Fulton County, AR
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 36.38, -91.82.
Assembled 2026-10-06. Read the brief.
- 33rd pct · 2,027th of 3,063 US counties · median $234,566
- 65th pct · 26th of 74 Arkansas counties · median $169,663
- 55th pct · 1,369th of 3,063 US counties · median +2.9%
- 54th pct · 34th of 74 Arkansas counties · median +3.0%
- US counties: not published this period
- Arkansas counties: not published this period
- 14th pct · 2,739th of 3,221 US counties · median 8,232
- 12th pct · 66th of 75 Arkansas counties · median 5,609
- 3rd pct · 3,100th of 3,221 US counties · median $1,039
- 4th pct · 72nd of 75 Arkansas counties · median $912
- 63rd pct · 1,131st of 3,063 US counties · median 4.3
- 80th pct · 15th of 74 Arkansas counties · median 3.6
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $192,858 (Aug 2026), +3.4% over one year, +14.1% over five
- 33rd pct · 2,027th of 3,063 US counties · median $234,566
- 65th pct · 26th of 74 Arkansas counties · median $169,663
| Item | Value | Distance |
|---|---|---|
| Fulton County, AR | $192,858 · +3.4% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Zillow publishes no rent index for this area (ZORI covers about 1,400 counties)
- US counties: not published this period
- Arkansas counties: not published this period
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $1,056 a month on $192,858 at 7.28%, against an average weekly wage worth $3,276 a month: 32.2% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $192,858 × 80% = $154,286, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $1,056/mo principal and interest
- wage share = payment / (avg weekly wage $756 × 52 / 12 = $3,276) = 32% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $192,858 / ($756 × 52) = 4.9
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
1,862 jobs at 212 employers (2026 Q1); +4.5% jobs and -2.2% average weekly wage over the year
- 14th pct · 2,739th of 3,221 US counties · median 8,232
- 12th pct · 66th of 75 Arkansas counties · median 5,609
| Item | Value | Distance |
|---|---|---|
| Fulton County, AR | 1,862 jobs · $756/wk · +4.5% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Retail trade | 161 | $566 | 0.89 | +5.9% |
| Accommodation and food services | 131 | $322 | 0.78 | +5.6% |
| Manufacturing | 112 | $862 | 0.75 | -0.9% |
| Finance and insurance | 73 | $1,097 | 0.96 | -2.7% |
| Wholesale trade | 46 | $792 | 0.64 | +12.2% |
| Administrative and waste services | 22 | $656 | 0.21 | +0.0% |
| Real estate and rental | 19 | $648 | 0.67 | +0.0% |
| Agriculture, forestry, fishing | withheld | |||
| Mining, oil and gas | withheld | |||
| Utilities | withheld | |||
| Construction | withheld | |||
| Transportation and warehousing | withheld |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D3 extreme drought
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
No reservoir gauges within 150 km (or the camera is above the gauge altitude)
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
28 gauges · 0 flooding · 7 with quality panels averaging 96 % · 4 stale
Sites found: 28, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| USGS-07069295 | flow 3.47 ft³/s | 17 km |
| USGS-07069297 | flow 3.90 ft³/s · STALE | 23 km |
| USGS-07059450 | stage 6.14 ft | 26 km |
| USGS-07058980 | stage 3.18 ft | 27 km |
| USGS-07069220 | flow 295.0 ft³/s | 28 km |
| USGS-07069190 | flow 224.0 ft³/s | 29 km |
| USGS-07069305 | flow 306.0 ft³/s · no flooding | 31 km |
| USGS-07060000 | DO 9.50 mg/l · quality 100 % (2) | 40 km |
| USGS-07073595 | flow 0.91 ft³/s · STALE | 41 km |
| USGS-07060500 | flow 4,490 ft³/s · quality 100 % (1) · no flooding | 41 km |
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
4 wells in 0 named aquifers:
Sites found: 4, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| USGS-363539091384501 | depth 137.4 ft · 2016-05-10 | 28 km |
| MO005-364324091515001 | depth 231.3 ft · 2026-10-04 | 41 km |
| MO005-365559092030001 | depth 208.5 ft · 2026-10-04 | 65 km |
| MO005-365949091421401 | depth 362.2 ft · 2026-10-04 | 69 km |
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
moderate (0.49)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.75 + 0.2×0.04 / 0.55
Banks & federal dollars #
$297.9 m in deposits at 6 offices of 3 banks (SOD June 2026); HHI 4,589, highly concentrated. $107.8 m federal obligations in FY2026 (direct payments $102.1 m, grants $5.7 m), $57,897 per covered job
| Item | Value | Distance |
|---|---|---|
| Bank of Salem | $184.3 m · 61.8% share · 3 offices | |
| FNBC Bank | $69.5 m · 23.3% share · 2 offices | |
| Simmons Bank | $44.1 m · 14.8% share · 1 office | |
| Fulton, AR | $107.8 m FY2026 · $57,897/job | |
| MULTIPLE RECIPIENTS | $95.0 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Bank of Salem | $184,258,000 | 61.8% | 3 |
| FNBC Bank | $69,532,000 | 23.3% | 2 |
| Simmons Bank | $44,140,000 | 14.8% | 1 |
Deposit concentration is 4,589 across 3 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 3 banks with deposits in the county = 61.8² + 23.3² + 14.8² = 4,589
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $78,558,808 |
| Department of Veterans Affairs | $14,767,594 |
| Department of Agriculture | $7,044,926 |
| Department of Transportation | $2,808,307 |
| Department of Health and Human Services | $2,310,141 |
| Railroad Retirement Board | $1,625,081 |
| Department of Housing and Urban Development | $380,755 |
| Department of Justice | $185,870 |
| Department of the Interior | $52,980 |
| Federal Communications Commission | $36,651 |
| Department of Education | $34,806 |
| Small Business Administration | -$2,000 |
That is $57,897 per covered job, against 1,862 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $107.8 m / 1,862 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $57,897
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.28 | 2026-10-04 | -0.1% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-05 | +0.1% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 6.00 | 2026-09-22 | -14.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 6,830.00 | 2026-08-01 | +7.4% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -88,576.00 | 2026-07-01 | -24.4% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Fulton County, AR: 9 findings, 2 at a watch level and 7 noted
watchFulton County, AR's average weekly wage is -2.2% against a year earlier, a watch level here: average weekly wage below the same quarter a year earlier, before inflation (BLS QCEW over-the-year percent change, as published, nominal dollars; convention chosen for this dashboard, not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.avgWeeklyWage = -2.2 < 0
BLS QCEW over-the-year percent change, as published, nominal dollars; convention chosen for this dashboard, not an official level
watchFulton County, AR's typical home value of $192,858 scores 34 on the 0-to-100 scale across US counties but 66 across Arkansas counties, a gap of 32 points.
Period 2026-08.Show the arithmetic
- 32 = |34 across US counties - 66 across Arkansas counties|
position among the entities that published this metric this period; not an official level
noteFulton County, AR's covered employment was 4.5% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +4.5 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteFulton County, AR's average weekly wage was 2.2% lower than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- -2.2 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteFulton County, AR's covered employment of +4.5% ranks 3rd of 75 Arkansas counties, against a median of -0.7%.
Period 2026 Q1.Show the arithmetic
- 97 on the 0-to-100 scale across 75 Arkansas counties that published jobs.yoy.emp
position among the entities that published this metric this period; not an official level
Read all 9 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.