Clark County, WI
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 44.74, -90.61.
Assembled 2026-10-07. Read the brief.
- 47th pct · 1,599th of 3,063 US counties · median $234,566
- 11th pct · 64th of 72 Wisconsin counties · median $298,900
- 95th pct · 131st of 3,063 US counties · median +2.9%
- 92nd pct · 6th of 72 Wisconsin counties · median +6.0%
- US counties: not published this period
- Wisconsin counties: not published this period
- 57th pct · 1,359th of 3,221 US counties · median 8,232
- 43rd pct · 41st of 72 Wisconsin counties · median 15,405
- 34th pct · 2,093rd of 3,221 US counties · median $1,039
- 32nd pct · 49th of 72 Wisconsin counties · median $1,037
- 55th pct · 1,375th of 3,063 US counties · median 4.3
- 14th pct · 62nd of 72 Wisconsin counties · median 5.4
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $228,551 (Aug 2026), +9.9% over one year, +36.2% over five
- 47th pct · 1,599th of 3,063 US counties · median $234,566
- 11th pct · 64th of 72 Wisconsin counties · median $298,900
| Item | Value | Distance |
|---|---|---|
| Clark County, WI | $228,551 · +9.9% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Zillow publishes no rent index for this area (ZORI covers about 1,400 counties)
- US counties: not published this period
- Wisconsin counties: not published this period
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $1,251 a month on $228,551 at 7.28%, against an average weekly wage worth $4,208 a month: 29.7% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $228,551 × 80% = $182,840, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $1,251/mo principal and interest
- wage share = payment / (avg weekly wage $971 × 52 / 12 = $4,208) = 30% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $228,551 / ($971 × 52) = 4.5
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
11,357 jobs at 963 employers (2026 Q1); +1.3% jobs and -0.2% average weekly wage over the year
- 57th pct · 1,359th of 3,221 US counties · median 8,232
- 43rd pct · 41st of 72 Wisconsin counties · median 15,405
| Item | Value | Distance |
|---|---|---|
| Clark County, WI | 11,357 jobs · $971/wk · +1.3% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Manufacturing | 3,682 | $1,197 | 4.03 | +2.1% |
| Retail trade | 978 | $605 | 0.88 | +1.0% |
| Transportation and warehousing | 697 | $831 | 1.46 | +6.6% |
| Construction | 691 | $1,067 | 1.16 | +11.1% |
| Accommodation and food services | 393 | $262 | 0.39 | -7.3% |
| Other services | 220 | $780 | 0.65 | -1.8% |
| Finance and insurance | 149 | $1,383 | 0.32 | +5.7% |
| Professional and technical services | 120 | $964 | 0.15 | +11.1% |
| Information | 58 | $610 | 0.28 | -6.5% |
| Arts, entertainment and recreation | 48 | $275 | 0.26 | -5.9% |
| Real estate and rental | 24 | $439 | 0.14 | +100.0% |
| Agriculture, forestry, fishing | withheld |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D1 moderate drought
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
No reservoir gauges within 150 km (or the camera is above the gauge altitude)
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
44 gauges · 0 flooding · 0 with quality panels · 16 stale
Sites found: 44, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| USGS-05381000 | flow 65.7 ft³/s · no flooding | 20 km |
| Black River (WI) at Hwy 95 | out of service | 31 km |
| USGS-05365707 | flow 4.60 ft³/s · STALE | 32 km |
| Eau Claire River above Lake Eau Claire near Augusta | no readings | 35 km |
| East Fork Black River at East Fork Rd | no flooding | 36 km |
| Black River (WI) at Hatfield Dam | no flooding | 37 km |
| USGS-05400664 | flow 7.60 ft³/s · STALE | 41 km |
| Black River (WI) near Hatfield | no flooding | 41 km |
| USGS-445557090090601 | flow 0.00 ft³/s | 42 km |
| USGS-05399500 | flow 12.9 ft³/s · no flooding | 43 km |
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
6 wells in 0 named aquifers:
Sites found: 6, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| USGS-444820091010201 | depth 32.6 ft · 2026-08-10 | 33 km |
| USGS-450947090483902 | depth 8.93 ft · 2025-01-06 | 50 km |
| USGS-445544091155701 | depth 31.0 ft · 2026-06-29 | 55 km |
| USGS-451836090354801 | depth 17.6 ft · 2026-06-29 | 63 km |
| USGS-441743091153101 | depth 42.6 ft · 2026-08-25 | 71 km |
| USGS-440434090365701 | depth 13.9 ft · 2026-08-23 | 74 km |
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
moderate (0.25)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.25 / 0.35
Banks & federal dollars #
$593.2 m in deposits at 11 offices of 6 banks (SOD June 2026); HHI 2,829, highly concentrated. $201.7 m federal obligations in FY2026 (direct payments $181.9 m, grants $19.8 m), $17,758 per covered job
| Item | Value | Distance |
|---|---|---|
| Forward Bank | $219.7 m · 37.0% share · 4 offices | |
| Citizens State Bank of Loyal | $206.0 m · 34.7% share · 3 offices | |
| Northwestern Bank | $59.0 m · 9.9% share · 1 office | |
| Clark, WI | $201.7 m FY2026 · $17,758/job | |
| MULTIPLE RECIPIENTS | $171.2 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Forward Bank | $219,683,000 | 37.0% | 4 |
| Citizens State Bank of Loyal | $206,031,000 | 34.7% | 3 |
| Northwestern Bank | $58,971,000 | 9.9% | 1 |
| Unity Bank | $51,963,000 | 8.8% | 1 |
| Prevail Bank | $51,413,000 | 8.7% | 1 |
| AbbyBank | $5,153,000 | 0.9% | 1 |
Deposit concentration is 2,829 across 6 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 6 banks with deposits in the county = 37.0² + 34.7² + 9.9² + … (3 more) = 2,829
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $155,053,794 |
| Department of Transportation | $18,616,595 |
| Department of Veterans Affairs | $15,548,586 |
| Department of Agriculture | $8,924,465 |
| Department of Housing and Urban Development | $1,607,814 |
| Federal Communications Commission | $1,325,153 |
| Railroad Retirement Board | $527,480 |
| Department of Health and Human Services | $40,000 |
| Department of Justice | $18,600 |
| Department of Education | $11,097 |
That is $17,758 per covered job, against 11,357 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $201.7 m / 11,357 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $17,758
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.69 | 2026-10-05 | +3.3% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-06 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 3.00 | 2026-10-06 | -50.0% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 7,848.00 | 2026-09-01 | +14.9% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Clark County, WI: 9 findings, 3 at a watch level and 6 noted
watchClark County, WI's average weekly wage is -0.2% against a year earlier, a watch level here: average weekly wage below the same quarter a year earlier, before inflation (BLS QCEW over-the-year percent change, as published, nominal dollars; convention chosen for this dashboard, not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.avgWeeklyWage = -0.2 < 0
BLS QCEW over-the-year percent change, as published, nominal dollars; convention chosen for this dashboard, not an official level
watchClark County, WI's years of wages of 4.5 scores 55 on the 0-to-100 scale across US counties but 14 across Wisconsin counties, a gap of 41 points.
Period 2026-08.Show the arithmetic
- 41 = |55 across US counties - 14 across Wisconsin counties|
- typical home value / (average weekly wage × 52); one average covered job, not a household
position among the entities that published this metric this period; not an official level
watchClark County, WI's typical home value of $228,551 scores 48 on the 0-to-100 scale across US counties but 11 across Wisconsin counties, a gap of 37 points.
Period 2026-08.Show the arithmetic
- 37 = |48 across US counties - 11 across Wisconsin counties|
position among the entities that published this metric this period; not an official level
noteClark County, WI's covered employment was 1.3% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +1.3 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteClark County, WI's average weekly wage was 0.2% lower than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- -0.2 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
Read all 9 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.