97th pct · 80th of 3,063 US counties · median $234,566
Home value, one year
+2.5%
as of August 2026
45th pct · 1,668th of 3,063 US counties · median +2.9%
Typical rent
$2,665
as of August 2026
96th pct · 56th of 1,399 US counties · median $1,496
Jobs
186,950
as of 2026 Q1-01
94th pct · 176th of 3,221 US counties · median 8,232
Average weekly wage
$2,849
as of 2026 Q1-01
99th pct · 12th of 3,221 US counties · median $1,039
Years of wages per home
4.5
54th pct · 1,392nd of 3,063 US counties · median 4.3
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Typical home $666,817 (Aug 2026), +2.5% over one year, +31.9% over five
97th pct · 80th of 3,063 US counties · median $234,566
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Item
Value
Distance
Somerset County
$666,817 · +2.5% 1-yr
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Principal and interest of $3,650 a month on $666,817 at 7.28%, against an average weekly wage worth $12,346 a month: 29.6% of one job’s pay.
payment = P·r / (1 − (1+r)^−n), P = $666,817 × 80% = $533,453, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $3,650/mo principal and interest
wage share = payment / (avg weekly wage $2,849 × 52 / 12 = $12,346) = 30% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
years of wages = $666,817 / ($2,849 × 52) = 4.5
price-to-rent = $666,817 / ($2,665 × 12) = 20.9
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
186,950 jobs at 11,504 employers (2026 Q1); -2.8% jobs and +5.4% average weekly wage over the year
94th pct · 176th of 3,221 US counties · median 8,232
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Item
Value
Distance
Somerset County
186,950 jobs · $2,849/wk · -2.8% YoY
BLS QCEW, all ownerships, third month of the quarter. A location quotient of 1.00 means this county has the national share of its jobs in that sector; 2.00 means twice it. A withheld row is a BLS disclosure code N: the cell is absent, not zero.
NAICS sector
Jobs
Avg weekly wage
Location quotient
Jobs over the year
Professional and technical services
26,982
$4,203
2.09
-1.7%
Health care and social assistance
25,290
$1,213
0.90
+1.9%
Retail trade
17,159
$906
0.94
-1.8%
Manufacturing
14,476
$4,602
0.96
-2.9%
Accommodation and food services
11,299
$647
0.67
-1.9%
Wholesale trade
10,920
$3,460
1.52
+1.0%
Administrative and waste services
10,489
$1,120
0.99
-1.3%
Management of companies
8,581
$7,424
2.74
-22.2%
Information
8,022
$9,566
2.33
-8.9%
Construction
7,420
$1,923
0.76
-1.9%
Transportation and warehousing
5,965
$1,052
0.76
-5.9%
Finance and insurance
5,862
$5,577
0.77
-10.7%
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
$16.4 bn in deposits at 93 offices of 20 banks (SOD June 2026); HHI 1,143, moderately concentrated. $2.3 bn federal obligations in FY2026 (direct payments $1.8 bn, contracts $467.9 m), $12,479 per covered job
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Item
Value
Distance
Bank of America, National Association
$2.9 bn · 17.9% share · 10 offices
TD Bank, National Association
$2.7 bn · 16.4% share · 9 offices
Peapack Private Bank & Trust
$2.1 bn · 12.6% share · 7 offices
Somerset, NJ
$2.3 bn FY2026 · $12,479/job
MULTIPLE RECIPIENTS
$1.8 bn · top recipient FY2026
FDIC Summary of Deposits, June 2026. These are institution offices, not people: the row is a bank's presence in the county.
Institution
Deposits
Share
Offices
Bank of America, National Association
$2,932,465,000
17.9%
10
TD Bank, National Association
$2,689,830,000
16.4%
9
Peapack Private Bank & Trust
$2,064,275,000
12.6%
7
JPMorgan Chase Bank, National Association
$1,897,381,000
11.6%
11
PNC Bank, National Association
$1,749,088,000
10.7%
9
Wells Fargo Bank, National Association
$1,618,851,000
9.9%
10
Provident Bank
$711,693,000
4.3%
6
Valley National Bank
$566,356,000
3.4%
4
Fulton Bank, National Association
$454,437,000
2.8%
5
Somerset Regal Bank
$379,552,000
2.3%
5
Deposit concentration is 1,143 across 20 banks, which the 1995 Department of Justice bank merger screen calls moderately concentrated.
HHI = Σ (share %)² over 20 banks with deposits in the county = 17.9² + 16.4² + 12.6² + … (17 more) = 1,143
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
USAspending place-of-performance obligations for FY2026, by awarding agency.
USAspending, FY2026, place of performance in this county.
Awarding agency
Obligations
Social Security Administration
$1,674,325,979
Department of Defense
$256,296,489
Department of Veterans Affairs
$185,027,097
Department of Transportation
$73,770,759
Department of Agriculture
$55,197,580
Department of Housing and Urban Development
$18,154,181
Department of Health and Human Services
$12,132,145
Department of Education
$11,292,957
Department of Justice
$9,295,340
Securities and Exchange Commission
$6,725,194
Department of the Treasury
$6,136,687
Railroad Retirement Board
$5,461,656
That is $12,479 per covered job, against 186,950 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $2.3 bn / 186,950 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $12,479
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
The national indicator set, unfiltered by place.
Series
Latest
As of
Change
Mississippi River at Memphis, stage · ft
not published
not published
Mississippi River at St. Louis, stage · ft
not published
not published
Ohio River at Louisville, stage · ft
16.50
2026-09-30
-11.7%
Missouri River at St. Joseph, stage · ft
not published
not published
Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s
5,170.00
2026-02-05
-25.3%
Texas reservoirs, statewide percent full · %
71.30
2026-10-01
+0.1%
Laredo truck crossings, monthly · trucks
258,700.00
2026-08-01
-0.4%
Los Angeles + Long Beach container volume, annual · TEU
10,513,167.00
2023-01-01
-13.5%
Containerships waiting for a berth, all US ports · ships
6.00
2026-09-22
-14.3%
Shanghai to Los Angeles container rate · $ per 40 ft box
6,830.00
2026-08-01
+7.4%
US diesel retail price · $ per gallon
unavailable
not published
WTI crude oil, spot · $ per barrel
96.16
2026-09-29
-3.2%
30-year fixed mortgage rate · %
7.28
2026-10-01
+3.6%
Housing starts, annual rate · thousands of units
1,275.00
2026-08-01
-2.6%
Building permits, annual rate · thousands of units
1,403.00
2026-08-01
-2.1%
Case-Shiller US home price index · index, Jan 2000 = 100
337.31
2026-07-01
+0.1%
Unemployment rate · %
4.10
2026-08-01
+0.0%
US goods and services trade balance, monthly · $ millions
-88,576.00
2026-07-01
-24.4%
Retail sales excluding food services, monthly · $ millions
646,347.00
2026-08-01
+1.1%
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
FIPS 34035, NJ: 10 findings, 1 at a watch level and 9 noted
watchFIPS 34035, NJ's covered employment is -2.8% against a year earlier, a watch level here: covered employment below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.
Show the arithmetic
test: jobs.yoy.emp = -2.8 < 0
BLS QCEW over-the-year percent change, as published; not an official level
noteFIPS 34035, NJ's average weekly wage was 5.4% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.
Show the arithmetic
+5.4 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteFIPS 34035, NJ's covered employment was 2.8% lower than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.
Show the arithmetic
-2.8 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteFIPS 34035, NJ's average weekly wage of $2,849 ranks 12th of 3,221 US counties, against a median of $1,039.
Period 2026 Q1.
Show the arithmetic
100 on the 0-to-100 scale across 3221 US counties that published jobs.avgWeeklyWage
position among the entities that published this metric this period; not an official level
noteFIPS 34035, NJ's typical home value of $666,817 ranks 80th of 3,063 US counties, against a median of $234,566.
Period 2026-08.
Show the arithmetic
97 on the 0-to-100 scale across 3063 US counties that published home.latest
position among the entities that published this metric this period; not an official level