Dallas County, AL
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 32.33, -87.11.
Assembled 2026-10-06. Read the brief.
- 1st pct · 3,018th of 3,063 US counties · median $234,566
- 0th pct · 67th of 67 Alabama counties · median $183,308
- 72nd pct · 844th of 3,063 US counties · median +2.9%
- 89th pct · 8th of 67 Alabama counties · median +2.2%
- US counties: not published this period
- Alabama counties: not published this period
- 58th pct · 1,342nd of 3,221 US counties · median 8,232
- 53rd pct · 32nd of 67 Alabama counties · median 10,118
- 36th pct · 2,041st of 3,221 US counties · median $1,039
- 34th pct · 44th of 67 Alabama counties · median $1,024
- 1st pct · 3,003rd of 3,063 US counties · median 4.3
- 1st pct · 66th of 67 Alabama counties · median 3.3
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $88,696 (Aug 2026), +5.0% over one year, -6.2% over five
- 1st pct · 3,018th of 3,063 US counties · median $234,566
- 0th pct · 67th of 67 Alabama counties · median $183,308
| Item | Value | Distance |
|---|---|---|
| Dallas County, AL | $88,696 · +5.0% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Zillow publishes no rent index for this area (ZORI covers about 1,400 counties)
- US counties: not published this period
- Alabama counties: not published this period
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $485 a month on $88,696 at 7.28%, against an average weekly wage worth $4,238 a month: 11.5% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $88,696 × 80% = $70,957, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $485/mo principal and interest
- wage share = payment / (avg weekly wage $978 × 52 / 12 = $4,238) = 11% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $88,696 / ($978 × 52) = 1.7
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
11,697 jobs at 1,018 employers (2026 Q1); +2.1% jobs and 0.0% average weekly wage over the year
- 58th pct · 1,342nd of 3,221 US counties · median 8,232
- 53rd pct · 32nd of 67 Alabama counties · median 10,118
| Item | Value | Distance |
|---|---|---|
| Dallas County, AL | 11,697 jobs · $978/wk · +2.1% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Manufacturing | 2,563 | $1,438 | 2.72 | +11.4% |
| Health care and social assistance | 1,715 | $851 | 0.97 | -1.9% |
| Retail trade | 1,300 | $652 | 1.14 | -2.5% |
| Construction | 689 | $1,293 | 1.12 | +0.0% |
| Accommodation and food services | 689 | $340 | 0.66 | -8.1% |
| Administrative and waste services | 555 | $591 | 0.83 | -15.5% |
| Other services | 464 | $795 | 1.33 | +21.1% |
| Finance and insurance | 266 | $1,366 | 0.56 | +6.4% |
| Wholesale trade | 225 | $1,021 | 0.50 | -7.8% |
| Professional and technical services | 203 | $975 | 0.25 | -12.5% |
| Educational services | 144 | $681 | 0.57 | -25.4% |
| Transportation and warehousing | 116 | $1,171 | 0.24 | +3.6% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D1 moderate drought
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
No reservoir gauges within 150 km (or the camera is above the gauge altitude)
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
15 gauges · 0 flooding · 0 with quality panels
Sites found: 15, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| ALABAMA RIVER AT SELMA AL | stage 18.5 ft | 12 km |
| CAHABA RIVER NEAR MARION JUNCTION AL | flow 308.0 ft³/s | 14 km |
| BOGUE CHITTO CREEK AT CO RD 115 BELOW ORRVILLE, AL | flow 0.71 ft³/s | 17 km |
| CAHABA RIVER NEAR SUTTLE, AL. | stage 3.06 ft | 23 km |
| ALABAMA RIVER AT ROBERT F HENRY LOCK AND DAM | stage 125.1 ft | 31 km |
| ALABAMA RIVER BL ROBERT F HENRY L&D NEAR BENTON,AL | stage 80.1 ft | 31 km |
| MULBERRY CREEK AT JONES AL | flow 81.2 ft³/s | 34 km |
| ALABAMA RIVER BELOW MILLERS FERRY L&D NR CAMDEN AL | stage 35.7 ft | 37 km |
| PINE BARREN CREEK NEAR SNOW HILL, AL. | flow 18.6 ft³/s | 38 km |
| BIG SWAMP CREEK SW OF HAYNEVILLE, AL | flow 0.00 ft³/s | 53 km |
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
1 wells in 0 named aquifers:
Sites found: 1, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| USGS-322047086214301 | depth 24.6 ft · 2025-05-09 | 71 km |
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
moderate (0.25)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.25 / 0.35
Banks & federal dollars #
$719.8 m in deposits at 8 offices of 6 banks (SOD June 2026); HHI 2,042, highly concentrated. $328.1 m federal obligations in FY2026 (direct payments $273.6 m, contracts $34.8 m), $28,047 per covered job
| Item | Value | Distance |
|---|---|---|
| Trustmark Bank | $217.2 m · 30.2% share · 1 office | |
| Marion Community Bank | $140.8 m · 19.6% share · 1 office | |
| First Cahawba Bank | $133.3 m · 18.5% share · 2 offices | |
| Dallas, AL | $328.1 m FY2026 · $28,047/job | |
| MULTIPLE RECIPIENTS | $253.0 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Trustmark Bank | $217,199,000 | 30.2% | 1 |
| Marion Community Bank | $140,796,000 | 19.6% | 1 |
| First Cahawba Bank | $133,339,000 | 18.5% | 2 |
| Regions Bank | $115,173,000 | 16.0% | 1 |
| Wells Fargo Bank, National Association | $82,454,000 | 11.5% | 2 |
| PNC Bank, National Association | $30,800,000 | 4.3% | 1 |
Deposit concentration is 2,042 across 6 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 6 banks with deposits in the county = 30.2² + 19.6² + 18.5² + … (3 more) = 2,042
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $216,952,072 |
| Department of Veterans Affairs | $32,306,941 |
| Department of Defense | $30,040,705 |
| Department of Housing and Urban Development | $11,282,226 |
| Department of Health and Human Services | $7,390,103 |
| Department of Transportation | $7,152,562 |
| Department of Education | $6,857,969 |
| Department of Agriculture | $5,090,063 |
| Railroad Retirement Board | $3,863,946 |
| Department of Homeland Security | $3,366,919 |
| Delta Regional Authority | $2,199,693 |
| Department of the Interior | $1,006,456 |
That is $28,047 per covered job, against 11,697 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $328.1 m / 11,697 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $28,047
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.69 | 2026-10-05 | +3.3% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-06 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 6.00 | 2026-09-22 | -14.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 6,830.00 | 2026-08-01 | +7.4% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Dallas County, AL: 7 findings, 7 noted
noteDallas County, AL's covered employment was 2.1% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +2.1 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteDallas County, AL's typical home value fell 0.9% from $89,534 in July 2026 to $88,696 in August 2026, on Zillow ZHVI.
Period 2026-08.Show the arithmetic
- -0.9% = (88696.06657755123 - 89533.89253503845) / 89533.89253503845 × 100
- 88696.06657755123 = Zillow ZHVI, 2026-08
- 89533.89253503845 = Zillow ZHVI, 2026-07
noteDallas County, AL's typical home value of $88,696 ranks 67th of 67 Alabama counties, against a median of $183,308.
Period 2026-08.Show the arithmetic
- 0 on the 0-to-100 scale across 67 Alabama counties that published home.latest
position among the entities that published this metric this period; not an official level
noteDallas County, AL's typical home value of $88,696 ranks 3,018th of 3,063 US counties, against a median of $234,566.
Period 2026-08.Show the arithmetic
- 1 on the 0-to-100 scale across 3063 US counties that published home.latest
position among the entities that published this metric this period; not an official level
noteDallas County, AL's years of wages of 1.7 ranks 66th of 67 Alabama counties, against a median of 3.3.
Period 2026-08.Show the arithmetic
- 2 on the 0-to-100 scale across 67 Alabama counties that published yearsOfWages
- typical home value / (average weekly wage × 52); one average covered job, not a household
position among the entities that published this metric this period; not an official level
Read all 7 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.