Volusia County, FL
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 29.06, -81.16.
Assembled 2026-10-07. Read the brief.
- 74th pct · 771st of 3,063 US counties · median $234,566
- 54th pct · 31st of 67 Florida counties · median $307,929
- counties in the Deltona-Daytona Beach-Ormond Beach metro: Rank context is unavailable: the manifest lists 2 counties in the Deltona-Daytona Beach-Ormond Beach metro; fewer than 5 is too few to rank.
- 15th pct · 2,600th of 3,063 US counties · median +2.9%
- 43rd pct · 38th of 67 Florida counties · median -0.8%
- counties in the Deltona-Daytona Beach-Ormond Beach metro: Rank context is unavailable: the manifest lists 2 counties in the Deltona-Daytona Beach-Ormond Beach metro; fewer than 5 is too few to rank.
- 69th pct · 434th of 1,399 US counties · median $1,496
- 23rd pct · 36th of 47 Florida counties · median $1,898
- counties in the Deltona-Daytona Beach-Ormond Beach metro: Rank context is unavailable: the manifest lists 2 counties in the Deltona-Daytona Beach-Ormond Beach metro; fewer than 5 is too few to rank.
- 94th pct · 166th of 3,221 US counties · median 8,232
- 81st pct · 13th of 67 Florida counties · median 43,443
- counties in the Deltona-Daytona Beach-Ormond Beach metro: Rank context is unavailable: the manifest lists 2 counties in the Deltona-Daytona Beach-Ormond Beach metro; fewer than 5 is too few to rank.
- 69th pct · 987th of 3,221 US counties · median $1,039
- 60th pct · 27th of 67 Florida counties · median $1,084
- counties in the Deltona-Daytona Beach-Ormond Beach metro: Rank context is unavailable: the manifest lists 2 counties in the Deltona-Daytona Beach-Ormond Beach metro; fewer than 5 is too few to rank.
- 71st pct · 869th of 3,063 US counties · median 4.3
- 53rd pct · 32nd of 67 Florida counties · median 5.4
- counties in the Deltona-Daytona Beach-Ormond Beach metro: Rank context is unavailable: the manifest lists 2 counties in the Deltona-Daytona Beach-Ormond Beach metro; fewer than 5 is too few to rank.
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $324,688 (Aug 2026), -0.9% over one year, +17.0% over five
- 74th pct · 771st of 3,063 US counties · median $234,566
- 54th pct · 31st of 67 Florida counties · median $307,929
- counties in the Deltona-Daytona Beach-Ormond Beach metro: Rank context is unavailable: the manifest lists 2 counties in the Deltona-Daytona Beach-Ormond Beach metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Volusia County, FL | $324,688 · -0.9% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Typical rent $1,739/mo (Aug 2026), +1.2% over one year; price-to-rent 15.6
- 69th pct · 434th of 1,399 US counties · median $1,496
- 23rd pct · 36th of 47 Florida counties · median $1,898
- counties in the Deltona-Daytona Beach-Ormond Beach metro: Rank context is unavailable: the manifest lists 2 counties in the Deltona-Daytona Beach-Ormond Beach metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Volusia County, FL | $1,739/mo · +1.2% 1-yr |
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $1,777 a month on $324,688 at 7.28%, against an average weekly wage worth $4,957 a month: 35.9% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $324,688 × 80% = $259,750, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $1,777/mo principal and interest
- wage share = payment / (avg weekly wage $1,144 × 52 / 12 = $4,957) = 36% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $324,688 / ($1,144 × 52) = 5.5
- price-to-rent = $324,688 / ($1,739 × 12) = 15.6
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
192,323 jobs at 16,881 employers (2026 Q1); +0.6% jobs and +4.3% average weekly wage over the year
- 94th pct · 166th of 3,221 US counties · median 8,232
- 81st pct · 13th of 67 Florida counties · median 43,443
- counties in the Deltona-Daytona Beach-Ormond Beach metro: Rank context is unavailable: the manifest lists 2 counties in the Deltona-Daytona Beach-Ormond Beach metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Volusia County, FL | 192,323 jobs · $1,144/wk · +0.6% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Health care and social assistance | 34,966 | $1,300 | 1.21 | +3.1% |
| Retail trade | 27,546 | $753 | 1.47 | -1.7% |
| Accommodation and food services | 24,782 | $561 | 1.43 | -2.1% |
| Construction | 11,801 | $1,167 | 1.17 | -5.9% |
| Manufacturing | 11,210 | $1,764 | 0.72 | -2.8% |
| Administrative and waste services | 9,351 | $873 | 0.86 | +1.6% |
| Professional and technical services | 7,960 | $1,439 | 0.60 | -0.8% |
| Educational services | 6,776 | $1,107 | 1.64 | +2.0% |
| Transportation and warehousing | 6,770 | $1,127 | 0.84 | +51.6% |
| Other services | 6,005 | $1,191 | 1.04 | +7.4% |
| Finance and insurance | 4,735 | $2,139 | 0.60 | +0.1% |
| Wholesale trade | 4,629 | $1,493 | 0.63 | -5.9% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
No drought class at this point (USDM covers the United States only)
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
No reservoir gauges within 150 km (or the camera is above the gauge altitude)
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
71 gauges · 1 flooding · 9 with quality panels averaging 71 % · 19 stale
Sites found: 71, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| BLUE SPRINGS NEAR ORANGE CITY, FL | flow 171.0 ft³/s · quality 50 % (4) | 21 km |
| ROCK SPRINGS NEAR APOPKA, FL | DO 1.70 mg/l · quality 75 % (4) | 47 km |
| ST. JOHNS RIVER AT ASTOR, FL | flow 3,050 ft³/s · quality 75 % (4) · MINOR flooding | 37 km |
| WEKIWA SPRINGS NEAR APOPKA, FL | DO 0.20 mg/l · quality 75 % (4) | 48 km |
| ST. JOHNS RIVER NEAR DE LAND, FL | flow 4,180 ft³/s · quality 67 % (3) · no flooding | 22 km |
| HAULOVER CANAL NEAR MIMS,FL | flow -3,540 ft³/s · quality 50 % (2) | 53 km |
| ST. JOHNS RIVER ABOVE LAKE HARNEY NEAR GENEVA, FL | flow 2,760 ft³/s · quality 67 % (3) · no flooding | 40 km |
| SPRUCE CREEK NEAR SAMSULA, FL | flow 110.0 ft³/s | 11 km |
| HALIFAX CANAL NEAR HARBOR OAKS, FL | flow 17.2 ft³/s · STALE | 18 km |
| TOMOKA RIVER NEAR HOLLY HILL, FL | flow 98.6 ft³/s | 18 km |
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
12 wells in 0 named aquifers:
Sites found: 12, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| USGS-290950081315501 | level 14.0 ft · 2013-11-19 | 38 km |
| USGS-291442081384201 | level 2.06 ft · 2026-10-05 | 51 km |
| USGS-283249081053203 | level 60.5 ft · 2026-10-05 | 57 km |
| USGS-283249081053201 | level 34.0 ft · 2026-10-05 | 57 km |
| USGS-282847081013701 | depth 25.4 ft · 1974-12-25 | 66 km |
| USGS-282623081153801 | level 43.7 ft · 2025-11-17 | 69 km |
| USGS-282531081095701 | level 33.4 ft · 2026-10-05 | 70 km |
| USGS-282532081075601 | level 32.9 ft · 2026-10-05 | 70 km |
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
low (0.10)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 + 0.2×0.29 / 0.55
Banks & federal dollars #
$12.4 bn in deposits at 96 offices of 20 banks (SOD June 2026); HHI 1,106, moderately concentrated. $5.2 bn federal obligations in FY2026 (direct payments $4.8 bn, grants $250.2 m), $27,040 per covered job
| Item | Value | Distance |
|---|---|---|
| Bank of America, National Association | $2.1 bn · 17.1% share · 9 offices | |
| Truist Bank | $2.1 bn · 16.8% share · 15 offices | |
| Wells Fargo Bank, National Association | $2.1 bn · 16.7% share · 13 offices | |
| Volusia, FL | $5.2 bn FY2026 · $27,040/job | |
| MULTIPLE RECIPIENTS | $4.7 bn · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Bank of America, National Association | $2,127,253,000 | 17.1% | 9 |
| Truist Bank | $2,085,320,000 | 16.8% | 15 |
| Wells Fargo Bank, National Association | $2,075,113,000 | 16.7% | 13 |
| TD Bank, National Association | $1,220,055,000 | 9.8% | 6 |
| JPMorgan Chase Bank, National Association | $958,440,000 | 7.7% | 8 |
| Mainstreet Community Bank of Florida | $554,917,000 | 4.5% | 5 |
| Fifth Third Bank, National Association | $550,315,000 | 4.4% | 5 |
| PNC Bank, National Association | $532,162,000 | 4.3% | 8 |
| Regions Bank | $450,468,000 | 3.6% | 7 |
| Seacoast National Bank | $338,721,000 | 2.7% | 3 |
Deposit concentration is 1,106 across 20 banks, which the 1995 Department of Justice bank merger screen calls moderately concentrated.
HHI = Σ (share %)² over 20 banks with deposits in the county = 17.1² + 16.8² + 16.7² + … (17 more) = 1,106
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $4,010,842,832 |
| Department of Veterans Affairs | $696,702,437 |
| Department of Transportation | $195,037,365 |
| Department of Education | $94,918,144 |
| Department of Defense | $85,616,815 |
| Department of Housing and Urban Development | $64,302,890 |
| Railroad Retirement Board | $25,550,773 |
| Department of Agriculture | $6,538,335 |
| National Science Foundation | $6,203,256 |
| National Aeronautics and Space Administration | $4,735,363 |
| Department of Health and Human Services | $3,852,938 |
| Department of Homeland Security | $2,275,787 |
That is $27,040 per covered job, against 192,323 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $5.2 bn / 192,323 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $27,040
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.69 | 2026-10-05 | +3.3% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-06 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 3.00 | 2026-10-06 | -50.0% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 7,848.00 | 2026-09-01 | +14.9% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Volusia County, FL: 10 findings, 3 at a watch level and 7 noted
watchVolusia County, FL's typical home value is -0.9% against a year earlier, a watch level here: typical home value below a year ago (arithmetic on Zillow ZHVI, county and metro files; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026-08.Show the arithmetic
- test: home.yoyPct = -0.9143211602011314 < 0
arithmetic on Zillow ZHVI, county and metro files; not an official level
watchVolusia County, FL's typical asking rent of $1,739 scores 69 on the 0-to-100 scale across US counties but 24 across Florida counties, a gap of 45 points.
Period 2026-08.Show the arithmetic
- 45 = |69 across US counties - 24 across Florida counties|
position among the entities that published this metric this period; not an official level
watchVolusia County, FL's price-to-rent ratio of 15.6 scores 34 on the 0-to-100 scale across US counties but 72 across Florida counties, a gap of 37 points.
Period 2026-08.Show the arithmetic
- 37 = |34 across US counties - 72 across Florida counties|
- typical home value / (typical rent × 12); Zillow ZHVI over ZORI, same month
position among the entities that published this metric this period; not an official level
noteVolusia County, FL's average weekly wage was 4.3% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +4.3 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteVolusia County, FL's covered employment was 0.6% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +0.6 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
Read all 10 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.