Wilcox County, AL
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 31.99, -87.30.
Assembled 2026-10-06. Read the brief.
- 14th pct · 2,610th of 3,063 US counties · median $234,566
- 24th pct · 51st of 67 Alabama counties · median $183,308
- 63rd pct · 1,128th of 3,063 US counties · median +2.9%
- 74th pct · 18th of 67 Alabama counties · median +2.2%
- US counties: not published this period
- Alabama counties: not published this period
- 21st pct · 2,513th of 3,221 US counties · median 8,232
- 9th pct · 61st of 67 Alabama counties · median 10,118
- 66th pct · 1,091st of 3,221 US counties · median $1,039
- 72nd pct · 19th of 67 Alabama counties · median $1,024
- 10th pct · 2,736th of 3,063 US counties · median 4.3
- 16th pct · 56th of 67 Alabama counties · median 3.3
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $146,697 (Aug 2026), +4.1% over one year, +0.3% over five
- 14th pct · 2,610th of 3,063 US counties · median $234,566
- 24th pct · 51st of 67 Alabama counties · median $183,308
| Item | Value | Distance |
|---|---|---|
| Wilcox County, AL | $146,697 · +4.1% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Zillow publishes no rent index for this area (ZORI covers about 1,400 counties)
- US counties: not published this period
- Alabama counties: not published this period
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $803 a month on $146,697 at 7.28%, against an average weekly wage worth $4,858 a month: 16.5% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $146,697 × 80% = $117,358, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $803/mo principal and interest
- wage share = payment / (avg weekly wage $1,121 × 52 / 12 = $4,858) = 17% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $146,697 / ($1,121 × 52) = 2.5
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
2,689 jobs at 364 employers (2026 Q1); -1.0% jobs and -6.2% average weekly wage over the year
- 21st pct · 2,513th of 3,221 US counties · median 8,232
- 9th pct · 61st of 67 Alabama counties · median 10,118
| Item | Value | Distance |
|---|---|---|
| Wilcox County, AL | 2,689 jobs · $1,121/wk · -1.0% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Manufacturing | 875 | $1,717 | 4.04 | +5.8% |
| Retail trade | 203 | $646 | 0.77 | -1.0% |
| Construction | 96 | $965 | 0.68 | -28.9% |
| Accommodation and food services | 85 | $303 | 0.35 | +0.0% |
| Agriculture, forestry, fishing | 80 | $778 | 4.12 | -12.1% |
| Finance and insurance | 63 | $1,237 | 0.57 | +1.6% |
| Transportation and warehousing | 47 | $1,372 | 0.41 | +17.5% |
| Administrative and waste services | 32 | $1,065 | 0.21 | +10.3% |
| Arts, entertainment and recreation | 7 | $485 | 0.16 | +0.0% |
| Real estate and rental | 5 | $791 | 0.12 | -16.7% |
| Utilities | withheld | |||
| Wholesale trade | withheld |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D3 extreme drought
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
No reservoir gauges within 150 km (or the camera is above the gauge altitude)
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
18 gauges · 0 flooding · 2 with quality panels averaging 100 %
Sites found: 18, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| ALABAMA RIVER BELOW MILLERS FERRY L&D NR CAMDEN AL | stage 36.1 ft · no flooding | 15 km |
| PINE BARREN CREEK NEAR SNOW HILL, AL. | flow 20.4 ft³/s | 22 km |
| BOGUE CHITTO CREEK AT CO RD 115 BELOW ORRVILLE, AL | flow 3.21 ft³/s | 32 km |
| BASSETT CREEK AT US HIGHWAY 43 NR THOMASVILLE, AL. | flow 3.11 ft³/s | 44 km |
| ALABAMA RIVER AT CLAIBORNE L&D NEAR MONROEVILLE | flow 15,200 ft³/s | 48 km |
| LIMESTONE CREEK NEAR MONROEVILLE AL | flow 145.0 ft³/s | 48 km |
| ALABAMA RIVER BEL CLAIB. L&D NR MONROEVILLE, AL. | stage 9.50 ft · no flooding | 48 km |
| CAHABA RIVER NEAR MARION JUNCTION AL | flow 290.0 ft³/s · no flooding | 52 km |
| ALABAMA RIVER AT SELMA AL | stage 19.1 ft · no flooding | 53 km |
| CAHABA RIVER NEAR SUTTLE, AL. | stage 2.92 ft · no flooding | 61 km |
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
No USGS monitoring wells within 75 km (or above 1,500 km)
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
moderate (0.48)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.75 + 0.2×0.00 / 0.55
Banks & federal dollars #
$185.1 m in deposits at 4 offices of 3 banks (SOD June 2026); HHI 4,370, highly concentrated. $87.4 m federal obligations in FY2026 (direct payments $84.5 m, grants $2.9 m), $32,503 per covered job
| Item | Value | Distance |
|---|---|---|
| Community Neighbor Bank | $91.8 m · 49.6% share · 2 offices | |
| United Bank | $79.8 m · 43.1% share · 1 office | |
| Sweet Water State Bank | $13.5 m · 7.3% share · 1 office | |
| Wilcox, AL | $87.4 m FY2026 · $32,503/job | |
| MULTIPLE RECIPIENTS | $80.4 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Community Neighbor Bank | $91,765,000 | 49.6% | 2 |
| United Bank | $79,767,000 | 43.1% | 1 |
| Sweet Water State Bank | $13,529,000 | 7.3% | 1 |
Deposit concentration is 4,370 across 3 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 3 banks with deposits in the county = 49.6² + 43.1² + 7.3² = 4,370
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $72,252,360 |
| Department of Veterans Affairs | $7,336,283 |
| Department of Transportation | $2,025,610 |
| Department of Agriculture | $1,694,923 |
| Delta Regional Authority | $1,426,117 |
| Department of Housing and Urban Development | $962,863 |
| Department of Health and Human Services | $837,569 |
| Railroad Retirement Board | $784,900 |
| Federal Communications Commission | $58,266 |
| Department of Defense | $21,193 |
That is $32,503 per covered job, against 2,689 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $87.4 m / 2,689 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $32,503
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.28 | 2026-10-04 | -0.1% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-05 | +0.1% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 6.00 | 2026-09-22 | -14.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 6,830.00 | 2026-08-01 | +7.4% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -88,576.00 | 2026-07-01 | -24.4% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Wilcox County, AL: 9 findings, 3 at a watch level and 6 noted
watchWilcox County, AL's average weekly wage is -6.2% against a year earlier, a watch level here: average weekly wage below the same quarter a year earlier, before inflation (BLS QCEW over-the-year percent change, as published, nominal dollars; convention chosen for this dashboard, not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.avgWeeklyWage = -6.2 < 0
BLS QCEW over-the-year percent change, as published, nominal dollars; convention chosen for this dashboard, not an official level
watchWilcox County, AL's covered employment is -1.0% against a year earlier, a watch level here: covered employment below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -1 < 0
BLS QCEW over-the-year percent change, as published; not an official level
watchWilcox County, AL's momentum index is -0.27, a watch level here: momentum index in the cooling band (the cooling band of the momentum index computed here, score at or below -0.25; convention chosen for this dashboard, not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026-08.Show the arithmetic
- test: momentum = -0.2660726079911728 <= -0.25
- momentum = Σ wᵢ · clip(changeᵢ / scaleᵢ, −1, 1) / Σ wᵢ over the terms present; weights and scales: home value 1-yr change 0.3 (±10%), rent 1-yr change 0.15 (±10%), jobs over-the-year change 0.3 (±3%), avg weekly wage over-the-year change 0.25 (±6%)
the cooling band of the momentum index computed here, score at or below -0.25; convention chosen for this dashboard, not an official level
noteWilcox County, AL's average weekly wage was 6.2% lower than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- -6.2 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteWilcox County, AL's covered employment was 1.0% lower than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- -1 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
Read all 9 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.