FIPS 56041, WY
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 41.29, -110.55.
Assembled 2026-10-02. Read the brief.
- 76th pct · 709th of 3,063 US counties · median $234,566
- 46th pct · 1,637th of 3,063 US counties · median +2.9%
- US counties: not published this period
- 49th pct · 1,628th of 3,221 US counties · median 8,232
- 55th pct · 1,429th of 3,221 US counties · median $1,039
- 79th pct · 626th of 3,063 US counties · median 4.3
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $336,079 (Aug 2026), +2.6% over one year, +36.0% over five
- 76th pct · 709th of 3,063 US counties · median $234,566
| Item | Value | Distance |
|---|---|---|
| Uinta County | $336,079 · +2.6% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Zillow publishes no rent index for this area (ZORI covers about 1,400 counties)
- US counties: not published this period
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $1,840 a month on $336,079 at 7.28%, against an average weekly wage worth $4,611 a month: 39.9% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $336,079 × 80% = $268,863, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $1,840/mo principal and interest
- wage share = payment / (avg weekly wage $1,064 × 52 / 12 = $4,611) = 40% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $336,079 / ($1,064 × 52) = 6.1
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
8,049 jobs at 910 employers (2026 Q1); -1.7% jobs and +8.5% average weekly wage over the year
- 49th pct · 1,628th of 3,221 US counties · median 8,232
| Item | Value | Distance |
|---|---|---|
| Uinta County | 8,049 jobs · $1,064/wk · -1.7% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Health care and social assistance | 1,163 | $1,293 | 0.96 | +5.5% |
| Retail trade | 1,145 | $614 | 1.46 | +0.5% |
| Construction | 719 | $1,279 | 1.70 | -10.8% |
| Accommodation and food services | 657 | $386 | 0.91 | -5.6% |
| Transportation and warehousing | 368 | $1,495 | 1.08 | -3.9% |
| Professional and technical services | 283 | $1,360 | 0.51 | +2.5% |
| Manufacturing | 249 | $1,168 | 0.38 | -7.1% |
| Information | 246 | $1,456 | 1.66 | -5.7% |
| Wholesale trade | 198 | $1,610 | 0.64 | +5.3% |
| Finance and insurance | 175 | $1,711 | 0.53 | +6.7% |
| Utilities | 151 | $2,406 | 4.75 | +6.3% |
| Other services | 113 | $929 | 0.47 | -6.6% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Water #
Banks & federal dollars #
$486.6 m in deposits at 7 offices of 5 banks (SOD June 2026); HHI 2,692, highly concentrated. $159.3 m federal obligations in FY2026 (direct payments $119.9 m, grants $36.8 m), $19,792 per covered job
| Item | Value | Distance |
|---|---|---|
| Glacier Bank | $168.2 m · 34.6% share · 2 offices | |
| Tanager Bank | $152.1 m · 31.3% share · 2 offices | |
| Wells Fargo Bank, National Association | $100.7 m · 20.7% share · 1 office | |
| Uinta, WY | $159.3 m FY2026 · $19,792/job | |
| MULTIPLE RECIPIENTS | $118.3 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Glacier Bank | $168,175,000 | 34.6% | 2 |
| Tanager Bank | $152,093,000 | 31.3% | 2 |
| Wells Fargo Bank, National Association | $100,689,000 | 20.7% | 1 |
| State Bank | $35,938,000 | 7.4% | 1 |
| BMO Bank National Association | $29,667,000 | 6.1% | 1 |
Deposit concentration is 2,692 across 5 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 5 banks with deposits in the county = 34.6² + 31.3² + 20.7² + … (2 more) = 2,692
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $105,163,342 |
| Department of Transportation | $32,226,550 |
| Department of Veterans Affairs | $10,443,408 |
| Department of Health and Human Services | $4,568,070 |
| Railroad Retirement Board | $2,540,751 |
| Department of Agriculture | $2,386,292 |
| Department of Defense | $1,542,602 |
| Department of Housing and Urban Development | $285,595 |
| Department of Education | $93,186 |
| Federal Communications Commission | $41,972 |
| Department of the Interior | $16,039 |
| Small Business Administration | $0 |
That is $19,792 per covered job, against 8,049 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $159.3 m / 8,049 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $19,792
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 16.50 | 2026-09-30 | -11.7% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 67.28 | 2026-10-01 | not published |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 6.00 | 2026-09-22 | -14.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 6,830.00 | 2026-08-01 | +7.4% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.10 | 2026-08-01 | +0.0% |
| US goods and services trade balance, monthly · $ millions | -88,576.00 | 2026-07-01 | -24.4% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
FIPS 56041, WY: 5 findings, 1 at a watch level and 4 noted
watchFIPS 56041, WY's covered employment is -1.7% against a year earlier, a watch level here: covered employment below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -1.7 < 0
BLS QCEW over-the-year percent change, as published; not an official level
noteFIPS 56041, WY's average weekly wage was 8.5% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +8.5 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteFIPS 56041, WY's covered employment was 1.7% lower than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- -1.7 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteThe next Unemployment rate (BLS Employment Situation, monthly) covering FIPS 56041, WY is due between 2026-09-25 and 2026-10-09, estimated from the publisher's past release pattern.
Show the arithmetic
- window = 2026-09-25 to 2026-10-09, estimated from the publisher's past release pattern
estimated from the publisher's past release pattern; not an announced date
noteThe next Zillow ZHVI typical home value (monthly) covering FIPS 56041, WY is due between 2026-10-14 and 2026-10-21, estimated from the publisher's past release pattern.
Show the arithmetic
- window = 2026-10-14 to 2026-10-21, estimated from the publisher's past release pattern
estimated from the publisher's past release pattern; not an announced date
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.