Dodge County, WI
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 43.43, -88.70.
Assembled 2026-10-07. Read the brief.
- 75th pct · 758th of 3,063 US counties · median $234,566
- 69th pct · 23rd of 72 Wisconsin counties · median $298,900
- 82nd pct · 541st of 3,063 US counties · median +2.9%
- 59th pct · 30th of 72 Wisconsin counties · median +6.0%
- 19th pct · 1,125th of 1,399 US counties · median $1,496
- 29th pct · 27th of 38 Wisconsin counties · median $1,216
- 80th pct · 638th of 3,221 US counties · median 8,232
- 76th pct · 18th of 72 Wisconsin counties · median 15,405
- 81st pct · 581st of 3,221 US counties · median $1,039
- 88th pct · 9th of 72 Wisconsin counties · median $1,037
- 64th pct · 1,098th of 3,063 US counties · median 4.3
- 36th pct · 46th of 72 Wisconsin counties · median 5.4
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $326,522 (Aug 2026), +6.3% over one year, +36.6% over five
- 75th pct · 758th of 3,063 US counties · median $234,566
- 69th pct · 23rd of 72 Wisconsin counties · median $298,900
| Item | Value | Distance |
|---|---|---|
| Dodge County, WI | $326,522 · +6.3% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Typical rent $1,167/mo (Aug 2026), +5.5% over one year; price-to-rent 23.3
- 19th pct · 1,125th of 1,399 US counties · median $1,496
- 29th pct · 27th of 38 Wisconsin counties · median $1,216
| Item | Value | Distance |
|---|---|---|
| Dodge County, WI | $1,167/mo · +5.5% 1-yr |
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $1,787 a month on $326,522 at 7.28%, against an average weekly wage worth $5,473 a month: 32.7% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $326,522 × 80% = $261,217, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $1,787/mo principal and interest
- wage share = payment / (avg weekly wage $1,263 × 52 / 12 = $5,473) = 33% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $326,522 / ($1,263 × 52) = 5.0
- price-to-rent = $326,522 / ($1,167 × 12) = 23.3
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
36,720 jobs at 2,058 employers (2026 Q1); +2.2% jobs and +5.7% average weekly wage over the year
- 80th pct · 638th of 3,221 US counties · median 8,232
- 76th pct · 18th of 72 Wisconsin counties · median 15,405
| Item | Value | Distance |
|---|---|---|
| Dodge County, WI | 36,720 jobs · $1,263/wk · +2.2% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Manufacturing | 10,935 | $1,472 | 3.70 | +1.2% |
| Health care and social assistance | 4,067 | $1,066 | 0.74 | +3.4% |
| Construction | 3,235 | $2,034 | 1.68 | +15.9% |
| Retail trade | 3,222 | $608 | 0.90 | +0.2% |
| Accommodation and food services | 1,879 | $353 | 0.57 | -0.9% |
| Transportation and warehousing | 1,646 | $1,219 | 1.06 | -0.9% |
| Other services | 1,157 | $1,318 | 1.05 | +9.3% |
| Management of companies | 949 | $2,403 | 1.54 | +5.7% |
| Administrative and waste services | 798 | $877 | 0.38 | +2.8% |
| Finance and insurance | 575 | $1,679 | 0.38 | -4.2% |
| Professional and technical services | 477 | $1,317 | 0.19 | +3.5% |
| Arts, entertainment and recreation | 282 | $367 | 0.47 | +9.3% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
No drought class at this point (USDM covers the United States only)
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
No reservoir gauges within 150 km (or the camera is above the gauge altitude)
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
147 gauges · 0 flooding · 9 with quality panels averaging 94 % · 68 stale
Sites found: 147, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| HONEY CREEK AT WAUWATOSA, WI | flow 3.43 ft³/s · quality 75 % (4) | 71 km |
| USGS-05424057 | flow 181.0 ft³/s | 6 km |
| USGS-05424075 | flow 1.30 ft³/s · STALE | 10 km |
| USGS-05425912 | flow 224.0 ft³/s | 12 km |
| USGS-05424081 | stage 8.17 ft | 12 km |
| USGS-05424082 | flow 90.0 ft³/s · STALE | 13 km |
| USGS-05424000 | flow 44.1 ft³/s · STALE | 16 km |
| USGS-05424009 | flow 3.80 ft³/s · STALE | 16 km |
| USGS-05424013 | flow 4.00 ft³/s · STALE | 18 km |
| USGS-432415088552601 | temp 10.0 °C · quality 100 % (1) · STALE | 18 km |
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
42 wells in 0 named aquifers:
Sites found: 42, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| USGS-432415088552601 | depth 18.3 ft · 2026-10-06 | 18 km |
| USGS-434231088311801 | depth 77.7 ft · 2026-07-22 | 34 km |
| USGS-434453088261501 | depth 2.48 ft · 2020-11-12 | 41 km |
| USGS-434458088260601 | depth 10.2 ft · 2020-11-12 | 42 km |
| USGS-434459088260701 | depth 7.89 ft · 2020-11-12 | 42 km |
| USGS-434502088260901 | depth 6.85 ft · 2020-11-12 | 42 km |
| USGS-434500088260301 | depth 4.04 ft · 2020-11-12 | 42 km |
| USGS-434510088262101 | depth 0.89 ft · 2020-11-12 | 42 km |
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
low (0.02)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 + 0.2×0.06 / 0.55
Banks & federal dollars #
$1.6 bn in deposits at 26 offices of 10 banks (SOD June 2026); HHI 1,983, highly concentrated. $15.7 m federal obligations in FY2026 (grants $13.7 m, contracts $1.9 m), $428 per covered job
| Item | Value | Distance |
|---|---|---|
| Horicon Bank | $613.3 m · 38.8% share · 7 offices | |
| Farmers and Merchants Union Bank | $179.6 m · 11.4% share · 4 offices | |
| BMO Bank National Association | $156.6 m · 9.9% share · 2 offices | |
| Dodge, WI | $15.7 m FY2026 · $428/job | |
| MULTIPLE RECIPIENTS | $527.1 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Horicon Bank | $613,295,000 | 38.8% | 7 |
| Farmers and Merchants Union Bank | $179,615,000 | 11.4% | 4 |
| BMO Bank National Association | $156,624,000 | 9.9% | 2 |
| State Bank of Reeseville | $139,635,000 | 8.8% | 3 |
| National Exchange Bank and Trust | $116,819,000 | 7.4% | 4 |
| Associated Bank, National Association | $90,177,000 | 5.7% | 1 |
| Ergo Bank | $82,581,000 | 5.2% | 2 |
| Mayville Savings Bank | $72,943,000 | 4.6% | 1 |
| Fox Valley Savings Bank | $69,252,000 | 4.4% | 1 |
| Hustisford State Bank | $58,289,000 | 3.7% | 1 |
Deposit concentration is 1,983 across 10 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 10 banks with deposits in the county = 38.8² + 11.4² + 9.9² + … (7 more) = 1,983
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $484,565,147 |
| Department of Veterans Affairs | $40,462,082 |
| Department of Transportation | $14,838,060 |
| Department of Agriculture | $11,516,798 |
| Department of Housing and Urban Development | $3,598,921 |
| Railroad Retirement Board | $2,140,122 |
| Federal Communications Commission | $1,262,691 |
| Department of Education | $331,623 |
| Department of Justice | $209,624 |
| Department of Defense | $117,271 |
| Department of the Interior | $73,247 |
| Department of Health and Human Services | $20,000 |
That is $428 per covered job, against 36,720 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $15.7 m / 36,720 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $428
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.69 | 2026-10-05 | +3.3% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-06 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 3.00 | 2026-10-06 | -50.0% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 7,848.00 | 2026-09-01 | +14.9% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Dodge County, WI: 10 findings, 10 noted
noteDodge County, WI's average weekly wage was 5.7% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +5.7 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteDodge County, WI's covered employment was 2.2% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +2.2 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteDodge County, WI's typical asking rent rose 0.8% from $1,157 in July 2026 to $1,167 in August 2026, on Zillow ZORI.
Period 2026-08.Show the arithmetic
- +0.8% = (1166.94708994709 - 1157.3043504057375) / 1157.3043504057375 × 100
- 1166.94708994709 = Zillow ZORI, 2026-08
- 1157.3043504057375 = Zillow ZORI, 2026-07
noteDodge County, WI's typical home value rose 0.5% from $324,993 in July 2026 to $326,522 in August 2026, on Zillow ZHVI.
Period 2026-08.Show the arithmetic
- +0.5% = (326521.81652854575 - 324992.6372972979) / 324992.6372972979 × 100
- 326521.81652854575 = Zillow ZHVI, 2026-08
- 324992.6372972979 = Zillow ZHVI, 2026-07
noteDodge County, WI's covered employment of +2.2% ranks 3rd of 72 Wisconsin counties, against a median of -0.3%.
Period 2026 Q1.Show the arithmetic
- 96 on the 0-to-100 scale across 72 Wisconsin counties that published jobs.yoy.emp
position among the entities that published this metric this period; not an official level
Read all 10 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.