Poinsett County, AR
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 35.57, -90.68.
Assembled 2026-10-06. Read the brief.
- 10th pct · 2,737th of 3,063 US counties · median $234,566
- 26th pct · 55th of 74 Arkansas counties · median $169,663
- counties in the Jonesboro metro: Rank context is unavailable: the manifest lists 2 counties in the Jonesboro metro; fewer than 5 is too few to rank.
- 80th pct · 595th of 3,063 US counties · median +2.9%
- 82nd pct · 14th of 74 Arkansas counties · median +3.0%
- counties in the Jonesboro metro: Rank context is unavailable: the manifest lists 2 counties in the Jonesboro metro; fewer than 5 is too few to rank.
- US counties: not published this period
- Arkansas counties: not published this period
- counties in the Jonesboro metro: Rank context is unavailable: the manifest lists 2 counties in the Jonesboro metro; fewer than 5 is too few to rank.
- 39th pct · 1,944th of 3,221 US counties · median 8,232
- 48th pct · 39th of 75 Arkansas counties · median 5,609
- counties in the Jonesboro metro: Rank context is unavailable: the manifest lists 2 counties in the Jonesboro metro; fewer than 5 is too few to rank.
- 26th pct · 2,370th of 3,221 US counties · median $1,039
- 62nd pct · 28th of 75 Arkansas counties · median $912
- counties in the Jonesboro metro: Rank context is unavailable: the manifest lists 2 counties in the Jonesboro metro; fewer than 5 is too few to rank.
- 15th pct · 2,594th of 3,063 US counties · median 4.3
- 28th pct · 53rd of 74 Arkansas counties · median 3.6
- counties in the Jonesboro metro: Rank context is unavailable: the manifest lists 2 counties in the Jonesboro metro; fewer than 5 is too few to rank.
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $135,504 (Aug 2026), +6.1% over one year, +9.3% over five
- 10th pct · 2,737th of 3,063 US counties · median $234,566
- 26th pct · 55th of 74 Arkansas counties · median $169,663
- counties in the Jonesboro metro: Rank context is unavailable: the manifest lists 2 counties in the Jonesboro metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Poinsett County, AR | $135,504 · +6.1% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Zillow publishes no rent index for this area (ZORI covers about 1,400 counties)
- US counties: not published this period
- Arkansas counties: not published this period
- counties in the Jonesboro metro: Rank context is unavailable: the manifest lists 2 counties in the Jonesboro metro; fewer than 5 is too few to rank.
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $742 a month on $135,504 at 7.28%, against an average weekly wage worth $4,056 a month: 18.3% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $135,504 × 80% = $108,403, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $742/mo principal and interest
- wage share = payment / (avg weekly wage $936 × 52 / 12 = $4,056) = 18% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $135,504 / ($936 × 52) = 2.8
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
5,471 jobs at 481 employers (2026 Q1); +2.2% jobs and -1.1% average weekly wage over the year
- 39th pct · 1,944th of 3,221 US counties · median 8,232
- 48th pct · 39th of 75 Arkansas counties · median 5,609
- counties in the Jonesboro metro: Rank context is unavailable: the manifest lists 2 counties in the Jonesboro metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Poinsett County, AR | 5,471 jobs · $936/wk · +2.2% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Manufacturing | 771 | $1,174 | 1.75 | +6.5% |
| Health care and social assistance | 754 | $864 | 0.92 | +12.9% |
| Retail trade | 736 | $575 | 1.38 | -10.4% |
| Wholesale trade | 480 | $1,427 | 2.29 | -6.1% |
| Administrative and waste services | 88 | $844 | 0.28 | +0.0% |
| Finance and insurance | 79 | $1,012 | 0.35 | -7.1% |
| Real estate and rental | 76 | $1,396 | 0.91 | +10.1% |
| Agriculture, forestry, fishing | withheld | |||
| Mining, oil and gas | withheld | |||
| Utilities | withheld | |||
| Construction | withheld | |||
| Transportation and warehousing | withheld |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D2 severe drought
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
Surface water layer not loaded
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
Surface water layer not loaded
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
No USGS monitoring wells within 75 km (or above 1,500 km)
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
high (0.50)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.50 / 0.35
Banks & federal dollars #
$460.6 m in deposits at 11 offices of 6 banks (SOD June 2026); HHI 1,866, highly concentrated. $165.2 m federal obligations in FY2026 (direct payments $145.4 m, grants $18.4 m), $30,193 per covered job
| Item | Value | Distance |
|---|---|---|
| Southern Bancorp Bank | $110.3 m · 23.9% share · 1 office | |
| First Financial Bank | $94.3 m · 20.5% share · 2 offices | |
| UNICO Bank | $92.2 m · 20.0% share · 3 offices | |
| Poinsett, AR | $165.2 m FY2026 · $30,193/job | |
| MULTIPLE RECIPIENTS | $135.8 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Southern Bancorp Bank | $110,307,000 | 23.9% | 1 |
| First Financial Bank | $94,286,000 | 20.5% | 2 |
| UNICO Bank | $92,177,000 | 20.0% | 3 |
| Armor Bank | $81,424,000 | 17.7% | 3 |
| First Community Bank | $44,117,000 | 9.6% | 1 |
| Simmons Bank | $38,329,000 | 8.3% | 1 |
Deposit concentration is 1,866 across 6 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 6 banks with deposits in the county = 23.9² + 20.5² + 20.0² + … (3 more) = 1,866
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $122,167,194 |
| Department of Transportation | $14,476,188 |
| Department of Veterans Affairs | $13,051,456 |
| Department of Agriculture | $8,911,604 |
| Department of Housing and Urban Development | $5,662,655 |
| Railroad Retirement Board | $530,555 |
| Department of Justice | $396,607 |
| Department of Health and Human Services | $11,842 |
| Department of Education | $11,781 |
| Federal Communications Commission | $8,982 |
| Small Business Administration | -$42,218 |
That is $30,193 per covered job, against 5,471 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $165.2 m / 5,471 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $30,193
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.28 | 2026-10-04 | -0.1% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-05 | +0.1% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 6.00 | 2026-09-22 | -14.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 6,830.00 | 2026-08-01 | +7.4% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -88,576.00 | 2026-07-01 | -24.4% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Poinsett County, AR: 5 findings, 2 at a watch level and 3 noted
watchPoinsett County, AR's average weekly wage is -1.1% against a year earlier, a watch level here: average weekly wage below the same quarter a year earlier, before inflation (BLS QCEW over-the-year percent change, as published, nominal dollars; convention chosen for this dashboard, not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.avgWeeklyWage = -1.1 < 0
BLS QCEW over-the-year percent change, as published, nominal dollars; convention chosen for this dashboard, not an official level
watchPoinsett County, AR's average weekly wage of $936 scores 26 on the 0-to-100 scale across US counties but 63 across Arkansas counties, a gap of 37 points.
Period 2026 Q1.Show the arithmetic
- 37 = |26 across US counties - 63 across Arkansas counties|
position among the entities that published this metric this period; not an official level
notePoinsett County, AR's covered employment was 2.2% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +2.2 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
notePoinsett County, AR's average weekly wage was 1.1% lower than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- -1.1 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteThe next Zillow ZHVI typical home value (monthly) covering Poinsett County, AR is due between 2026-10-14 and 2026-10-21, estimated from the publisher's past release pattern.
Show the arithmetic
- window = 2026-10-14 to 2026-10-21, estimated from the publisher's past release pattern
estimated from the publisher's past release pattern; not an announced date
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.