Platte County, WY
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 42.13, -104.95.
Assembled 2026-10-06. Read the brief.
- 63rd pct · 1,104th of 3,063 US counties · median $234,566
- 27th pct · 17th of 23 Wyoming counties · median $331,063
- 27th pct · 2,218th of 3,063 US counties · median +2.9%
- 40th pct · 14th of 23 Wyoming counties · median +1.9%
- US counties: not published this period
- Wyoming counties: not published this period
- 26th pct · 2,354th of 3,221 US counties · median 8,232
- 22nd pct · 18th of 23 Wyoming counties · median 6,490
- 64th pct · 1,139th of 3,221 US counties · median $1,039
- 45th pct · 13th of 23 Wyoming counties · median $1,131
- 60th pct · 1,198th of 3,063 US counties · median 4.3
- 22nd pct · 18th of 23 Wyoming counties · median 5.5
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $278,336 (Aug 2026), +0.8% over one year, +24.0% over five
- 63rd pct · 1,104th of 3,063 US counties · median $234,566
- 27th pct · 17th of 23 Wyoming counties · median $331,063
| Item | Value | Distance |
|---|---|---|
| Platte County, WY | $278,336 · +0.8% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Zillow publishes no rent index for this area (ZORI covers about 1,400 counties)
- US counties: not published this period
- Wyoming counties: not published this period
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $1,524 a month on $278,336 at 7.28%, against an average weekly wage worth $4,823 a month: 31.6% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $278,336 × 80% = $222,669, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $1,524/mo principal and interest
- wage share = payment / (avg weekly wage $1,113 × 52 / 12 = $4,823) = 32% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $278,336 / ($1,113 × 52) = 4.8
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
3,292 jobs at 437 employers (2026 Q1); +1.4% jobs and +5.4% average weekly wage over the year
- 26th pct · 2,354th of 3,221 US counties · median 8,232
- 22nd pct · 18th of 23 Wyoming counties · median 6,490
| Item | Value | Distance |
|---|---|---|
| Platte County, WY | 3,292 jobs · $1,113/wk · +1.4% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Retail trade | 463 | $606 | 1.44 | -1.3% |
| Agriculture, forestry, fishing | 171 | $953 | 7.19 | -1.2% |
| Finance and insurance | 117 | $1,553 | 0.87 | +5.4% |
| Professional and technical services | 97 | $1,605 | 0.43 | +12.8% |
| Transportation and warehousing | 85 | $1,763 | 0.61 | -5.6% |
| Mining, oil and gas | 78 | $1,549 | 6.65 | -16.1% |
| Real estate and rental | 20 | $943 | 0.40 | -9.1% |
| Utilities | withheld | |||
| Construction | withheld | |||
| Manufacturing | withheld | |||
| Wholesale trade | withheld | |||
| Information | withheld |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D2 severe drought
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
Surface water layer not loaded
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
Surface water layer not loaded
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
No USGS monitoring wells within 75 km (or above 1,500 km)
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
high (0.50)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.50 / 0.35
Banks & federal dollars #
$436.6 m in deposits at 6 offices of 5 banks (SOD June 2026); HHI 3,857, highly concentrated. $111.0 m federal obligations in FY2026 (direct payments $72.0 m, grants $28.6 m), $33,716 per covered job
| Item | Value | Distance |
|---|---|---|
| Glacier Bank | $213.7 m · 49.0% share · 2 offices | |
| Platte Valley Bank | $162.6 m · 37.2% share · 1 office | |
| Banner Capital Bank | $29.4 m · 6.7% share · 1 office | |
| Platte, WY | $111.0 m FY2026 · $33,716/job |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Glacier Bank | $213,745,000 | 49.0% | 2 |
| Platte Valley Bank | $162,557,000 | 37.2% | 1 |
| Banner Capital Bank | $29,359,000 | 6.7% | 1 |
| Rolling Hills Bank & Trust | $20,967,000 | 4.8% | 1 |
| BMO Bank National Association | $9,941,000 | 2.3% | 1 |
Deposit concentration is 3,857 across 5 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 5 banks with deposits in the county = 49.0² + 37.2² + 6.7² + … (2 more) = 3,857
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $55,556,847 |
| Department of Transportation | $16,361,102 |
| Department of Health and Human Services | $12,226,953 |
| Department of Veterans Affairs | $10,440,354 |
| Department of the Interior | $9,687,128 |
| Railroad Retirement Board | $5,053,865 |
| Department of Agriculture | $939,390 |
| Department of Defense | $573,965 |
| General Services Administration | $93,338 |
| Department of Housing and Urban Development | $60,015 |
| Department of Energy | $0 |
| Small Business Administration | $0 |
That is $33,716 per covered job, against 3,292 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $111.0 m / 3,292 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $33,716
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.69 | 2026-10-05 | +3.3% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-06 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 6.00 | 2026-09-22 | -14.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 6,830.00 | 2026-08-01 | +7.4% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Platte County, WY: 6 findings, 2 at a watch level and 4 noted
watchPlatte County, WY's years of wages of 4.8 scores 61 on the 0-to-100 scale across US counties but 23 across Wyoming counties, a gap of 38 points.
Period 2026-08.Show the arithmetic
- 38 = |61 across US counties - 23 across Wyoming counties|
- typical home value / (average weekly wage × 52); one average covered job, not a household
position among the entities that published this metric this period; not an official level
watchPlatte County, WY's typical home value of $278,336 scores 64 on the 0-to-100 scale across US counties but 27 across Wyoming counties, a gap of 37 points.
Period 2026-08.Show the arithmetic
- 37 = |64 across US counties - 27 across Wyoming counties|
position among the entities that published this metric this period; not an official level
notePlatte County, WY's average weekly wage was 5.4% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +5.4 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
notePlatte County, WY's covered employment was 1.4% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +1.4 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
notePlatte County, WY's typical home value rose 0.3% from $277,421 in July 2026 to $278,336 in August 2026, on Zillow ZHVI.
Period 2026-08.Show the arithmetic
- +0.3% = (278336.06957009155 - 277420.5755871601) / 277420.5755871601 × 100
- 278336.06957009155 = Zillow ZHVI, 2026-08
- 277420.5755871601 = Zillow ZHVI, 2026-07
Read all 6 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.