FIPS 72097, PR
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 18.15, -67.45.
Assembled 2026-10-02. Read the brief.
- US counties: not published this period
- US counties: not published this period
- US counties: not published this period
- 78th pct · 701st of 3,221 US counties · median 8,232
- 1st pct · 3,172nd of 3,221 US counties · median $1,039
- US counties: not published this period
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
No Zillow home value index for this area
- US counties: not published this period
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
No rent index for this area
- US counties: not published this period
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
No QCEW row for this area
- 78th pct · 701st of 3,221 US counties · median 8,232
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Retail trade | 5,124 | $443 | 1.65 | -0.5% |
| Health care and social assistance | 5,073 | $616 | 1.06 | +1.6% |
| Manufacturing | 1,937 | $523 | 0.75 | +10.8% |
| Administrative and waste services | 1,828 | $493 | 1.01 | -3.8% |
| Professional and technical services | 1,369 | $1,178 | 0.62 | -1.9% |
| Construction | 1,011 | $513 | 0.60 | +0.0% |
| Educational services | 952 | $518 | 1.39 | -18.6% |
| Finance and insurance | 649 | $958 | 0.50 | +0.2% |
| Real estate and rental | 649 | $481 | 1.33 | +93.7% |
| Other services | 521 | $482 | 0.55 | +0.0% |
| Management of companies | 517 | $828 | 0.97 | +4.9% |
| Transportation and warehousing | 471 | $636 | 0.35 | +0.0% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Water #
Banks & federal dollars #
$1.7 bn in deposits at 10 offices of 3 banks (SOD June 2026); HHI 4,057, highly concentrated. $460.1 m federal obligations in FY2026 (direct payments $371.2 m, contracts $51.2 m), $14,406 per covered job
| Item | Value | Distance |
|---|---|---|
| Banco Popular de Puerto Rico | $902.0 m · 53.7% share · 6 offices | |
| FirstBank Puerto Rico | $508.0 m · 30.3% share · 2 offices | |
| Oriental Bank | $269.3 m · 16.0% share · 2 offices | |
| Mayaguez, PR | $460.1 m FY2026 · $14,406/job | |
| MULTIPLE RECIPIENTS | $308.7 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Banco Popular de Puerto Rico | $902,000,000 | 53.7% | 6 |
| FirstBank Puerto Rico | $508,022,000 | 30.3% | 2 |
| Oriental Bank | $269,301,000 | 16.0% | 2 |
Deposit concentration is 4,057 across 3 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 3 banks with deposits in the county = 53.7² + 30.3² + 16.0² = 4,057
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $275,504,007 |
| Department of Education | $48,615,427 |
| Department of Defense | $44,260,335 |
| Department of Veterans Affairs | $32,924,641 |
| National Science Foundation | $16,771,229 |
| Department of Health and Human Services | $13,646,664 |
| Department of Housing and Urban Development | $11,768,017 |
| Department of Transportation | $11,208,471 |
| Department of Homeland Security | $4,576,965 |
| Department of Agriculture | $240,728 |
| Federal Communications Commission | $193,134 |
| Railroad Retirement Board | $170,606 |
That is $14,406 per covered job, against 31,940 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $460.1 m / 31,940 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $14,406
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 16.50 | 2026-09-30 | -11.7% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 71.30 | 2026-10-01 | +0.1% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 6.00 | 2026-09-22 | -14.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 6,830.00 | 2026-08-01 | +7.4% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.10 | 2026-08-01 | +0.0% |
| US goods and services trade balance, monthly · $ millions | -88,576.00 | 2026-07-01 | -24.4% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
FIPS 72097, PR: 4 findings, 4 noted
noteFIPS 72097, PR's average weekly wage was 2.2% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +2.2 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteFIPS 72097, PR's covered employment was 1.5% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +1.5 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteFIPS 72097, PR's average weekly wage of $602 ranks 3,172nd of 3,221 US counties, against a median of $1,039.
Period 2026 Q1.Show the arithmetic
- 2 on the 0-to-100 scale across 3221 US counties that published jobs.avgWeeklyWage
position among the entities that published this metric this period; not an official level
noteThe next Unemployment rate (BLS Employment Situation, monthly) covering FIPS 72097, PR is due between 2026-09-25 and 2026-10-09, estimated from the publisher's past release pattern.
Show the arithmetic
- window = 2026-09-25 to 2026-10-09, estimated from the publisher's past release pattern
estimated from the publisher's past release pattern; not an announced date
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.