU.S. Geological Surveyopen the source
    latest-continuous 00010,00060,00065,00095,00300,00400,63680 · period 2026-10-07T00:25:00.000Z · retrieved 2026-10-07
  • estimateUSGS Water Data APIU.S. Geological Surveyopen the source
    · retrieved 2026-10-07 · quality screen per site = 1 − points / (2 × n), ok 0, watch 1, poor 2 points over the n parameters it reports; mean over 9 sites = 100 %
  • publishedUSGS Water Data APIU.S. Geological Surveyopen the source
    latest-daily 72019 · period 2026-10-06T00:00:00.000Z · retrieved 2026-10-07
  • estimateU.S. Drought MonitorNational Drought Mitigation Center, USDA, NOAAopen the source
    · retrieved 2026-10-07 · supply stress = Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 + 0.2×0.00 / 0.55 = 0.00; terms drought (no drought class here), quality (1 − 100 % / 100)
  • publishedUSGS Water Data APIU.S. Geological Surveyopen the source
    latest-continuous 00060,00065,00010,00300,00095,00400,63680,00062,00054 · period 2026-10-07T00:25:00+00:00 · retrieved 2026-10-07
  • publishedUSGS Water Data APIU.S. Geological Surveyopen the source
    latest-daily 72019,62610,62611 · period 2026-10-06 · retrieved 2026-10-07
  • publishedBankFind Suite APIFederal Deposit Insurance Corporationopen the source
    sod:51197:2026 · period 2026-06-30 · retrieved 2026-10-07
  • estimateBankFind Suite APIFederal Deposit Insurance Corporationopen the source
    sod-hhi:51197:2026 · period 2026-06-30 · retrieved 2026-10-07 · HHI = Σ (share %)² over 11 banks with deposits in the county = 17.8² + 15.4² + 14.0² + … (8 more) = 1,242
  • publishedUSAspending APIU.S. Department of the Treasuryopen the source
    spending_by_geography:county:FY2026 · period FY2026 · retrieved 2026-10-07
  • estimateUSAspending APIU.S. Department of the Treasuryopen the source
    · retrieved 2026-10-07 · per job = FY2026 obligations $230.8 m / 11,599 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $19,899
  • publishedUSAspending APIU.S. Department of the Treasuryopen the source
    spending_by_category:51197:FY2026 · period FY2026 · retrieved 2026-10-07
  • estimateZillow Home Value Index (ZHVI)Zillow Researchopen the source
    · retrieved 2026-10-07 · typical home value / (typical rent × 12); Zillow ZHVI over ZORI, same month
  • estimateZillow Home Value Index (ZHVI)Zillow Researchopen the source
    · retrieved 2026-10-07 · momentum = Σ wᵢ · clip(changeᵢ / scaleᵢ, −1, 1) / Σ wᵢ over the terms present; weights and scales: home value 1-yr change 0.3 (±10%), rent 1-yr change 0.15 (±10%), jobs over-the-year change 0.3 (±3%), avg weekly wage over-the-year change 0.25 (±6%)
  • estimateQuarterly Census of Employment and WagesU.S. Bureau of Labor Statisticsopen the source
    · retrieved 2026-10-07 · typical home value / (average weekly wage × 52); one average covered job, not a household
  • estimateZillow Home Value Index (ZHVI)Zillow Researchopen the source
    · retrieved 2026-10-07 · month-over-month percent change = (newest month − previous month) / |previous month| × 100, from Zillow's own published month columns

Citations

  • U.S. Census Bureau. TIGERweb. series tigerWMS_Current. https://tigerweb.geo.census.gov/. accessed 2026-10-07.
  • Zillow Research. Zillow Home Value Index (ZHVI). series County_zhvi_uc_sfrcondo_tier_0.33_0.67_sm_sa_month.csv. period 2026-08. https://files.zillowstatic.com/research/public_csvs/zhvi/County_zhvi_uc_sfrcondo_tier_0.33_0.67_sm_sa_month.csv. accessed 2026-10-07.
  • Zillow Research. Zillow Home Value Index (ZHVI). series Metro_zhvi_uc_sfrcondo_tier_0.33_0.67_sm_sa_month.csv. period 2026-08. https://files.zillowstatic.com/research/public_csvs/zhvi/Metro_zhvi_uc_sfrcondo_tier_0.33_0.67_sm_sa_month.csv. accessed 2026-10-07.
  • Zillow Research. Zillow Observed Rent Index (ZORI). series County_zori_uc_sfrcondomfr_sm_month.csv. period 2026-08. https://files.zillowstatic.com/research/public_csvs/zori/County_zori_uc_sfrcondomfr_sm_month.csv. accessed 2026-10-07.
  • Zillow Research. Zillow Home Value Index (ZHVI). https://www.zillow.com/research/data/. accessed 2026-10-07. estimate computed by Embedding Atlas: price-to-rent = $214,884 / ($955 × 12) = 18.8.
  • Federal Reserve Bank of St. Louis. FRED Economic Data. series MORTGAGE30US. period 2026-10-01. https://fred.stlouisfed.org/series/MORTGAGE30US. accessed 2026-10-07.
  • U.S. Bureau of Labor Statistics. Quarterly Census of Employment and Wages. series area 51197, all ownerships, all industries. period 2026-Q1. https://data.bls.gov/cew/data/api/2026/1/area/51197.csv. accessed 2026-10-07.
  • Zillow Research. Zillow Home Value Index (ZHVI). https://www.zillow.com/research/data/. accessed 2026-10-07. estimate computed by Embedding Atlas: payment = P·r / (1 − (1+r)^−n), P = $214,884 × 80% = $171,907, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $1,176/mo principal and interest; wage share = payment / (avg weekly wage $917 × 52 / 12 = $3,974) = 30% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs); years of wages = $214,884 / ($917 × 52) = 4.5; price-to-rent = $214,884 / ($955 × 12) = 18.8.
  • U.S. Bureau of Labor Statistics. Quarterly Census of Employment and Wages. series area 51197, NAICS sectors, private ownership. period 2026-Q1. https://data.bls.gov/cew/data/api/2026/1/area/51197.csv. accessed 2026-10-07.
  • Zillow Research. Zillow Home Value Index (ZHVI). https://www.zillow.com/research/data/. accessed 2026-10-07. estimate computed by Embedding Atlas: momentum = momentum = Σ wᵢ · clip(changeᵢ / scaleᵢ, −1, 1) / Σ wᵢ over the terms present; weights and scales: home value 1-yr change 0.3 (±10%), rent 1-yr change 0.15 (±10%), jobs over-the-year change 0.3 (±3%), avg weekly wage over-the-year change 0.25 (±6%); terms home value 1-yr change +3.4% / ±10% × 0.3, jobs over-the-year change +0.7% / ±3% × 0.3, avg weekly wage over-the-year change +0.2% / ±6% × 0.25.
  • National Drought Mitigation Center, USDA, NOAA. U.S. Drought Monitor. series USDM_current. https://droughtmonitor.unl.edu/CurrentMap.aspx. accessed 2026-10-07.
  • U.S. Geological Survey. USGS Water Data API. series latest-continuous 00062,00054. period 2026-10-07T00:15:00.000Z. https://api.waterdata.usgs.gov/ogcapi/v0/collections/latest-continuous/items. accessed 2026-10-07.
  • U.S. Geological Survey. USGS Water Data API. series latest-continuous 00010,00060,00065,00095,00300,00400,63680. period 2026-10-07T00:25:00.000Z. https://api.waterdata.usgs.gov/ogcapi/v0/collections/latest-continuous/items. accessed 2026-10-07.
  • U.S. Geological Survey. USGS Water Data API. https://api.waterdata.usgs.gov/. accessed 2026-10-07. estimate computed by Embedding Atlas: quality screen per site = 1 − points / (2 × n), ok 0, watch 1, poor 2 points over the n parameters it reports; mean over 9 sites = 100 %.
  • U.S. Geological Survey. USGS Water Data API. series latest-daily 72019. period 2026-10-06T00:00:00.000Z. https://api.waterdata.usgs.gov/ogcapi/v0/collections/latest-daily/items. accessed 2026-10-07.
  • National Drought Mitigation Center, USDA, NOAA. U.S. Drought Monitor. https://droughtmonitor.unl.edu/. accessed 2026-10-07. estimate computed by Embedding Atlas: supply stress = Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 + 0.2×0.00 / 0.55 = 0.00; terms drought (no drought class here), quality (1 − 100 % / 100).
  • U.S. Geological Survey. USGS Water Data API. series latest-continuous 00060,00065,00010,00300,00095,00400,63680,00062,00054. period 2026-10-07T00:25:00+00:00. https://api.waterdata.usgs.gov/ogcapi/v0/collections/latest-continuous/items. accessed 2026-10-07.
  • U.S. Geological Survey. USGS Water Data API. series latest-daily 72019,62610,62611. period 2026-10-06. https://api.waterdata.usgs.gov/ogcapi/v0/collections/latest-daily/items. accessed 2026-10-07.
  • Federal Deposit Insurance Corporation. BankFind Suite API. series sod:51197:2026. period 2026-06-30. https://api.fdic.gov/banks/sod?filters=STCNTYBR%3A51197+AND+YEAR%3A2026&fields=CERT%2CNAMEFULL%2CBRNUM%2CUNINUMBR%2CDEPSUMBR%2CASSET%2CSTCNTYBR%2CCNTYNAMB%2CSTALPBR%2CYEAR%2CSIMS_LATITUDE%2CSIMS_LONGITUDE%2CMSABR%2CMSANAMB&format=json&limit=10000. accessed 2026-10-07.
  • Federal Deposit Insurance Corporation. BankFind Suite API. series sod-hhi:51197:2026. period 2026-06-30. https://api.fdic.gov/banks/docs/. accessed 2026-10-07. estimate computed by Embedding Atlas: HHI = Σ (share %)² over 11 banks with deposits in the county = 17.8² + 15.4² + 14.0² + … (8 more) = 1,242.
  • U.S. Department of the Treasury. USAspending API. series spending_by_geography:county:FY2026. period FY2026. https://api.usaspending.gov/api/v2/search/spending_by_geography/. accessed 2026-10-07.
  • U.S. Department of the Treasury. USAspending API. https://api.usaspending.gov/. accessed 2026-10-07. estimate computed by Embedding Atlas: per job = FY2026 obligations $230.8 m / 11,599 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $19,899.
  • U.S. Department of the Treasury. USAspending API. series spending_by_category:51197:FY2026. period FY2026. https://api.usaspending.gov/api/v2/search/spending_by_category/. accessed 2026-10-07.
  • Zillow Research. Zillow Home Value Index (ZHVI). https://www.zillow.com/research/data/. accessed 2026-10-07. estimate computed by Embedding Atlas: typical home value / (typical rent × 12); Zillow ZHVI over ZORI, same month.
  • Zillow Research. Zillow Home Value Index (ZHVI). https://www.zillow.com/research/data/. accessed 2026-10-07. estimate computed by Embedding Atlas: momentum = Σ wᵢ · clip(changeᵢ / scaleᵢ, −1, 1) / Σ wᵢ over the terms present; weights and scales: home value 1-yr change 0.3 (±10%), rent 1-yr change 0.15 (±10%), jobs over-the-year change 0.3 (±3%), avg weekly wage over-the-year change 0.25 (±6%).
  • U.S. Bureau of Labor Statistics. Quarterly Census of Employment and Wages. https://www.bls.gov/cew/. accessed 2026-10-07. estimate computed by Embedding Atlas: typical home value / (average weekly wage × 52); one average covered job, not a household.
  • Zillow Research. Zillow Home Value Index (ZHVI). https://www.zillow.com/research/data/. accessed 2026-10-07. estimate computed by Embedding Atlas: month-over-month percent change = (newest month − previous month) / |previous month| × 100, from Zillow's own published month columns.

What these numbers are not

  • Water rows are everything within 75 km of this place's internal point (150 km for reservoirs), not everything inside its boundary: lib/water searches discs, and every row prints its own distance.
  • Server report: satellite turbidity is only computed in a browser, so that term is absent here.
  • Stress uses 2 of 4 terms (drought, quality); missing terms are left out, not assumed.
  • Groundwater has no trend term: one latest level cannot say whether an aquifer is being drawn down.
  • Obligations are what agencies committed in FY2026 by place of performance: not outlays, and not the recipient's own location.
  • FY2026 closed 7 days ago; agencies report with up to a 45-day lag, so totals are still filling in.
  • The indicator block is the NATIONAL set, filtered only by lens. None of these series is keyed to this place: they are United States, gauge, single-state or port series and they are shown as context, not as this place's own readings.

Page assembled 2026-10-07T00:33:34.749Z. Place identity tables pulled 2026-10-01.