Bay County, FL: 6 findings, 4 at a watch level and 2 noted

6 findings fired for Bay County, FL this run, against a typical home value of $344,049 in August 2026 and covered employment of 82,757 in 2026 Q1.

This is the water & ecology lens: Biologists, hydrologists, water utilities, conservation It keeps the findings whose subject matches that interest and drops the rest, so it is a subset of the full brief and never a different set of numbers. The full brief is the canonical version of this page.

6 findings #

currentretrieved 2026-10-07

  1. watchBay County, FL's typical home value is -0.4% against a year earlier, a watch level here: typical home value below a year ago (arithmetic on Zillow ZHVI, county and metro files; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.

    Period 2026-08.
    Show the arithmetic
    • test: home.yoyPct = -0.39406150800438905 < 0

    arithmetic on Zillow ZHVI, county and metro files; not an official level

  2. watchBay County, FL's typical asking rent of $1,745 scores 70 on the 0-to-100 scale across US counties but 26 across Florida counties, a gap of 44 points.

    Period 2026-08.
    Show the arithmetic
    • 44 = |70 across US counties - 26 across Florida counties|

    position among the entities that published this metric this period; not an official level

  3. watchBay County, FL's typical home value of -0.4% scores 18 on the 0-to-100 scale across US counties but 55 across Florida counties, a gap of 36 points.

    Period 2026-08.
    Show the arithmetic
    • 36 = |18 across US counties - 55 across Florida counties|

    position among the entities that published this metric this period; not an official level

  4. watchBay County, FL's price-to-rent ratio of 16.4 scores 43 on the 0-to-100 scale across US counties but 76 across Florida counties, a gap of 33 points.

    Period 2026-08.
    Show the arithmetic
    • 33 = |43 across US counties - 76 across Florida counties|
    • typical home value / (typical rent × 12); Zillow ZHVI over ZORI, same month

    position among the entities that published this metric this period; not an official level

  5. noteThe next Zillow ZHVI typical home value (monthly) covering Bay County, FL is due between 2026-10-14 and 2026-10-21, estimated from the publisher's past release pattern.

    Show the arithmetic
    • window = 2026-10-14 to 2026-10-21, estimated from the publisher's past release pattern

    estimated from the publisher's past release pattern; not an announced date

  6. noteThe next Zillow ZORI typical rent (monthly) covering Bay County, FL is due between 2026-10-14 and 2026-10-21, estimated from the publisher's past release pattern.

    Show the arithmetic
    • window = 2026-10-14 to 2026-10-21, estimated from the publisher's past release pattern

    estimated from the publisher's past release pattern; not an announced date

A lens narrows which numbers are shown, not which holes are admitted to: a withheld figure or a pending release survives every lens, because a gap is a fact about the place rather than about one reader's subject.

Subscribe to this lens #

currentretrieved 2026-10-07

The same narrowed findings as a feed.

Sources #

  • publishedZillow Home Value Index (ZHVI)Zillow Researchopen the source
    County_zhvi_uc_sfrcondo_tier_0.33_0.67_sm_sa_month.csv · period 2026-08 · retrieved 2026-10-07
  • publishedZillow Observed Rent Index (ZORI)Zillow Researchopen the source
    County_zori_uc_sfrcondomfr_sm_month.csv · period 2026-08 · retrieved 2026-10-07
  • estimateZillow Home Value Index (ZHVI)Zillow Researchopen the source
    · retrieved 2026-10-07 · typical home value / (typical rent × 12); Zillow ZHVI over ZORI, same month
  • estimateZillow Home Value Index (ZHVI)Zillow Researchopen the source
    · retrieved 2026-10-07 · month-over-month percent change = (newest month − previous month) / |previous month| × 100, from Zillow's own published month columns
  • publishedQuarterly Census of Employment and WagesU.S. Bureau of Labor Statisticsopen the source
    area 12005, all ownerships, all industries · period 2026-Q1 · retrieved 2026-10-07
  • estimateZillow Home Value Index (ZHVI)Zillow Researchopen the source
    · retrieved 2026-10-07 · momentum = Σ wᵢ · clip(changeᵢ / scaleᵢ, −1, 1) / Σ wᵢ over the terms present; weights and scales: home value 1-yr change 0.3 (±10%), rent 1-yr change 0.15 (±10%), jobs over-the-year change 0.3 (±3%), avg weekly wage over-the-year change 0.25 (±6%)
  • estimateZillow Observed Rent Index (ZORI)Zillow Researchopen the source
    · retrieved 2026-10-07 · month-over-month percent change = (newest month − previous month) / |previous month| × 100, from Zillow's own published month columns
  • estimateQuarterly Census of Employment and WagesU.S. Bureau of Labor Statisticsopen the source
    · retrieved 2026-10-07 · typical home value / (average weekly wage × 52); one average covered job, not a household

Citations

  • Zillow Research. Zillow Home Value Index (ZHVI). series County_zhvi_uc_sfrcondo_tier_0.33_0.67_sm_sa_month.csv. period 2026-08. https://files.zillowstatic.com/research/public_csvs/zhvi/County_zhvi_uc_sfrcondo_tier_0.33_0.67_sm_sa_month.csv. accessed 2026-10-07.
  • Zillow Research. Zillow Observed Rent Index (ZORI). series County_zori_uc_sfrcondomfr_sm_month.csv. period 2026-08. https://files.zillowstatic.com/research/public_csvs/zori/County_zori_uc_sfrcondomfr_sm_month.csv. accessed 2026-10-07.
  • Zillow Research. Zillow Home Value Index (ZHVI). https://www.zillow.com/research/data/. accessed 2026-10-07. estimate computed by Embedding Atlas: typical home value / (typical rent × 12); Zillow ZHVI over ZORI, same month.
  • Zillow Research. Zillow Home Value Index (ZHVI). https://www.zillow.com/research/data/. accessed 2026-10-07. estimate computed by Embedding Atlas: month-over-month percent change = (newest month − previous month) / |previous month| × 100, from Zillow's own published month columns.
  • U.S. Bureau of Labor Statistics. Quarterly Census of Employment and Wages. series area 12005, all ownerships, all industries. period 2026-Q1. https://data.bls.gov/cew/data/api/2026/1/area/12005.csv. accessed 2026-10-07.
  • Zillow Research. Zillow Home Value Index (ZHVI). https://www.zillow.com/research/data/. accessed 2026-10-07. estimate computed by Embedding Atlas: momentum = Σ wᵢ · clip(changeᵢ / scaleᵢ, −1, 1) / Σ wᵢ over the terms present; weights and scales: home value 1-yr change 0.3 (±10%), rent 1-yr change 0.15 (±10%), jobs over-the-year change 0.3 (±3%), avg weekly wage over-the-year change 0.25 (±6%).
  • Zillow Research. Zillow Observed Rent Index (ZORI). https://www.zillow.com/research/data/. accessed 2026-10-07. estimate computed by Embedding Atlas: month-over-month percent change = (newest month − previous month) / |previous month| × 100, from Zillow's own published month columns.
  • U.S. Bureau of Labor Statistics. Quarterly Census of Employment and Wages. https://www.bls.gov/cew/. accessed 2026-10-07. estimate computed by Embedding Atlas: typical home value / (average weekly wage × 52); one average covered job, not a household.

What these numbers are not

  • The newest BLS QCEW file carries no year-earlier level, only the over-the-year percent change BLS publishes itself. Every employment and wage comparison here states that published change; none of them is a move from one level to another, because the two levels are not both in the file.
  • A percentile here is a min-max scaling of average rank across the entities that published the metric this period: the smallest published value scores 0 and the largest scores 100. It is not the share of entities below the value, and entities that did not publish the metric are counted in neither the rank nor its denominator.
  • The named indicators shown beside this brief are national or basin-level series, not measurements of Bay County, FL; Texas reservoirs, statewide percent full (watch) is at a watch or alert level. They are context.
  • The occupation mix is the 37460 metro area's, from the bundled BLS OEWS release: OEWS does not publish a county table.
  • Water rows are everything within 75 km of this place's internal point (150 km for reservoirs), not everything inside its boundary: lib/water searches discs, and every row prints its own distance.
  • Server report: satellite turbidity is only computed in a browser, so that term is absent here.
  • USGS gauges did not answer.
  • USGS wells did not answer.
  • Stress uses 1 of 4 terms (drought); missing terms are left out, not assumed.
  • Groundwater has no trend term: one latest level cannot say whether an aquifer is being drawn down.
  • Obligations are what agencies committed in FY2026 by place of performance: not outlays, and not the recipient's own location.
  • FY2026 closed 7 days ago; agencies report with up to a 45-day lag, so totals are still filling in.
  • The indicator block is the NATIONAL set, filtered only by lens. None of these series is keyed to this place: they are United States, gauge, single-state or port series and they are shown as context, not as this place's own readings.

Page assembled 2026-10-07T17:23:37.126Z. Place identity tables pulled 2026-10-01.