Brooke County, WV
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 40.27, -80.58.
Assembled 2026-10-06. Read the brief.
- 9th pct · 2,787th of 3,063 US counties · median $234,566
- 27th pct · 40th of 55 West Virginia counties · median $154,872
- counties in the Weirton-Steubenville metro: Rank context is unavailable: the manifest lists 3 counties in the Weirton-Steubenville metro; fewer than 5 is too few to rank.
- 18th pct · 2,495th of 3,063 US counties · median +2.9%
- 16th pct · 46th of 55 West Virginia counties · median +3.3%
- counties in the Weirton-Steubenville metro: Rank context is unavailable: the manifest lists 3 counties in the Weirton-Steubenville metro; fewer than 5 is too few to rank.
- US counties: not published this period
- West Virginia counties: not published this period
- counties in the Weirton-Steubenville metro: Rank context is unavailable: the manifest lists 3 counties in the Weirton-Steubenville metro; fewer than 5 is too few to rank.
- 47th pct · 1,688th of 3,221 US counties · median 8,232
- 57th pct · 24th of 55 West Virginia counties · median 5,555
- counties in the Weirton-Steubenville metro: Rank context is unavailable: the manifest lists 3 counties in the Weirton-Steubenville metro; fewer than 5 is too few to rank.
- 62nd pct · 1,193rd of 3,221 US counties · median $1,039
- 58th pct · 23rd of 55 West Virginia counties · median $1,076
- counties in the Weirton-Steubenville metro: Rank context is unavailable: the manifest lists 3 counties in the Weirton-Steubenville metro; fewer than 5 is too few to rank.
- 6th pct · 2,853rd of 3,063 US counties · median 4.3
- 27th pct · 40th of 55 West Virginia counties · median 2.8
- counties in the Weirton-Steubenville metro: Rank context is unavailable: the manifest lists 3 counties in the Weirton-Steubenville metro; fewer than 5 is too few to rank.
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $130,371 (Aug 2026), -0.3% over one year, +14.6% over five
- 9th pct · 2,787th of 3,063 US counties · median $234,566
- 27th pct · 40th of 55 West Virginia counties · median $154,872
- counties in the Weirton-Steubenville metro: Rank context is unavailable: the manifest lists 3 counties in the Weirton-Steubenville metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Brooke County, WV | $130,371 · -0.3% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Zillow publishes no rent index for this area (ZORI covers about 1,400 counties)
- US counties: not published this period
- West Virginia counties: not published this period
- counties in the Weirton-Steubenville metro: Rank context is unavailable: the manifest lists 3 counties in the Weirton-Steubenville metro; fewer than 5 is too few to rank.
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $714 a month on $130,371 at 7.28%, against an average weekly wage worth $4,775 a month: 14.9% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $130,371 × 80% = $104,297, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $714/mo principal and interest
- wage share = payment / (avg weekly wage $1,102 × 52 / 12 = $4,775) = 15% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $130,371 / ($1,102 × 52) = 2.3
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
7,470 jobs at 631 employers (2026 Q1); -1.6% jobs and -1.3% average weekly wage over the year
- 47th pct · 1,688th of 3,221 US counties · median 8,232
- 57th pct · 24th of 55 West Virginia counties · median 5,555
- counties in the Weirton-Steubenville metro: Rank context is unavailable: the manifest lists 3 counties in the Weirton-Steubenville metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Brooke County, WV | 7,470 jobs · $1,102/wk · -1.6% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Manufacturing | 1,160 | $1,546 | 1.93 | -6.9% |
| Retail trade | 918 | $665 | 1.26 | +2.1% |
| Accommodation and food services | 602 | $422 | 0.90 | -10.4% |
| Administrative and waste services | 235 | $1,053 | 0.55 | -14.2% |
| Wholesale trade | 174 | $1,370 | 0.61 | +50.0% |
| Arts, entertainment and recreation | 161 | $349 | 1.31 | -3.0% |
| Finance and insurance | 128 | $1,391 | 0.42 | +4.9% |
| Other services | 115 | $634 | 0.52 | +0.0% |
| Real estate and rental | 99 | $1,172 | 0.86 | +12.5% |
| Agriculture, forestry, fishing | withheld | |||
| Mining, oil and gas | withheld | |||
| Utilities | withheld |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
No drought class at this point (USDM covers the United States only)
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
5 USGS reservoir gauges, no capacity figures to weight
Sites found: 5, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
| Site | Reading | Distance |
|---|---|---|
| Lake Arthur at Moraine State Park, PA | 1,190 ft (USGS, no capacity on file) | 86 km |
| Loyalhanna Creek Lake, PA | 3,652 Acre-ft (USGS, no capacity on file) | 98 km |
| Pymatuning Reservoir at Pymatuning Dam, PA | 1,008 ft (USGS, no capacity on file) | 137 km |
| DEEP CREEK LAKE NEAR THAYERVILLE, MD | 2,459 ft (USGS, no capacity on file) | 138 km |
| SAVAGE RIVER RESERVOIR NEAR BLOOMINGTON, MD | 1,442 ft (USGS, no capacity on file) | 150 km |
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
118 gauges · 0 flooding · 22 with quality panels averaging 92 % · 19 stale
Sites found: 118, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| Stillwater Creek above Piedmont Lake OH | stage 1.45 ft · quality 50 % (2) | 51 km |
| Standingstone Fork above Tappan Lake OH | stage 4.67 ft · quality 50 % (2) | 46 km |
| Brushy Fork above Clendening Lake OH | stage 1.72 ft · quality 50 % (2) | 48 km |
| Ohio River at Wellsburg | observation not current | 3 km |
| Cross Creek at Avella | out of service | 9 km |
| Ohio River at Steubenville | observation not current | 10 km |
| Unnamed trib to Dog Run at Dunsfort, PA | flow 0.34 ft³/s · STALE | 13 km |
| Dunkle Run near Claysville, PA | flow 10.9 ft³/s · STALE | 14 km |
| Short Creek near Dillonvale OH | flow 49.5 ft³/s · no flooding | 16 km |
| OHIO R AT PIKE ISLAND DAM NR WHEELING (UPPER), WV | stage 12.7 ft | 17 km |
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
48 wells in 2 named aquifers: Sand and gravel aquifers (glaciated regions), Pennsylvanian aquifers
Sites found: 48, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| USGS-401216080362703 | depth 38.2 ft · 2026-10-05 | 8 km |
| USGS-401323080231901 | depth 5.81 ft · 1985-10-24 | 17 km |
| USGS-402419080250301 | depth 42.4 ft · 1986-07-08 | 20 km |
| USGS-401119080480700 | depth 59.0 ft · 1978-11-14 | 21 km |
| USGS-400619080423200 | depth 32.1 ft · 1982-10-12 | 22 km |
| USGS-401849080194501 | depth 47.5 ft · 1985-10-24 | 22 km |
| USGS-401312080195801 | depth 25.6 ft · 1985-10-24 | 22 km |
| USGS-401744080185001 | depth 18.6 ft · 1985-10-24 | 23 km |
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
low (0.03)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 + 0.2×0.08 / 0.55
Banks & federal dollars #
$581.6 m in deposits at 6 offices of 4 banks (SOD June 2026); HHI 2,824, highly concentrated. $156.1 m federal obligations in FY2026 (direct payments $153.7 m, grants $2.3 m), $20,896 per covered job
| Item | Value | Distance |
|---|---|---|
| Hancock County Savings Bank, F.S.B. | $202.0 m · 34.7% share · 1 office | |
| WesBanco Bank, Inc. | $191.9 m · 33.0% share · 2 offices | |
| Main Street Bank Corp. | $105.9 m · 18.2% share · 1 office | |
| Brooke, WV | $156.1 m FY2026 · $20,896/job | |
| MULTIPLE RECIPIENTS | $148.8 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Hancock County Savings Bank, F.S.B. | $201,987,000 | 34.7% | 1 |
| WesBanco Bank, Inc. | $191,865,000 | 33.0% | 2 |
| Main Street Bank Corp. | $105,869,000 | 18.2% | 1 |
| First National Bank of Pennsylvania | $81,839,000 | 14.1% | 2 |
Deposit concentration is 2,824 across 4 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 4 banks with deposits in the county = 34.7² + 33.0² + 18.2² + … (1 more) = 2,824
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $137,363,332 |
| Department of Veterans Affairs | $10,664,658 |
| Department of Education | $3,940,120 |
| Department of Health and Human Services | $1,962,764 |
| Department of Housing and Urban Development | $1,367,735 |
| Railroad Retirement Board | $889,291 |
| Department of Agriculture | $481,572 |
| Federal Communications Commission | $215,996 |
| Small Business Administration | $33,988 |
| Department of Commerce | $0 |
| Department of Transportation | -$828,287 |
That is $20,896 per covered job, against 7,470 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $156.1 m / 7,470 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $20,896
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.69 | 2026-10-05 | +3.3% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-06 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 6.00 | 2026-09-22 | -14.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 6,830.00 | 2026-08-01 | +7.4% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -88,576.00 | 2026-07-01 | -24.4% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Brooke County, WV: 12 findings, 4 at a watch level and 8 noted
watchBrooke County, WV's covered employment is -1.6% against a year earlier, a watch level here: covered employment below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -1.6 < 0
BLS QCEW over-the-year percent change, as published; not an official level
watchBrooke County, WV's average weekly wage is -1.3% against a year earlier, a watch level here: average weekly wage below the same quarter a year earlier, before inflation (BLS QCEW over-the-year percent change, as published, nominal dollars; convention chosen for this dashboard, not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.avgWeeklyWage = -1.3 < 0
BLS QCEW over-the-year percent change, as published, nominal dollars; convention chosen for this dashboard, not an official level
watchBrooke County, WV's typical home value is -0.3% against a year earlier, a watch level here: typical home value below a year ago (arithmetic on Zillow ZHVI, county and metro files; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026-08.Show the arithmetic
- test: home.yoyPct = -0.28960326692674543 < 0
arithmetic on Zillow ZHVI, county and metro files; not an official level
watchBrooke County, WV's momentum index is -0.26, a watch level here: momentum index in the cooling band (the cooling band of the momentum index computed here, score at or below -0.25; convention chosen for this dashboard, not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026-08.Show the arithmetic
- test: momentum = -0.2621820760876106 <= -0.25
- momentum = Σ wᵢ · clip(changeᵢ / scaleᵢ, −1, 1) / Σ wᵢ over the terms present; weights and scales: home value 1-yr change 0.3 (±10%), rent 1-yr change 0.15 (±10%), jobs over-the-year change 0.3 (±3%), avg weekly wage over-the-year change 0.25 (±6%)
the cooling band of the momentum index computed here, score at or below -0.25; convention chosen for this dashboard, not an official level
noteBrooke County, WV's covered employment was 1.6% lower than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- -1.6 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
Read all 12 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.