Conejos County, CO
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 37.21, -106.18.
Assembled 2026-10-06. Read the brief.
- 42nd pct · 1,751st of 3,063 US counties · median $234,566
- 13th pct · 54th of 62 Colorado counties · median $450,011
- 42nd pct · 1,749th of 3,063 US counties · median +2.9%
- 67th pct · 21st of 62 Colorado counties · median +0.2%
- US counties: not published this period
- Colorado counties: not published this period
- 11th pct · 2,848th of 3,221 US counties · median 8,232
- 22nd pct · 50th of 64 Colorado counties · median 4,853
- 10th pct · 2,884th of 3,221 US counties · median $1,039
- 9th pct · 58th of 64 Colorado counties · median $1,075
- 63rd pct · 1,112th of 3,063 US counties · median 4.3
- 27th pct · 45th of 62 Colorado counties · median 6.5
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $216,335 (Aug 2026), +2.3% over one year, +12.8% over five
- 42nd pct · 1,751st of 3,063 US counties · median $234,566
- 13th pct · 54th of 62 Colorado counties · median $450,011
| Item | Value | Distance |
|---|---|---|
| Conejos County, CO | $216,335 · +2.3% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Zillow publishes no rent index for this area (ZORI covers about 1,400 counties)
- US counties: not published this period
- Colorado counties: not published this period
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $1,184 a month on $216,335 at 7.28%, against an average weekly wage worth $3,649 a month: 32.5% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $216,335 × 80% = $173,068, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $1,184/mo principal and interest
- wage share = payment / (avg weekly wage $842 × 52 / 12 = $3,649) = 32% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $216,335 / ($842 × 52) = 4.9
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
1,514 jobs at 204 employers (2026 Q1); -2.8% jobs and +5.4% average weekly wage over the year
- 11th pct · 2,848th of 3,221 US counties · median 8,232
- 22nd pct · 50th of 64 Colorado counties · median 4,853
| Item | Value | Distance |
|---|---|---|
| Conejos County, CO | 1,514 jobs · $842/wk · -2.8% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Health care and social assistance | 247 | $933 | 1.08 | -5.0% |
| Retail trade | 216 | $603 | 1.46 | -5.7% |
| Construction | 143 | $1,075 | 1.80 | +5.1% |
| Agriculture, forestry, fishing | 81 | $701 | 7.41 | -3.6% |
| Manufacturing | 43 | $975 | 0.35 | +13.2% |
| Professional and technical services | 33 | $1,408 | 0.32 | +0.0% |
| Accommodation and food services | 26 | $412 | 0.19 | -18.8% |
| Mining, oil and gas | 25 | $1,035 | 4.64 | -10.7% |
| Other services | 23 | $658 | 0.51 | -28.1% |
| Administrative and waste services | 13 | $610 | 0.15 | +0.0% |
| Wholesale trade | withheld | |||
| Transportation and warehousing | withheld |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D3 extreme drought
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
5 USGS reservoir gauges, no capacity figures to weight
Sites found: 5, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
| Site | Reading | Distance |
|---|---|---|
| COSTILLA RESERVOIR NEAR COSTILLA, NM | 1,039 Acre-ft (USGS, no capacity on file) | 88 km |
| EAGLE NEST LAKE NR EAGLE NEST, NM | 20,960 Acre-ft (USGS, no capacity on file) | 113 km |
| VALLECITO RESERVOIR NEAR BAYFIELD, CO. | 40,320 Acre-ft (USGS, no capacity on file) | 125 km |
| LEMON RESERVOIR NEAR DURANGO CO | 22,480 Acre-ft (USGS, no capacity on file) | 133 km |
| TRINIDAD LAKE NEAR TRINIDAD, CO. | 20,180 Acre-ft (USGS, no capacity on file) | 144 km |
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
33 gauges · 0 flooding · 3 with quality panels averaging 100 % · 18 stale
Sites found: 33, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| TURKEY RESERVOIR INFLOW NEAR CONEJOS, CO. | flow 0.00 ft³/s · STALE | 10 km |
| YELLOW WARBLER RES INFLOW NEAR ANTONIO, CO. | flow 0.00 ft³/s · STALE | 14 km |
| Conejos River near Mogote | no flooding | 18 km |
| Alamosa River above Terrace Reservoir | no flooding | 23 km |
| ALAMOSA RIVER BELOW CASTLEMAN GULCH NEAR JASPER | flow 29.0 ft³/s · STALE | 32 km |
| ALAMOSA RIVER ABOVE JASPER, CO | flow 20.0 ft³/s · STALE | 36 km |
| ALAMOSA RIVER ABOVE WIGHTMAN FORK NEAR JASPER, CO | flow 13.0 ft³/s · STALE | 37 km |
| WIGHTMAN FORK AT MOUTH NEAR JASPER, CO | flow 5.40 ft³/s · STALE | 37 km |
| Rio Grande at Alamosa | no flooding | 40 km |
| RIO GRANDE NEAR LOBATOS, CO | flow 69.0 ft³/s · STALE | 40 km |
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
27 wells in 1 named aquifer: Rio Grande aquifer system
Sites found: 27, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| USGS-372735105424201 | depth -12.4 ft · 1999-09-30 | 49 km |
| USGS-373855105490902 | depth -9.45 ft · 1997-09-30 | 58 km |
| USGS-373855105490901 | depth 3.79 ft · 1984-09-29 | 58 km |
| USGS-372839105361001 | depth -65.9 ft · 1999-09-30 | 59 km |
| USGS-374223105522902 | depth -18.0 ft · 1999-09-30 | 61 km |
| USGS-374223105522901 | depth -9.42 ft · 1999-09-30 | 61 km |
| USGS-373712105422401 | depth -2.54 ft · 1999-09-30 | 61 km |
| USGS-373343105381501 | depth -1.15 ft · 1984-09-29 | 61 km |
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
moderate (0.48)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.75 + 0.2×0.00 / 0.55
Banks & federal dollars #
$75.8 m in deposits at 1 offices of 1 banks (SOD June 2026); HHI 10,000, highly concentrated. $47.1 m federal obligations in FY2026 (direct payments $44.6 m, grants $2.5 m), $31,105 per covered job
| Item | Value | Distance |
|---|---|---|
| NBH Bank | $75.8 m · 100.0% share · 1 office | |
| Conejos, CO | $47.1 m FY2026 · $31,105/job | |
| MULTIPLE RECIPIENTS | $43.0 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| NBH Bank | $75,847,000 | 100.0% | 1 |
Deposit concentration is 10,000 across 1 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 1 banks with deposits in the county = 100.0² = 10,000
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $37,598,021 |
| Department of Veterans Affairs | $4,958,136 |
| Department of Transportation | $2,241,005 |
| Department of Agriculture | $1,187,593 |
| Department of Housing and Urban Development | $477,237 |
| Railroad Retirement Board | $449,014 |
| Federal Communications Commission | $92,382 |
| Department of Education | $50,077 |
| Department of Defense | $40,020 |
| Department of the Interior | $0 |
That is $31,105 per covered job, against 1,514 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $47.1 m / 1,514 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $31,105
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.69 | 2026-10-05 | +3.3% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-06 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 6.00 | 2026-09-22 | -14.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 6,830.00 | 2026-08-01 | +7.4% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -88,576.00 | 2026-07-01 | -24.4% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Conejos County, CO: 7 findings, 2 at a watch level and 5 noted
watchConejos County, CO's covered employment is -2.8% against a year earlier, a watch level here: covered employment below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -2.8 < 0
BLS QCEW over-the-year percent change, as published; not an official level
watchConejos County, CO's years of wages of 4.9 scores 64 on the 0-to-100 scale across US counties but 28 across Colorado counties, a gap of 36 points.
Period 2026-08.Show the arithmetic
- 36 = |64 across US counties - 28 across Colorado counties|
- typical home value / (average weekly wage × 52); one average covered job, not a household
position among the entities that published this metric this period; not an official level
noteConejos County, CO's average weekly wage was 5.4% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +5.4 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteConejos County, CO's covered employment was 2.8% lower than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- -2.8 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteConejos County, CO's typical home value fell 0.4% from $217,212 in July 2026 to $216,335 in August 2026, on Zillow ZHVI.
Period 2026-08.Show the arithmetic
- -0.4% = (216334.61257914823 - 217212.0251069214) / 217212.0251069214 × 100
- 216334.61257914823 = Zillow ZHVI, 2026-08
- 217212.0251069214 = Zillow ZHVI, 2026-07
Read all 7 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.