Randolph County, WV
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 38.78, -79.87.
Assembled 2026-10-06. Read the brief.
- 20th pct · 2,447th of 3,063 US counties · median $234,566
- 59th pct · 23rd of 55 West Virginia counties · median $154,872
- 30th pct · 2,131st of 3,063 US counties · median +2.9%
- 25th pct · 41st of 55 West Virginia counties · median +3.3%
- US counties: not published this period
- West Virginia counties: not published this period
- 55th pct · 1,432nd of 3,221 US counties · median 8,232
- 72nd pct · 16th of 55 West Virginia counties · median 5,555
- 13th pct · 2,783rd of 3,221 US counties · median $1,039
- 14th pct · 47th of 55 West Virginia counties · median $1,076
- 34th pct · 2,012th of 3,063 US counties · median 4.3
- 75th pct · 14th of 55 West Virginia counties · median 2.8
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $161,829 (Aug 2026), +1.2% over one year, +21.7% over five
- 20th pct · 2,447th of 3,063 US counties · median $234,566
- 59th pct · 23rd of 55 West Virginia counties · median $154,872
| Item | Value | Distance |
|---|---|---|
| Randolph County, WV | $161,829 · +1.2% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Zillow publishes no rent index for this area (ZORI covers about 1,400 counties)
- US counties: not published this period
- West Virginia counties: not published this period
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $886 a month on $161,829 at 7.28%, against an average weekly wage worth $3,744 a month: 23.7% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $161,829 × 80% = $129,463, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $886/mo principal and interest
- wage share = payment / (avg weekly wage $864 × 52 / 12 = $3,744) = 24% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $161,829 / ($864 × 52) = 3.6
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
10,203 jobs at 986 employers (2026 Q1); -1.0% jobs and -2.0% average weekly wage over the year
- 55th pct · 1,432nd of 3,221 US counties · median 8,232
- 72nd pct · 16th of 55 West Virginia counties · median 5,555
| Item | Value | Distance |
|---|---|---|
| Randolph County, WV | 10,203 jobs · $864/wk · -1.0% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Retail trade | 1,176 | $671 | 1.18 | -2.0% |
| Manufacturing | 920 | $838 | 1.12 | +2.3% |
| Accommodation and food services | 817 | $370 | 0.89 | -1.4% |
| Transportation and warehousing | 390 | $1,784 | 0.91 | -19.8% |
| Other services | 287 | $623 | 0.94 | +5.5% |
| Finance and insurance | 272 | $1,239 | 0.65 | +1.5% |
| Construction | 261 | $885 | 0.49 | +3.2% |
| Professional and technical services | 245 | $1,365 | 0.35 | -3.5% |
| Wholesale trade | 209 | $1,280 | 0.53 | -7.5% |
| Administrative and waste services | 166 | $641 | 0.29 | +3.8% |
| Real estate and rental | 102 | $1,356 | 0.65 | +6.2% |
| Information | 97 | $949 | 0.52 | +9.0% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
No drought class at this point (USDM covers the United States only)
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
3 USGS reservoir gauges, no capacity figures to weight
Sites found: 3, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
| Site | Reading | Distance |
|---|---|---|
| DEEP CREEK LAKE NEAR THAYERVILLE, MD | 2,459 ft (USGS, no capacity on file) | 95 km |
| JENNINGS RANDOLPH LAKE NEAR ELK GARDEN, WV | 1,446 ft (USGS, no capacity on file) | 96 km |
| SAVAGE RIVER RESERVOIR NEAR BLOOMINGTON, MD | 1,442 ft (USGS, no capacity on file) | 103 km |
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
68 gauges · 0 flooding · 17 with quality panels averaging 99 % · 10 stale
Sites found: 68, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| TYGART VALLEY RIVER NEAR DAILEY, WV | flow 103.0 ft³/s · no flooding | 3 km |
| TYGART VALLEY RIVER AT MILL CREEK, WV | stage 3.59 ft · no flooding | 10 km |
| SHAVERS FORK AT BEMIS, WV | stage 3.63 ft · quality 100 % (1) · no flooding | 12 km |
| TYGART VALLEY RIVER BYPASS CHANNEL NEAR ELKINS, WV | stage 13.2 ft | 15 km |
| TYGART VALLEY RIVER NEAR ELKINS, WV | flow 503.0 ft³/s · no flooding | 16 km |
| MIDDLE FORK RIVER AT ADOLPH, WV | stage 3.70 ft · quality 100 % (1) · no flooding | 16 km |
| SHAVERS FORK BELOW BOWDEN, WV | flow 159.0 ft³/s · no flooding | 17 km |
| SHAVERS FORK NR CHEAT BRIDGE, WV | flow 55.2 ft³/s · quality 100 % (5) · no flooding | 18 km |
| MIDDLE FORK RIVER AT ELLAMORE, WV | stage 3.46 ft · no flooding | 24 km |
| GREENBRIER RIVER AT DURBIN, WV | flow 103.0 ft³/s · quality 100 % (1) · no flooding | 27 km |
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
11 wells in 0 named aquifers:
Sites found: 11, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| USGS-385849079563901 | depth 40.2 ft · 2024-03-13 | 23 km |
| USGS-390121079274901 | depth 18.8 ft · 1993-06-08 | 44 km |
| USGS-390122079264301 | depth 29.8 ft · 1993-06-07 | 45 km |
| USGS-390135079275601 | depth 9.22 ft · 2000-02-18 | 46 km |
| USGS-390605079254201 | depth 71.8 ft · 1994-04-12 | 52 km |
| USGS-391020080244101 | depth 41.9 ft · 2026-10-06 | 64 km |
| USGS-381344079353702 | depth 48.4 ft · 2026-09-10 | 66 km |
| USGS-381344079353701 | depth 165.7 ft · 2026-09-10 | 66 km |
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
low (0.00)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 + 0.2×0.01 / 0.55
Banks & federal dollars #
$789.0 m in deposits at 12 offices of 7 banks (SOD June 2026); HHI 2,587, highly concentrated. $254.8 m federal obligations in FY2026 (direct payments $191.7 m, grants $37.4 m), $24,972 per covered job
| Item | Value | Distance |
|---|---|---|
| Citizens Bank of West Virginia, Inc. | $301.2 m · 38.2% share · 2 offices | |
| Davis Trust Company | $204.2 m · 25.9% share · 2 offices | |
| Mountain Valley Bank, N.A. | $120.0 m · 15.2% share · 3 offices | |
| Randolph, WV | $254.8 m FY2026 · $24,972/job | |
| MULTIPLE RECIPIENTS | $183.1 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Citizens Bank of West Virginia, Inc. | $301,169,000 | 38.2% | 2 |
| Davis Trust Company | $204,212,000 | 25.9% | 2 |
| Mountain Valley Bank, N.A. | $120,004,000 | 15.2% | 3 |
| The Huntington National Bank | $115,333,000 | 14.6% | 2 |
| Freedom Bank, Inc. | $21,364,000 | 2.7% | 1 |
| The Grant County Bank | $21,268,000 | 2.7% | 1 |
| Woodforest National Bank | $5,627,000 | 0.7% | 1 |
Deposit concentration is 2,587 across 7 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 7 banks with deposits in the county = 38.2² + 25.9² + 15.2² + … (4 more) = 2,587
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $157,549,323 |
| Department of Transportation | $45,403,425 |
| Department of Veterans Affairs | $23,640,650 |
| Department of Agriculture | $16,433,418 |
| Department of Housing and Urban Development | $5,740,699 |
| Department of Education | $2,455,109 |
| Railroad Retirement Board | $1,950,418 |
| Department of Health and Human Services | $1,298,316 |
| General Services Administration | $308,035 |
| Federal Communications Commission | $8,951 |
That is $24,972 per covered job, against 10,203 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $254.8 m / 10,203 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $24,972
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.69 | 2026-10-05 | +3.3% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-06 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 3.00 | 2026-10-06 | -50.0% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 7,848.00 | 2026-09-01 | +14.9% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Randolph County, WV: 8 findings, 4 at a watch level and 4 noted
watchRandolph County, WV's average weekly wage is -2.0% against a year earlier, a watch level here: average weekly wage below the same quarter a year earlier, before inflation (BLS QCEW over-the-year percent change, as published, nominal dollars; convention chosen for this dashboard, not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.avgWeeklyWage = -2 < 0
BLS QCEW over-the-year percent change, as published, nominal dollars; convention chosen for this dashboard, not an official level
watchRandolph County, WV's covered employment is -1.0% against a year earlier, a watch level here: covered employment below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -1 < 0
BLS QCEW over-the-year percent change, as published; not an official level
watchRandolph County, WV's years of wages of 3.6 scores 34 on the 0-to-100 scale across US counties but 76 across West Virginia counties, a gap of 42 points.
Period 2026-08.Show the arithmetic
- 42 = |34 across US counties - 76 across West Virginia counties|
- typical home value / (average weekly wage × 52); one average covered job, not a household
position among the entities that published this metric this period; not an official level
watchRandolph County, WV's typical home value of $161,829 scores 20 on the 0-to-100 scale across US counties but 59 across West Virginia counties, a gap of 39 points.
Period 2026-08.Show the arithmetic
- 39 = |20 across US counties - 59 across West Virginia counties|
position among the entities that published this metric this period; not an official level
noteRandolph County, WV's average weekly wage was 2.0% lower than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- -2 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
Read all 8 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.