Las Animas County, CO
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 37.32, -104.04.
Assembled 2026-10-06. Read the brief.
- 52nd pct · 1,447th of 3,063 US counties · median $234,566
- 16th pct · 52nd of 62 Colorado counties · median $450,011
- 4th pct · 2,915th of 3,063 US counties · median +2.9%
- 6th pct · 58th of 62 Colorado counties · median +0.2%
- 11th pct · 1,237th of 1,399 US counties · median $1,496
- 0th pct · 35th of 35 Colorado counties · median $1,975
- 34th pct · 2,109th of 3,221 US counties · median 8,232
- 44th pct · 36th of 64 Colorado counties · median 4,853
- 17th pct · 2,650th of 3,221 US counties · median $1,039
- 14th pct · 55th of 64 Colorado counties · median $1,075
- 68th pct · 976th of 3,063 US counties · median 4.3
- 32nd pct · 42nd of 62 Colorado counties · median 6.5
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $242,820 (Aug 2026), -4.5% over one year, +17.4% over five
- 52nd pct · 1,447th of 3,063 US counties · median $234,566
- 16th pct · 52nd of 62 Colorado counties · median $450,011
| Item | Value | Distance |
|---|---|---|
| Las Animas County, CO | $242,820 · -4.5% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Typical rent $1,050/mo (Aug 2026), n/a over one year; price-to-rent 19.3
- 11th pct · 1,237th of 1,399 US counties · median $1,496
- 0th pct · 35th of 35 Colorado counties · median $1,975
| Item | Value | Distance |
|---|---|---|
| Las Animas County, CO | $1,050/mo · n/a 1-yr |
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $1,329 a month on $242,820 at 7.28%, against an average weekly wage worth $3,865 a month: 34.4% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $242,820 × 80% = $194,256, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $1,329/mo principal and interest
- wage share = payment / (avg weekly wage $892 × 52 / 12 = $3,865) = 34% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $242,820 / ($892 × 52) = 5.2
- price-to-rent = $242,820 / ($1,050 × 12) = 19.3
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
4,557 jobs at 569 employers (2026 Q1); -1.3% jobs and +0.6% average weekly wage over the year
- 34th pct · 2,109th of 3,221 US counties · median 8,232
- 44th pct · 36th of 64 Colorado counties · median 4,853
| Item | Value | Distance |
|---|---|---|
| Las Animas County, CO | 4,557 jobs · $892/wk · -1.3% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Retail trade | 785 | $656 | 1.77 | +7.1% |
| Health care and social assistance | 722 | $955 | 1.05 | -3.5% |
| Accommodation and food services | 513 | $490 | 1.25 | -9.0% |
| Mining, oil and gas | 223 | $1,369 | 13.74 | +0.5% |
| Construction | 143 | $972 | 0.60 | -1.4% |
| Finance and insurance | 131 | $1,084 | 0.71 | -11.5% |
| Other services | 113 | $630 | 0.83 | -1.7% |
| Professional and technical services | 88 | $1,401 | 0.28 | +8.6% |
| Wholesale trade | 76 | $1,425 | 0.44 | -1.3% |
| Transportation and warehousing | 71 | $1,171 | 0.37 | -17.4% |
| Agriculture, forestry, fishing | 51 | $881 | 1.55 | +2.0% |
| Real estate and rental | 44 | $730 | 0.63 | -6.4% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D2 severe drought
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
5 USGS reservoir gauges, no capacity figures to weight
Sites found: 5, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
| Site | Reading | Distance |
|---|---|---|
| LAKE MALOYA NR RATON NM | 3,485 Acre-ft (USGS, no capacity on file) | 47 km |
| TRINIDAD LAKE NEAR TRINIDAD, CO. | 20,180 Acre-ft (USGS, no capacity on file) | 49 km |
| COSTILLA RESERVOIR NEAR COSTILLA, NM | 1,033 Acre-ft (USGS, no capacity on file) | 120 km |
| JOHN MARTIN RESERVOIR AT CADDOA, CO | 31,150 Acre-ft (USGS, no capacity on file) | 128 km |
| EAGLE NEST LAKE NR EAGLE NEST, NM | 20,960 Acre-ft (USGS, no capacity on file) | 137 km |
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
13 gauges · 0 flooding · 1 with quality panels averaging 50 % · 7 stale
Sites found: 13, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| PURGATOIRE RIVER AT ROCK CROSSING NR TIMPAS, CO. | flow 44.6 ft³/s · quality 50 % (3) | 52 km |
| VAN BREMER ARROYO NEAR MODEL, CO | flow 0.07 ft³/s | 8 km |
| VAN BREMER ARROYO NEAR TYRONE, CO | flow 0.00 ft³/s · STALE | 11 km |
| PURGATOIRE RIVER NEAR THATCHER, CO. | flow 24.5 ft³/s | 13 km |
| TAYLOR ARROYO BL ROCK CROSSING, NR THATCHER, CO. | flow 0.00 ft³/s · STALE | 16 km |
| LOCKWOOD CANYON CREEK NEAR THATCHER, CO | flow 0.00 ft³/s · STALE | 27 km |
| RED ROCK CANYON CREEK AT MOUTH NR THATCHER, CO. | flow 0.00 ft³/s · STALE | 36 km |
| CHACUACO CREEK AT MOUTH NEAR TIMPAS, CO | flow 0.00 ft³/s · STALE | 44 km |
| Purgatoire River at Trinidad | no flooding | 44 km |
| BENT CANYON CREEK AT MOUTH NEAR TIMPAS, CO | flow 0.00 ft³/s · STALE | 46 km |
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
No USGS monitoring wells within 75 km (or above 1,500 km)
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
high (0.50)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.50 + 0.2×0.50 / 0.55
Banks & federal dollars #
$355.7 m in deposits at 7 offices of 5 banks (SOD June 2026); HHI 3,431, highly concentrated. $138.6 m federal obligations in FY2026 (direct payments $116.1 m, grants $21.2 m), $30,414 per covered job
| Item | Value | Distance |
|---|---|---|
| The First National Bank in Trinidad | $182.5 m · 51.3% share · 3 offices | |
| InBank | $69.9 m · 19.6% share · 1 office | |
| Century Savings and Loan Association | $62.0 m · 17.4% share · 1 office | |
| Las Animas, CO | $138.6 m FY2026 · $30,414/job | |
| MULTIPLE RECIPIENTS | $109.4 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| The First National Bank in Trinidad | $182,547,000 | 51.3% | 3 |
| InBank | $69,863,000 | 19.6% | 1 |
| Century Savings and Loan Association | $61,993,000 | 17.4% | 1 |
| BMO Bank National Association | $36,514,000 | 10.3% | 1 |
| 5Star Bank | $4,743,000 | 1.3% | 1 |
Deposit concentration is 3,431 across 5 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 5 banks with deposits in the county = 51.3² + 19.6² + 17.4² + … (2 more) = 3,431
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $89,650,113 |
| Department of Transportation | $20,032,084 |
| Department of Veterans Affairs | $14,010,702 |
| Railroad Retirement Board | $5,769,035 |
| Department of Education | $4,479,868 |
| Department of Agriculture | $1,767,834 |
| Department of Housing and Urban Development | $1,648,365 |
| Department of Defense | $910,002 |
| Federal Communications Commission | $220,826 |
| General Services Administration | $58,520 |
| Department of Health and Human Services | $50,000 |
That is $30,414 per covered job, against 4,557 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $138.6 m / 4,557 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $30,414
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.28 | 2026-10-04 | -0.1% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-05 | +0.1% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 6.00 | 2026-09-22 | -14.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 6,830.00 | 2026-08-01 | +7.4% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -88,576.00 | 2026-07-01 | -24.4% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Las Animas County, CO: 16 findings, 6 at a watch level and 10 noted
watchLas Animas County, CO's typical home value is -4.5% against a year earlier, a watch level here: typical home value below a year ago (arithmetic on Zillow ZHVI, county and metro files; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026-08.Show the arithmetic
- test: home.yoyPct = -4.4862502175786485 < 0
arithmetic on Zillow ZHVI, county and metro files; not an official level
watchLas Animas County, CO's covered employment is -1.3% against a year earlier, a watch level here: covered employment below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -1.3 < 0
BLS QCEW over-the-year percent change, as published; not an official level
watchLas Animas County, CO's momentum index is -0.28, a watch level here: momentum index in the cooling band (the cooling band of the momentum index computed here, score at or below -0.25; convention chosen for this dashboard, not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026-08.Show the arithmetic
- test: momentum = -0.28186765473806996 <= -0.25
- momentum = Σ wᵢ · clip(changeᵢ / scaleᵢ, −1, 1) / Σ wᵢ over the terms present; weights and scales: home value 1-yr change 0.3 (±10%), rent 1-yr change 0.15 (±10%), jobs over-the-year change 0.3 (±3%), avg weekly wage over-the-year change 0.25 (±6%)
the cooling band of the momentum index computed here, score at or below -0.25; convention chosen for this dashboard, not an official level
watchLas Animas County, CO's price-to-rent ratio of 19.3 scores 69 on the 0-to-100 scale across US counties but 18 across Colorado counties, a gap of 51 points.
Period 2026-08.Show the arithmetic
- 51 = |69 across US counties - 18 across Colorado counties|
- typical home value / (typical rent × 12); Zillow ZHVI over ZORI, same month
position among the entities that published this metric this period; not an official level
watchLas Animas County, CO's typical home value of $242,820 scores 53 on the 0-to-100 scale across US counties but 16 across Colorado counties, a gap of 36 points.
Period 2026-08.Show the arithmetic
- 36 = |53 across US counties - 16 across Colorado counties|
position among the entities that published this metric this period; not an official level
Read all 12 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.