Door County, WI
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 44.82, -87.45.
Assembled 2026-10-06. Read the brief.
- 89th pct · 323rd of 3,063 US counties · median $234,566
- 95th pct · 4th of 72 Wisconsin counties · median $298,900
- 42nd pct · 1,763rd of 3,063 US counties · median +2.9%
- 4th pct · 69th of 72 Wisconsin counties · median +6.0%
- US counties: not published this period
- Wisconsin counties: not published this period
- 60th pct · 1,272nd of 3,221 US counties · median 8,232
- 47th pct · 38th of 72 Wisconsin counties · median 15,405
- 33rd pct · 2,137th of 3,221 US counties · median $1,039
- 30th pct · 50th of 72 Wisconsin counties · median $1,037
- 94th pct · 156th of 3,063 US counties · median 4.3
- 98th pct · 2nd of 72 Wisconsin counties · median 5.4
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $436,878 (Aug 2026), +2.3% over one year, +34.7% over five
- 89th pct · 323rd of 3,063 US counties · median $234,566
- 95th pct · 4th of 72 Wisconsin counties · median $298,900
| Item | Value | Distance |
|---|---|---|
| Door County, WI | $436,878 · +2.3% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Zillow publishes no rent index for this area (ZORI covers about 1,400 counties)
- US counties: not published this period
- Wisconsin counties: not published this period
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $2,391 a month on $436,878 at 7.28%, against an average weekly wage worth $4,186 a month: 57.1% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $436,878 × 80% = $349,503, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $2,391/mo principal and interest
- wage share = payment / (avg weekly wage $966 × 52 / 12 = $4,186) = 57% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $436,878 / ($966 × 52) = 8.7
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
12,605 jobs at 1,455 employers (2026 Q1); -0.4% jobs and +3.0% average weekly wage over the year
- 60th pct · 1,272nd of 3,221 US counties · median 8,232
- 47th pct · 38th of 72 Wisconsin counties · median 15,405
| Item | Value | Distance |
|---|---|---|
| Door County, WI | 12,605 jobs · $966/wk · -0.4% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Manufacturing | 2,118 | $1,171 | 2.09 | -4.4% |
| Accommodation and food services | 1,969 | $523 | 1.74 | -0.9% |
| Retail trade | 1,817 | $660 | 1.48 | +0.7% |
| Health care and social assistance | 1,682 | $1,267 | 0.89 | +3.1% |
| Construction | 708 | $1,464 | 1.07 | +2.9% |
| Other services | 654 | $660 | 1.74 | +1.2% |
| Administrative and waste services | 352 | $709 | 0.49 | -2.2% |
| Arts, entertainment and recreation | 255 | $894 | 1.23 | +15.4% |
| Finance and insurance | 195 | $2,595 | 0.38 | -2.5% |
| Transportation and warehousing | 155 | $965 | 0.29 | +12.3% |
| Wholesale trade | 142 | $1,654 | 0.29 | -9.6% |
| Real estate and rental | 114 | $677 | 0.59 | +2.7% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D1 moderate drought
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
No reservoir gauges within 150 km (or the camera is above the gauge altitude)
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
44 gauges · 0 flooding · 10 with quality panels averaging 93 % · 17 stale
Sites found: 44, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| USGS-444037087265601 | flow 0.00 ft³/s · STALE | 16 km |
| USGS-444049087424304 | flow 0.00 ft³/s | 26 km |
| USGS-444049087424305 | stage 0.12 ft | 26 km |
| USGS-444049087424303 | flow 0.00 ft³/s | 26 km |
| USGS-444049087424302 | flow 0.00 ft³/s | 26 km |
| USGS-443535087345401 | temp 11.9 °C · quality 100 % (1) | 27 km |
| MENOMINEE RIVER AT MOUTH AT MARINETTE, WI | flow 6,130 ft³/s · STALE | 33 km |
| MENOMINEE RIVER AT HWY 41 AT MARINETTE, WI | temp 21.2 °C · quality 100 % (2) · STALE | 34 km |
| PESHTIGO RIVER AT PESHTIGO, WI | flow 148.0 ft³/s · quality 100 % (1) · no flooding | 34 km |
| USGS-443012087362500 | flow 0.00 ft³/s · STALE | 38 km |
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
10 wells in 0 named aquifers:
Sites found: 10, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| USGS-443535087345401 | depth 6.12 ft · 2026-10-06 | 27 km |
| USGS-442754087333601 | depth 13.3 ft · 2017-08-20 | 41 km |
| USGS-443313087501601 | depth 5.75 ft · 1982-06-21 | 43 km |
| USGS-442859088025801 | depth 28.6 ft · 2026-07-23 | 61 km |
| USGS-443035088045501 | depth 51.6 ft · 2026-07-21 | 61 km |
| USGS-443510088085701 | depth 11.9 ft · 1982-06-22 | 61 km |
| USGS-443923088120501 | depth 8.94 ft · 1982-06-22 | 62 km |
| USGS-442955088072803 | depth 0.96 ft · 1986-09-29 | 65 km |
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
low (0.19)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.25 + 0.2×0.07 / 0.55
Banks & federal dollars #
$1.3 bn in deposits at 13 offices of 5 banks (SOD June 2026); HHI 4,604, highly concentrated. $290.1 m federal obligations in FY2026 (direct payments $280.2 m, contracts $7.9 m), $23,015 per covered job
| Item | Value | Distance |
|---|---|---|
| Nicolet National Bank | $829.0 m · 64.1% share · 5 offices | |
| Associated Bank, National Association | $249.6 m · 19.3% share · 3 offices | |
| North Shore Bank | $110.1 m · 8.5% share · 2 offices | |
| Door, WI | $290.1 m FY2026 · $23,015/job | |
| MULTIPLE RECIPIENTS | $274.9 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Nicolet National Bank | $829,034,000 | 64.1% | 5 |
| Associated Bank, National Association | $249,627,000 | 19.3% | 3 |
| North Shore Bank | $110,143,000 | 8.5% | 2 |
| Bank of Luxemburg | $92,708,000 | 7.2% | 2 |
| Bank First, N.A. | $12,166,000 | 0.9% | 1 |
Deposit concentration is 4,604 across 5 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 5 banks with deposits in the county = 64.1² + 19.3² + 8.5² + … (2 more) = 4,604
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $260,131,526 |
| Department of Veterans Affairs | $14,197,229 |
| Department of Homeland Security | $5,731,547 |
| Department of Agriculture | $3,795,631 |
| Department of Transportation | $2,165,748 |
| Department of Defense | $1,372,530 |
| Department of Housing and Urban Development | $1,298,237 |
| Railroad Retirement Board | $599,287 |
| Environmental Protection Agency | $355,715 |
| Federal Communications Commission | $238,350 |
| Department of Education | $118,619 |
| Department of the Interior | $92,522 |
That is $23,015 per covered job, against 12,605 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $290.1 m / 12,605 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $23,015
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.69 | 2026-10-05 | +3.3% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-06 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 3.00 | 2026-10-06 | -50.0% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 7,848.00 | 2026-09-01 | +14.9% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Door County, WI: 9 findings, 3 at a watch level and 6 noted
watchDoor County, WI's years of wages of 8.7 ranks 156th of 3,063 US counties, a watch level here: years of wages in the top tenth of US counties (position among the counties that published both a ZHVI value and a QCEW average weekly wage; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026-08.Show the arithmetic
- test: yearsOfWages percentile = 94.9379490529066 >= 90
- typical home value / (average weekly wage × 52); one average covered job, not a household
position among the counties that published both a ZHVI value and a QCEW average weekly wage; not an official level
watchDoor County, WI's covered employment is -0.4% against a year earlier, a watch level here: covered employment below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -0.4 < 0
BLS QCEW over-the-year percent change, as published; not an official level
watchDoor County, WI's typical home value of +2.3% scores 42 on the 0-to-100 scale across US counties but 4 across Wisconsin counties, a gap of 38 points.
Period 2026-08.Show the arithmetic
- 38 = |42 across US counties - 4 across Wisconsin counties|
position among the entities that published this metric this period; not an official level
noteDoor County, WI's average weekly wage was 3.0% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +3 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteDoor County, WI's covered employment was 0.4% lower than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- -0.4 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
Read all 9 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.