Costilla County, CO
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 37.28, -105.43.
Assembled 2026-10-06. Read the brief.
- 28th pct · 2,185th of 3,063 US counties · median $234,566
- 9th pct · 56th of 62 Colorado counties · median $450,011
- 3rd pct · 2,955th of 3,063 US counties · median +2.9%
- 3rd pct · 60th of 62 Colorado counties · median +0.2%
- US counties: not published this period
- Colorado counties: not published this period
- 5th pct · 3,048th of 3,221 US counties · median 8,232
- 12th pct · 56th of 64 Colorado counties · median 4,853
- 7th pct · 2,977th of 3,221 US counties · median $1,039
- 4th pct · 61st of 64 Colorado counties · median $1,075
- 50th pct · 1,528th of 3,063 US counties · median 4.3
- 11th pct · 55th of 62 Colorado counties · median 6.5
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $181,121 (Aug 2026), -5.7% over one year, -8.3% over five
- 28th pct · 2,185th of 3,063 US counties · median $234,566
- 9th pct · 56th of 62 Colorado counties · median $450,011
| Item | Value | Distance |
|---|---|---|
| Costilla County, CO | $181,121 · -5.7% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Zillow publishes no rent index for this area (ZORI covers about 1,400 counties)
- US counties: not published this period
- Colorado counties: not published this period
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $991 a month on $181,121 at 7.28%, against an average weekly wage worth $3,514 a month: 28.2% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $181,121 × 80% = $144,897, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $991/mo principal and interest
- wage share = payment / (avg weekly wage $811 × 52 / 12 = $3,514) = 28% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $181,121 / ($811 × 52) = 4.3
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
848 jobs at 117 employers (2026 Q1); -8.3% jobs and +8.0% average weekly wage over the year
- 5th pct · 3,048th of 3,221 US counties · median 8,232
- 12th pct · 56th of 64 Colorado counties · median 4,853
| Item | Value | Distance |
|---|---|---|
| Costilla County, CO | 848 jobs · $811/wk · -8.3% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Agriculture, forestry, fishing | 117 | $980 | 19.10 | -11.4% |
| Retail trade | 55 | $538 | 0.67 | -9.8% |
| Other services | 12 | $828 | 0.47 | -36.8% |
| Professional and technical services | 6 | $1,315 | 0.10 | -50.0% |
| Utilities | withheld | |||
| Construction | withheld | |||
| Manufacturing | withheld | |||
| Wholesale trade | withheld | |||
| Finance and insurance | withheld | |||
| Real estate and rental | withheld | |||
| Administrative and waste services | withheld | |||
| Educational services | withheld |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D3 extreme drought
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
4 USGS reservoir gauges, no capacity figures to weight
Sites found: 4, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
| Site | Reading | Distance |
|---|---|---|
| COSTILLA RESERVOIR NEAR COSTILLA, NM | 1,036 Acre-ft (USGS, no capacity on file) | 47 km |
| TRINIDAD LAKE NEAR TRINIDAD, CO. | 20,180 Acre-ft (USGS, no capacity on file) | 79 km |
| EAGLE NEST LAKE NR EAGLE NEST, NM | 20,960 Acre-ft (USGS, no capacity on file) | 85 km |
| LAKE MALOYA NR RATON NM | 3,486 Acre-ft (USGS, no capacity on file) | 99 km |
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
23 gauges · 0 flooding · 3 with quality panels averaging 100 % · 8 stale
Sites found: 23, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| Culebra Creek at San Luis | no readings | 10 km |
| COSTILLA CREEK NEAR GARCIA, CO | flow 0.00 ft³/s | 33 km |
| COSTILLA CREEK NEAR COSTILLA, NM | flow 8.96 ft³/s · no flooding | 35 km |
| RIO GRANDE AT ALAMOSA NWR NEAR ALAMOSA, CO | stage 9.21 ft · STALE | 36 km |
| RIO GRANDE NEAR LOBATOS, CO | flow 69.0 ft³/s · STALE | 37 km |
| Cucharas River at Boyd Ranch near La Veta | no flooding | 37 km |
| VERMEJO RIVER AT VERMEJO PARK, NM | flow 5.20 ft³/s · STALE | 45 km |
| CASIAS CREEK NEAR COSTILLA, NM | flow 5.91 ft³/s | 45 km |
| COSTILLA CREEK ABOVE COSTILLA DAM, NM | flow 1.74 ft³/s | 45 km |
| SANTISTEVAN CREEK NEAR COSTILLA, NM | flow 0.82 ft³/s | 46 km |
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
31 wells in 2 named aquifers: Rio Grande aquifer system, Other aquifers
Sites found: 31, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| USGS-372106105241701 | depth 159.5 ft · 1984-09-29 | 9 km |
| USGS-372146105235902 | depth 194.0 ft · 1984-09-29 | 10 km |
| USGS-372141105281101 | depth 26.2 ft · 1984-09-29 | 10 km |
| USGS-372317105262801 | depth 25.3 ft · 1984-09-29 | 12 km |
| USGS-372839105361001 | depth -65.9 ft · 1999-09-30 | 27 km |
| USGS-372735105424201 | depth -12.4 ft · 1999-09-30 | 32 km |
| USGS-373343105381501 | depth -1.15 ft · 1984-09-29 | 37 km |
| USGS-373435105363601 | depth -5.36 ft · 1997-09-30 | 37 km |
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
moderate (0.48)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.75 + 0.2×0.00 / 0.55
Banks & federal dollars #
FDIC publishes no Summary of Deposits rows for this county. $35.1 m federal obligations in FY2026 (direct payments $33.4 m, grants $1.7 m), $41,340 per covered job
| Item | Value | Distance |
|---|---|---|
| county 08023, CO | $35.1 m FY2026 · $41,340/job | |
| MULTIPLE RECIPIENTS | $32.4 m · top recipient FY2026 |
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $27,161,509 |
| Department of Veterans Affairs | $5,067,024 |
| Department of Transportation | $1,246,656 |
| Department of Agriculture | $919,067 |
| Department of Housing and Urban Development | $422,328 |
| Railroad Retirement Board | $195,090 |
| Federal Communications Commission | $26,544 |
| Department of Education | $18,119 |
That is $41,340 per covered job, against 848 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $35.1 m / 848 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $41,340
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.69 | 2026-10-05 | +3.3% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-06 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 6.00 | 2026-09-22 | -14.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 6,830.00 | 2026-08-01 | +7.4% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -88,576.00 | 2026-07-01 | -24.4% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Costilla County, CO: 20 findings, 2 at an alert level, 4 at a watch level and 14 noted
alertCostilla County, CO's covered employment is -8.3% against a year earlier, an alert level here: covered employment at least 3 percent below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; convention chosen for this dashboard, not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -8.3 <= -3
BLS QCEW over-the-year percent change, as published; convention chosen for this dashboard, not an official level
alertCostilla County, CO's typical home value is -5.7% against a year earlier, an alert level here: typical home value at least 5 percent below a year ago (arithmetic on Zillow ZHVI, county and metro files; convention chosen for this dashboard, not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026-08.Show the arithmetic
- test: home.yoyPct = -5.739097004538539 <= -5
arithmetic on Zillow ZHVI, county and metro files; convention chosen for this dashboard, not an official level
watchCostilla County, CO's covered employment is -8.3% against a year earlier, a watch level here: covered employment below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -8.3 < 0
BLS QCEW over-the-year percent change, as published; not an official level
watchCostilla County, CO's typical home value is -5.7% against a year earlier, a watch level here: typical home value below a year ago (arithmetic on Zillow ZHVI, county and metro files; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026-08.Show the arithmetic
- test: home.yoyPct = -5.739097004538539 < 0
arithmetic on Zillow ZHVI, county and metro files; not an official level
watchCostilla County, CO's momentum index is -0.26, a watch level here: momentum index in the cooling band (the cooling band of the momentum index computed here, score at or below -0.25; convention chosen for this dashboard, not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026-08.Show the arithmetic
- test: momentum = -0.26137989427783076 <= -0.25
- momentum = Σ wᵢ · clip(changeᵢ / scaleᵢ, −1, 1) / Σ wᵢ over the terms present; weights and scales: home value 1-yr change 0.3 (±10%), rent 1-yr change 0.15 (±10%), jobs over-the-year change 0.3 (±3%), avg weekly wage over-the-year change 0.25 (±6%)
the cooling band of the momentum index computed here, score at or below -0.25; convention chosen for this dashboard, not an official level
Read all 12 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.