Sublette County, WY
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 42.77, -109.92.
Assembled 2026-10-06. Read the brief.
- 90th pct · 283rd of 3,063 US counties · median $234,566
- 86th pct · 4th of 23 Wyoming counties · median $331,063
- 59th pct · 1,251st of 3,063 US counties · median +2.9%
- 95th pct · 2nd of 23 Wyoming counties · median +1.9%
- 46th pct · 743rd of 1,399 US counties · median $1,496
- 66th pct · 5th of 13 Wyoming counties · median $1,380
- 28th pct · 2,318th of 3,221 US counties · median 8,232
- 27th pct · 17th of 23 Wyoming counties · median 6,490
- 86th pct · 424th of 3,221 US counties · median $1,039
- 81st pct · 5th of 23 Wyoming counties · median $1,131
- 84th pct · 477th of 3,063 US counties · median 4.3
- 72nd pct · 7th of 23 Wyoming counties · median 5.5
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $453,198 (Aug 2026), +3.8% over one year, +39.1% over five
- 90th pct · 283rd of 3,063 US counties · median $234,566
- 86th pct · 4th of 23 Wyoming counties · median $331,063
| Item | Value | Distance |
|---|---|---|
| Sublette County, WY | $453,198 · +3.8% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Typical rent $1,467/mo (Aug 2026), n/a over one year; price-to-rent 25.7
- 46th pct · 743rd of 1,399 US counties · median $1,496
- 66th pct · 5th of 13 Wyoming counties · median $1,380
| Item | Value | Distance |
|---|---|---|
| Sublette County, WY | $1,467/mo · n/a 1-yr |
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $2,481 a month on $453,198 at 7.28%, against an average weekly wage worth $5,772 a month: 43.0% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $453,198 × 80% = $362,558, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $2,481/mo principal and interest
- wage share = payment / (avg weekly wage $1,332 × 52 / 12 = $5,772) = 43% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $453,198 / ($1,332 × 52) = 6.5
- price-to-rent = $453,198 / ($1,467 × 12) = 25.7
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
3,473 jobs at 621 employers (2026 Q1); -6.0% jobs and -0.5% average weekly wage over the year
- 28th pct · 2,318th of 3,221 US counties · median 8,232
- 27th pct · 17th of 23 Wyoming counties · median 6,490
| Item | Value | Distance |
|---|---|---|
| Sublette County, WY | 3,473 jobs · $1,332/wk · -6.0% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Mining, oil and gas | 426 | $2,866 | 34.45 | -23.5% |
| Retail trade | 347 | $598 | 1.03 | +2.7% |
| Accommodation and food services | 289 | $459 | 0.93 | -5.9% |
| Administrative and waste services | 139 | $1,069 | 0.70 | -14.7% |
| Professional and technical services | 132 | $1,738 | 0.55 | +2.3% |
| Agriculture, forestry, fishing | 119 | $972 | 4.74 | +10.2% |
| Transportation and warehousing | 94 | $2,178 | 0.64 | +6.8% |
| Finance and insurance | 83 | $1,940 | 0.59 | +0.0% |
| Real estate and rental | 22 | $1,107 | 0.41 | -24.1% |
| Arts, entertainment and recreation | 12 | $731 | 0.21 | -81.8% |
| Management of companies | 4 | $6,687 | 0.07 | -33.3% |
| Utilities | withheld |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D0 abnormally dry
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
2 USGS reservoir gauges, no capacity figures to weight
Sites found: 2, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
| Site | Reading | Distance |
|---|---|---|
| BIG SANDY RESERVOIR NEAR FARSON, WY | 23,890 Acre-ft (USGS, no capacity on file) | 70 km |
| Jackson Lake near Moran, WY | 6,734 ft (USGS, no capacity on file) | 133 km |
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
37 gauges · 0 flooding · 7 with quality panels averaging 100 % · 10 stale
Sites found: 37, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| New Fork River above Pine Cr, nr Pinedale, WY | flow 9.00 ft³/s | 9 km |
| Duck Creek above New Fork R nr Pinedale | flow 1.33 ft³/s | 13 km |
| FREMONT DITCH NEAR PINEDALE, WY | flow 0.33 ft³/s · STALE | 15 km |
| PINE CREEK BELOW FREMONT LAKE, WY | flow 25.0 ft³/s · STALE | 15 km |
| Pine Creek below Fremont Lake | observation not current | 16 km |
| HIGHLAND DITCH NEAR PINEDALE, WY | flow 66.0 ft³/s · STALE | 16 km |
| Boulder Creek bl Boulder Lake, nr Boulder, WY | flow 58.5 ft³/s | 17 km |
| Ward Ball Reservoir outflow, nr Boulder, WY | flow 1.36 ft³/s | 18 km |
| East Fork at New Fork, WY | flow 68.5 ft³/s | 18 km |
| USGS-423402109554401 | temp 10.4 °C · quality 100 % (1) · STALE | 22 km |
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
4 wells in 0 named aquifers:
Sites found: 4, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| USGS-423402109554401 | depth 6.47 ft · 2018-10-14 | 22 km |
| USGS-423401109555101 | depth 5.33 ft · 2020-10-08 | 22 km |
| USGS-421134110094701 | depth 5.08 ft · 2020-03-30 | 67 km |
| USGS-421132110094301 | depth 4.82 ft · 2018-10-14 | 67 km |
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
low (0.00)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 + 0.2×0.00 / 0.55
Banks & federal dollars #
$404.4 m in deposits at 6 offices of 5 banks (SOD June 2026); HHI 2,226, highly concentrated. $63.4 m federal obligations in FY2026 (direct payments $57.4 m, contracts $4.7 m), $18,242 per covered job
| Item | Value | Distance |
|---|---|---|
| Glacier Bank | $104.3 m · 25.8% share · 2 offices | |
| NBH Bank | $93.3 m · 23.1% share · 1 office | |
| First Western Trust Bank | $91.3 m · 22.6% share · 1 office | |
| Sublette, WY | $63.4 m FY2026 · $18,242/job | |
| MULTIPLE RECIPIENTS | $55.9 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Glacier Bank | $104,315,000 | 25.8% | 2 |
| NBH Bank | $93,279,000 | 23.1% | 1 |
| First Western Trust Bank | $91,309,000 | 22.6% | 1 |
| Wells Fargo Bank, National Association | $87,967,000 | 21.7% | 1 |
| BMO Bank National Association | $27,577,000 | 6.8% | 1 |
Deposit concentration is 2,226 across 5 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 5 banks with deposits in the county = 25.8² + 23.1² + 22.6² + … (2 more) = 2,226
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $49,545,903 |
| Department of Veterans Affairs | $7,416,190 |
| Department of Agriculture | $3,294,282 |
| Department of Defense | $1,690,368 |
| Department of Transportation | $958,770 |
| Department of the Interior | $252,294 |
| Railroad Retirement Board | $197,406 |
| Small Business Administration | $0 |
That is $18,242 per covered job, against 3,473 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $63.4 m / 3,473 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $18,242
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.69 | 2026-10-05 | +3.3% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-06 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 6.00 | 2026-09-22 | -14.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 6,830.00 | 2026-08-01 | +7.4% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -88,576.00 | 2026-07-01 | -24.4% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Sublette County, WY: 18 findings, 1 at an alert level, 5 at a watch level and 12 noted
alertSublette County, WY's covered employment is -6.0% against a year earlier, an alert level here: covered employment at least 3 percent below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; convention chosen for this dashboard, not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -6 <= -3
BLS QCEW over-the-year percent change, as published; convention chosen for this dashboard, not an official level
watchSublette County, WY's covered employment is -6.0% against a year earlier, a watch level here: covered employment below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -6 < 0
BLS QCEW over-the-year percent change, as published; not an official level
watchSublette County, WY's price-to-rent ratio of 25.7 ranks 72nd of 1,399 US counties, a watch level here: price-to-rent in the top tenth of US counties (position among the counties that published both ZHVI and ZORI this month; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026-08.Show the arithmetic
- test: priceToRent percentile = 94.92131616595137 >= 90
- typical home value / (typical rent × 12); Zillow ZHVI over ZORI, same month
position among the counties that published both ZHVI and ZORI this month; not an official level
watchSublette County, WY's price-to-rent ratio is 25.7, a watch level here: typical home value worth 25 or more years of typical rent (typical home value / (typical rent × 12), Zillow ZHVI over ZORI, same month; convention chosen for this dashboard, not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026-08.Show the arithmetic
- test: priceToRent = 25.74986244370808 >= 25
- typical home value / (typical rent × 12); Zillow ZHVI over ZORI, same month
typical home value / (typical rent × 12), Zillow ZHVI over ZORI, same month; convention chosen for this dashboard, not an official level
watchSublette County, WY's average weekly wage is -0.5% against a year earlier, a watch level here: average weekly wage below the same quarter a year earlier, before inflation (BLS QCEW over-the-year percent change, as published, nominal dollars; convention chosen for this dashboard, not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.avgWeeklyWage = -0.5 < 0
BLS QCEW over-the-year percent change, as published, nominal dollars; convention chosen for this dashboard, not an official level
Read all 12 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.