Staunton city, VA
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 38.16, -79.06.
Assembled 2026-10-06. Read the brief.
- 67th pct · 1,008th of 3,063 US counties · median $234,566
- 43rd pct · 75th of 133 Virginia counties · median $307,999
- counties in the Staunton-Stuarts Draft metro: Rank context is unavailable: the manifest lists 3 counties in the Staunton-Stuarts Draft metro; fewer than 5 is too few to rank.
- 59th pct · 1,244th of 3,063 US counties · median +2.9%
- 66th pct · 45th of 133 Virginia counties · median +2.9%
- counties in the Staunton-Stuarts Draft metro: Rank context is unavailable: the manifest lists 3 counties in the Staunton-Stuarts Draft metro; fewer than 5 is too few to rank.
- 53rd pct · 648th of 1,399 US counties · median $1,496
- 25th pct · 59th of 79 Virginia counties · median $1,757
- counties in the Staunton-Stuarts Draft metro: Rank context is unavailable: the manifest lists 3 counties in the Staunton-Stuarts Draft metro; fewer than 5 is too few to rank.
- 58th pct · 1,338th of 3,221 US counties · median 8,232
- 56th pct · 58th of 133 Virginia counties · median 9,944
- counties in the Staunton-Stuarts Draft metro: Rank context is unavailable: the manifest lists 3 counties in the Staunton-Stuarts Draft metro; fewer than 5 is too few to rank.
- 32nd pct · 2,183rd of 3,221 US counties · median $1,039
- 28th pct · 96th of 133 Virginia counties · median $1,048
- counties in the Staunton-Stuarts Draft metro: Rank context is unavailable: the manifest lists 3 counties in the Staunton-Stuarts Draft metro; fewer than 5 is too few to rank.
- 76th pct · 720th of 3,063 US counties · median 4.3
- 54th pct · 61st of 133 Virginia counties · median 5.4
- counties in the Staunton-Stuarts Draft metro: Rank context is unavailable: the manifest lists 3 counties in the Staunton-Stuarts Draft metro; fewer than 5 is too few to rank.
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $289,628 (Aug 2026), +3.8% over one year, +33.5% over five
- 67th pct · 1,008th of 3,063 US counties · median $234,566
- 43rd pct · 75th of 133 Virginia counties · median $307,999
- counties in the Staunton-Stuarts Draft metro: Rank context is unavailable: the manifest lists 3 counties in the Staunton-Stuarts Draft metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Staunton city, VA | $289,628 · +3.8% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Typical rent $1,533/mo (Aug 2026), +1.0% over one year; price-to-rent 15.7
- 53rd pct · 648th of 1,399 US counties · median $1,496
- 25th pct · 59th of 79 Virginia counties · median $1,757
- counties in the Staunton-Stuarts Draft metro: Rank context is unavailable: the manifest lists 3 counties in the Staunton-Stuarts Draft metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Staunton city, VA | $1,533/mo · +1.0% 1-yr |
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $1,585 a month on $289,628 at 7.28%, against an average weekly wage worth $4,164 a month: 38.1% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $289,628 × 80% = $231,703, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $1,585/mo principal and interest
- wage share = payment / (avg weekly wage $961 × 52 / 12 = $4,164) = 38% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $289,628 / ($961 × 52) = 5.8
- price-to-rent = $289,628 / ($1,533 × 12) = 15.7
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
11,770 jobs at 897 employers (2026 Q1); +0.6% jobs and +3.9% average weekly wage over the year
- 58th pct · 1,338th of 3,221 US counties · median 8,232
- 56th pct · 58th of 133 Virginia counties · median 9,944
- counties in the Staunton-Stuarts Draft metro: Rank context is unavailable: the manifest lists 3 counties in the Staunton-Stuarts Draft metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Staunton city, VA | 11,770 jobs · $961/wk · +0.6% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Health care and social assistance | 1,698 | $871 | 0.96 | +0.5% |
| Retail trade | 1,565 | $667 | 1.36 | +3.6% |
| Accommodation and food services | 1,333 | $481 | 1.26 | -5.1% |
| Other services | 547 | $691 | 1.56 | +1.7% |
| Educational services | 542 | $731 | 2.14 | -8.0% |
| Transportation and warehousing | 537 | $819 | 1.08 | +1.5% |
| Management of companies | 406 | $1,314 | 2.06 | +4.1% |
| Professional and technical services | 381 | $1,129 | 0.47 | +0.8% |
| Finance and insurance | 332 | $1,913 | 0.69 | +3.8% |
| Administrative and waste services | 253 | $663 | 0.38 | -13.4% |
| Arts, entertainment and recreation | 124 | $476 | 0.64 | -4.6% |
| Real estate and rental | 121 | $1,094 | 0.67 | -11.7% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D1 moderate drought
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
Surface water layer not loaded
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
Surface water layer not loaded
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
No USGS monitoring wells within 75 km (or above 1,500 km)
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
moderate (0.25)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.25 / 0.35
Banks & federal dollars #
$1.2 bn in deposits at 14 offices of 11 banks (SOD June 2026); HHI 2,544, highly concentrated. $96.2 m federal obligations in FY2026 (direct payments $187.4 m, contracts $416,658), $8,175 per covered job
| Item | Value | Distance |
|---|---|---|
| The First Bank and Trust Company | $536.8 m · 43.7% share · 2 offices | |
| Atlantic Union Bank | $203.8 m · 16.6% share · 2 offices | |
| Truist Bank | $179.8 m · 14.6% share · 1 office | |
| Staunton (City), VA | $96.2 m FY2026 · $8,175/job |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| The First Bank and Trust Company | $536,787,000 | 43.7% | 2 |
| Atlantic Union Bank | $203,822,000 | 16.6% | 2 |
| Truist Bank | $179,782,000 | 14.6% | 1 |
| City National Bank of West Virginia | $117,963,000 | 9.6% | 2 |
| Farmers & Merchants Bank | $50,462,000 | 4.1% | 1 |
| First-Citizens Bank & Trust Company | $46,985,000 | 3.8% | 1 |
| First Bank | $45,008,000 | 3.7% | 1 |
| The National Bank of Blacksburg | $22,089,000 | 1.8% | 1 |
| Select Bank | $19,605,000 | 1.6% | 1 |
| Pendleton Community Bank, Inc. | $3,320,000 | 0.3% | 1 |
Deposit concentration is 2,544 across 11 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 11 banks with deposits in the county = 43.7² + 16.6² + 14.6² + … (8 more) = 2,544
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
That is $8,175 per covered job, against 11,770 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $96.2 m / 11,770 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $8,175
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.69 | 2026-10-05 | +3.3% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-06 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 6.00 | 2026-09-22 | -14.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 6,830.00 | 2026-08-01 | +7.4% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Staunton city, VA: 6 findings, 6 noted
noteStaunton city, VA's average weekly wage was 3.9% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +3.9 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteStaunton city, VA's covered employment was 0.6% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +0.6 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteStaunton city, VA's typical home value rose 0.4% from $288,354 in July 2026 to $289,628 in August 2026, on Zillow ZHVI.
Period 2026-08.Show the arithmetic
- +0.4% = (289628.3051410226 - 288353.5594728431) / 288353.5594728431 × 100
- 289628.3051410226 = Zillow ZHVI, 2026-08
- 288353.5594728431 = Zillow ZHVI, 2026-07
noteStaunton city, VA's typical asking rent rose 0.4% from $1,526 in July 2026 to $1,533 in August 2026, on Zillow ZORI.
Period 2026-08.Show the arithmetic
- +0.4% = (1533 - 1526.3485197379532) / 1526.3485197379532 × 100
- 1533 = Zillow ZORI, 2026-08
- 1526.3485197379532 = Zillow ZORI, 2026-07
noteThe next Zillow ZHVI typical home value (monthly) covering Staunton city, VA is due between 2026-10-14 and 2026-10-21, estimated from the publisher's past release pattern.
Show the arithmetic
- window = 2026-10-14 to 2026-10-21, estimated from the publisher's past release pattern
estimated from the publisher's past release pattern; not an announced date
Read all 6 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.