Scott County, AR
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 34.86, -94.06.
Assembled 2026-10-06. Read the brief.
- 24th pct · 2,303rd of 3,063 US counties · median $234,566
- 53rd pct · 35th of 74 Arkansas counties · median $169,663
- 94th pct · 156th of 3,063 US counties · median +2.9%
- 98th pct · 2nd of 74 Arkansas counties · median +3.0%
- US counties: not published this period
- Arkansas counties: not published this period
- 23rd pct · 2,454th of 3,221 US counties · median 8,232
- 24th pct · 57th of 75 Arkansas counties · median 5,609
- 3rd pct · 3,094th of 3,221 US counties · median $1,039
- 6th pct · 70th of 75 Arkansas counties · median $912
- 51st pct · 1,483rd of 3,063 US counties · median 4.3
- 71st pct · 22nd of 74 Arkansas counties · median 3.6
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $172,824 (Aug 2026), +9.5% over one year, +17.1% over five
- 24th pct · 2,303rd of 3,063 US counties · median $234,566
- 53rd pct · 35th of 74 Arkansas counties · median $169,663
| Item | Value | Distance |
|---|---|---|
| Scott County, AR | $172,824 · +9.5% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Zillow publishes no rent index for this area (ZORI covers about 1,400 counties)
- US counties: not published this period
- Arkansas counties: not published this period
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $946 a month on $172,824 at 7.28%, against an average weekly wage worth $3,302 a month: 28.6% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $172,824 × 80% = $138,260, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $946/mo principal and interest
- wage share = payment / (avg weekly wage $762 × 52 / 12 = $3,302) = 29% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $172,824 / ($762 × 52) = 4.4
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
2,937 jobs at 177 employers (2026 Q1); +0.3% jobs and +0.3% average weekly wage over the year
- 23rd pct · 2,454th of 3,221 US counties · median 8,232
- 24th pct · 57th of 75 Arkansas counties · median 5,609
| Item | Value | Distance |
|---|---|---|
| Scott County, AR | 2,937 jobs · $762/wk · +0.3% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Manufacturing | 1,163 | $766 | 4.92 | -2.5% |
| Health care and social assistance | 314 | $777 | 0.71 | +2.6% |
| Retail trade | 244 | $449 | 0.85 | +6.6% |
| Administrative and waste services | 173 | $766 | 1.04 | -1.7% |
| Transportation and warehousing | 44 | $1,226 | 0.36 | -4.3% |
| Finance and insurance | 32 | $1,054 | 0.27 | +0.0% |
| Professional and technical services | 10 | $630 | 0.05 | -9.1% |
| Agriculture, forestry, fishing | withheld | |||
| Utilities | withheld | |||
| Construction | withheld | |||
| Wholesale trade | withheld | |||
| Information | withheld |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D2 severe drought
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
No reservoir gauges within 150 km (or the camera is above the gauge altitude)
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
28 gauges · 0 flooding · 5 with quality panels averaging 100 % · 8 stale
Sites found: 28, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| Poteau River at Cauthron, AR | flow 6.17 ft³/s | 23 km |
| Petit Jean River near Booneville, AR | flow 2.49 ft³/s | 30 km |
| Dutch Creek Near Waltreak, AR | flow 0.00 ft³/s | 33 km |
| Fourche LaFave River Near Gravelly, AR | flow 6.41 ft³/s | 37 km |
| Poteau River at Loving, OK | flow 7.58 ft³/s | 38 km |
| Board Camp Creek nr Nunley, AR | stage 3.35 ft · quality 100 % (3) · STALE | 40 km |
| Board Camp Cr nr Wolf Pen Gap Rec nr Nunley, AR | flow 1.99 ft³/s · quality 100 % (3) | 42 km |
| Black Fork below Big Creek nr Page, OK | flow 0.00 ft³/s | 42 km |
| Gap Cr nr Wolf Pen Gap Rec Area nr Nunley, AR | flow 1.14 ft³/s · quality 100 % (2) | 42 km |
| Ouachita River near Mount Ida, AR | flow 18.3 ft³/s | 43 km |
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
4 wells in 0 named aquifers:
Sites found: 4, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| USGS-343726093481801 | depth 49.3 ft · 2026-10-04 | 35 km |
| USGS-351002094314401 | depth 3.56 ft · 1987-11-11 | 55 km |
| USGS-351122094403901 | depth 8.59 ft · 1989-09-29 | 67 km |
| USGS-352419094270401 | depth 9.14 ft · 1989-09-30 | 70 km |
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
moderate (0.32)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.50 + 0.2×0.00 / 0.55
Banks & federal dollars #
$213.0 m in deposits at 4 offices of 4 banks (SOD June 2026); HHI 3,075, highly concentrated. $73.3 m federal obligations in FY2026 (direct payments $66.0 m, contracts $4.0 m), $24,946 per covered job
| Item | Value | Distance |
|---|---|---|
| Chambers Bank | $78.8 m · 37.0% share · 1 office | |
| Union Bank | $72.1 m · 33.8% share · 1 office | |
| Arvest Bank | $48.6 m · 22.8% share · 1 office | |
| Scott, AR | $73.3 m FY2026 · $24,946/job | |
| MULTIPLE RECIPIENTS | $64.4 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Chambers Bank | $78,816,000 | 37.0% | 1 |
| Union Bank | $72,054,000 | 33.8% | 1 |
| Arvest Bank | $48,603,000 | 22.8% | 1 |
| Farmers Bank | $13,528,000 | 6.4% | 1 |
Deposit concentration is 3,075 across 4 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 4 banks with deposits in the county = 37.0² + 33.8² + 22.8² + … (1 more) = 3,075
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $55,440,390 |
| Department of Veterans Affairs | $8,825,719 |
| Department of Agriculture | $4,371,327 |
| Department of Transportation | $2,881,876 |
| Department of Defense | $771,606 |
| Department of Housing and Urban Development | $767,658 |
| Railroad Retirement Board | $123,032 |
| General Services Administration | $49,975 |
| Federal Communications Commission | $20,702 |
| Department of Education | $14,421 |
| Department of Health and Human Services | $0 |
That is $24,946 per covered job, against 2,937 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $73.3 m / 2,937 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $24,946
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.28 | 2026-10-04 | -0.1% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-05 | +0.1% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 6.00 | 2026-09-22 | -14.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 6,830.00 | 2026-08-01 | +7.4% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -88,576.00 | 2026-07-01 | -24.4% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Scott County, AR: 8 findings, 8 noted
noteScott County, AR's typical home value rose 1.1% from $170,950 in July 2026 to $172,824 in August 2026, on Zillow ZHVI.
Period 2026-08.Show the arithmetic
- +1.1% = (172824.4145752702 - 170950.0079055839) / 170950.0079055839 × 100
- 172824.4145752702 = Zillow ZHVI, 2026-08
- 170950.0079055839 = Zillow ZHVI, 2026-07
noteScott County, AR's average weekly wage was 0.3% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +0.3 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteScott County, AR's covered employment was 0.3% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +0.3 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteScott County, AR's typical home value of +9.5% ranks 2nd of 74 Arkansas counties, against a median of +3.0%.
Period 2026-08.Show the arithmetic
- 99 on the 0-to-100 scale across 74 Arkansas counties that published home.yoyPct
position among the entities that published this metric this period; not an official level
noteScott County, AR's average weekly wage of $762 ranks 3,094th of 3,221 US counties, against a median of $1,039.
Period 2026 Q1.Show the arithmetic
- 4 on the 0-to-100 scale across 3221 US counties that published jobs.avgWeeklyWage
position among the entities that published this metric this period; not an official level
Read all 8 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.